I recieved a phone call at my job yesterday and also a call at my home from this number saying that I had a payday loan outstanding from 2008 from a lender by the name of National Payday Loans. He explained that if I did not pay then they will serve me papers and have me arrested and fined 5,000. The person had a thick accent and when I tried to phone them back the number either was busy or it went to someone elses voicemail. They also wished me luck if I did not return the call.

I got a call today at work but I was away from my desk.  The girl that took the call said that there was ALOT of noise and the man talking was yelling to her.  His name was David King.  He told her that I had a case against me and that I was going to be "downloaded" today if I did not return the call.  The number he left was 714-409-0228.  The man had a very thick accent as well.

I recieved a call yesterday May 13th from Paul Smith lawyer firm saying that I owed for a check loan from May 08. He called my job & my cell phone. he told me they would come to my job & arrest me & that I would be sorry if I didn't give my card info or pay immediately & he wished me luck. I was scared because he had my home address & my two referrences. I went back to the company he claimed it was for and found out that no i didn not owe anythig and the check loan i did have was paid OFF prior and the rep provided the pay off date to me. PLEASE do not give them your card number or your ss#. I was able to call my bank and cancel may card TODAY!!!

Cris

In reality, these guys are terrorists!

Got a call from the same number 714-409-0228 yesterday (05-29-2009) at work too.  The man's name was Peter Brown this time.  The call caused me major stress, because he mentioned arrest, garnishment, employer, downloading of files, monies stolen and a $5,400 plus fine excluding bail.

Hello,
Thank you for giving all your information.  I just received a call yesterday AT WORK and the call from a man with a heavy accent asked if I had a lawyer and said that some information would be downloaded by today regarding monies I owed.  I have taken out payday loans before, but I they were all paid back.  He said that I owed $5,400+, excluding bail fees and that garnishment would happen through my employer.  Because all our calls go through a live receptionist, it can be embarrassing.  This man's name was Peter Brown.  I said that I'd call him back and he gave me the number of 201-234-4071.  I called the number back several times and it was disconnected.  The other day I also received a voicemail on my cell phone from a David Gains or Gates 714-409-0228.  He also had a heavy accent and a disturbing message for me not to disregard his call.  He also said that all he could do is wish me good luck.  I also called the number back and its always busy.  The 201 call is from the East Coast and the 714 number reflects a number from Orange County, CA.  Because these people are threatening and messing with people's lives, they should be considered TERRORISTS.  Homeland Security should do something about this.  I will take your advice (and I've read it from others) to report them to the CA State Attorney General's Office and Federal Trade Commission.  I can't wait for the next call I receive from these scammers.  By the way, the accents of these individuals are definitely South Asian.  No disrespect to them or discrimmination because I, myself, am of Asian heritage.

I got a call threating legal action against me if I didn't pay them $500.00 immediately and another $595.00 in two weeks.  They also threatened to have me picked up and put under arrest, if I didn't pay them. I stupidly paid the first installment and was all set to pay the remainder, when I couldn't reach them.  The phone number is contantly busy.  I tried directory assistance and discovered that the number isn't listed by them.  They fooled me because I did have a few payday loans -- to my regret.  Never again!

I got this call too.  I looked this up and even called Homeland security and talked with an Agent.  He said they are actually a group of hackers that got into a web site ususally payday loans but they are branching out to other areas. They usually only have pieces of information.  He told me to give them his name and phone number and to let them know Homeland is VERY interested in talking with them.  Problem is these people do not speak english well other than the scripts they are reading from so the idiot that called me didn't get what I was saying.  He threatend my kids, I said I don't have any, he even threatend my house would be burned down and I told him I live in a box.  He didn't get it.  I finally said I knew he was a scam I'd reported him to the US Attorney General and they were looking to talk to them. I've received no more calls. Just watch your credit cards and bank accounts and alert your bank for any suspious withdrawls.

I received 7 calls at of all places my WORK number. I had two different guys with the names Brian and Chris call with heavy Indian accents say the same thing to me. It was very noisy in the background like they were in a busy warehouse. They stated I would be sued etc. While I was on the phone with them they stated I took out a loan on 5/8/08 and gave me everything including the email address I supposedly used. The funny thing was I didnt have that e-mail address until Sept of 08. When I told him this he got very rude and angry and had the nerve to say " Are you laughing at me? " at the point I knew it was a scam. When I asked where he was calling from several time he would not tell me. Then finally he said he was calling from the LA District Attorneys office. What a joke!

They have called my work 3 times today. So the last time they called and it was transfered to me I stated " Legal Dept" the other end was silent. Then thy asked for me again and I stated " This is a business and the Legal Dept" Needless to say they hung up..

too funny i received this call just now on my job and it was David King from the middle east.  These people are hilarious

hi I had the same call but they answer the number now and they threaten that they will hurt my kids so how did u solve the problem

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal your money.  Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, US Federal Bank, Sonic Bank, Hopkins Law Office, Christian Nicholas & Associates, CashNet, Financial Crime Prevention, National Crimes Division, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit, David Morgan & Assoicates and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

These scammers attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you."  Other trademark phrases include threatening the consumer with ridiculous phrases such as "If you don't pay then only God can help you" or "If you don't call me back then I can only wish you good luck."

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-904-425-9141
http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

http://whocallsme.com/Phone-Number.aspx/9044259141

I answered the phone and a middle- eastern person was on the other line. I could not understand a word that was comming out of their mouth, so I hung up. Not even 1 minute later they called back, my husband and I let the answering machine get it. As soon as the message was over, they called again, so my husband answered it. These people said that I was going to court over a payday loan. They also wanted my husband to confirm my social securiy number. Thats when he told them to try and scam someone else and hung up.

I received several phone calls at work from a Paul McMillian with a very heavy middle eastern accent.  This guys has been leaving voice mails in our company's general mailbox which everyone has access to which has caused me major problems at work.  This guy is saying that they are going to arrest me and report my crimes to my employer and get me fired.  He also told me that I was committing a federal crime by refusing to cooperate and refusing to verifying my social security number.  Does anyone know how I can report this company to the police or authorities.

i got a call from 2 numbers and a dehesa white saying she needed to talk to my attorney now about something when i call this number i was told i was facing all kinds of fraud charges and that they needed my attorney....they stated i took money from national payday which ha never did and i have the back records to prove it...the thing i worry about is that they have all kinds of personal info on me and references.....i also talked to a mr alexender

I recevied a call from a "Jessica Phillips" with a heavy accent form the Middle East stating that she needed a return call from me or my attorny. If I or my attorny didn't return her call she wishes me good luck. I am glad I looked up the number before I called back. I see I'm not the only one who they are tring to scam. They also have my work number but they will not leave a message there.

I received a call from this lady yesterday and she left a message saying I have a lawsuit against me and that I better call her back. She had the last 4 digits of my social security number too! She said if I didn't return her call then goodluck to me. I am worried about them having my SS. So, I called the number at least 50 times since she called and the number is always busy. There is no way it is legit.

I too received a call from this lady yesterday and she left a message saying I have a lawsuit against me and that I better call her back. She had the last 4 digits of my social security number too! She said if I didn't return her call then goodluck to me. I knew it was a scam but am worried about them having my SS. So, I called the number at least 50 times since she called and the number is always busy. There is no way it is legit.

Received a call from this number, a lady named Jessica Roberts calling with a middle eastern accent. No way her name is Jessica but anways calling about a urgent matter that I need to call them back on. These people has called my job and left messages apparently they spamed some website I might have put my information on because I dont usually give out my work number to just anyone

This number called me and a man said in a very thick Middle Eastern/South west Asian accent, "I am a lawyer with a firm, this is their last time calling, I owed them money, an investigating officer was going to come and arrest me, and finally they were going to have me fired from my job" This is a complete scam... I recognized it in a second because I don't have any loans out except my vehicle and school loans so obviously these people are not very smart! They are just trying to verify your information or get money directly from you... Don't buy into it! Good Luck everyone! Report this to your local authority if it continues. Also, look at all of these numbers similar to this... These people have been doing this for a while.... I also believe it is linked to AT&T!