If someone can get an address for this company, you can send them a letter telling them to only contact you through mail and not to contact your place of employment. By law, they have to go along with that, although there's no guarantee they will, BUT if they continue to harrass you after you send them the letter, you can tell them you know they are breaking the law and threaten to report them. Check the website www.creditinfocenter.com. It has a lot of good info on it!
Check the statute of limitations on the debt you owe. If it has run out, tell these people it has and that they are not to contact you again. If it's past the SOL, they can't do anything to you.
Yeah I got a call from this guy too claiming he was an attorney and I had a warrant our for my arrest and I was going to jail for 6 months. What a crock! He was such an a***ole. He even had the nerve to Call my job trying ta get me fired. Cool, I got something for his bi*** a**!!!
Received call from someone named Allen. Hung up on him cause they get on bothering me about a debt I don't have. Must be a scam
Got a call from debt collector.
Who's Calling? That Debt Collector Could Be a Fake
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>
This number just called me for a collection company from a debt I possibly owed 5-6 years ago. He wasn't rude. But how do I know if he is legit? He was asking alot of personal questions. But, he seemed to already know alot about me from the past.
Scam or not?????
I looked high and low for any reference to "Awoski, Allen & Associates" (and variations) and nothing came back except these very 800notes posts. If they are a real business entity, they sure keep a low profile. Any idea if the reported spelling is correct? Even bogus names usually pop up somewhere.
This sounds like extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.
My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2
The following will be useful if you have a US domestic collector calling:
official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
CFPB reiteration of the Fair Debt Collection Practices Act
are you sure? help me is this a scam?
Ths is a scam right?
I got the same call. You are on a scammers list. They will annoy you now, and ignore them or talk to them but don't give any information. I like asking silly questions to annoy them back, like theological questions, what their favorite food is, etc. They finally get annoyed and hang up. This has been going on for two years....and they get shut down....and re-open their business eslewhere with the same phone call. Check out Federal Trade Commission on your rights. Always ask that everything be sent to you certified mail.
I received a call from Awoski, Allen& Associates stating they are gng 2.file criminal charges for bank bank frau,d, from an online payday loan, i spoke to Allen Winston@ 1-678-359-3517,Nicole Trailer@ 1-678-359-3520 who are these ppl?