712-941-3521
IA, US
Oregon Transplant
Oregon Transplant
2011-06-06 20:55:09
Unknown
Got a call asking for me specifically.  They hung up once they realized I wasn't going to give any info.  Very suspicious.  Yellow Pages states it is a Land Line.  Provider: Aventure Communication Technology L.l.c
Location: Sergeant Bluff, IA

There is even a map to where it is located.  No other info. is given, however.
gusmble
gusmble
2011-06-06 20:55:09
Unknown
Caller is listed as AACC
Lori
Lori
2011-06-06 20:55:09
Unknown
I have been getting calls from this number, it is automated and asks for someone who has never been at this number!
ErnieJ
ErnieJ
2011-06-06 20:55:09
Unknown
This number calls several times a week.  At one point, it got so annoying, I answered and told them the person they were looking for was not at this address - they still call and have called for months.  When I do not answer, they leave a long-winded message on my recorder - very, very annoying.  In their message, they identify themselves as some sort of debt collector asking for someone who does not reside at this number.  They also call from a 712-941-3523 number.
Jill
Jill
2011-06-06 20:55:09
Unknown
I am a receptionist at a company and these stupid calls come through everyday. They usually call 3 times in a row. Right when I hang up on them another call will come through from the same number! The number is from AACC. Is there anyway to tell them to shove it!!!
Maudine
Maudine
2011-06-06 20:55:09
Unknown
Keep getting calls from this number 712-941-3521. Would like for them to stop calling me. They are getting annoying when they keep calling more than 3 times a day looking for someone who does not live at this address.
Merry
Merry
2011-06-06 20:55:09
Unknown
This outfit has been calling my home for nearly 6 months.  They are asking for a person who not only doesn't live here- - -but who never has.  They have- - -so far- - -4 different phone numbers:301-223-0068, and 571-261-0105, and 804-234-9054, in addition to the one noted above.  I have called them and told them no one by that name lives here.   That seemed only to increase the calls. I have also filed 2 complaints with the FBI.  Guess the next step is the AG of Iowa.
Amy
Amy
2011-06-06 20:55:09
Unknown
Call several times no message.  No name on caller ID just number.
Alfalfa
Alfalfa
2009-11-26 12:15:00
Unknown
If they call again, you can sue them for FDCPA and TCPA violations:

Under the TCPA, a consumer has a right to file a lawsuit and recover $500 for each call that violates the TCPA. The TCPA can also be used in conjunction with the Fair Debt Collection Practices Act in some situations.  

Generally, the TCPA does not apply to debt collectors making collection calls to debtors. However, if you are subjected to calls from a debt collector and you are not the debtor, you may file a lawsuit against the debt collector under the Fair Debt Collection Practices Act (FDCPA) and the TCPA.

This right was recently recognized by Judge Legrome D. Davis in a case called Watson v. NCO Group, Inc.  NCO Group is a debt collector that uses automated prerecorded collection calls.  In this case, Mr. Watson alleged he was getting hundreds of calls from NCO Group after he got a new phone number. Mr. Watson claimed he owed no debt to NCO Group, Inc.  Mr. Watson filed suit under both the FDCPA and TCPA.

David Israel, defense lawyer for NCO, argued that the TCPA should not apply to debt collectors.  Judge Davis rejected the argument made by David Israel. The judge ruled that Mr. Watson had a right to sue NCO Group Inc under the TCPA for $500 for each call.  Judge Davis wrote;

[The] Court is convinced that a non-debtor's rights are in fact violated when he is subjected to repeated annoying and abusive debt collection calls that he remains powerless to stop.

Judge Davis' ruling was based upon his interpretation that collection calls to non-debtors violate the privacy rights provided by the TCPA.  

So what can you do if you receive "wrong number" calls from debt collectors?

1. Sign up for the Do-Not-Call registry.
2. Save the calls captured by your voice mail or answering machine.
3. Contact a consumer lawyer.

http://consumerlawyer.typepad.com/blog/2008/02/the-do-not-call.html
Ray in Missouri
Ray in Missouri
2009-11-26 11:46:24
Debt Collector
I informed them that mine was not the number for the party they were looking for and they promised to remove my number. Weeks later they caled again waking me after surgery. I was mad and called their 800 number repeatedly stringing them along until they got tired of me and swore the number was removed. Months later they called yet again. I documented their call, filed a harassment complaint with Misouri AG, filed complaint online with Federal government as it is against fair debt collection act after they are informed they have a bad number! Lastly I went to their website, got names of officers and with 411.com and my magicjack got busy. Among those called was the wife of the President Rion Needs on Friday night. She got a polite earful. She promised to tell her husband. I had not heard back as of 11:30 pm, so I called back waking them up. He said he had not called back due to the lateness of the hour. Nonetheless, he listened politely. Promised it would never happen again and said website would be updated to make number removal easier. He called again a few days later and said the person who called me had bypassed their no call protocol and had been dismissed and the security of the no call numbers had been enhanced. I think I am rid of Asset Acceptance Corporation. I am anxious to see if the state and fed fines them as well.
Robin
Robin
2009-07-24 12:58:20
Unknown
THis company seems to be using a lot of different numbers out of a lot of different locations. This one turns out to be in Iowa.  I also received a call from 757-209-2031; also AACC but IDs as Williamsburg VA.
Cherokee
Cherokee
2009-07-16 22:02:51
Unknown
Check you telephone ID number and never ever answer their calls. I don't ever answer them and eventually, after about 3 months they stop calling and sell it to someone else.
Kansas City
Kansas City
2009-07-16 19:12:31
Debt Collector
Asset Acceptance

They have called my cell several times over the past 2 years about an account that was closed over a decade ago. I have also received a few letters (somehow they go a hold of my father's office address) offering to settle the debt (which is non-existent) for a portion of the total "owed."

This is a scam.
Jane
Jane
2009-07-15 13:46:31
Debt Collector
Just moved and with the new number I am getting a variety of telemarketers, debt collectors, and scammers calling. Of course even when told not to call again, they keep calling. The caller ID identifies this on as AACC and they call almost daily.
shu
shu
2009-07-10 16:35:35
Debt Collector
They called many times for somebody else's name.
I think it is a wrong number.
I called them back later, and they cannot find my number in their system to remove.
This usually happens during my meeting or while I am driving.

I believe we have a law to regulate spam mail. Why cannot we have a law to regulate spam phone call.
If it is reported by one person, it might be miscall, but if it is reported by so manu people, it should be categorized as a spam. Our legislators should do their work.
AACC are an effin joke
AACC are an effin joke
2009-07-10 00:12:01
Debt Collector
this company is a joke. i had a debt, that i OFFERED to pay on, they refused payment and took me to court, only they didnt send me court papers saying what day i needed to be there. so yeah of course they won, they garnished me, oh well, debt needed to be paid anyways and it was within SoL, so i just sent them a money order in full for the full amount. i would LOVE to get in on a class action lawsuit, as i have the paperwork from the original court papers, and they NEVER served me papers for when i had to go to court.

Another nice trick, if you have Charter phone service, or Comcast phone service, you can block these numbers from trying to call you, (and that doesnt mean HIDE from them if you really are the person they are asking for) i know i am blocking their number as they are looking for some Trina, or Tina, or someone. My name is Danielle, no where close to Trina or Tina lol.
LAMET
LAMET
2009-07-06 13:15:20
Unknown
read about debt collectors and how to deal with them - this includes contacting the wrong person and harrassing them

FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY
Dealing with debt collectors
http://www.budhibbs.com/start.html
Statute of limitations by state ? always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from debt collectors ? always double check with your own State Government website
http://www.budhibbs.com/record.htm
COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!

From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
Pissed Off
Pissed Off
2009-07-06 13:07:42
Debt Collector
These folks keep calling my work number. Voicemail is total silence - no actual message is left.  And now they have gotten a hold of my cell phone number and are blowing it up.  They need to stop calling about an acct that was paid for several years ago.  I no longer owe anyone anything!!!!!!!!
fw
fw
2009-07-03 15:55:07
Unknown
We continue to receive automated calls from this number
which is a debt collection agency for a person who does live at this residence. When we return the call they rudely say that we are receiving other collection calls! They even say that we are indeed this person.
Mike
Mike
2009-07-02 13:55:37
Unknown
Rcvd call on 7/2.  Aske4d for somwone. n Told them they had a wrong number.  The female became very apologetic the "intrusion" and to have a wonderful day.  This is my first callo from them.
Two Hawks
Two Hawks
2009-07-01 02:03:56
Debt Collector
second call from AACC asking for cliff sailor and that my shoes are ready.
these jokers been calling my cell phone leaving messages on voice mail for cliff i am not cliff dont know cliff and been wearing the same shoes for the past year and not ready for new shoes. Called thier 800 number posted in the posts here and told them they call just one more time they will be paying for my cell phone bill. Each voice message i get cost me money. Angela from AACC said my number will be removed  ets see if they remove it if not they will be getting my cell phone bill.
Phantom
Phantom
2009-06-29 18:32:59
Unknown
I called them back after they called me, and I got a live person who said "Monica, debt collector, may I help you?"

I hung up.
yankee
yankee
2009-06-25 20:17:07
Debt Collector
Call many times a day and when I answer they hang up. Called back but number is always busy. Called the 1-800 I found on here and they have no idea who I am but I still get calls two or three times a day.
Fed Up
Fed Up
2009-06-24 23:18:35
Unknown
Asset Acceptance is a leading purchaser and collector of charged-off consumer debt.

Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt.

Asset Acceptance is listed on the NASDAQ stock exchange under the symbol AACC.

Contact:

For General inquiries, account questions, comments and customer service issues, e-mail customerservice@assetacceptance.com or call (800) 545-9931 and ask to speak with an account representative who will be happy to assist you.

Corporate Headquarters:
Asset Acceptance Capital Corp.
P.O. Box 2036
Warren, MI 48090-2036

Customer Service
(800) 545-9931

Corporate Phone:
(800) 505-5166


If your in a No Call State like Ohio,inform them to stop .Then report them to your states Attorney General,they are operating illegally.They are trying to Harass people into paying on debts out of collection time for the statue of limitations.Go to http://www.frbsf.org/publications/consumer/creditrights.html
for more info.They to be Shut Down.
Phone Haxor
Phone Haxor
2009-06-22 17:44:16
Unknown
I own a company that specializes in providing Voice Over IP phone service.  This company has plagued me repeatedly both personally and some of my clients.

Luckily, I own the phone system that these calls come in on and simply play Zapateller tones to them every time they call (by Caller ID).  Ah.  Blissful silence.
casey
casey
2009-06-20 04:56:30
Unknown
yeaah they called & i answered but when i said hello no one answered they called back 3 more times & i kept answering but still no one answerd soo i have no clue what they want.
Nadda
Nadda
2009-06-16 00:14:41
Debt Collector
AACC # 712-941-3521 called me tonight & it was an audomated call. They asked for someone by name & said if U r not this person hang up staying on the line u r verifing u r this person.
I am not this person but i did stay on the line.
They rambled on about making sure i was the only one in the room as they were going to deguss a sensative matter with me.WTF? They never mentioned what debt they were trying to collect nor the amount just rambled on at a very fast rate of speed & gave a 800# so fast I couldnt even copy it down.

Thanks to the posts here I got the 800# called them back & said u called my number this person is not @ this number remove it.
She asked if i knew this person & I said NO.

WHen U try to call back the 712-941-3521 it is busy.
But i requested my number be removed &have blocked it from my phone.
Hopefull this will be the end of it.

There are attornies that sue co like this, bottomfeeder collection agencies will harrass u until u just pay them to have peace.

I believe it is *72 to trace & most phone books have the code to block a number from reaching u.
RM
RM
2009-06-10 19:53:14
Unknown
This number calls and then does not reply when you answer.
They WILL NOT QUIT CALLING. Who the hell are these vermon.
tiredofunwantedcalls
tiredofunwantedcalls
2009-06-09 20:02:36
Unknown
Buzzards and Vultures either Scam Scum or Collectors Its like my phone smells like death and they want a bite .I want my phone leave it alone !
K
K
2009-06-08 22:28:44
Unknown
I get calls asking for someone I don't even know! I don't answer, but they leave an electronic message every other day!!!!
1-718-438-3776 1-772-257-4501 1-888-650-7873
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