What bugs me the most is that they have lots of information on me and what's worse is I did have a payday loan and when I called them they gave me the name of the place that I should call and that is the same name that these people calling are using . Did you ignore them? and did they stop calling ? I and consedering  changing my phone number .

Total scam  There's no way an ordinary civil debt can become a  criminal case of fraud in the absence of criminal intent.  

The only people that can charge anyone with fraud is the local district attorney.   Debt collectors cannot charge anyone with any criminal offense.  They can't arrest anyone.   Civil debt is not a crime and you can't be arrested for it.

This is just a scam to frighten you and get money out of you.

Never give your CC# or any financial information to anyone over the phone or internet.   Go to the bank and tell them you've been defrauded and CHANGE YOUR ACCOUNT NUMBERS and get a new CC#.  Cancel all payments made and try to reverse the charges because of fraud.  Do it quicktime!

If the debt collector has a valid debt then they must send you a debt validation letter and it must be delivered by US mail. E-Mail no good

Do not let them intimidate or frighten you.

Report them:  https://www.consumer.ftc.gov/articles/0149-debt-collection

Eaten the

The correct thing to do is ignore the calls, and simply don't answer them--they are scammers--the more you answer them, the more they will call!

The exact thing happened to me exactly I don't know if this is real or a scan .. I don't know what I should do

I received a call from Mike Devers at American Consulting saying that he was an investigator and that I had an outstanding PD loan and that he needed to settle this and that it was 3 felony counts of fraud and that I could be put into jail. I gave him my cc info only because he had my bank name and I had taken out a PD but had included it on my BK so I was thought maybe it was legit and then he called back several times and every 2 weeks they have hit my cc, i attempted to contact him @ 716-239-4391 and it says the number is not set up to take calls- try back later.. has anyone else experienced this???

I received the same phone call from an investigator and said that it was urgent and in regards to a case file number as well. The problem I have is that they added the last 4 digits of my social security number as well and said it was in a county I previous lived in. He said he was from a fraud department and that it involved my social security number. When I tried to call back around 4:45 I got a strange recording saying the person was on the other line and that was it. Anyone else have any further info on this number?

RECIEVED A CALL ON MY HOME LEFT NO MESSAGE EITHER TIME, THE SAME NUMBER CALLED MY PLACE OF EMPLOYMENT ,LEFT A MESSAGE THAT THE PERSON WAS AN INVESTIGATOR AND REFEFERED TO A CASE NUMBER AND LEFT THE MESAGE THAT I NEEDED TO CALL THEM IMMEDIATELY. I HAVE NO CLUE WHO THERE ARE
AND THEY LEAVE NO MESSAGE ON MY HOME NUMBER BUT DID AT MY WORK NUMBER  WITH AN ASSOCIATE WHO ANSWERS THE PHONE..

Not sure, but when I did a good search of this number it showed ads for collectors wanted.  I don't owe anyone anything and the guy mentioned a county that I've never lived in.  sounds fishy, especially since the number is out of buffalo ny!