you might not have any credit cards but maybe someone(like jason foster for example)was able
to get their hands on your personal information and apply for credit in your name(identity theft).
you really should contact transunion or equifax and find out if someone is getting you into debt by pretending to be you,sadly it happens all too often.
jason foster from ontario canada got me.

Received call from 657-201-5216. No identifying name either of person or company, Will NOT call back. Not home  --  even if home would not answer. Thank you for letting me know it is from one of those companies.Tired of getting calls to lower rates  --  when answering machine was on, messages left offering that. They do NOT hang up if you mistakenly answer and refuse to talk and ask that the number be removed from their system. All you get is anger. No longer have the answering system turned on. Caller ID lets me know if the caller is of interest.

Left partial message:  "Reduce your rate.  Press 9 to not receive further notices."  Telemarketer.

More junk. They left a message about reducing rates. Zzzzzzzzzzz

Called my cell phone, I let it go to voice mail as I do all calls from numbers I do not recognize. Message left  letting me how to lower my interest rate on my credit cards. Bogus company, obviously as I have no cards.  I added them to my reject list.

Received a call from this phone number today on my cell phone; no message was left.

DO NOT CALL ME! TELEMARKETER!

It doesn't matter if you request your number to be removed, this bogus company will continue to call. It's a bunch of scum bags sitting in a low budget out house, making random calls in between calling their family members/sexual partners.

Someone needs to shut down these offices and pass serious laws with penalties. This is just as harassing as stalking.

I texted this number back telling them not to call me any more.  We'll see if they stop.

Non Stop calls from these boiler plate companies  - Isn't there a law about this?

received a call on my cell phone. card services about lower credit card interest rate. Do not have any credit cards. As to be removed from list.

Let VM grab it, this is what recorded....

Ability for reduced interest rates on your current account, press one now to speak to a live operator in reduce your rate, or press 9, to be removed from further notices.

Called cell phone, No message. Sent them a text to never call me again.

Called cell phone message was a recording saying only "services".

CALLED CELL PHONE, DID NOT LEAVE A MESSAGE