It was a collection agency.

Tell them you want your caps lock key back

hehehehehe

Desperate scammer!

DO YOU PEOPLE KNOW THAT PEOPLE ACTUALLY LOG ON HERE FOR INFORMATION REGARDING THESE COMPANIES? I ENCOURAGE YOU ALL OR ANYONE ELSE POSTING HERE TO GET YOUR FACTS STRAIGHT BEFORE YOU DO SO. I WAS SERVED A WEEK AGO BY MANHART KLEIN AND ASSOCIATES REGARDING A CREDIT CARD DEBT THAT IS ALMOST 4 YEARS OLD! APPARENTLY, THEY PURCHASE DEBT AND THEN EITHER SETTLE IT OUT OR BEGIN FORMAL ACTION. UNFORTUNATELY, I LOGGED ON HERE AND LISTENED TO YOU YAHOOS AND MISSED MY OPPORTUNITY TO SETTLE! GET YOUR FRIGGIN FACTS STRAIGHT!!!

@DougMckinneyAmherst,ny: You are full of s***! you obviosly work for these clowns, s***, your probably David Anderson himself! If you live in New york then you would know that payday loans are illegal in NY state, therefore , no summons would be issued.  Smh... you people will try anything to steal money from others. shame on you!

Sorry but I don't but it! Nobody can freeze an account without placing a judgement first. Becareful with postings like this person's; it's a poor attemp to lure people into paying these scam companies; it's not even a nice try.

MANHART, KLEIN & ASSOCIATES is a scam company. I am in collections. I do not screem, threaten or disrespect annyone. Anger begets anger and nothing good comes of it.I had helped an account holder pay off her debt in full today. About an hour later she forwards an email for this company stating they are also collectiong the exact same debt. Her balance was only $500 and closed it for $375. This company is stating that she owes them $1200 and she may pay it over 3 months at $300 each. There is NOT one PayDay Loan out there that will EVER be that much. By the time you default on the original pay back amount you can exspect to pay about double possibly tripple the amount but never four times the amount. Be warned with fraudulant companies, especially the middle eastern accents. The FBI is accually conducting an investigation on them. They are based out of Tennessee 901-349-3400. Report these people!!!!

I wish that ALL of you were correct. Unfortunately, mka does retain counsel for the purposes of judgment action. I know this because I have a matter on my hands as I type. Apparently they HAVE been trying to contact me but I've moved since I defaulted on a loan. I went to take out 20 bucks for lunch and found that my account has been frozen! Not by mka, but by a firm they hired! So before you guys start giving this info that every coll. Agency or firm is fraudulent, you all need to check your sources first! Now which of you bone heads wants to help me get my account released and help me with this matter? I didn't think so.

Yes I also received a call from this Mr. Anderson recently.  He claims that he has a small window to work with me to clear a debt that I paid a while ago!  He claims that he has contacted me regarding this matter once before and that letters have been mailed.  He says that Mr. Klein has contacted my county's clerk office and papers are pending for a summons.  I told him that I paid this bill and can obtain documentation stating that the debt was paid in full.  He claims that the company I settled the debt did not have legal right to collect on the account and unfortunately I will probably end up paying additonal money.  I have contacted a lawyer.  I am ready for his next move! He is not getting a dime out of me especially for something I have already paid!  Nice try Mr. Anderson!

GOOGLE MAPS INDICATES THIS IS A SHOPPING CENTER

SEWER SERVICE is quite popular with BOGUS debt collectors - they only PRETEND to serve the subpeonas - they use process servers that GUARANTEE NO -SHOWS.  

You cannot fight back if you nothing about it

IF - there was a lawsuit and IF you were not aware of it - you contact the court and have the JUDGEMENT overturned!     NY AG has already overturned thousands of judgements for this same issue.

But I agree with Collectors-r criminals - Collection Agency Trolls




« on: July 22, 2009, 10:23:57 am »
ATTORNEY GENERAL CUOMO SUES TO THROW OUT OVER 100,000 FAULTY JUDGMENTS ENTERED AGAINST NEW YORK CONSUMERS IN NEXT STAGE OF DEBT COLLECTION INVESTIGATION

http://www.oag.state.ny.us/media_center/2009/july/pdfs/5015%20Suit.pdf

37 Law Firms and Collectors Named in Lawsuit for Failing to Properly Notify New Yorkers Being Sued for Owing Debt

Cuomo Seeks to Vacate Over 100,000 Faulty Judgments Statewide and Provide Restitution to Victims

New York, NY (July 22, 2009) - Attorney General Andrew M. Cuomo today announced his office has sued 35 law firms and two debt collectors in New York State in order to throw out an estimated 100,000 default judgments improperly obtained against New York consumers. This is the latest action in Cuomo?s ongoing investigation into unlawful debt collection practices.

According to the lawsuit filed yesterday in New York State Supreme Court, Erie County, the companies relied on a Long Island company, American Legal Process (ALP), to notify New York consumers that they faced debt-related lawsuits. ALP, however, failed to properly serve consumers across the state with legal papers, causing thousands to unknowingly default and have costly judgments entered against them without the chance to respond or defend themselves. In April of this year, Cuomo?s Office announced criminal and civil cases against ALP and its owner, William Singler, for this fraudulent business scheme.

Today?s lawsuit is an effort to provide relief to the thousands of consumers facing costly default judgments as a result of ALP?s unlawful practices. The suit asks the court to vacate all default judgments secured against New York consumers in cases in which the firms (1) used ALP to serve legal process in commencing a lawsuit, and (2) the firms are unable to provide the court with any evidence, other than ALP?s affidavit, that proper legal service was made.

?Our legal system is defined by due process and the guarantee that every New Yorker will get the chance to defend his or herself in court,? said Attorney General Cuomo. ?ALP?s scheme undermined the foundation of this system and denied thousands of individuals their day in court. Today?s lawsuit is a key step in our efforts to uproot unlawful debt collection practices and undo the considerable harm they inflict on New York consumers.?

ALP, as a legal process server, was hired by high-volume debt collection law firms in New York to serve legal papers, usually a summons and complaint, notifying individuals that they are being sued and must answer the complaint. ALP, however, allegedly engaged in ?sewer service,? where process servers take advantage of individuals facing lawsuits by failing to properly alert them and denying them the chance to respond. As a result, tens of thousands of judgments were obtained against unsuspecting New Yorkers, many of whom first learned they were being sued when they found their bank accounts frozen or their wages garnished. ALP covered up the fraud by falsifying sworn affidavits of service in courts across New York.

The law firms and debt collectors sued today then used these false affidavits to obtain default judgments against NY consumers. Between January 2007 and October 2008, these law firms and debt collectors filed more than 100,000 lawsuits in every county in New York State, with the vast majority of the suits being debt collection actions. In a large percentage of the cases sampled and analyzed, the defendants never answered the lawsuit and the law firms sought and obtained default judgments from the courts. In seeking the default judgments, the firms made use of ALP?s fraudulent affidavits that claimed that the individual defendants had been given proper legal notice of the suits.

To rectify ALP?s widespread fraud on New York?s courts and consumers, today?s lawsuit, filed on behalf of the Honorable Ann Pfau, Chief Administrative Judge of the New York State Unified Court System, invokes the broad remedial powers granted to New York?s administrative judges to correct improperly obtained default judgments. In addition to seeking to vacate all of the default judgments where the sole evidence that the defendant received notice of the suit is an ALP affidavit, today?s lawsuit asks the court to order the law firms and debt collectors to:

   * Inform the New York State Unified Court System of each actions in which they used ALP to serve legal process and in which a default judgment was granted;
   * Notify all the parties in those actions of the existence of this lawsuit and their right to be heard; and
   * Notify the court of amount of any default judgments taken in any of the relevant actions, as well as whether the debtor paid any amount to satisfy the default judgment.

Additionally, where a default judgment is ultimately vacated, today?s suit asks the court to direct that proper restitution be made to any debtor who made payment on an improperly obtained default judgment. The Attorney General?s Office estimates that the average default judgment totaled approximately $5, 474.

Carolyn Coffey, an attorney with MFY Legal Services, a nonprofit provider of free legal services in New York, said: ?Over and over again we see hundreds of the most vulnerable New Yorkers -- the elderly, disabled, and working poor -- blindsided by default judgments in lawsuits that they never even knew about until after the cases were over. Our justice system is built on the basic premise that everyone has a right to be heard in court before a judgment can be entered against them, and the debt collection law firms that engage in sewer service deny New Yorkers this fundamental right. MFY commends Attorney General Cuomo for taking these steps to remedy the devastating effects of sewer service, and for sending the message to debt collection law firms that they must comply with the most basic requirements of due process.?

The law firms and debt collectors named in today?s suit are:
Forster & Garbus;
Sharinn and Lipshie;
Kirschenbaum & Phillips, P.C.;
Solomon and Solomon, P.C;
Goldman & Warshaw, P.C.;
Eltman Eltman and Cooper;
Eric M. Berman, P.C.;
Stephen Einstein & Associates, P.C.;
Fabiano and Associates;
Jones Jones Larkin O?Connell;
Panteris & Panteris, LLP;
Zwicker and Associates;
Relin, Goldstein & Crane;
Woods Oviatt Gilman;
Leschack & Grodesnky;
Hayt Hayt & Landau;
Pressler & Pressler;
Jaffe & Asher;
Mullen & Iannarone;
Arnold A. Arpino & Associates;
Houslanger & Associates;
Mann Bracken, LLC;
Smith Carroad Levy & Finkel;
McNamee, Lochner Titus & Williams;
Thomas Law Office;
Fleck, Fleck & Fleck;
Eric Ostrager;
Cohen & Slamowitz, LLP;
Cullen and Dykman LLP;
Winston & Winston, P.C.;
Cooper Erving & Savage, LLP;
Robert P. Rothman, P.C;
Gerald D. DeSantis;
Greater Niagara Holdings, LLC;
Rodney A. Giove;
Advanced Litigation Services, LLC;
and Jason L. Cafarella.

Attorney General Cuomo also announced that as part of his ongoing investigation into fraudulent process servers and debt collectors, his Office is determining which other law firms statewide relied on ALP to serve legal process on New Yorkers facing lawsuits. More than 20 such firms have been identified to date and his Office is notifying those firms of its intent to seek to vacate any default judgments those firms have obtained based on ALP affidavits of service.

This civil lawsuit and investigation is being handled by Assistant Attorney General James Morrissey and Assistant Attorney General Nathan Reilly, in conjunction with Dennis Donnelly, George Danyluk, Aric Andrejko and Dan Johnson of the Internal Audit Unit of the New York State Unified Court System.

FILE COMPLAINTS WITH THE NY ATTORNEY GENERAL ASAP


If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com

This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!


Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

1) Never assume they have a VALID DEBT OR LEGAL RIGHT TO COLLECT
 
2) Debt collectors MUST FOLLOW your STATE laws regarding licensing.  Check your Secretary of State for licensing requirements for ANY collection agency that contacts you

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx


Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Today 8-30-2010 at 12:06 EST, I received a phone call from Mr. David Anderson of Manhart, Klein, Anderson & Associates, LLC of Amherst, NY (unknown number) claiming I owed money on a debt that I settled several years ago. And I keep organized notes and records. Yes, I too was told that I would be sued if I did not pay this bill. I remedied this debt several years prior to receiving my phone call from Mr. David Anderson. Mr. Anderson, you must have purchased a bogus debt sweetheart, I payed my dues and would gladly spend time in court (at your expense) with my proof of debt settlement certificate. You should do your homework. I just might be inclined to sue you for bogus debt harassment.
For future reference: this is Mr. David Anderson's info:
Klein, Anderson and Associates  
3500 Main St. Ste. 130 #134
Amherst, NY 14226
Phone 716-335-9570/Fax 716-898-8771  
email is kleinandersonandassoc@gmail.com

I was contacted by this person Dave Anderson, he gave me a number of 18773127831.  He told me that they tried notifing me by letters and calls, but i never got any letter.... He said that his office received something with my ssn, and it needs my immediate attention, and that they are not a collection agency but, the funny thing is he said that there will be a summons and attempt to garnish my wages, and appear in court.... Whats the deal, Can anyone tell me anything on these ppl? thanks

Wow is there a contest at your collection agency to see who can make the most fake posts on this site?

Go to: http://naca.net/

I live in Amherst! and had no idea they were trying to locate me at all!. Received call from my mom who said this agency has been trying to contact me for a couple of weeks now. Today, at my POE, my manager called me to the front door. There was a guy there who asked if I was Doug Mckinney. I said I was and he handed me a file of paperwork. I knew before I took it that I was being served. My question is dont they have to at least attempt to contact you at home first? Can they do that? Seems awful unfair to me! Now I have to get a lawyer and miss a day of work. Anyone have the number for a good attorney in this area? or is this something I can handle without one?

Me too. Can they do that without notifying you? That seems shady to me and my bal was less than 1000!. Do i need and atty for this. Someone help me out!

Klein anderson and associates has obtained a judgement against me, dated 02-26-2010  and i didnt even know they were trying to contact me because I moved.

They asked me if I wanted fries with that. I did and that's exactly what I was served!! I was able to determine that they use recycled fries. So you wanna be careful!!!1

I dont know how true that is!!! I was served friday, after doing an extensive search for this company!!! I was able to determine that the phone system the offices uses does use recycled numbers on their servers. So you wanna be careful!!!1

It's a fake collection company. They want your financial information because they say they will sue you if some bill doesn't get paid. It's from a cellphone and the address is fake. The fax number they give is to a house in Buffalo, NY, but the guy says the company is in Amherst, NY. The person that kept calling me was named David Anderson, said he is a partner in the firm, and that his father is owner. Here is the rest of his info:
Klein, Anderson and Associates  
 3500 Main St. Ste. 130 #134
 Amherst, NY 14226
 Phone 716-335-9570/Fax 716-898-8771  
email is kleinandersonandassoc@gmail.com