I just got the call from 716-514-4903. They had my last 4 digits of social and at first I didn't answer so they left a msg and said the call was about my SOCIAL SECURITY card! I called them back with fraud in the back of my mind...she said they have a civil suit against me and advance America Loans and wachovia bank! They said I committed fraud by closing my bank account back then...I did so cause I kept being charged NSF fees when the loan place kept trying to see how much I had and was sending it through multiple times a day!! So bank said close that account....so lady was asking if I was at address....and she gave me my address....then she hung up.I just called back after finding this site and told an ERIKA STIVEY her company was fraud and she said she wasn't trying to fraud me or ask for money on the phone and the company is not fraudulent! She said I will be getting my papers served in 72hrs! My original amount was $500 on record and she said my judgement amount is $3812!!!! and my settlement amount is: I can pay $750 all at once or pay $1212 in payments!!! she did have my whole social security number correct along with my address! So I called Advance America, my local branch and original loan processor and discussed this with him. He pulled up my account and my check was SOLD to First (1st) Financial Assets in 2012 and so I called them and the amount was for $617! They no longer had my account of course and had sold it to United Debt Holdings! Got a leave msg for this number so I didn't leave one...Advance America said don't pay anyone and he was calling his LOSS PREVENTION company to check into it and to report it!

They called me today about a payday loan and wanting me to pay like $2000 something, but will settle for $1200 something. They want $315 this month, $630 next month and balance in August. They told me if I do not lock in a payment that they can have the sheriff here in 20 minutes. Unbelievable, I don't understand how these people can call up and demand this kind of money. I don't know what the heck to do.... The number called in on 888-641-7450 and once I talked with someone they gave me a phone number of 716-478-3406 to call them back tomorrow.

someone is calling asking for my social securety

This is a scam.  Ignore 'em.  DO NOT GIVE THEM ANYTHING.  They are trying to scare you into giveing them money on a questionable (i f any ) debt.  

See:   https://www.consumer.ftc.gov/articles/0149-debt-collection

Ignore 'em total scam.

See:  https://www.consumer.ftc.gov/articles/0149-debt-collection

If they have a legitimate debt you own tell them to mail by US mail all the particulars.  Must be by US mail.  No E-mail.  They won't do that--tell 'em to go to hell.  They sound like your ordinary kitchen-table debt scammers trying to scare you with a lot of legal terms into paying them something.

Ignore 'em.  Don't give them any information and DO NOT give them any credit card numbers or any money at all.

Yes they are calling me also I even provided them with the paid in full letter what do I do

Got the typical "you need to call us before we forward the papers to local attorneys" message on my answering machine.  Except it wasn't my name.  I've had my number for 20 years so it isn't a previous owner of the number.

I called back when got the message.   And of course they have NO IDEA who I am.  Claimed they must have dialed the wrong number.

From my short call they obviously aren't very organized.  I've never had a payday loan; never needed one.  So either they honestly did misdial or are just fishing for people to scam.  Hard to tell.  

I'll report them to the state attorney generals office if they keep calling.  

I was scammed by DJR group for a payday loan I never agreed to and never really wanted. They took my info, deposited $200 into my account, and tried to debit it back plus interest, but the account was shut down to prevent it. I sent back the original amount in good faith, and it was supposed to be a closed matter. That was July of 2011. Recently, I received a call from a New York number claiming to be representing the group that now held the account, threatening legal action. I told them basically to go f*** themselves. Today, from an unknown number, they claimed to be trying to come to my home (giving an address I lived at in another state a full year before the scam happened), and when I said I wouldn't be available ever, they considered it a refusal to sign for documents, and the call was pretty much over. DJR Group has since closed, and was listed in a report as being a fraudulent lender. There's nothing they can do, despite what they tell you. They don't even know which state I live in LOL

I also noticed how they tried getting me to pay them $800 at first , but put me on hold to act like they were talking to the payday lender who by the way went out of business and said they would settle for $419. They also told me they had my s.s.# which they did, my address, and phone #. What am I going to do if you guys are claiming they are a fraud and they have all of my info???? someone please help me!

Im from the Ohio area and they got me too with the same exact thing. Saying I was going to be sent to court for fraud from a payday loan back in 2006. The automated recording called my phone saying I was a person of interest in a civil matter and gave me the number 716-478-3608 to call. What's more crazy is that I fell for it and they got me for $250 of my hard earned money. It's cool tho, cuz I bet they won't get sh*t else from me! I guess they need it more than I do.

I got a call from 919 area code when I called it back the number went to a law firm called Obrien wexler and associates these folks have all my information and saying I owe them thousands of dollars. I have never heard of these people is this a Scam??????????? Help please.

Yep, same exact thing just happened to me by this so-called "O'brien Wexler Associates. They gave me a couple different numbers along with the one above.  The other phone #'s I got are 253-210-2834 and 716-478-3506. They claimed I had gotten a payday loan from cashnet from 6 years ago deposited into a bank account I never had and in my previous married name.  When I asked for the date this supposedly occurred, the date was well after I had been re-married and no longer even using that name.  They also gave me my supposed email address that I had used, which again was NOT mine! When I tried explaining all of that to the man, he then went on to try saying that it must have been someone in my family that used my information to steal from me! Needless to say, I am FURIOUS! I have reported them to both my local police department, as well as the Lockport PD. If you get a call like this, DO NOT FALL FOR IT!! They try all kinds of scare tactics to scam people into just "settling" the supposed debt with them immediately in order to prevent being sued by whomever they are saying you owe money to.  PLEASE REPORT THEM TO YOUR POLICE IMMEDIATELY!!! These scams need to be stopped!!!!!!

If you paid via debit or credit card, contact your bank to see if the payment can be reversed.  per the FDCPA, you should not pay any caller who refuses to mail a debt validation letter - do not accept email or fax - showing that you owe a debt and your caller has the legal right to collect said debt.  Refusal to mail this DV letter within five days of their first call is a violation of federal law.  Just because someone says you owe, doesn't mean you do - you should always make them prove it, in writing.

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
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Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

I too have received a phone call from these people stating that I owe a payday loan company and that I owe 1600 dollars I'm mad at myself I've already made a payment to them for $492 i will not make another payment which is due friday.....the person called me name was mr thomas and he's the only one I've spoken with I'm pissed big time

They are a scam say they are collecting debt from payday loans and have legal matter. Direct number doesn't not have voicemail box and never picks up. Stated like you get confirmation code and receipt all LIES! The number came in as a local number yet from 866 and NY number DO NOT give out your info. SCAM & FRAUD by the names of Michael Lewis and John stark.

I just received a phone call from the same people only they change their names and they change their phone number the phone number now that they are asking you to call is 1-888-641-7450 when I asked them to explain to me who they were they got upset with me and hung up on me I simply thought that we had been disconnected by accident so being the person I'm I called the company back this time I got another gentleman . When I asked him to tell me what the company was he got very defensive and told me to be a "f****ng man " this upset me so I asked them not to call me back I hope the police do something about this guy someday

I just had the same call.  It was an automated call that originated at 971-228-0034,  which happens to be a local number.  So I found it odd that a local company would have an automated system give me a local number.  So I called the local number and they informed me that I'm a person of interest in a civil matter.  People amaze me with their nerve.

These people just called me saying there taking me to court in the next 7 to 10 days I did not trust them so I gave them a debit card number which I never put money on the number they called  me was 716-478-3606

I just received a call from them stating that I owe $1100 and they threatened me too. Jail time and court. I got scared and did my research. I called them back and told them what I had found and they got very irritated with me and hung up after saying good luck. What would make someone want to do those sorts of things? Sad.

These folks have changed their story, and are now trying to locate people who they say have filed a lawsuit against, in this case, King County WA.  The person they asked for is my husband's ex wife.  I gave them no information.  716-478-3608 is the number they were calling from.  The name O'Brien Wexler shows up on my phone.  

This is a scam.  These guys are located in Lockport NY.  16 N Transit Street.  Even thought the business is listed as CLOSED ,  they answer the phone. Michael Lewis. or Ed Long.  
If you turn the tables they get real upset and will end up hanging up on you!  .  They will get there day for scamming innocent people.
I contacted the local police dept there and what WE have to do to stop this is file a report with our local agency who will  contact the Lockport Police Dept  and get these guys with at least  harassment charges; hopefully others.  If enough of us do this maybe we can stop them.  Help me out on this.
What they do to people is plain wrong.
thanks

804-313-6967

This is the # that I was called from do they keep changing their or have different area codes to make you think that they are local to you? O'Brien Wexler and Associates? Same name right?

I also just recieved a call from O'Brien Wexler and Associates. They claim I have a loan from 2007 from a payday loan.... Never used them. They were very nasty on the phone trying to scare me. I thought it was fraud, did research and came across your message. They used the # 716-478-3606, also threatend to take me to court. Not a problem!!!!! I owe no one but, GOD, and he's alright with me!!!

#s have changed yet again.. have a few different ones. turned them over to the federal fraud division and any all info they provded along with all my info. and now placing security codes on all my personal info.

They called me 2yrs ago claiming I owe one amt and now are calling stated that same amt from a different namea n now from these guys claiming another amt but some they claim they had my bank info and such....first call threaten jail time and now threaten court.

Got an automated call stating that I was "a person of interest" in a "very important matter" and suggest I call them back at 888-641-7450. When I called back, they asked me to verify the last 4 of my SSN, which I refused to do and they immediately disconnected the call.

Listen, people ... you can't go to jail for not paying a payday/cash advance loan - no matter what these people say. It's a loan ... a contract. It's a civil matter, start and finish.

File a complaint with your states Attorney General Office, the FTC, and the FBI ... but, keep an eye on your bank accounts and your credit reports.

I too have just received a call from an Evelyn (no last name) from Obrian & Wexler claiming to want to do me a favor and settle what I owe on a payday loan in addition to what I already paid back, well when I told her that i had just received two checks fron the FTC settlement administrator for a class action law suit that was filed on behalf of borrowers that were unknowingly charged bogus fees on top of what they owed she immedialty hung up especially when I offered her my paperwork (letter as well as check stubs) that the FTC Settelment Administrator sent me.

p.s. She also offered to send my paperwork to an address I hadn't lived at for 10 years.

This Business is not BBB accredited
O'Brien, Wexler & Associates, LLC
Phone: (877) 334-5288
Fax: (716) 433-2927
PO Box 533, Lockport, NY14095
www.obrienwexlerassoc.com

F on a scale from A+ to F
Factors that lowered the rating for O'Brien, Wexler & Associates, LLC include:
Length of time business has been operating
49 complaints filed against business
Failure to respond to 7 complaints filed against business
5 complaints filed against business that were not resolved
21 serious complaints filed against business

BBB file opened: March 18, 2011 Business started: 03/01/2009
Type of Entity
Limited Liability Company (LLC)

Business Management
Mr. Charles Johnson
Contact Information
Principal: Mr. Charles Johnson
Business Category
COLLECTION AGENCIES
Alternate Business Names
O'Brien Wexler Associates

http://www.bbb.org/upstate-new-york/business- ... t-ny-235964195/

I just recieved a message from them...tell me do they go by 716-514-4341, it seems to me that the numbers are or have switched and The person name is Bryan Reynolds. Can some one please help me understand this?

Got a call from a guy James Minner - actually he called my husband's cell phone looking for me. -which was strange - When the number (7164783608) called back, I answered my husband's phone this time and when I said hello...he fumbled with the phone and hung up "accidentally". My husband called right back and was like "Why would you hang up on my wife when you asked to speak with her?" He gave some ignorant excuse that tipped me off right then that this wasnt right. He said I was involved in a civil lawsuit and that some company could start garnishing my wages. He said I owned $935 but he his "director" would allow me to settle for $401. Wow...this is a loan that I recently took out and I have been in constant contact with this place...I was shocked at first but then I realized this has got to be crap. I talked to the loan place and they had NO KNOWLEDGE of this company. Before that, though, he was asking for my debit card information. I refused and told him that I would like to see documentation. He said I only had 24 hours to respond. Ofcourse, like many of you received - it was a flaky looking email doc that I could make myself. This is sad -- I along with all of you work hard for our money and people like this get rich off of scamming us out of it. Its ridiculous. He even tried to threaten me with court and jail. HANG UP ON THESE CLOWNS!!!