Stay OFF the phone with these thugs. If they call back, tell them you are recording their call (which is legal in most states) and are reporting them to the FTC, the New York State Bar and your State's Attorney General's office for the following FDCPA (Fair Debt Collection Practices Act) violations:
1) Making threats which are illegal and which they have no intention of
carrying out (Section 807, False or Misleading Misrepresentations),
2) Refusing to provide written validation of the debt they are harassing you
about (Section 809, Validation of Debts).
I would also let them know that you are aware of the law and will report them to the IRS if they send them a BOGUS 1099-C on an alledged debt which THEY HAVE NEVER VALIDATED, which constitutes PERJURY and is a FELONY.
Here are the links for filing complaints with the FTC, the IRS and the New York State Attorney Grievance Committe:
Received a call from a Christy Card, 1-866-345-4590 ext 120 1416 Sweetwater Road Amhurst NY 14228. Call ID blocked, threatened with a judgement on Monday, this is Tuesday, asked her to mail me documentation, was told sh had no time. Mentioned this is the same as those MARSHALL And ZIOLKOWSKI people that attempted to scam me and my father this year, She said they were forced out of business and that "Kingman Arbitration Office (or Firm)" bought all out standing debt from Marshall and Ziolowaski. I pressed for when did they ever notify me of an outstanding debt and was told they mailed me in Feb, Mar and Apr of 2008. Nope, never happened, I asked again to be mailed the info and she said she did not have time. Wanted my email addy. I refused and said I want it mailed to me. Was told "I don't have time because it is a holiday weekend and that judgment was going to be filed on the first. And that they will be sending a 1099 form to the IRS for 15k for earned income. I gain asked for documents and she asked my why I was being so difficult. I said because they are a bunch of scammers. She ended the call with "I will see you in court." and hung up
What a bunch of loosers.
Someone from Kingman, Cole & Associates called me and stated that someone had committed a fraud using my family's name, address, and phone numbers. I didn't give them any information as they already had it. They knew my given name (I go by a nickname), my social, my husband's social, our phone number, address and even our birthdays. They inferred that our bank accounts, wages and other financial resources could be affected by this so called "committed fraud" that has a connection to us. I did a google search that brought me to this website. I'm completely convinced that these people are scammers.
Here is the news article that ec posted the link to:
Friday, July 11, 2008 10:12 AM CDT
Scammers Use Arrest Threat
By Mary L. Crider
TIMES RECORD ? MCRIDER@SWTIMES.COM
In a telephone scam new to the area, a Crawford County woman was told an arrest warrant would be served on her on July 22, but she could avoid arrest by electronically paying an unspecified amount of cash up front, Fort Smith attorney Chip Sexton said.
Sexton, representing Arkansas Consumer Advocates, issued a news release Thursday, aimed at warning the public of the phishing/pretexting scam. The purpose of the scam is to dupe the individual into revealing her confidential information to the caller, he said.
According to the Arkansas Attorney General?s Office, in telephone and e-mail phishing or pretexting scams, identity thieves pose as legitimate companies and ask their victims to verify information such as their Social Security numbers and bank or credit account numbers.
Sexton said in a voice mail, the Crawford County woman?s caller identified himself as Steven Fairchild with Crawford Warrant Services. The caller said the warrant was for failure to appear in Van Buren Municipal Court 17 months ago, Sexton said. The caller provided her a phone number, (866) 345-4590, through which she could make payment arrangements.
Sexton said the woman, a single mother of three children, worried about who would care for her children if she was jailed and called him. He said she has no outstanding warrants.
Already prevalent nationwide, the scam works because many people are so distressed by the thought of being arrested, that they provide the requested personal information, Sexton said. In the case of the elderly, that worry and stress could cause health problems, he said.
Sexton said Arkansas Consumer Advocates called the number given the woman and was told it had reached the New York-based Kingman Cole Law Firm. When the group asked for specific information about its attorneys, the alleged law firm employee refused to provide it and hung up, Sexton said.
Sexton said no such law firm exists in the Buffalo area, and when the advocates called the Attorney General?s Office, they found it knew of the scam. He said the Attorney General?s Office advises anyone receiving a similar call to hang up and not provide the caller any confidential information.
Fort Smith Police Sgt. Jarrard Copeland said people who have already received such calls should report it to their local law enforcement agency.
An online search for Kingman Cole elicits numerous Web sites warning about the company, including an http://800notes.com bulletin board where victims and almost-victims detailed several variants of the scam using different versions of the Kingman Cole name.
According to the Web site, call variations include callers representing themselves as debt collectors, warrant servers, attorneys, detectives and court representatives.
Sexton said Arkansas Consumer Advocates plans to file a lawsuit on the Crawford County woman?s behalf.
claimed to be the "Chief Investigator" for the Kingman law firm and had a case file scheduled for "Immediate" litigation out of Travis County Texas.
See my other posts... but I just found a helpful website if you're trying to deal with these people and want some info on statute of limitations, etc. It is http://www.bcsalliance.com/y_debt_sol.html
The same thing happened to me, sort of! They said if I didn't pay over the phone in a reduced settlement, they'd hold me responsible for the full amount in court. They also said that because I was being rude (get that - I was being rude, not them! Whatever.) then they'd just see me in court and to be watching for the Sheriff to knock on my door and hung up on me. I called them back TWICE trying to get to the bottom of things with no luck and ended up in tears. Finally got online... wish I'd done that before talking to them!! :-/ So now what?? Has anything come about in your situation??
Well, whatever you do, do NOT call them to get them to stop calling. That's what I did and ended up in a horrible conversation. You should be able to get their number blocked through your cell phone company!
worried to death
I just got off the phone w/ these people and they were horrible to me! They can't give me any information about the origination of the debt, only a company name that doesn't appear anywhere on my credit report (which they were reading info to me from! How did they get that info??) They threatened me with a warrant and said they'd see me in court and hung up on me. When I called back, pleading to get to the bottom of the issue w/ some actual proof that the debt even belongs to me, they were rude and just kept saying they'd see me in court! What can I do!?!?
If there is a court date, it will be the Kingman Cole scammers seated at the defendant's table:
Check out this news article: http://www.swtimes.com/articles/2008/07/11/news/news01.txt
"Ms. Bower" from kingman and cole law firm - called us about a 6 year old credit card that was closed out. she told my wife that we would be sued, a judgement was imminent against our paychecks, our cars and other possessions unless we agreed to provide a credit card payment over the phone by 9pm the same day. otherwise she would not be able to prevent her attorney from going ahead first thing in the morning with the suit and having our car taken away. My wife was very upset and ready to pay them, believing that they had the power to do this. I got on the phone with Ms. Bower and challenged the threats. she hung up on me, called my wife (all while I was at work) and told her that because of my rudeness, the suit would have to go forward. she had my wife begging to take a payment.
I was screaming into the phone at work, fighting with my wife and ms. bower to hold off until the next day at least. I called a lawyer and my financial adviser. they both told me that they had no power to collect any debt that is so old, and not even on my credit report. the nature of their scam with me was to put a big rush on it. they wanted the money right away "this is your only chance to avoid losing your car, having your employer know you are a dead beat etc. and docking your pay." because they know that if you take some time to research their claims, you will find out they are full of s***!
I politely told her in my last call that she would just have to sue me and I will see them in court with my lawyer. she told me that her lawyer would see me there in court and I was making a terrible mistake.
do not believe her lies. and don't let her talk to your wife!
And Kingman Cole made TV news -- and not for anything good:
The Times-Record newspaper of Ft. Smith Arkansas published an article about the Kingman Cole on July 11. Note the comment from the New York Attorney General: http://www.swtimes.com/articles/2008/07/11/news/news01.txt
Richard Ziolkowski and Keith Marshall are Kingman & Cole.
1416 Sweethome Rd., Suites 1-4
1682 N Forest Rd
Williamsville ,NY 14221
They deal drugs out of their office, a bunch of losers
SB in Ark.
The number 716 689 4268 and 866 345 4590 is from this Kingman Cole Associates bunch. I never answer the cell phone when they call but they're using up my prepaid minutes when they do, and I can't block numbers on my phone. Most of the time there is nobody there when they "leave a voicemail" its just static, or it is a recording to call them back. I have no idea what they are trying to collect from me but I assume a reputable company would send me something in writing to explain. I will not respond to their calls or send them money. How do I get them to stop calling? Or better yet, block them on my phone?
Yes this 1-716-689-4268 has been calling me threating me saying that i owe a judgement and they keep calling me several times on my phone leaving threatning messages. I am going to see what i can do to sue them. They are scaming trying to see how many people they can get to send them money. So PLEASE PLEASE don't send any money and don't listen to what they are saying. IT IS A SCAM!!!!
The Law Firm of Kingman, Cole and Associates
They are working out of a UPS postal box,
address: 6558 4th Section Rd #321; Brockport, NY 14420.
MARSHALL And ZIOLKOWSKI ENTERPRISE, LLC (Aka/MAZE)
(January 21, 2008)
The judgments against Marshall & Ziolkowski are piling up faster than a Buffalo blizzard; now word reaches us that they are changing their name to avoid paying judgments that reportedly top more than $150,0000.
These Deadbeat Debt Collectors have thousands in judgments for violating consumer rights, and state and federal law. Save your money, these con men may not outlast the Buffalo snow. Don?t buy their lies and scam, they may be joining the LONG list of Buffalo, NY collectors who have been sued into insolvency that is associated with this group of criminal debt collectors.
CV 07-534 BB/LFG - Federal Judge Grants Judgment Against MAZE for $93,000 plus for violating consumer rights. Suit named Bohn, MacKinnon, Carl Steinbrenner and First American Investment, aka Giove Law