I have the same problem they asking for money that way I don't have an problem with the law they even call my work. With they want its money  but according to the law the have to serve papers when I ask for that they don't want to answered that they try to go in different direction of the conversation so I said if I don't have any paper in front at me I don't worry about that

I do hope you called your credit card issuers and had them stop the payment - sounds like a scammer calling.  You should also probably destroy this credit card and have a new one issued, since you gave them the card number.  Depending on your son's state - the loan may well be past the statute of limitations for collection (meaning, they can't take legal action to go after it).  They also threatened you - illegal.  The guy pretended to be a lawyer - another violation of federal law.

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Also read up on the laws and your rights:

Harassing calls from a debt collector? Here is what you need to know
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know

http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection
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Follow the steps in what you need to know. A legitimate debt collector agency should not have a problem with giving you a real business name and address you can google and verify via google street view, BBB etc.
For extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

And folks should consider looking at maybe getting call blocking device or phone..
http://www.amazon.com/s/ref=nb_sb_noss?url=se ... s=call+blockers

Received a call from Ms. Gesile representing something like Apear and Associates.  This was regarding my son who took out a 200.00 loan years ago.  They threatened me stating that it was going to be reported in court.  I told them my son has been incarcerated and will be claiming bankruptcy when he gets out.  Then some guy, pretending to be a lawyer, came on and said that the judge would make my son stay in jail longer.  I freaked out and gave them my credit card for a payment at the end of the month.  I told them that since they could be fraudulent too, I would need a statement before I would release the credit card payment.  Funny, nothing from them so far, so I just threatened them with pressing fraudulent charges.  A holes.

Received call from Ms. Gesile representing a law firm on fraud charges.

Shill, really?  Do you actually expect anyone to believe that?  And you just wandering into this thread to say "Hallelujah, I paid my bill!" because you are such a kind heart soul?  Or, are you trying to plant false information and fake testimonials to add credence to a scam?  Which is it?

What happened to the "good ol' days" yef? When the shills used to have IQs higher than their ages? Damn, I miss those days. The scum-bags that are showing up lately are just no challenge at all. We can't even count on the domestic challengers anymore. The best we've seen lately is the "DeFective".
I guess we're doing something right. Only the densest try to pee on this tree anymore.
Live Well.
Gunnar

Yes - it helps confirm that you are a shill and that this number is used by criminal scammers.

I got the same call it was about a payday loan i called her back and handled it she emailed me a paid letter right away i hope that helps

Women left message on home machine stating they are from an attorneys office and filing fraud charges with my county against me if I do not return her call.  Left this number with an extension to call before 5 pm today.  I am not returning this call.