704-625-2225
NC, US
Traciea Johnson
Traciea Johnson
2012-12-10 22:36:24
Debt Collector
Jay Smith with Mark Robinson & Assoc request a call back at: 646-583-2541 reference a legal matter. He called my job as well. Don't know how he got my work ph#. I gave him my personal atty ph# and my atty never heard from him. This is fraud and harassment.
Melissa R.
Melissa R.
2012-03-09 06:02:58
Unknown
I have received several calls from a David Jones and was told I would be arrested on 3 counts for owing Advance America yet could not give me details ask I could settle by going to Walmart or Walgreens and buying a green pack. So I did pay $200, but when I talked to a lawyer office they said do not pay anymore and do not return any calls, so I have not, said I can not be arrested for owing a debt.  Have received calls on 2 different numbers and when asked why he said having trouble with phones but different area codes  first number 530/419-2193 and next number 805/233-6756  and also from Ryan Cruz at 805/233-6782. And also receiving call from a Harry Thomas and Danny Jones a 510/240-7182
.
.
2011-11-30 22:05:17
Unknown
Typical fraudulent "debt collection" racket.

Immediately contact your bank to dispute any charges to your checking account or credit cards as fraudulent.

Contact FTC and your state Attorney General to report the fraud.
crys
crys
2011-11-18 18:46:43
Unknown
ive already paid 200$ to this mark robinson guy.... I cant go to jail! wth is going on!? is this really a scam!?
Mal
Mal
2011-10-19 17:28:26
Debt Collector
I recently got a call from "Shayne Jackson" Scared the hell out of me when I was told I was trying to run away with money. I owe on a small loan. I agreed to make A PAYMENT AND HE SAID THAT WOULD BE FINE TO GO GET A MONEYPACK. So I did...now I call back and the number is out of service... wth?? Is this real?
norel
norel
2011-10-17 17:04:01
Unknown
i just received a call from this phone number,stating that i was in fraud withcash advance of america,the funny thing is that i don't have a loan with cash advance.this guy tells me that i need to fax a autherization letter to this number206 350-2622,to stop legal action asgainst me,also to go to wal mart and purchase a green dot money pak and deposit $574.37 for final payment,then call this guy jacob morris at this office.I'm scaried what do i do?
Disgusted at lack of professionalism.
Disgusted at lack of professionalism.
2011-10-17 15:18:54
Debt Collector
Two weeks ago I started receiving calls asking for "Thomas".  I explained they had the wrong number.  Two hours later, I received another call.  I explained again, they hung up.  The third time I received the call, I said "There is no Thomas, I have had this number for 8 years, someone must have transposed the numbers" they hung up again without correcting or deleting my number.  This has went on for 3 weeks, multiple times a week.  Nobody will bother to take the time to look up his number or realize that he lied when he put it down.  This is my business number that they are calling on and I have important phone calls that are being interrupted because of their lack of professionalism.
Marie
Marie
2011-10-15 02:51:57
Unknown
Did the cops ever come? Cause.im having the same person calling my work and my cell threatnening me and my cobworkers and telling me the cops will be called or the cops will come to my work or home let me know what they say
Cheri
Cheri
2011-10-13 15:33:20
Unknown
This person must be part of this business & scam
Cheri
Cheri
2011-10-13 15:30:39
Unknown
If you receive a phone call from this business like my friend did, stating they are going to arrest her or even imply that, it is illegal.  I was a debt collector for 20 years.  You can bring suit against this company.  Also, by law they have to send you something in writing stating the debt & allow 30 days for you to dispute it before they ever make the first call.  If you have not received anything by mail do not talk to these people.  It is very possible this is a scam.
bonnie stang
bonnie stang
2011-10-12 20:38:13
Debt Collector
these people from this company is threatening me and i owe them NOTHING!!!  i never took out  a loan, nor did anyody from this company give me any money.  they are harrassing my daughter, mother and family.  if they do not CEASE AND DISIST OF ALL FURTHER PHONE CALLS i will have THEM arrested!
You're dumb
You're dumb
2011-10-12 16:32:06
Unknown
You are either a troll or they scammed you, what a noob.
scared woman
scared woman
2011-10-11 21:30:16
Debt Collector
I just recieved a call from a man called himself David Jones and said he was from Brooks and Associates . the call is rergarding a law suit against  you need to return my call before we send a team of officers to your home or place of work and have you arrested for further investagations. said it was sec9 chapter19 and told me nothing esle the matter was about. He said if he didn't hear back from me or my lawyer all he could say is good luck as a situation unfolds on you. What to do????????
Confused
Confused
2011-10-11 20:45:30
Debt Collector
I had the same call and told me he was David Jones could hardly understand him! He told me I could be arrested for further investegation and bad things are going to happen to me  if I didn't return his call or from my lawyer. the company he said he was from is Brooks and Associates. Something has to be done !!!!!
me too
me too
2011-10-11 15:24:17
Unknown
I received the same exact call. First he told me that I would be arrested & that the company didn't want me to pay any money back. Later in the call he said if the company agreed to settle this out of court would in be willing to pay the 572.00 today. I told him no not to ever call me again
Jenn
Jenn
2011-10-11 03:06:10
Unknown
The police told us to go to the FBI website and there is a form to fill out so that's what my roommate has done.
Jenn
Jenn
2011-10-11 02:52:26
Unknown
This happen to my roommate and she is young only 21 and didn't know any better! They had her so upset!! I told her it was crap and we checked it out and she ended up filing a report with the FBI This is what she was told to do. She is still getting calls from lots of unknown #'s but she just don't pick them up. So I would do the same the FBI has a form on their site. They had told her $600.00 before the next day or Jail!!
BRENDON
BRENDON
2011-10-07 19:43:43
Unknown
The same is with me. It smells like a scam written all over it. They should be the ones sued for harrasment.
AVB
AVB
2011-10-06 21:40:14
Unknown
I got a call from 704 625 2225...They have been calling me for over 3 weeks now from diffrent numbers some numbers are not even from the US, they are all disco but this one. They say they are a law office and I am under investigation from fraud but won't give me any details on why. They say if I don't pay I will be arrested within 48 hours and I have yet to be arrested, I keep asking for documents to show this but they refuse. But they keep calling with diffrent names, all sounding from India. It's just annoying they won't stop calling and won't stop calling my work, or cell. I am about to change my numbers...
PRHENA
PRHENA
2011-10-05 21:02:41
Debt Collector
I got the same message law was going to arrest me.  Accent so thick I doubt his name was David JONES.....
Have no idea how they got this number and my name.   They call all the time and leave a differant number to call back.   THis so reminds me of the commercial "HELLO THIS IS PEGGY"  in a deep accent and man's voice.......

This needs to stoP
keith bradshasw
keith bradshasw
2011-10-05 19:17:44
Unknown
Call the FBI, the Department of Homeland Security and your State Police. When they call back, tell them that you are aware they are running an extortion ring, have notified the authorities and hang up.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870
1-831-607-9214
1-972-674-3753
1-646-918-5211
1-206-202-4942
1-206-337-7992
1-206-339-8218
1-561-318-0446
1-585-250-8090
1-347-827-0921
1-607-398-0725
1-888-610-5486
1-585-861-9940
1-909-233-7338
1-646-416-9016
1-805-262-6170
1-661-270-6724
1-561-705-0140
1-310-807-0220
1-347-637-6473
1-951-582-4832
1-909-503-0682
1-818-579-7691
1-347-321-6497
1-206-666-3611
1-206-203-0712
1-347-875-8418
1-347-875-9600
1-206-629-9392
1-818-532-9007
1-310-853-3491
1-347-377-7368
1-321-300-4091
1-866-840-2030
1-760-588-2207
1-845-360-0920
1-415-259-5025
1-347-637-6452
1-818-275-4539
1-707-673-9475
1-714-485-9593
1-909-565-4286
1-714-733-5614
1-512-501-3639
1-347-688-9900
1-914-269-4450
1-650-425-1020
1-888-500-2534
1-347-827-3814
1-410-849-9353
1-803-400-8483
1-951-281-4802
1-858-224-8121
1-347-637-6485
1-631-209-6009
1-480-463-1613
1-646-719-9237
1-727-487-5327
1-516-453-9112
1-951-582-4833
1-410-834-2832
1-877-906-8903
1-215-207-9364
1-617-531-2607
1-206-892-3600
1-800-622-0484
1-512-524-3409
1-718-713-8750
1-951-582-4840
1-832-460-8297
1-646-396-7759
1-866-805-8001
1-630-332-0774
1-209-560-6572
1-718-819-7997
1-347-349-7287
1-800-373-1577
1-206-388-4845
1-800-614-2800
1-860-657-9599
1-866-792-9306
1-866-659-4140
1-800-985-9285
1-866-415-5400
1-954-979-5946
1-209-790-3795
1-973-500-3118
1-800-435-4794
1-214-446-9831
1-800-654-7444
1-866-443-6227
1-252-458-7493
1-888-407-7872
1-866-853-4965
1-888-387-1419
1-347-418-0224
1-800-349-9418
1-800-663-0158
1-512-646-2003
1-410-636-1871
1-678-648-4133
1-704-625-2225
1-630-332-0797
1-713-900-5326
1-717-724-4552
1-214-446-5372
1-800-351-8820
1-954-606-5862
1-484-361-4801
1-678-648-4133
1-516-503-7357
1-713-283-9905


So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
rita
rita
2011-10-05 17:37:38
Debt Collector
704-625-2225   watch out for these guys. My son  is in the Army in Korea. He was having a bank issuse. And owed some money.   The amount he owed was close to the same sum these people asked for. They said there would be a warrant for his arrest that day.
The thing is I thought i was asking all the right questions. I asked for verification on my son ID they gave me his last 4 of SSN, his address, etc... I got an address from them, etc.....

They are using the name(s)  Jacon Morris or Morry, Eric in Finance, Joseph Green in Finance.
The Lawyer company name Brooks & Assoc. with Max Morris.
in Charlotte, NC...  6025 Bennett  Charlotte, NC 28262.
Geez I thought I did it all the right way. But I got scammed. I admit. It was a MOM thing.
What Can I do next ??
Kathy
Kathy
2011-10-05 05:31:21
Unknown
I RECEIVED A CALL FROM THIS #704-625-2225  HIS NAME WAS MAX MORRIS CALLING FROM LAW FIRM. HE WENT ON TO SAY,  I WAS A PRIMARY SUSPECT IN CRIME THAT COULD RESULT IN CHARGES BEING FILED AGAINST ME & IF I DON"T CALL HIM BACK TODAY, THE OFFICERS WOULD COME TO MY HOUSE & TAKE ME IN FOR A FINAL HEARING. HE SPOKE WITH A EASTERN INDIAN OR IRANIAN ACCENT.  HE CALLED ME ON MY CELL PHONE FIRST, THAN ON MY UNLISTED HOME PHONE NUMBER 2 MINUTES LATER WITH SAME MESSAGE. TWO WEEKS AGO, I APPLIED FOR A QUICK LOAN ON THE INTERNET THEN I CANCELLED IT.
I REALLY BELIEVE THATS WHERE THESE CREEPS GOT MY INFORMATION BECAUSE I HAD TO LIST MY CELL & HOME PHONE ON THE LOAN APPLICATION & AS I SAID BEFORE, MY HOME NUMBER IS UNLISTED.  SO BE VERY CAREFUL GIVING OUT YOUR PERSONAL INFORMATION ON THE INTERNET! YOU NEER KNOW WHO IS GETTING THAT INFORMATION.
chris rowe
chris rowe
2011-10-04 01:17:54
Debt Collector
my wife recieved a call from this number stating they worked for brooks and acciates and that she owed money and she was going to jail if she didnt pay. i called the police and filled two reports and had her name run thru ncic and their was no warrents on her now come on these people must think americans are stupid someone needs to put a stop to this. and they say that its a law firm and its not they are a consultant company
chris rowe
chris rowe
2011-10-04 01:11:30
Unknown
my wife recieved a call today from this person and told her the same thing that she was going to jail and when i called it back they hung up on me. i have reported this to the police dept twice in two weeks and it is a foriegner that says his name is mike robertson dont fall for this. i had my wife's name run thru ncic to see if their was any warrents against her and it came back nothing i am in law inforcement so dont buy into this its a scam
Owen Cook
Owen Cook
2011-10-03 20:15:16
Debt Collector
The caller left a message with employer stating a warrant would be served in four days, a lawsuit has been filed by creditors and a return call must be made right away.  Before giving the message to my worker I called the number.  A person said his name was Mark Robinson - he sounded like he had an accent from India, and he worked for Brooks and Associates. The phone number was 704-625-2225.  
I guess we wait until Thursday to see if the police show up.
Rob
Rob
2011-09-29 18:04:54
Unknown
Two words; metal whistle, both you and your son.  $4 at WalMart.  You don't need to take that garbage, and the minute they say word one, you let 'em have it.  Re-do as needed.  Depending on how stupid they are, it should only take once or twice.
Ron
Ron
2011-09-29 18:03:11
Unknown
two words; metal whistle.  Should they call back, do it again; and again.
Ron
Ron
2011-09-29 18:02:24
Unknown
Do not answer any calls you don't recognize.  If you do pick up on them, two words; metal whistle.  It's a scam.
Rob
Rob
2011-09-29 18:01:33
Unknown
In the US, you don't get arrested, even if you do owe money.  No debtors prison, either.  This is the biggest scam going.  Tell 'em to confine their scams to India or Pakistan, wherever it is they 're really calling from.  Then hang up on the jerks.  Two words should they call back; metal whistle.
1-888-764-3771 1-800-606-6602 1-704-274-1837
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