I received a call today from this number saying his name is Thomas Wright.  He was obviously from India and very difficult to understand...and INCREDIBLY rude and threatening!  When I called the number back, I told him that I could not understand what he was saying and his message was rude and that I had no idea what he was calling about.  He abruptly hung up then would not answer again when I tried to call him to get a supervisor.

THIS F***IN SAND NIGER IN CALIFORNIA CALLED ME SAYING U HAVE AN ATTORTNY BECAUSE YOUR GONNA GET SUED.WHEN I CALLED BACK THE LITTLE MUTHERFUCKER PUT HIS PHONE ON VOICE MAIL. CALL MY MUTHA F***IN HOUSE AGAIN ILL CALL THE ARMY TO TAKE YOUR DUMB A** OUT LITTLE B***H. AND IF YOU READ THIS MESSAGE COME GET ME IM WAITING I HAVE NO FEAR IN MY BODY MIND OR SOUL.............OH BY THE WAY FEDRAL AGENTS ARE ON YA ALL SCHEME NOW.....AND WILL TRAVEL TO BAKERSFEILD CALIFORNIA CAUSE THAT WHERE THIS PEICE OF S**T LIVES.......AND WHEN U SPEAK TAKE THE S**T ...OUT YOUR MOUTH.......CAUSE NOBODY UNDERSTANDS ALL NONE YALL........

I GOT A CALL TODAY FROM THE NUMBER SAME THING HE TOLD ME I WAS GOING TO HAVE TO COME TO CALIFORNIA TO GO TO COURT AND IF I DIDN'T THEN I WAS GOING TO HAVE A WARRANT ISSUED HE HAD A STRONG ACCENT AND CALLED ME A CRIMINAL AND TOLD ME TO F*** OFF I TELL YOU WHAT IM GOING TO THE POLICE TO FILE A REPORT WHEN I TRIED CALLING BACK I GOT A ANSWER AND THEN KEPT GETTING HUNG UP ON I HOPE SOMEONE DOES SOMETHING AND I MEAN FAST.

I recieved Ameesage allso stating that an attorney will be getting in contact with me and would not say what is was all about.

Elwin Peter

Any idea how I could get my money back. I fell for this scam.

I just recieved a phone call from these people. They definitly had a eastern accent. I missed the first call. So, I called the number back. The guy didn't even know who I was. I sounded like he was in a call center. Then after a few seconds he started telling me that he was calling in reguards to Cash Advance. That they were going to file a law suit on me. I tried to slow him down as he was very beligerent and would not have a conversation. He kept on about a Cash Advance, how I didn't pay it back and how I was going to be sent papers. He said he was going to contact my work sense I used it as a primary income source. As I continued to try to talk to him about the situation. He tried to the best of his ability to tell me that he wasn't calling me to talk about it.  He continued to be avasive as to the records that he had. He did tell me that he worked for Morgan and Associates. That was it. I called him back and asked him if he worked for Morgan and Morgan Law Firm.  He said yes, He said he was going to find me. Then he called me a F_____ Bast_____. I asked him were he was located then he said "In your backyard" and hung up. Wow, I must say. That was rather disturbing. I looked up the number on the internet and found this thread. Then  I called them back and told them a few very choise aggesive things about myself and what would happen if I found him. I said to never call this number again and hung up. Of coarse it was all on an answering machine. Then immediatly after that a chick calls and leaves a message. She said in a eastern accent. For me to call back immediatly and that this call was time sensitive and that if I didn't she could only wish me good luck on what would happen to me.  That was a trip. I'm going to go to some of the sites listed here and make a complaint. Also, I think I will call or write some of the agencies offered here.  Has anyone ever had anything happen to them for real?

Let me know

I just had this same thing happen to me.  I felt the threatening message they left on my voice mail was a bit odd so I had looked them up and found this thread before I called them back.  As soon as I tried to let them know that I had done my research, I was cussed out, called horrible names and hung up on!  I'm not sure if they will call me back or not but I'm ready if they do.  Anyone else who gets one of these, just tell them right away that you know they are a fraud.  Good luck!!

recvd a call from this number this morning after i recvd a call from 425-507-0431. i didnt answer it this morning but im sure they will try again. ive been getting these calls saying that they are trying to collect a debt from me due to a payday loan that was returned.  they are using american names but yet they have thick arabic accents. i laugh everytime they tell me their names. ive gotten a Jim Allen and Jeff Carter.  i ask them if they can tell me when i got the loan and what amount was put into my account and they cannot give me that info. they tell me the judge will have all that when i go to court. they try to talk to me like im an idiot but once i tell them that there has been several complaints about them they hang up and i dont hear back from that number but they call me from another one. and i tell them the same thing. hopefully one of these days these calls will stop. they are quite annoying.

I also recieved a phone call from this number today...the first time i didn't pick up and he left a very very rude message telling me i needed to get a lawyer...and i could understand a word he said after that...i called back and talked with this man...i told him i wanted to know what this was about and he transfered me to some other guy...i told him i hadn't ever gotten a cash advantage from this place and i wanted to know y they were sueing me...he stated that this company deposited money into my checking account and i failed to pay it back...i repeated myself saying i never got a loan...he told me  i was having fraudulant checks and falsifing information charges pressed against me...i then told him i was calling the cops and told me no call a lawyer and he hung up on me....i contacted my local pd and he said that it was a fraud after listening to his message...

THIS F****N SAND N**** IN CALIFORNIA CALLED ME SAYING U HAVE AN ATTORTNY BECAUSE YOUR GONNA GET SUED.WHEN I CALLED BACK THE LITTLE MUTHERFUCKER PUT HIS PHONE ON VOICE MAIL. CALL MY MUTHA F****N HOUSE AGAIN ILL CALL THE ARMY TO TAKE YOUR DUMB A** OUT LITTLE BI***. AND IF YOU READ THIS MESSAGE COME GET ME IM WAITING I HAVE NO FEAR IN MY BODY MIND OR SOUL.............OH BY THE WAY FEDRAL AGENTS ARE ON YA ALL SCHEME NOW.....AND WILL TRAVEL TO BAKERSFEILD CALIFORNIA CAUSE THAT WHERE THIS PEICE OF S*** LIVES.......AND WHEN U SPEAK TAKE THE S*** ...OUT YOUR MOUTH.......CAUSE NOBODY UNDERSTANDS ALL NONE YALL........

I received a call from Mr. Jac Marshal, stating I had received a payday loan into my back account. I told Mr. Marshal, that I didn't receive any payday loans, and if they put it into my bank, then its still there. I asked him what date did it go into my account, he said that he didn't have that information, and either I pay $955 or they were taking me to court. I tried to explain that they had the wrong person, but he was very rude, with thick accent. How did they get my info? I called my bank to double check, nothing was deposited into my account. I changed my account number. To make a long story short I called back, and told them to take me to court, cause I got papers showing I never received any money, he hung up.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

Just called said I was being charged unless I pay in full. After hearing that, I told him great and thanks. He then paused and called me a mother fer. I called them back and told him some things of my own, so I hope they stop calling me.

I just received the same call except he used the name of Roger Clark and he was with a company called Morgan & Assoc. Atty Alvin Peters and I had a payday loan from US Cash Advance. He has called over 7 times yesterday and once today. I am currently checking with This cash advance company to see what type of info they have on us and if we ever did apply for a loan in the past because if so then their personal records have been compromise and they didn't warn or advise anyone and my attorney says that is a possible law suite. My last note i'd like to mention is if were all getting these calls, why hasn't GOOGLE voice deactivated that number or done something as of yet because I've herd that this has been going on for a while and from this exact number.

This number has called me Twice today. The First time I answered _____________Police department and he was persistent asking for me, I hung up. They just called me again 20min ago. Rejected the call and left me a very rude threatening voice mail!

I had the exact same call on Tuesday.  I also told him that I had not received a payday loan, he was also very rude and hard to understand.  He also had all my personal info....my work info, my bank acct info and my personal e-mail address.  When he could not give me details, I figured that it was a scam and I became very rude to him and he hung up on me.  If anyone knows how these people are getting our info please let us know!!

I JUST GOT A CALL FROM SAM AND HE SAID I OWED AN ONLINE PAYDAY LOAN AND ASKED WHO MY ATTORNEY WAS. I ADVISED HIM THAT I DID NOT RECEIVE ANY PAYDAY LOAN DEPOSITED INTO MY ACCOUNT. HE VERIFED MY JOB INFO AND MY HOME ADDRESS. HOW DID HE GET THIS INFORMATION? I LOOKED THROUGH MY BANK RECORDS DID NOT FIND A DEPOSIT AND CALLED HIM BACK HE WAS VERY RUDE AND SAID THAT IF I DIDN'T PAY HIM TODAY HE WOULD ISSUE OUT A SUMMONS. I ASKED WHAT COURT HE WAS FILING THE CLAIM AT AND HE COULD NOT TELL ME. I THINK THIS IS A SCAM AND I AM REPORTING IT TO THE POLICE.