This is a SCAM.   More than likely your information was sold after applying online for credit.  I was inundated with these calls after applying for a payday loan online.   They shop your info out to 100s of lenders....some good, and a bunch of bad ones who sell your info.   They went as far as to harass my family members and call my HR Dept. saying they wanted to serve me with case documents or there would be a warrant for my arrest.  They harass you to the point of - ok - pay up or we will get you fired.   Extortion at its finest.   They use a spoof card so the caller id can look like a local number or even say "Sheriff's Dept" or some other law enforcement agency.  Don't fall for it and do not talk to them.  Unfortunately, the FBI in Houston told me there is very little I could do.   Not to give them my home address or work address as they may show up and threaten you phyiscally.  GOOD LUCK!

DOES ANYONE EVER ANSWER THIS TELEPHONE  I HAVE TRIED FOR 2 WEEKS TO GET AN ANSWER FROM THIS NUMBER AND FROM  972-715-3200 AND NO ONE ANSWERS. THEY TELL YOU TO CALL BUT NO ONE ANSWERS

I received two calls from this number telling me they have a debt and to call 972-715-3200 to talk about this and gave me a case number, I have tried for 1 week at least 10 times dailey to get in contact with someone and no one ever answers, why leave a number if they don't want you to call.