Hello

They are calling my old boss from 2 years ago stating that i owe them money and wanted my boss to confirm my social security number and to tell them my new address. SCAM SCAM SCAM

Heavy accent male who asked and had my correct name, social security number, home address, place I work and my direct line to work. He said he was sending policemen to my job to pick me up and take me to jail if I didn't pay them immediately. A company called Quick Cash payday loans was suing me for $658. I tried to explain that I didn't know anything about this and why hadn't I been notified. He said he had sent me many emails but could not send through the postal service cause it's illegal. I hung up and he said ge was filling out paperwork for police to arrest me. I called my bank and there was never any deposit from anybody by this name. When I called the number back the guy said if I could pay $300  then that would take care of my account and then they would find the person who stole my identity and they would get $5000.00 of which I would get a part of this. Then he came down to if I would pay $150 or anything he could close out my account. I hung up. Scam Alert

My husband too received a threatening phone call from David Walker (716) 362-8992 stating he took a pay day loan out for like $400 and they were going to send the cops to our house and pick my husband up at 11am tomorrow if we didn't pay the balance.  They tried to validate our home address but would not tell us any information on the supposed debt.  The man was heavy accented and started yelling at my husband before hanging up on him.

I called the number back to try to obtain more information on the company calling us and the lady answered "Hello."  She told me her name was Stacy but clearly with her accent she was not white.  She would not even talk to me unless I told her my name.  When I told her I was going to make a police report, she told me to do what I have to do and to go to "Hell."  

My husband then called back to play nice to find out more information regarding this company.  The person told him he was calling ACS (a law office).  They transferred him at least 3 times before someone would talk with him.  Once they did talk the guy yelled at my husband for saying his telephone number too fast when his computer wouldn't work.  He told my husband that he was "flat refussing" to pay the debt and they would send the cops.  The guy ended up yelling at my husband again before hanging up on us again.  This man too had a heavy accent.

We contacted our local police station.  They did inform us that they are not going to come and arrest my husband due to a collection call.  Most likely this was a scam.

Upon arriving at work this morning had a threatenting vm from a man with a heavy accent.  Call originated from 611-876-6067.  He stated his name was Steve Austin (6 million dollar man?) and that if I did not get in touch with him by the next day the police would come and hawl me off to jail for 12 - 24 month prison term.  SCAM................. I have received these types of calls before and at that time they called 20 -30 times a day.  I finally answered the call and said that they needn't waste their time, that I knew this was a scam and I was not paying them anything.

I kept receiving  threatening phone call from Andrew Williams private caller would come up on my caller I, but he would leave (716) 362-8992. Also with the number he requested that I or my attorney should call back as soon as I get the message and if I did not that I will be taken to court and wish me the best of luck and for the case finding the court house. When saying that it was in a rude and nasty manner. When I called back a Jeffrey Stuat answered the phone when I explanted to him what had happen he told me that I would not receive another call back from Andrew Williams.

After talking to him I tried to get any information I could about my so called debt and the company but he could not even give me my own account number for my so called account. When I ask him if he could give me the number or transfer to the department that could he told me that he could not do that it is a privacy matter and they can not give out info like that. Then he hung up on me I called back and he told me the he was removing me from out of court settlement he hung up again. I tried yet again to call back and he nasty with me and told me that he would see me in court or to call back when I could pay the full amount which was due by fri 7-30-10. Then he told me that he was going to block my number so I could not call back and hung up on me. I tried yet again to call back and he blocked my number.

Caller type: Collection Agency
Caller: Andrew Williams
Company: Cash Net (Payday loan)
Caller ID: private caller
Number left on voice mail: 716-362-8992

I received a call from a heavily accented gentleman that said I owed money for some payday loan. He had the last 4 of my social and my sister's first and last name. He said that he sent me an email but the email address he had was incorrect. He then stated that he was going to call the police and have me arrested - that too is not true. I asked him to send me something via mail and he refused. I did a reverse search on the number - not listed. I am not sure how he got the last four of my social but this is a scam!!! I checked my bank account - no deposits.

Um, they called me and told me the last 4 of mine. But quiet as kept, you can not get arrested for a debt you owe. Don't worry!

I received a call from the same type - a heavy accent demanding that I pay some amount to some payday loan place that I have never even heard of.  I have never gotten a payday loan.  I told them that I would be contacting a lawyer about this and that they needed to provide this on paper otherwise it is illegal for them to call me and harass me.  They refused to send a letter and kept saying how they were picking me up today at 11am.  Yah okay... whatever... no one ever picked me up.  I told them to try picking me up.. especially since I knew they were using a fake number dialing in from an international backdoor number.  Don't let these people take advantage of you. He even called my work and harassed me there.  The only thing that I can think of to get rid of him is to change my number.  Since he lives in a different country what can we possibly do?

A heavily accented person left a message on my voice-mail saying if I don't pay him $5,000 in loans that I owe he'll have the police pick me up Monday.Scary part is he called my work and left my hole social on the answering machine.

Not only can't they arrest you.  It's illegal for them to threaten you with it!  Also, they are required by law to send you confirmation of the debt within 5 days of the first contact and they must send you a debt validation letter within 30 days if you request it.

They are violating all of these Fair Debt Collection Practices laws and need to be reported.  Report them to the FTC at www.ftccomplaintassistant.gov/.  Also report them to your State's Attorney General.

Or if you live in WI, report them to the WI Dept of Financial Institutions.  The online complaint form is at http://www.wdfi.org/contact_us/complaint.asp.

These people will keep doing this to you an to others unless you take the time to report them!  Don't ignore debt collectors who abuse you.  Don't just post here about how they are scam artists.  If a debt collector breaks the law, make them suffer for it!

I bought one of those pay as you go phones from Walmart a few months ago. I recently gave the phone to my grandmother to have in case of emergency. She never keeps the phone powered on since it is just for emergencies. I check the voice mail a few times a week. I have received messages for whoever use to have that phone number but it is the same aggressive threats and the same number. I tried to call the number back but got voice mail and the mailbox was full. I had no idea it was a scam until I entered the number on Google. I was going to call them to let them know that the person they are trying to reach no longer has that number. The threats are the same saying there is going to be legal action taken and the guy said all he can do if the call is not returned is wish the person luck in court.

Same thing happened to me today.  When I called them back again to ask them who they worked for and Stacy (obvioulsy not a white person by her accent) told me ASC.  I told her that I highly doubted that was true since I was online reviewing the complaints regarding this number and she hung up.

I received a voicemail message today, Friday, July 23 at 12:43 from this number threatening prosecution on a criminal complaint.  Voice was very foreign.  I called the number back and spoke to a Jeffrey Stuart who said he was the supervisor in the legal department at Asset Consolidated Services (ACS).  

The purpose of the call was inform me I was being sued and that there was a criminal complaint against me which had been filed with the court and officers would be by my home or work place to arrest me and throw me in jail until a hearing with a judge on Monday.  I did not give him information although He did read an official sounding judgment against me lodge by Payday Loans.  The complaint alleged that I had committed interstate banking fraud by applying for the loan, accepting the money and then stopping payment on automatic payments.  Trouble is, I NEVER saw any money in my account.  In addition to having the names of two friends he claimed I used as references, he also asked me 5 or questions about whether nor not I had been involved in any criminal activity each of which answered no to.  At the end of the conversation, he asked if I was willing to acknowledge the debt or deny outright.  I said since I had never gotten any money, there was no obligation to pay.  At which point he hung up on me.

I was sufficiently rattled that before googling the number, I called my local police department who sent an officer to take a statement.  The officer also told me it was scam information which was confirmed by finding this website on google.

Since the two hour time frame for officers to come to my home and arrest me has past, I'll agree it's a complete scam to get access to your bank account.

I know I did at one time peruse a couple pay day loan sites, I will be staying completely away from them in the future!

They have called my office stating they were ACS lawyers office and they knew where I worked and I have never listed that anywhere.

someone called me from this number stating that I had a criminal case against me and that they were going to take me to court for an amount I owed over $7,000. I hanged up on them. They called back and left a message that they were going to show up to my wok address and home address and drag me to court.

My father and brother received a message from "David Jackson" of the Financial Crime Division from phone number 716-362-8992.  He stated that there were legal actions being served against me for a fraud that I had committed using my father's name and phone number - but if i had called him within a few days he would drop the charges and i could pay the attorney fees, legal fees, past due interest and the loan (which I never had) with his company. The amount was $7800 that was supposedly owed.  Needless to say I am very happy to see the above information and will be reporting this to the local authorities an the FBI as suggested.

I CALL THIS NUMBER BACK AGAIN LAST NIGHT 07/21/2010 I LET ALEX WHICH IS ALSO JEFFERY KNOW THAT I REPORTED THIS CALL TO FBI. HE TOLD ME, YOU DON'T TELL ME THAT AND HUNG UP ON ME. I CALL BACK AGAIN AND HE ANSWER THE PHONE: HI CAN I HELP YOU THIS IS 1-800-PHON-SEX, WHAT'S YOUR PLEASURE AND WHAT KINDA PANTIES YOU HAVE ON. I REPLY AS YOU CALL ME STATED THAT I APPLY FOR LOAN AND YOU'RE THE COLLECTOR, NOW YOU TELLING ME THIS IS A SEX NUMBER, HE HUNG UP. FOR THE REST OF THE EVENING THE LINE BECAME BUSY. YES IN DEED THIS IS A SCAM

Have received several calls from these numbers stating I owe them money. I have never applied for a payday loan so am not sure how they obtained my information. They have contacted my place of employment twice, I will be contacting my local police department and other authorities regrding these calls.

Just received this email about this scam:

> Date: Thu, 22 Jul 2010 02:25:36 -0400
>
> There is a group of scammers operating from India that is purchasing old
> payday loan applications and posing as debt collectors and even law
> enforcement officers trying to recover on an old payday loan. They use the
> information in the applications to convince victims they are legitimate
> (i.e., they know the references given, job info, etc.) and are very
> aggressive. The call many times in a single day, use threats and profanity
> and generally harass the victim into paying.
>
> You can recognize them easily.
>
> 1) Phone numbers from California, Florida and New Jersey show up in your
> caller ID. These are the numbers they use to tap into the U.S. phone
> system.
>
> 2) They have VERY thick accents and cannot understand most of what you say
> even though they claim to be lawyers, ''officers'' and even FBI Agents.
>
> 3) They use vague names for the loan they are collecting on, i.e., ''Payday
> Loan'', ''Cash Advance'' or ''Instant Cash.'' Alternatively, they may name
> a real loan company that you never borrowed from.
>
> Whatever you do DO NOT PAY THEM. They do not own your debt and are not
> collecting on any legitimate company?s behalf. Any money you pay them will
> go straight into their pockets and not towards your real debts. Worse,
> they will mark you as a ''pigeon'' and call again a few weeks later about
> ''another'' loan.
>
> Instead, simply notate the number, avoid their calls as best you can and
> call your client care specialist to discuss this in more detail.
>
> Thank you.
>
>
> Best Regards,
>

From Lamet's post:

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:


http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer false postings as Karen Miller, Chichi and Tom Little
http://800notes.com/Phone.aspx/1-561-300-8018   Scammer false postings as Marco Polo (real original)
http://800notes.com/Phone.aspx/1-877-226-7488   Scammer false postings as SAM, David S
http://800notes.com/Phone.aspx/1-888-706-7463   Scammer false postings as George
http://800notes.com/Phone.aspx/1-209-349-7382   Scammer false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthia
http://800notes.com/Phone.aspx/1-760-514-0132   scammer false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio   (800notes removed some of the scammers posts because the all came from the SAME IP ADDRESS)
http://800notes.com/Phone.aspx/1-209-797-2212   scammer false posting as Jaison Connar
http://800notes.com/Phone.aspx/1-707-401-4056   Scammer false posting as John Carner, KSR
http://800notes.com/Phone.aspx/1-650-241-4604   Scammer false postings as jhon and Kevin
http://800notes.com/Phone.aspx/1-708-401-0535   Scammer false posting here as JHON
http://800notes.com/Phone.aspx/1-518-212-0219  Scammer false posting

************************************************************************************************************************
Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

Receiving unwanted messages

My friend and I both received a call from a gentleman with a heavy accent alleging that I owe him money. The individual threatened to contact my employer and garnish my wages if I did not pay them $5,000 immediately. The caller does not give any indication of which company he represented, but my feeling is that this is some form of a scam and harassment if nothing else.

A person with a very strong accent called my cell left a number then instantly called my place of business i told them to never call me at work again if they need to reach me they can do it via mail.  i then called the number back and asked what the name of their company was the first time i was told AWS then I called back again and was told ASC.  I told them someone just called my work and claimed to be an attorney firm and asked what their Bar number is, hahhh they hung up imagine that.

My husband and I have been receiving calls from foreign-sounding people stating that we took out payday loans and never paid them back so they are sending police out to arrest us for fraud. Police don't come, and we didn't take out any loans, yet they keep calling. Our numbers are on the Do Not Call list, yet they still contact us and are extremely rude. How do we stop this madness?!?!

Ok.....So I am at work and I had this guy named David calling me and referencing a friend of mine.....They knew me my e-mail address, my place of work, my bank (no mention of account number) and they told me my SSN#.  They said that I owed $5000.00 dollars to a payday loan which I know I don't and when raising my voice to get more information he said do I agree that I owe this amount or I don't I hung up........Really hoping this is not a identity theft thing.  Called my local police dept and am going in to fill out a police report and I have a message saved on my cell phone that I am going to let them hear.  I am happy to see other people are getting these calls and saying it's a scam. Should I get Identity Theft Protection now?  I don't know what to do.  Can someone provide me with some pointers on what do to.  I have never had this happen before......

I just reported it to the Buffalo Police department through the tip line you can submit it online....this needs to be stopped.

This is the second day he called me......he said today his name was Justin and I asked what company he was from and he said it was not a company but a Law firm called ACS......he started going on again about a law suit against me and that he wishes me luck...when i asked him what my case number was if i was being sued i would have a case number and he just hung up on me.....i called back and some lady answered they do not answer with a company name but simply "how can i help you" (whats that about) and i was like I want to give you my number and I would like to be put on the do not call list....she took down the number and said nobody will call me again.....hope that helps we shall see if i get any more calls.

oh and when i googled ACS in Buffalo NY it is a telecommunications place.....wierd

I just had the same thing happen to me.

Andrew Jackson left a threatening message on my cell, when I tried to call back and get information, the line went directly to someone claiming to be David. He wouldn't give me any info about what was going on. He said that I took out a payday loan and never paid, that I had 3 charges against me and I was going to spend the weekend in jail. When pressed for more information, he gave me the names of my references, one being my sister and then proceeded to hang up on me. Everytime that I called back he would hang up on me.

So my sister called to see what the hell was going on and he tried to have phone sex with her, telling her to suck his d*ck, and breathing heavy. I am calling the Buffalo police department and filing a claim, and whoever else I can.

Got a message from the same (Adam Jackson) saying that me and my best friend were in a serious legal financial lawsuit and we were comitting fraud. My friend and i have no financial ties at all. She talked to the guy and he told her that she owed $5000... This is crazy !!! What is going on??

I just received the same call, just alittle different on the amount I never had a loan with them. They are saying it will cost me $2000 if they sue me. They want my attorney or myself to settle this. I called them back and a woman answer saying "Hello" and the same man gets on too and talks over her. Weird but absolutely a SCAM.