F*** Vance... Hes a telephone tough guy!

Received a phone call from Vance. Requesting I call immeditally. So I called back. Vance answered and kindly requested to speak with me. I responded with she wasnt available at the moment and that I would take a message for her. He said well isnt this the **FamilyName** phone, and if so I know you are ******. He wouldnt tell me who he was with or why he was calling so I could take a message.

I could ask you the very same question.

Report them here to the FTC & CFB. You can also file fraud on the charges with your bank!

http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/

As always Alf, well said. I'm never as polite. A failing perhaps...
Regardless, this number is done.
Godspeed my friend,
Gunnar

This isn't a discussion as to whether or not we should "Pay our bills"--

This is about consumers' rights when it comes to the collection of debts.

Thanks for playing.

We will all be dead before that happens!

As long as they reply to a complaint at the BBB they do nothing to the businesses score. Even if they have 30 or more disgruntled/ unhappy/ripped off clients. The BBB has went to the dogs in the last 20 years. I turned in a company that stole money out of my checking account and sense they "satisfied" the complaint I left, that's all the BBB cared about. Never got my money back. I bought one bottle of fuel additive and the company said I had entered into a contract with them(which was a lie) and I had to buy another 11 bottles to complete the case at the tune of over a thousand dollars. I am not the only one this has happened to. New type of scam. As long as they get a card number-then the games begin.

How about telling us the name and address of the "guy" who "helped you out."  We're all dying to know.

Hey troll, if you had any morals you wouldn't be here in this thread running your mouth and trying to intimidate consumers, especially those posters who did not indicate they even owed a bill.

But then again, if you indicated he helped you out you must be some deadbeat professional debtor type, and in that case where do you get off lecturing anyone about morals. PAY YOUR BILLS TROLL!

Your bank called.  You are morally bankrupt.  Please PAY YOUR DEBTS.  Thank you!

oops!!  ignore!

Don't you shills have anything better do? Maybe you can go write a book, it would be much more honest way of making a living besides trying to scam and fraud people!

You can call it: How Not to be a Deadbeat Professional Scammer by Ima toolazy, illustrated by Ill Eagle, and published by Scammer & Shill

And you have the morals of a cobra with the clap.

If YOU had any morals (which you don't), you wouldn't be lying and taking advantage of people

Another shill with zero reading comprehension!  Per the FDCPA, debt collectors bear the burden of proving that the alleged debtor actually owes the money to them - in writing!  You don't like it?  Too bad, so sad!

Oh, and people who don't owe money often get called by scammers like this outfit.  I guess you really must like working for them!

Dont you people have anything better to do. If you had any morals at all, you would pay your bill, and not have to worry about being called by bill collectors. This guy really helped me out.

I do not know who this person is.This number calls n leaves no message

Just got a call on my cell from the same number; 651-287-6133. I didn't answer and he/she/they/it did not leave a message. I seem to have been getting a lot of inexplicable calls since using my cellphone (which I only use when out) number for things related to the new vehicle I bought in June. To my knowledge, we have no outstanding debts, either.

Thanks to everyone for the heads-up. I may answer it next time. I think it could be fun.

This number calls repeatedly and at inappropriate hours, the earliest call i received was at 5:30am which i thought was illegal and after reading these reviews i see that this Vance man is not just harrassing me.. i was sent a letter in the mail from them for what i supposedly owe and its an old account thats been paid off but had been in collections for awhile... i believe this company is a fruad and they search for old accounts just to try and get money because it scares people when they use real debts even if these debts have been paid in full.

Just received my first call ever from a collection agency. It was a call from "Vance" from the following number:  (651) 287-6133  He refused to say what he wanted but wanted to speak with my seriously ill wife (still recovering from brain surgery in Dec 2011).  I hung up on him.  I did some sleuthing online to determine who this was.

?    ?Vance? is from American Accounts (AA and A) located here:  https://maps.google.com/maps?q=7460+80th+St+S,+Cottage+Grove,+MN+55016-3007&hl=en&ll=44.833916,-92.955271&spn=0.000749,0.001639&sll=37.0625,-95.677068&sspn=52.020054,107.402344&t=h&hnear=7460+80th+St+S,+Cottage+Grove,+Minnesota+55016&z=20    You can see their cars parked out front and back.
?    The company website is here: http://www.amaccts.com/  The management staff is listed on the site.
?    This person is likely trying collect for some overdue medical bill. In our case, our medical insurance (United Healthcare) is not paying the bills in a timely manner even though we've met 100% of the deductible.  I have already paid my portion.
?    BBB gives them an A+ rating.  I have trouble believing they have such a high rating after reading the complaints:  http://www.bbb.org/minnesota/business-reviews ... 0582/complaints  I'm beginning to doubt the effectiveness of the BBB.
?    It appears that American Accounts knows really well how to walk that fine line to keep their rating while performing less than legal collection practices.
?    I would be surprised if a Vance actually worked there ... probably their code name for a make debt collector.  Try asking this caller for their office manager: Dick

no message left - just called my cell number. Dont know who this is and if not important enough to leave message will not waste my time calling back.

I received a voice mail from this caller 'American Accounts'  i hope if he is a collector on an account of mine (don't think i have any but who knows) I will contact my lawyer with the exact transript of the call. the lawyer has not only gotten the debt removed he has collected punitive and I got a check for $500.00!  Can't beat it. Guess i will hurry and call him back.

My neighbor rcvd a p/cll from this number, caller ID said A A & A, an employee named "Vance" was talking to my neighbor about a past due medical bill. My neighbor is hard of hearing and has the volume on his phone set high, I could clearly hear the conversation 6 feet away. My neighbor disbuted the bill 3 times & "V" told him they were already taking $200 a week from his checking account, clearly a lie as it would require judicial action (Judgment) and legal service would have been done prior. If this was true a collection agency wouldn't be needed. When I told my neighbor to tell "Vance" to tell him he was disputing the claim, "V" told him "I should shut up & I didn't know what I was talking about". I will now be assisting my neighbor in finding a good lawyer, how to contact the MN AG's office and how to help "V" to look for a new job for violating state & federal laws. How would I know this, been in government collections for almost 20 years.