Kraft is a attorney who handles alot of different collections agencys and one is EOS/CCA which handles AT&T. I filed a lawsuit on Orange County Superior Court in California and received a settlement agreement with Kraft. His law firm Kraft Law Firm has a website but no fax number. His direct number is 781-990-0996 and the address he uses is his home, 30 Coach Ln, Westwood, MA 02090, and his email is michael@kraftlawfirm.com

File a small claims and have there agent for service served in your state. Just check corp online records for agent for the collections agency that is calling you. For Californa is CT Corp in L.A., CA. Me being a private investigator, proces server and paralegal understand the laws more plus I use to be a collections manager for a law firm. Good Luck

I want to know how they get your cell phone number?  I never give my cell phone number for anything, yet this CCS is calling my cell phone and leaving a message...I'm getting really annoyed.  Is there anyway you can contact your cell phone company and have a number blocked so that they can't contact you or do they use a different number every time to call?  They called me from 1-800-708-6019.  Thanks!

JUst curious DM, how did you happen to come to this forum?

http://www.collectdebtonline.com/

http://www.collectdebtonline.com/video-tour.aspx
http://www.collectdebtonline.com/terms.aspx
https://www.ripoffreport.com/reports/0/116/RipOff0116765.htm

B.S.  if they are remaining on your cbr till your grave time then it is only because the unscrupulous collector is illegally reaging the account and nothing is being done to stop your butt.

Actually, your request for stop calls MUST be in writing, that is the law.  The FDCPA stipulates same.

call them back and tell them! then follow up with a letter!

a "violation" of the FDCPA is not made when a company calls you and you fail to notify them in writing with a cease letter?  If you simply complain without doing anything in writing your complaints will be ignored.  

Having a wrong phone number IS NOT a violation, read ALL of the Fair debt collections practices act, not just the parts that suit your complaints.

the do not call registry is for sales calls only.  Collection agencies are not selling anything therefore do not adhere to the do not call registry list.  the telephone numbers they get are from the companies that place accts with them, if you want calls to stop permanently send a cease and decist letter in writing it's the only way to do it, otherwise they are within the law to call again.

Please allow me to educate you on credit reporting re debts. Most of you are wrong but I think my law degree gives me the ability to respond correctly. I am quite familiar with debt collection law.

#1. Debts can only remain on your credit report for 7 years. That is 7 years from the date of last activity which can mean the last payment made but can start again if you admit you owe the debt. If a collection agency gets the debt they cant start the clock all over again unless you admit the debt. Hence why do they call over and over harassing you? Answer is they want you to admit you owe or make a payment then they are good to go. Any debt over 7 years can be disputed and removed or you can sue.

#2. Any debt that is included in a Bankruptcy Chapter 7 can only be reported for 10 years. Anyone who tries to collect a bankrupted debt can be sued if you advise them it was bankrupted and they still try to collect.

#3.Every state has a different Statute of Limitations. These range from 3 to 20 years depending on the type of debt and your state. Most states have an SOL of 7 years or less. Regardless of what your state SOL is, no one can report debts on your credit report that are over 7 years old (see #1). That is because federal law dictates credit reporting. Look it up under FCRA law. You can dispute and sue anyone who tries to keep negative info on your credit report after 7 years. You can also sue the credit reporting agency if they fail to remove this info after you dispute.

Collectors try to prove me wrong because you cant. If you are getting collection attempts that violate these laws then use the law and sue them!

Read this:

WARNING! Not all debt has a statute of limitations! Also, when the SoL expires, it can be used as a defense to bar collectors from collecting through the courts, however the debt DOES NOT go away! Collectors can still attempt to collect the debt using other legal dunning methods

For instance, there is NO statute of limitations on:

Federal Student Loans;
Most Types of Fines;
Past Due Child Support (state dependent); and
*Taxes (In many cases, income taxes have a 10-year SoL but this can be suspended as well as have more time added by filing the proper forms. Check with a local tax resolution expert about your particular situation.

The Statute of Limitations on debt depends on the type of debt and your State's civil debt collection codes. Generally, unsecured debt expires 3 to 6 years after the last missed payment or the consumer's last activity on the account. Written contracts such as car loans generally expire after 6 years. Judgments can last up to 20 years and can require the judgment be renewed at a certain point such as the 6-year point.

Generally, the statute of limitations for collecting debts begins the moment you sign a credit contract! However, just about every state has specific rules on the running of the statutory period and some even have provisions to adjust (toll) this period.

http://www.fair-debt-collection.com/statue-limitations-explained.html

Statute of Limitations (SoL) listed by state and type of debt including Virgin Islands and Ontario with state civil code references.
Statute of Limitations apply to open ended contracts such as credit cards and store credit accounts and contracts for sale under the Uniform Commercial Code (UCC). Also covered under most State's statutes of limitation are oral agreements, promissory notes, written contracts, loans, mortgages and car payments as well as foreign and domestic judgments. Under the right circumstances the statue of limitations can be renewed for just about any type of debt.

Clicking on your State link to see the statute of limitations.

http://www.fair-debt-collection.com/statue-limitations.html

Your information is wrong.  There is no statute of limitations on debt, your debt is your debt.  collection accounts that are unpaid stay on your report UNTIL they are paid.  After they are paid in full (don't settle because the remainder stays there forever) the account starts a count down 6yrs and 9mos from the PAYMENT date.  If you don't believe me check the credit bureau they will tell you the same thing.

Actually the FDCPA (Fair Debt Collections Practices Act) stipulates that you can request not to be contacted but it must be in writing!

collection items remain on credit reports indefinitely until they are paid, and then and only then, will they be removed after 6 years and 9mos to be exact.  If the collection item is never paid, it will follow you to your grave.  Best to clear it up and get it over with.

You are responsible for all unpaid collection items, and these remain on your credit report until paid, they do not expire off your credit report as usual in 6yrs 9mos.

Your wrong. The FDCPA stipulates that all cease requests must be in writing.

Collection agencies do not fall under the National Do Not Call Registry's restrictions.  Collection Agencies are governed by the FDCPA (Fair Debt Collection Practice Act); therefore, to cease calls, you will need to do the following:

(1) Send a letter to the agency via USPS Certified Mail with Return Receipt to cease calling you.  NOTE: A Cease and Desist is different than this request and may bring on additional and immediate unwanted actions.  Once the agency receives this, they are required by FDCPA to stop calling you, EXCEPT for the following:
15 USC 1692c
§ 805. Communication in connection with debt collection
(c) CEASING COMMUNICATION. If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except?
  (1) to advise the consumer that the debt collector?s further efforts are being terminated;
  (2) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or
  (3) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy.  If such notice from the consumer is made by mail, notification shall be complete upon receipt.

(2) File a complaint with the state's Attorney General's Office for which the company is located: http://www.usdoj.gov/usao/offices/usa_listings2.html

(3) File a complaint with your state's Attorney General's Office: http://www.usdoj.gov/usao/offices/usa_listings2.html

(4) File a complaint with the Federal Trade Commission (FTC): http://www.ftc.gov/ftc/contact.shtm

(5) File a complaint with the Federal Communications Commission (FCC): http://www.fcc.gov/cgb/complaints.html

(6) File a complaint with the Better Business Bureau (BBB) office for which the company does business: http://welcome.bbb.org/

(7) File a complaint with Consumer Sentinel:
   Consumer Sentinel
   600 Pennsylvania Avenue, NW
   Washington, DC 20580
   Website: http://www.consumer.gov/sentinel
Consumer Sentinel is a consumer complaint database maintained by the Federal Trade Commission. The database was created to allow law enforcement to track consumer complaints involving Internet cons, telemarketing scams and other consumer fraud-related complaints. Consumers can file complaints on-line on the website mentioned above.

(8) If you suspect fraud, file a complaint here, too: http://www.fraud.org/

(9) Post complaints in forums such as these used to identify the callers, especially those who are ignoring the FDCPA, to assist others in researching issues similar to yours!

By all means, please share this information!  They (Collection Agencies) rely on consumers not being knowledgeable and enforcing their rights, so don't fall prey!  And I highly recommend taking Dave Ramsey's Financial Peace University (http://www.daveramsey.com/fpu/home/) if there is one near you; very educational and enlightening!

TIP: If you are receiving calls from telemarketers or other scams, you may use some of the above links for filing complaints as well!

Other useful links/contacts/information:
FCC Consumer Fact Sheet/Unwanted Telephone Marketing Calls: http://www.fcc.gov/cgb/consumerfacts/tcpa.html
Filing a Complaint with the FCC: http://www.fcc.gov/cgb/complaints.html
FCC Contacts: http://www.fcc.gov/contacts.html
National Do Not Call Registry: https://www.donotcall.gov/complaint/complaintcheck.aspx

   Office of the Attorney General:
   Consumer Protection Unit
   1525 Sherman Street, 7th Floor
   Denver, CO 80203
   Phone: 1-800-222-4444 (in Colorado)
   Phone: 1-800-332-2071 (out of state)
   Fax: (303) 866-4916
   Website: www.ago.state.co.us

   Telephone sellers must register with the Attorney General at least 10 days prior to conducting business in the state of Colorado. See C.R.S. 6-1-303. A commercial telephone seller conducts business in the state if the telephone solicitations of prospective purchasers are made from locations in Colorado or solicitation is made of prospective purchasers located in this state. Telephone sellers should ask for the telemarketer registrar, who handles the registration.
   Consumers who do not want to receive uninvited commercial telephone solicitations may register on the Colorado and/or the national no-call lists. See ?No-Call Laws? in this Resource Guide.

   General information about telemarketing fraud

   It is estimated telemarketing fraud costs consumers in excess of forty billion dollars each year. It can take many forms: phony prize promotions, credit repair scams, business opportunity and get rich quick schemes, and investment fraud. Also watch out for ?sound-alike? charitable solicitations. Older Coloradans are often the ones victimized by telemarketers trying to take advantage of failing health or desperate financial concerns. Also check out the FTC Telemarketing Sales Rule, which can be accessed on the FTC?s website at www.ftc.gov.

   Protect yourself from telemarketing fraud

   Consumers can protect themselves from telemarketing fraud by:

       * Be suspicious of anyone calling your home or office promising prizes and awards if you agree to participate in their promotion. Most often, those prizes don?t exist.

       * Never give your credit card or bank account number to a stranger calling you on the telephone.

       * Never agree to purchase products sight unseen.

       * Don?t be pressured into participating by claims that ?today is the last day of promotion,? or ?you must act now or you will lose out.? This is usually just a ploy to get you to buy.

   Any commercial telephone seller must allow a purchaser to cancel within three days after the purchaser's receipt of the goods, services or property. You must deliver or send written notice and return any goods.

===========================================

CCS (http://www.ftc.gov/opa/1998/06/ccs.shtm)
Consumer Credit Services
Phone: 800-731-0121
Phone: 800-708-6019
Phone: 800-775-8220
Phone: 877-289-0301
Phone: 800-317-7249
Fax: 800-279-6989
61 W Utha, Ste.63
Las Vegas, Nevada, 89102
Alternate: Office/principal place of business located: 1504 S. Commerce St., Las Vegas, NV
(Mail sent to 61 W Utha, Ste. 63 gets returned "undeliverable")

CCS
PO Box 779
Needham Heights, MA 02494

CCS
Check Processing Center - 27
PO Box 55126
Boston, MA 02205-5126

Credit Collection Services
Two Wells Avenue, Dept. 587
Newton, MA 02459
(800) 708-5984

CCS' Attorney: Michael S. Kraft

whois information for ccspayment.com

Registrant:
The CCS Company
Luci Jobity
Two Wells Avenue
Newton, MA 02459
US
Email: sjohnson@ccsusa.com

Registrar Name....: REGISTER.COM, INC.
Registrar Whois...: whois.register.com
Registrar Homepage: www.register.com

Domain Name: ccspayment.com

Created on..............: Tue, Nov 23, 1999
Expires on..............: Sun, Nov 23, 2008
Record last updated on..: Thu, Jul 12, 2007

Administrative Contact:
The CCS Companies, Inc
Paul Coyle
Two Wells Avenue
Newton, MA 02459

Phone: +1.6179652000
Email: sjohnson@ccsusa.com

Technical Contact:
Register.Com
Domain Registrar
575 8th Avenue 11th Floor
New York, NY 10018
US
Phone: 1-902-7492701
Email: domain-registrar@register.com

DNS Servers:

dns14.register.com
dns13.register.com

And you're wrong as well...even if you DO owe them money, you can tell them to STOP CALLING and conduct all business via mail, and they have to follow that request, and these people (CCS) DO NOT, therefore a violation of the FDCPA, which warrants complaints!

Why are you publikizing my debth problems on this site? Please remove my name emmidiately from the comnets you haive posted aboput me. And also about my girlfreind Amanda. You haive no rite to talk bad about her eeither.

I keep getting wrong number calls. They're calling for the wrong person!!

I called them back to inform them. They refused to identify themselves, and they hung up on me.

This is illegal harassment.

Tried to call to make payment arrangements of 25.00 dollars a week untill debt is paid. I ran into money problems and want to get rid of this debt. Please send reply to my mailing address listed down below.  Paul randall  Po box364  Foxboro, Ma. 02035 Thank you very much.

Me too.. Seems like they are on a new scam for 2007 - BMG Music Club collection - never received any from BMG record in our lives...

can anyone shed some light if they have experienced it? Thanks!

No calls. Collection notice for BMG. Never did business with BMG Classical Music. Is this a Fraud?

I was also getting calls from: 800-419-0724 asking for someone I've never heard of.

I called the number listed earlier: 617-965-2000 twice and both times they couldn't find my phone number. Then I called and had them look up the case #, they then transfered me to the correct department which found my number and deleted it. I hope that worked.

Legally you are not responsible for debts over 7 years old. If you are getting phone calls for debts tht you are not reponsible for then they are simply soliciting to try to get you to volunteer to give them money through harassment. This is not sanctioned by the National Do Not Call Registry. They are buying uncollected debt lists that circulate among this type of company. IF a debt cannot be collected in a certain amount of time the listing is sold again and a new crop of calls comes. You do not have to endure this.

DAILY phone calls via automated messages to my child's cell phone - asking for an unknown person.  Reported to the FTC on the complaint form as suggested by one of the previous people submitting here.  We have NO history with this company and/or no issues with any collection agencies.

I have recieved several calls from this number asking for an Alicia Hall. I do not know anyone by that name and I want the calls to stop. What to do?

It's a collection company, and all you have to do to get them to stop calling is 1)  pay what you owe  or 2)  call and tell them that they have a wrong number.

They get their contact info from their clients, and if a phone number is wrong (mistakes don't warrant calls to the FCC by the way...you really think the FCC cares if you've done nothing to clear it up yourself?  Please.) they have no way of knowing unless YOU tell them.  Don't whine and say you don't have time to call them.  Just get it done.  My guess is that most of you actually do owe money and are simply annoyed at being held accountable.

I looked it up, a collection agency is able to call between the hours of 8am to 9pm, in your time zone,