Debt Collector.

I just got a call from McJonhson saying I owed money to a online cash place I really could not understand him so I am unclear which one. But I have never had this kind of loan. Anyway I called the Police right away and gave them the number and they said that they have had several complaints regarding this number it is a scam. Thanks to all that have wrote on this page.

I recieved call from this number saying he is from court house his name was Chris and threatend me to pay $800 which i dont owe at all.He is unaware that my husband work with F.B.I. I traced this number and found that this guys are from Country:India, State:Gujarat And City:Ahmedabad Soon i will get the exact location. This guys are using Airtel Network Broadband i got all this information from his IP, I emailed that IP to airtel india soon i will get the information of the exact location and person who is doing this scam. He is going to be behind the bars in few days.

Thanks, Charlotte, for the information.  He is sooo very annoying.  If I could reach through the phone, I'd pull his balls out through his feeble mouth!  All day long and even at night, this idiot is calling my cell threatening to sue me.  I told him to go ahead and I hung up on him.  The idiot called back and told me that within 24 hours, I would lose my family, my job and everything that I owned.  NOT Cool!!  Threaten my family and IF they find him, it will be in pieces!

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this people are [removed:lang],they think that they are smart.I have traced down that they are calling from Gujarat(India)I was unable to traced down city name but it will be traced within few days.He will talk in circles...lol. He's a scam artist getting your info offline! doubt that seriously. From the reviews, I would avoid these people. I do not have a payday loan out either, I live in another state.I've also harass them by giving them blank calls.India is a country of scam.

Same thing as above, sounds just like them...

This sounds fake, like it was written from this indian.

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

I received a phone call from this number. It sounds liek your typical collection call. The guy didn't speak english well, and said his name was McJohnson?? I doubt that seriously. From the reviews, I would avoid these people. I do not have a payday loan out either, I live in another state.

Hi Helen Ur absolutely wrong, i had received a call from these person and he helped me out of legal mess for loan which i had not paid,he helped with the fax and everything and i sended fax to his number and i got out of a law suite which was against for name for 670$..

hi miss Helen i am Daniel Robert from better business bureau i have traced this person he is real attorney works for superior courthouse which is located at San Diego county.he is attorney from last 20 years

Yeah whatever, I got a call from the same guy, he was nothing but rude, screamed at me and then said I was being sued by a advance loan company. I do have a loan out, but I called the company and they said he was full of it and they have never heard of him or the company! My advice would be NOT to verify ANYTHING with him and just let him talk. He will talk in circles...lol. He's a scam artist getting your info offline!

I got this call from attorney named brandon russell about a legal case which is being filed against my name i think this was scam,but they can do anything i was picked up from my place within two hours 10 days back and i fight a legal case on the payday loan company and i loose that case and now i had pay 10000$ instead of 1265$ which was my outstanding amount they gave option of resolving this matter out of the court but at that time i was gone mad and i tell i will fight a legal case and i lose that case because chance of winning is just 7% so i am giving advice to all if they call u go for out of court settlement never fight a legal case

i got this call from attorney Brandon russell who help me get out of a legal case which was file against me i am very grateful to Mr. brandon russell who stop a black spot on my  and fico score. these people are very helpful to us.As they collect Debt on behalf of payday loan company but way of talking is so professional with liberty.