Got a call today saying she was a private investigator and that they were going to have charges brought up on writing frauduant check charges.  I've never written a check to  or for these people.  Harrassment for sure.

Right. Like these types of sub human life forms don't exist? Right!
Looks like there's enough info on this forum alone to get these criminals some jail time.

You are a fat mother humper--Glad you are scammed by this company Pay your bills scumbag NI****

First, f**k Mr smarty pants "lol" ! 2nd, the county I live in stated THEY had the criminal compliant from these a***oles!   Regardless if they are wanted, these bicthes are still filing false police reports with the county clerks. To Mr. know it all "lol"....eat me and can't wait until somthing f'ed happens to you.  Go shoot your self!

Criminal possession of a controlled substance, seventh degree

Alan McGuane, 33, of Brookfield Lane was arrested for criminal possession of a controlled substance at approximately 3:19 a.m. Officers observed a vehicle on Harlem Road cross the white fog line and then come back into his lane. The officer initiated a traffic stop and approached the vehicle. The officer did observe the offender operating the vehicle. The officer asked the offender for his license, registration and insurance card. As the offender was gathering his documents, the officer observed a Chore Boy on the driver?s seat floorboard and pieces of crack cocaine also on the driver?s side floorboard. While searching the vehicle, the officer also recovered crack cocaine under the driver?s seat. The cocaine was field-tested and did test positive for cocaine. The offender was placed under arrest and transported to headquarters and processed.

Cookie thank god they cover your stomach from all those stretch marks. You  should wear that makeup on your belly and then you would look somewhat ok. Other than that your belly is all stretched out. Lmao. Your stained tooth too. I love your facebook pic though...Trash is trash. Get sum class cookie Michelle. Having any luck with having men pay you to talk dirty to them and take nude pics for them. Lmao. Get a life.

They don't file nothing cause they are wanted themselves. They can't file no charges so you are just talking out ur a**. Get a job or something and state something real next time. They don't file charges cause what they are doing is illegal stupid a**

I blew these jerkwads of at first,but I AM DEAD serious, I got a call from the Constable for my county.  I verified the number it checked out.  What I think these scumbags are doing is filing false charges with the authorities and they cops have to address the complient.  The Constable from my County that I could contact them for a stay of execution for the felony charges. I think these cooks are filing false police reports.  HOW CAN THEY BE STOPPED!!

Also be aware of the name ALAN MCGUANE who worked for them and made HUGE profits off of everyone on this page! He is just as guilty as everyone else!

People the only way you are going to be able to shut them down is to sue then directly not just the company. Because they will just change the company name again and again like rich ziolkowski already has plenty of times.  So you have to sue them directly rich ziolkowski, mike azzinaro, aaron Regdos in small claims u can sue all the way up to $5,000 then you civil or criminality sue the company. This way it make a different. As it say up on top Aaron and Rich live in north tonawanda ny so file there and Tonawanda ny. You and I can make a difference. Also sue whoever that works there that harassed you cause there breaking the law to.

These debts are old charge offs that are sold to anyone who wants to try to collect.  Most are past the statute of limitations and these guys will continue to bug you and call you hoping that they can convince you that there is something outstanding.  Its only those within the company that will tell you they are legit, ask for paperwork and most of the time they will not be able to produce anything.  Call the FTC 877-382-4357, State Attorney Generals Office or your local BBB.  They have all received numerous complaints about this type of activity and will go after them.  Note you will find that they change their telephone numbers frequently when Law Enforcement starts to get close.  Then they start it all over again.

@Cobra25 ....how did you really know it was the county calling you and not these scumbags? I am just at odds because the guy said that he would send out information for me and I have yet to recieve ANYTHING..I dont want to be passing off money to these jerks...I called the AG and they said I need atleast a Company Name to even complete a complaint...Hmmm..Im lost....
So I feel exactly where you are coming from, they have been harassing me, the guy is EXTREMELY RUDE and all he wants is the money!!

Does anyone else knows whats going on?

@Kristen. OMG, I am so glad you posted this. Ive given these creeps $50 of mine already, and due to give them $149 next week---kinda ironic huh?!! Well at the end of Oct 2011 I recieved a call from a gentlemen named Jordan saying the worked for a litigation firm. Then he said I needed to talk to his boss, Eric Goldstein. This Eric guy was EXTREMELY RUDE and almost unbearable to deal with over the phone..Constantly trying to talk over me and interupting me. Told me fraud charges would be filed against me if I didnt set up payment promptly. TOld me to call 72hrs prior to making a payment, if I couldnt make a payment, well I did that today 11/15/11, he was so mean and seemed pretty upset that the payment couldnt be made (blah blah blah...) This money is taken from my moneycard and the company said "PREMIMUM PAYMENTS" ..After the conversation this morning from Mr. Goldstein (whom kept putting me on hold) I just feel like im being dooped, considering that im all the way on the West Coast, and they are on the East. What should I do.....OH YES, one more thing, he said he was suppose to send a "PPA" out and that was 3weeks ago, stil have yet to recieve it and he named my wrong address as the address he "sent" it to....When he asked me for my new address, he didnt even ask for correct spelling or anything!!! Im lost for words, I want to know if this is real or not....

I'm really confused!!  These people begin calling me in August claiming that they had felony charges for malious intent to defaud a bank and where threatening to send the charges to the county court I live in.   I read these postings and ignored them as well because I thought they were scammers.  To  my surprise, I received a call from the constable in my county informing me that I was about to be served with papers and charges and I needed to contact "Aaron Davis" to receive   a stay of execution.  I called Davis and made arrangments to avoid "potential charges".  This is after I filled complaints with AG and everything.    I ended paying these Grawobroki and ASSoc people about 1200.00 bucks!!!  The fishy thing is I have not received the paperwork I was promised to release me from this so call debt.  I think I have been taken, but I cant explain why the cops FROM MY COUNTY !!! told me that these people and charges were very real!!  any recent update will be very helpful guys!!

HARASSMENT: Aaron L. Regdos, 30, 545 East Robinson St., Apt. 2, was arrested Wednesday for harassment. He was held for court.

Please copy and paste all these messages and post them on the 877 644 7049 number as well as under Grabowski Obrien and Associates. Google it then post all these comments on them sites. I get a kick outta all this. They need to be stopped.

All they are is scam artist and they need to be shut down so go to the police department. And also make sure they know the address of the business which is 233 fillmore ave tonawanda ny so they can pick them up over there  Also everybody should know they are not a legal business that what the attorney general office said SO there business is a scam. So if you pay them your just throwing your money away. Because without being legal they cant help your credit or even make it worse. This is all the info i found out from the attorney general office 716-853-8404  they had alot of info on them shocking . When i also called the north tonawanda police department about there po box 367 i found out they both live in nt. But the best info i got was from the attorney general office this is the info i was told use it to your advantage first the two owners are going to be arrested give it time and that the one owner richard ziolkowski not rick zackowski like we were told i think we were told that to throw us off is already being sued 93,000 dollars for what there doing now pretending there police,attorney, and whatever other b***s***. So i did a little research on him found out a federal judge granted a judgement against MARSHALL & ZIOLOWSKI  for violation of consumer rights in 2007. That judgement is now 150,000 for 5 consumer also they have change ther names over and over ABRAM BURKE,KINGMAN COLE,AND NOW BRADY,CARUSO& ASSOCIATE the proof is at WWW.BUDHIBBS.COM/COLLECTORPAGES/MARSHALL-ZIOLKOWSKI.HTM. So it looks like there back to the same s*** because they called me and told me they were cops that was funny to me because i have never been in trouble my whole life but i saved the messages. And i recorded them also                                                                                                                                                 when we talk to them so i hired an attorney and jumped on the band wagon on suing these pricks. But make sure you sue the company directly and also AARON REGDOS & RICHARD ZIOLKOWSKI  CONTACT THE NORTH TONAWANDA POLICE DEPARTMENT & THE TONAWANDA WHERE THE 233 FILLMORE AVE IS LOCATED. report all violation/threats/false statements to the NEW YORK STATE ATTORNEY GENERAL OFFICE BY CALLING 716-853-8404. Save all recordings if 5 people can get 150,000 dollars judgement lets all sue these a***oles and get 1,000,000 dollar judgement. so get a lawyer like i did

As im reading these post it gets crazier. I have fallen victim to these people because they have harrassed me to the max. I have recently come to the realization there a phoney and would like to know how to handle the matter. I bank is paying me back the money but these people need to be stopped. The address i have is PO Boz 367 N. Tonawanda, NY. I am going straight to the police department to file this claim in the morning. Any other suggestions?

I have been receiving the same threatening calls from Joe O'Brien at Grabowski O'Brien and Associates. Just finished filing complaints with BBB and Attorney General's Office in NY. It is not okay to threaten and harass people to pay debts owed. Do not pay this person unless they can verify who they are, the debt you owe, the amount you owe and provide you with proof of the debt. You can go to BBB website to obtain what debt collection agencies can and cannot do in order to collect on a debt. They are a debt collection agency. They are not attorney's.

No I have never received anything in the mail from them. I offered to send my bank records to show that I have never had anything deposited into my account. I have never had any loans or credit cards in my life. If I do not have cash I don't buy it. I have no past due anything. And to THE TRUTH, before you reply to someone with an ignorant response know what you are talking about first. I pay my bills, hell I don't have any bills.
anyway, They will not provide me with anything proving their claim they just make threats. I have saved all of the recordings and have noted when they call and how often. I have also sent them a request for copies of the original loan papers and the statement they claim to have from the bank. It is aggravating because I know this is not mine and they will not listen. If this was mine I would of never let it go into collections in the first place. They seem shady since they will not provide any proof of their claim and since the people keep changing their stories.

Please report all violations/threats/false statements to the New York State Attorney General's office by calling 716-853-8404 or use the attached complaint form: http://www.ag.ny.gov/bureaus/consumer_frauds/ ... o_complaint.pdf

save any recordings/ Have they mailed you a collection letter prior to making a call to you? if not, this is a violation.  This is not a lawfirm.  they cannot sue or arrest you.

Maybe pay your bill Scumbag..Then maybe no one will be calling ur dumb a**

Thank goodness I found this forum, they have harassed me for a month now. I have gotten many different names with the same voice saying I will be charged with depository check fraud and they called my dads house. I have no idea how they got his number. Anyway I told them I did not know anything about this but they claimed to have a signed affidavit from my bank saying the funds were deposited but I went back through my bank statements and there was NEVER no deposit from this so called online loan company. They claim to be lawyers also to me. I did get scared in the beginning because I thought my ex husband may of done this and I set up payments and did send one payment for 149.00 to them. I learned later that he did not get any loans. I guess I will just be out that money. I am filing a claim with the attorney generals office in Buffalo, NY. I hope these people get whats coming to them.  They also call me 8 or 9 times BACK TO BACK. These people are scum. Any other suggestions I should do would be greatly appreciated.

its mr aaron regdos not davis and the only way you will see action on your case is filing with the buffalo attonery general at 716-853-8400 make sur they know he impersonating a lawyer and hes doing third party calls which are both against the law and they will press charges and shut them down and you can sue to but the right address is 233 FILLMORE AVE TONAWANDA NY 14150 and you can find his home address by typing in his name

they are located in tonawanda ny they are a 2-3 person team and not one is a lawyer if they claim they are report them to the attorney general at 716-853-8400 and its a felony to impersonate a lawyer the owner are rich and aaron regdos they are located at 233 filllmore ave and there another site of complaints about them saying the same thing but on the site someone has done something about them there sueing them and also filed a complant with the attoney general that site is 1-877-644-7049/18776447049 THERE ALOT MOE COMPLANTS ON THAT SITE SO WORK TOGETHER AND SHUT THESE FRUADS DOWN

Got a call from this number the other day saying they were 'TCB Management' and calling about a 'breach of contract with my client'. My caller ID showed the call from Tonawanda, NY.  The caller was rude and antagonistic. As I asked for information, he acted like I should already know what he was talking about and he continually interrupted me.  When I asked him to send me documentation, he said he already did that and said I was playing games.  I hung up.

Don't know who they are  but if they call again I am going to report them for harrassment and unprofessional conduct.

They are HORRIBLE - calling my parents and family members stating that they are filing criminal charges against me for Fraud and Theft in my county (they named the county). They use very legit terminology and make it sound awfully scary. Fortunately I'm not stupid and was able to explain to my family members (who were VERY freaked out) that no one who is going to "file serious criminal charges" would call my dad to "get the facts straight" first.

I am filing a complaint with the Ohio Attorney General now, sending a registered cease and desist order and have contacted my attorney. I know my rights, Mr. Aaron Davis is picking on the WRONG person!!

Grabowski O'Brien and Associates, LLC
140 Old Falls Blvd, Apt2
North Tonawanda, NY 14120

Called with the usual threats.  Can't back up the information.  Said I was being sued on a "Class A Felony."  Yeah, right.  Murder.

These despicable bottom feeders need to be put out of business.  And ignore anyone who writes positive stuff about them because they are plants.

You are a plant for these unlawful scumbags.  I sued Joe O'Brien and received well over $100,000 for his disgusting practices.  He's not a lawyer, either.

These guys are zombie debt collectors from western New York, Buffalo area.  They're all crooks.  They go after people for debts way beyond the statute of limitations.  They have no documentation and are usually calling the wrong people.  Ignore them.  They're nuisances and liars and if you talk to them you only encourage them.  Any money they collect just goes to feeding their drug habits.