These people keep calling asking for a person that does not reside at my address. They have been told this. They continue to call and hang up they do not identify who they are. Have filed complaints with state and FTA
My father got a call at his house threatening that I was engaged in bank fraud and breach of contract. This also happened about 5 years ago. When enough complaints are made they will use a different number. No legal paperwork has ever been served or even mailed to me. Some how there needs to be a way to stop them.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>
I have received at least 4-5 phone calls from this number. They continue to leave messages about a lawsuit on my son-in-law. All is not true. How do I get them to stop calling?
It's absolutely impossible for me to have an court case against me as I don't owe anyone any money and never have. I simply don't own any credit cards, and I pay cash for everything. So it's complete and utter b***s***.
I also received the same call from Kevin Harper for a Person I do not even know said the same thing as stated 2 cases against her (April)
The funny thing is that they left a Phone # that is the same number they are calling from when they say to contact the lender to settle this matter - This is Harassment I feel and wasting my time and phone minutes
I just hate that they call my Mom's phone then she gets worked up. Anyway does anyone have an address for these creeps? I tried to get one and they told me that they don't give that out to angry deadbeats. I said oh it's not to find you, it's to report you to the attorney general's office. He told me, and I quote "you can find it another way sweetheart" and hung up. It's like once you get on a list you can't get off and every few months there's a new call. I don't do payday loans and never have I saw too much crap from one of my friends that did one she got in a real bind and was constantly borrowing money from me just to make ends meet. Anyway, they gave me their name as "BHL Information" which of course I can't find, I've also tried vhl, and dhl but no such luck.
I Know Better
Same old story. You get a recorded message that someone has filed suit against you and you need to call this number or press #1 to speak immediately to someone. This is a scam people!!! I had them on the line for 15 minutes and they kept trying to tell me someone would be by tomorrow to serve me papers. When I asked who, they said they weren't sure, probably Kevin Harper.
First of all, if someone is going to serve you papers, it would be law enforcement, no an individual. They didn't even know where I lived. All they want is for you to get scared and pay them something.
Secondly, tell them that you want the papers served so you have credible evidence for your court case. You can also tell them that your call is being recorded...that makes them immediately hang up.
Please DO NOT give them ANY information. The more info they have, the more they can harass you and your family. They will do anything to get you to pay them something. If you know how to play the game, they get upset and will stop calling you.
Just got a the call from them and I they left a message. I am sure it was say the same as noted above. I will delete the message and file a complaint. I will continue to do this until they stop.
704-612-5276 told them to quit calling but they won"t. person that they want don't live here and my number is not there's to use. I ask for a name of company and address they won't give one. I have told then over and over to remove my number. they tell me they will but don't.
Not so fast ... That's just the sort of thing extortionists posing as debt collectors want you to think. You may have outstanding debts and you may be liable for something, but don't fill in the blanks for any collector, real or bogus. Admit to nothing and make them put up or shut up. This caller is already talking "let's keep this out of court", trying to fool you into believing you've been sued. Well, where's your summons? What's the docket number? Who represents the plaintiff? Sure, treat it like it's a real case until you know more, but this already sounds like illegal hijinks from a fraud.
FTC and CFPB material on US federal collection law:
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
No, the caller is a fraud - not your ex.
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
Extortion Scam Related to Delinquent Payday Loans
December 07, 2010 FBI National Press Office
? filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
Also read up on the laws and your rights:
Same thing but they used my last name and my exes first name whom moved out like 8 years ago. Said his name was Kevin Harper and she had 2 cases pending against her. 1 breach of contract 2 intent to fraud a financial institute. I'm glad it's a fraud and not her actually trying to take credit out as my wife or something. .
Received a call from this number leaving a message saying papers were going to be served at home or place of work to collect debt. Please stop these people. Left no contact information to reach anyone.
This company is fraud they refuse to give there full name and address and make up phony law suites or cases to scare you. ..If you press the matter of there refusal to give there companies issue and demand the info they will say you are harassing them and claim they transferring you to local police department but really place you on hold then hang up. Don't send these people any money or believe what the say the most like purchased a old debt for pennies and try to get you to pay full price...but in regards to the fake law suite or civil case they claim against you is always fraud or you would receive something from a court telling you about the case...and if you do receive something have it reviewed by a attorney don't assume it's legitimate.
Call from this number claimed a lawsuit pending against me, however they used a last name I haven't had for 14 years. Said to press 1 and they would call me back within 24 hours.
I got a call from them saying there was a civil case against me (with a case number that isn't a legal case #) and that I should call them to discuss the case out of the courts. I do have collection accounts and this could be one of them.