716-504-6838
NY, US
Jersey
Jersey
2014-02-27 22:34:20
Debt Collector
This is indeed Account Discovery Systems. As well as 1-716-218-1912.
They called me at work and said that I owed money on a loan taken out in November 2011 from a company called Great Plains. I did indeed take out a loan in 2011 but not through Great Plains and it was completely paid off. Then they claimed that  my father owed them money as well.
Since I had no knowledge of any loans by this company, I asked for debt verification to be mailed to me so I could find out who ADS was and what the loan was about. Then he told me that they already sent verification back in Dec 2013 and had proof I received it (usps del. confirmation) and that I probably just threw it out. I then asked for a tracking or a copy of the confirmation and he laughed at me and then "Greg" began screaming at me that he was gonna hang up if I keep asking about debt verification instead of telling him how I was gonna pay off the loan. He continued to talk over me and then tell me that I only have 3 options... to pay a lump sum, payment plan, or ruin my credit. I then told him if he couldn't even give me proof of this so called loan then we were done talking and he hung up.

I feel like this is a scam. I recently was victim to the Target store credit hack so I believe this may be related.
Zachary
Zachary
2014-01-06 18:30:55
Unknown
You can ignore them. Honestly what they are doing is illegal, instead of worrying about yourself get in touch with a local law enforcement agency and let them know about this scam.
Torry
Torry
2013-12-02 22:23:59
Debt Collector
Ok well I had a payday loan that went thru one agency and then sent to Chebat Financial Group 18552649140 when I called it say's Account Discovery System's.  Here is the problem.  I was contacted in August by Empire Account Solutions that a process server would be out to my house to serve court papers if I don't pay.  With facing eviction and my child being hurt I didn't want to go to jail (so I thought) over a debt less than 500 dollars so I asked my Mother to make the initial payment and I made the subsequent.  Well upon further investigation it seemed as thou the institution was fraudulent and/or violating debt collection practices. I was told by the original payday lender to stop payments and contact the FTC.  So I did and when I did THEY WENT INTO MY MOTHER'S ACCOUNT AND TOOK THE REST OF THE MONEY!.. I am realizing now reading everything that they may legitimately have my account but they clearly broke the law and they go by many different names WITH THE SAME ADDRESS.  This will be resolved.  My debt is my debt not my Mother's and harassing me and telling false hood's about going to court causing me emotional and mental which in my case manifest's into physical stress is worse than falling on hard times and not being able to pay a loan on time.    
Texasgirl
Texasgirl
2013-11-06 18:41:16
Debt Collector
Had the same thing happen to me this morning. Got an automated phone call from 866-404-1913 immediately followed by a call from a local number.  Caller said he was with the Parker County Court's office.  Problem is he didn't sound local at all and it flustered him when I asked him to repeat who he was with and he couldn't repeat it exactly.  I don't know about you but I can recite my employer's name exactly the same all day every day.  He just tried to forge ahead and say some law firm somewhere had filed a judgement against me.  I just told him he just made an illegal statement and he hung up on me.
imnotadumbass
imnotadumbass
2013-09-16 18:14:01
Unknown
they made 25million last year, and thats all they can donate back?

SHAME ON THEM
JF
JF
2013-07-17 18:15:21
Unknown
So...YOU make millions of dollars every month under the guise of charitable non profits and BILK thousands if not millions of people of their hard earned money. Then you donate back a few thousand here and there to make yourselves feel better...is that basically the picture?

To quote a famous deceased actor"You're all scumballs, and you will get what you deserve".

I love it when a plan comes together....
Jasmine
Jasmine
2013-06-27 18:17:24
Debt Collector
(281) 645-0253
TX, USA

Add that number to the list!
Alfalfa
Alfalfa
2013-06-12 22:05:24
Unknown
"He who is without sin among you, let him be the first to throw a stone.."

--John 8:7
Rob
Rob
2013-06-12 22:01:33
Unknown
Now, now, now.  You will also have to answer to your higher being; too bad you'll most likely be taken to task for being an illegal debt collector.  Of course, I'm assuming that's what you are, and thanks to sites like these, your scam is not making you a lot of dough.  If you are legit, then do the right thing; follow the law.  Then, you'll be so busy, you won't have time to go on sites like these to thry to do damage control from your illegal activities.  but then, you won't need to, will you?
Rob
Rob
2013-06-12 21:57:32
Unknown
And your point is?  Nice to see some of your illegal profits are going to charity.  Now we're all really impressed at how civic minded you are.
Shill ALert
Shill ALert
2013-06-12 21:54:31
Unknown
Looks like the boiler room meth shipment came in!

You can go back to extorting money on the phone now, your work here is done and you failed.
ANOTHER CONSUMER
ANOTHER CONSUMER
2013-06-12 21:53:21
Debt Collector
HONESTLY IF PEOPLE CALLED YOU THE CORRECT WAY TO HAVE YOU TAKE CARE OF YOUR RESPONSIBILITIES THEN YOU WOULD NOT PAY THAT IS WHY THEY WERE TURNED OVER TO OTHER COMPANIES CAUSE WHO ALL REFUSED TO PAY YOUR BILLS --- LUCKILY IT IS NOT YOUR RENT CAUSE YOU ALL WOULD BE HOMELESS , ANOTHER THING WHAT EVER HAPPENED TO DOING THE RIGHT THING IT IS EASY TO POINT OUT SOMEONE ELSE NOT BEING LIGIT BUT LOOK IN THE MIRROR --- YOU KNOW MONEY WAS GIVEN TO YOU WHEN YOU WERE IN NEED AND YOU KNOW THAT IT WAS NOT PAID BACK ?????? EVERYONE HAS TO ANSR TO THE LORD !!! INCLUDING YOU!!!!!
Rod
Rod
2013-06-08 00:34:32
Unknown
Please add 866-412-2734 to the list of phone numbers for Account Discovery Systems. To the best of our knowledge my wife and I have no outstanding debts. They have left this number 2X at my wife's work. I have called them to see what's up only to speak to an automated system, and wait, wait, wait with no idea what is going on and never have the phone answered. I previously turned in another "Buffalo Crooked Creep Collector" to the Minnesota Attorney General's office about a year ago. I don't know if it was one of the many other names used by Mr. John Chebet's amoral empire or not. I have never managed to speak to an actual person in either case. Attorney General Swanson can handle this one too. Chebet and his minions should be ashamed to call themselves Americans and quit pretending to be "Good" generous, moral people.
Kathy G.
Kathy G.
2013-05-23 01:20:13
Debt Collector
We will be filing a lawsuit. They have been harassing my husband at work, though he told them to stop. They have called family, my ex-husband, my husband's ex-wife, spoofing their caller ID from local phone numbers. They are claiming to be an ATTORNEY'S office not a collection agency, that a judgement is set to be filed next week if we don't pay. The most outrageous of all, going through our Facebook accounts and calling friends who's numbers are publicly listed to try and shame us. They have broken every rule under the FDCPA. Phone number (716) 242-7024. The contact is Jason Chisholm but I'm sure it is a fictitious name since he has already posed as the "manager" as well as another collector from the same agency. Western New York Capital, International Asset Group, Unified Asset Solutions, Outsourced Legal Prep, Argos Alliance Group, Check Systems Recovery and now the newest Account Discovery Systems ALLLLLL OWNED BY THE SAME DOUCHECANOE ****John Chebat**** Contact your attorney general. His name is still fresh on the books.
M
M
2013-05-21 18:40:36
Unknown
Wow, you're right. That totally changes my opinion of this scummy collection agency.

Oh, wait .... no it doesn't.
candy
candy
2013-05-19 07:28:32
Debt Collector
I receive a call on my mother phone about a payday loan. I paid 200 in April of this year. I call The loan company and they said i was payoff. Monday i will be calling the loan company back to see if they know this company. And i will be calling the company that really has my accounts. They theaten me that i was going to do jail time. So  have to call around and get a some understanding and closer.
Lorna
Lorna
2013-04-19 14:59:53
Debt Collector
I too have received calls from this company,but it was a toll free number.  It is the same scum company that called me.  They called my upstairs neighbor, they called me and they said they were looking to get payment from my son for a Best Buy account that was written off and they were collecting the money.  They started out saying my son committed fraud by sending them checks that bounced from a bank in Buffalo NY.  My son never had a checking account from any place in New York.  They made it sound like he was in serious trouble with the law and that the payment must be made.  They said I could pay his bill.  It started out at $1814.32 and they settled for $460.00 and a $12.00 processing fee.  I gave them my Chase credit card number to pay this bill for him so he wouldn't be in trouble as is is currently unemployed and is going for a second interview.  After doing some research online about this company I decided that I would like to cancel the charge they made to my account at Chase.  I called Chase and they said that there had been no charge against my card for this amount or company and that I would have to wait until it shows up to dispute it.

I wish I could afford a lawyer to sue this company.  They were very rude to me and then they acted nice when they got me to agree to pay the bill.

If you anyone here can offer any advice or help in getting this company to stop their illegal practices let me know.

Thanks.
anonymous
anonymous
2013-04-09 20:56:55
Unknown
I too will be seeking legal action. I don't believe anything they have said. I find it interesting that they managed to get my new phone number, but don't know my married name (I've been married for 4 years). I also found it to be interesting that they didn't want anything but money. Any creditor I've ever dealt with, has wanted updated address, alternative phone numbers, pretty much all other personal info. This company is B.S. They better get ready too, cause I DO NOT give up. I will pursue a lawsuit no matter how long it takes, or what tactics they have!
Teresa
Teresa
2013-03-29 18:51:51
Unknown
They have been calling me first from the 716 # and then it was a local number but the same people and they had me in tears until I gave them my bank card number then after I calmed down i canceled the number and now they are telling me they are going to contact the President of the company I work for to verify employment. Don't know what to do somebody out there help?
Making a Difference
Making a Difference
2013-03-06 17:05:49
Unknown
Account Discovery Systems LLC, a collection agency based in Amherst, N.Y., has tallied up their total 2012 charitable donations and its employees raised over $25,000 for several different efforts that aided those in need. The donated amount was raised by employees who have not only embraced the charitable efforts of the collection agency but have attended other charitable and community events.

During 2012, ADS was actively involved in charitable efforts that raised money for over 10 different organizations including their largest effort for Goodwill Food and Clothing drive during the holidays which raised over $15,000.00 in Buffalo, NY.

Other efforts included:

?    Cystic Fibrosis Foundation ? raised $3,900 from employees and a private donation by owner John Chebat in the amount of $2,500

?    ADS?s Charities of Choice ? internal fundraising effort that raised $1,355 for several local charities chosen by ADS?s employees

?    The Adopt-a-Family program ? raised nearly $1,500 and donated countless gifts to families during the holidays

?    Hope for two ? raised $3000 which helps aid pregnant women with Cancer

?    Salvation Army ? raised $5,000 in clothing, food and toys for the holiday season

In 2011 ADS raised $1000 in cash along with 100 boxes, bags of food and clothing for Compass House, which helps abused or homeless women and children.

In 2010 the collection agency also raised over $1,000 to assist Haiti earthquake victims. They donated nearly $10,000 to help their own employees in emergency situations and they contributed an additional $1,370 to other philanthropic endeavors.

?Without our exceptional team of employees ADS would be unable to meet our business and charitable goals,? said John Chebat, Owner and CEO of Account Discovery Systems. ?ADS team members make an enormous contribution to the success of this company as well as the ever-important community goals we have set forth. Each year we pledge to make an even greater impact and this team fully embraces that goal.? ADS aspires to continue their support of community events in 2013 by raising even more money to help people in their community in need and boost employee morale.

Account Discovery Systems (ADS) is a collection agency with offices in Amherst, NY.  Founded by John Chebat, ADS specializes in the collection of third-party debt in industries such as credit cards, pay day loans along with other professional services. With early intervention and a strong focus on ethics and diplomacy with consumers, ADS works hard to preserve the relationship between client and consumer with an ultimate goal of keeping the business relationship intact. The company serves approximately one dozen clients nationwide. Account Discovery Systems and their team have dedicated time to give back to their local community.
q u44
q u44
2013-03-04 23:11:06
Unknown
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe,
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
R
R
2013-02-28 16:44:38
Debt Collector
I am going after Account Discovery Systems.  They are awlful, unprofessional and the lowest scum liars.  What they are doing is against the law and I'm fighting them all the way to the bank.  Please email boothe_bratton@yahoo.com if you've had an awlful experience with them.
Robert@jvnagroup
Robert@jvnagroup
2013-02-09 06:10:44
Unknown
Yes another buffalo scam collection agency located on ridge lea in amherst New York purchased your debt and can't do anything but threaten you to pay it tape the collector threatening you on the phone and get an lawyer to sue let them pay you .. Hope this helps .. Contact jvnagroup@gmail. com for any assistance
Cooper
Cooper
2012-11-27 21:09:33
Unknown
This company called my phone today from another invalid phone number as you all are describing. Some Mrs. McCrady lady that was totally rude and unprofessional and hung up in my face after she yelled like a wild woman because I asked to be removed from their lists. If those are their business practices they will not make it very far.
BeautyAndBrains
BeautyAndBrains
2012-11-13 18:47:14
Debt Collector
This number is associated with 716-504-6855 and 855-756-9465 amongst others.  It IS from a company called Account Discovery Systems which is one of many "holdings" owned by John Chebet which was recently taken to court for illegal collections practices in the state of New York where they are headquartered.  Sadly, $175,000 when they made $25 million in 2009 alone isn't squat but at least it is something I guess. (all the business information and corporate profiles available online ... just takes a little legwork to find this stuff out)


Schneiderman settles with debt collectors
Posted on June 22, 2012 6:47 AM
By Bryan Cohen
schneiderman.png

Schneiderman

BUFFALO, N.Y. (Legal Newsline) ? New York Attorney General Eric Schneiderman announced agreements on Thursday with two western New York debt collectors that allegedly engaged in deceptive practices to trick consumers into believing they were in legal trouble.

The first agreement was with John Chebat, an operator of several debt collection businesses in the Buffalo area, including Check Systems Recovery LLC, Argos Alliance Group LLC, Outsourced Legal Prep LLC, Unified Asset Solutions LLC, International Asset Group LLC and Western New York Capital Inc.

Under the terms of the agreement, Chebat must change his debt collection practices and pay $175,000 in penalties.

Among many charges, Chebat and his collectors were accused of falsely implying to consumers that they took civil judgments when that was not the case.

?Our Buffalo regional office received hundreds of complaints from consumers about (Chebat collectors),? Schneiderman said. ?We have also seen a trend where debt collectors engage in shameful practices like spoofing to trick people into thinking that they are in trouble with the law when they are not. Debt collectors, like all other businesses in New York, must play by the rules or we will hold them accountable.?

In addition to paying $175,000, Chebat must appoint a compliance officer responsible for making sure that Chebat?s collectors are compliant with the law.

The second agreement was with The Lombardo Davis Goldman Firm LLC and owner Frank Davis. Davis allegedly violated a 2011 agreement discouraging him and his employees from engaging in illegal and improper conduct. Under the terms of the new agreement, Davis agreed to shut down his debt collection agency and pay an additional $5,000 penalty. Davis is also barred from participating in a consumer debt collection business in the state of New York.

In 2011, Frank Davis was ordered to stop using a name that mimicked an unrelated law firm?s name, install an employee monitoring system to stop employees from engaging in illegal and improper conduct and pay a $20,000 penalty. Davis? website allegedly used a photo of a gavel and law books and made reference to litigation experts to further mimic a law firm.

Schneiderman?s office looked into Davis? practices again in early 2012 and alleged that he violated the original settlement. Davis allegedly continued to use a name similar to a law firm, failed to disclose that he changed the name and location of his business, and failed to monitor his employees to ensure their compliance with the law.

?More and more debt collectors are giving their businesses names that mimic law firms as a way to deceive individuals into thinking they are in legal trouble,? Schneiderman said. ?Predatory scams that prey on Western New Yorkers will not be tolerated. These settlements put dishonest businesses that engage into deceptive practices on notice. Our office will prosecute unscrupulous debt collectors to the fullest extent of the law.?
Da King
Da King
2012-10-24 19:59:04
Debt Collector
I receive calls from them as well. Try calling 855-264-9132 and they can look you up by your cellphone number. In my case it was a wrong number and they were able to remove my number from the listing.
abba
abba
2012-10-09 18:01:22
Unknown
I get calls from this number every afternoon between 1:30pm and 3pm EST. It's an automated message for someone (not me) and there's no way for me to request them to stop calling!
David
David
2012-10-01 17:14:55
Debt Collector
They called, didn't leave a message.  I called the number back and it's Account Discovery Systems LLC.  Got an "everybody is busy, please hold" automated message and then sat on hold for 15-20 minutes.  Hung up, called back, and got through almost immediately the 2nd time...only to be instantly hung up on.  Same thing happened the 3rd time I called, so I gave up.

I have no debts that they could be trying to collect.
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