Got the same "We will send law enforcement to your home in the morning" message. It's a civil matter so please work repayment out without worrying about law enforcement

Keep calling threatening to send the police to my house and that they will put me in jail. and wont stop calling. they said they will send my legal papers in the mail.

they attemp stupit threatening calls of a legal suit

It's a fraud. Wants your money by you giving them your credit card info.