Here's even better advice. Don't just know your rights, know their rights as well. Under the following circumstances (because, yes, they have rights too) they make tens of thousands of dollars every month from suing delinquent debtors:
1) The debtor lives or works in their jurisdiction
2) The debtor has income or assets
3) The debtor had the money to pay the debt and refused to honor the obligation nevertheless
4) Because they do in fact provide validation of the debt when they go to court (the judge requires it).

Furthermore, do not let them sue. They will work with a debtor who intends to honor their obligation. But if it goes to court they will be allowed to assess court costs and attorneys fees and those costs will most likely accrue interest and the debt could end up being much larger than when the debtor had the option of a voluntary resolution.
Finally if there is any doubt that they are a real law firm (and they are!) look them up with their state bar instead of just blowing them off.

Great advice posted by an attorney on:
http://800notes.com/Phone.aspx/1-718-732-0174

"IF they do not provide you with the verification of the debt, the debt is invalid and not subject to collection.  PAY NOTHING TO ANYBODY UNLESS THEY PROVIDE YOU WITH WRITTEN VERIFICATION OF THE DEBT, AND ONLY THEN IF YOU FEEL THE DEBT IS VALID - otherwise, let them sue you for the debt, as a real law firm will only bring a legal action on a truly valid debt".

Go to http://www.fair-debt-collection.com/ to obtain the template for the DV letter and read more on your consumer protection rights under the FDCPA

I HAVE RECEIVE NUMEROUS CALLS FROM THIS NUMBER AT HOME AND AT WORK.
THEY TOLD ME THAT THEY ARE CALLING ME ABOUT MY WALMART CREDIT CARD FROM BACK IN 2007. THE GUY WAS VERY RUDE AND DEMANDING.  HE WANTED ME TO PAY $1000 ON THE DAY HE CALLED AND THEN ANOTHER $1000 NEXT WEEK.  I TOLD HIM I DIDNT HAVE THAT KIND OF MONEY AND THEN HE GOT VERY RUDE  I HUNG UP AND HAVE NOT HEARD FROM HIM UNTIL YESTERDAY, I HAVE NOT CALLED THEM BACK.  HE COULD NOT PROVIDE ME WITH ANY PAPER WORK AS OF YET. JUST DONT KNOW WHAT TO DO.

Hey "do the right thing" before you get carried away on your soapbox let me provide some clarity. They don't follow the collection laws because the call center they use is not trained properly. They lost the lawsuit because they did not produce legal documentation to back up the debt owed. And they don't act in good faith to negotiate a settlement, instead they carry out the phone calls for months demanding high payments and then file a complaint in court hoping for a default judgement. The default judgement comes not necessarily for someone not wanting to show up but for someone who has hit upon bad times through  job loss, medical condition etc. Once they receive the complaint they have to file a response which costs around $250-$275 of which they don't have. I am not saying collection agencies should not file complaints what I am saying is if you go out and search under some of these firms names on the courts website you will see thousands of complaints filed. They are clogging up the court system by not operating in good faith to try to resolve the debt before filing.

That's because your an idiot and ignored their calls. You can lead a horse to water but you can't make him drink.

Stupid bill collector.  They seem to have very poor investigative skills as they keep calling again and again.  Do they think that if they call me enough times I'm eventually going to gonna say, "Yea, I'm really Virginia the deadbeat. I used all the money to get a sex change, that's why I sound like a man!"  

Just put their phone number into your block list, along with the telemarketers.

Beware! This company will BS you into complying and will tell you that they are just there to help, will even offer a letter to show the creditors which is BS! The letter will not do you any good. This law firm reported my credit to the credit bureaus BEFORE informing me of a delinquency. This may not be against the law, but this is definitely immoral, treacherous and villainous! If they were truly out to help and in the process get paid, they wouldn't do this to honest people, a simple letter sent to the creditor with their letterhead would have Identified themselves as legitimate and ease the concerns of identity theft. Identity theft can easily access your SSN...and together with your date of birth information, say bye bye to your identity. Stay truthful if there is indeed a way to repair the negative report or better yet, inform the creditor that the delayed payment will cause negative reporting before reporting the delinquency to the credit bureaus. You are a business and your reputation still counts. Listen to your supposedly RECORDED conversations, your employees sound more like thugs and have threatened creditors as I have been.

It is Neuheisel Law Firm. They represent companies to get money back from past accounts. We paid the amount of our credit card amount but I am refusing to pay their "fees" of $200. I didn't hire them and I'm not paying. John Reheck keeps calling from this number even though we have told him numerous times to STOP CALLING. Haha, he hangs up when my husband answers though. Pansy...hehehehe

Voice mail message said that I sould call Mark Martin at 200-366-3510 ext 316.  He said that he was with a law office.  Neuheisel Law Firm.  I looked this up on google and it has plenty of negative comments and suggestions to ignore the calls.

No answer when I answer phone.

So what you're saying is if a company loans you money they can expect not to get paid the interest you agreed to pay? I'm also gathering that you would rather have bad credit than pay said interest. Meanwhile this collection company is raking in millions from consumers who want to repair their credit.

Do you really think this debt collector is afraid that you're husband might reach through the phone and punch him in the nose or something or do you think maybe, just maybe he realizes it's futile to discuss your debt with your husband. After all, you've stated proudly and publicly stated the manner in which the two of you handle the people to whom you owe.

I guess we semi savvy consumers are going to first want to know how this law firm hurt your credit. You could blame the original creditor who actually reported what happened with the account, BUT if it were me in your shoes I'd probably blame myself for not paying the debt in the first place. Then there are some other questions you post raises....
1) If a company calls a consumer and asks them to verify their social security and then proceeds to read the last four digits, how are they trying to steal that information? They already have it.
2) Why would identity thieves want to steal the identity of somebody whose credit is "tarnished"? They wouldn't be able to use their ID to open new lines of credit...
3) How is a letter with a letterhead proof of the legitimacy of the law firm? Anybody with some cheap, basic software could do that. Which brings me to my next question:
4) Why, if you believed they were identity thieves in the first place wouldn't you just contact the authorities? OR....
5) ...if you thought they might be a real law firm but just need verification wouldn't you just contact their state bar? That would settle the matter definitively.

Of course any company (law firm or otherwise) that collects debt is going to have bad reviews. It is the nature of irresponsible people to blame everybody but themselves for their problems.
Of course identity theft is a growing and serious problem but I know a couple of attorneys and it is apparently a career debtors favorite way to avoid their debts by crying "identity theft!". That said, when a consumer refuses to cooperate because they "can't be sure if the company is real" yet refuses to conclusively verify whether or not they are, it probably raises a few "red flags" with the people who are trying to collect the debt.

This company called me last year to inform me that I owe them money. My credit was good until these people tarnished it even before informing me of a problem. The day they called me, I was in a meeting, not one to be rude, I spoke with them as a civilize person would do and tried to find out what the problem was and why I was not aware of it before. The first person I spoke with was cordial and civilized. I politely told him that I cannot negotiate anything over the phone as there are millions of fraudulent callers out there who has people's social security numbers, birth dates, addresses, phone numbers and emails...god knows we fill out so many forms nowadays that we leave a trickle of information here a trickle of information there, and then BAM! people have enough information to claim anything to defraud you. So as I said, I politely informed the gentleman caller that I request that he sends a letter on their letterhead to prove that they are legit. The gentleman agreed to mail me the letter containing information he wanted to relay to me in the first place. The letter never came. A couple of months later, another person called from NLF and attacked me and called me a liar, and that I was trying to avoid a collection. The person agitated me so much that my blood pressure started rising (I have a heart condition from chemicals contracted when I was serving the military in Iraq I am 80% disabled), I tried to stay calm and informed him that I am still awaiting the letter to prov their legitimacy. He again accused me of stalling. I then requested to speak to the gentleman I last spoke with and told him if we were going to have a conversation, better get him to the phone as I was getting ready to hang up. The gentleman came over the phone and I informed him of the caller's conduct and how I detest being called a liar. I then inquired what happened to the letter he promised to mail, the gentleman checked and after several minutes came back to inform me that the letter never went out (this raised a red flag) he again promised to mail another letter. I informed that again, I cannot speak affairs over the phone until I have verification. He understood and stated that he expected my call when the letter arrives, I promised him I would. Several months past, still no letter...another call came, this time another person (3rd different voice), he demanded to know if I am going to decide to pay or not the alleged debt, I again told him as I did the last two gentlemen before him that until I receive that letter, I cannot discuss anything. He became enraged in his voice and demanded to know if I were going to pay or not. I asked to speak to his supervisor, the supervisor came and again told me what the previous man told me, I again informed him that I await the letter. He said they've sent 2 letters to my address and its not their fault that I did not received it, they are not the post office he claimed. I said their company is raising red flags, I informed him that I googled the company name and found negative reviews (thats a red flag), then I was informed the first letter did not go out (another red flag), then the second letter supposedly went out but I haven't received it (the 3rd red flag) and he suggested that I send an email to someone at their company to request the letter to prove their legitimacy, I did and until now, I still have not received a reply (4th red flag). When I see not just one red flags but 4, I am very suspicious of the legitimacy of the company. If there are people from this NLF company reading this, please follow through with your promise and do not harass people... what your people has done is not only harassment but also coercion bordering on intimidation.

Here's a story with more holes than swiss cheese:
You're saying that they called you and told you somebody committed fraud against you and they want YOU to pay for it? Why on earth would they cripple their own attempt to collect the account by saying you didn't run up the debt?
AND you're saying they stole your credit card info but were nice enough to call you to ask you to authorize a transaction? My credit card info has been stolen before and they didn't call me to ask for the money. They just took it.

Yes I'm sure these companies are just dying to call the wrong number so they can't collect the debt from the party they need to speak to.

Law firm / debt collector keeps asking for Ingrid.  My spouse told them that we do not know any Ingrid and to stop calling.  We've had other debt collectors calling out number asking for Ingrid for over two years now.  I'm now tracking these calls on an Excel spreadsheet waiting to give them a suprise lawsuit!!!

First of I'd like to thank whoever pasted the B.H. blog here because now I'm finally gonna get to say all of the things about it that I know B.H. would ever post on their website (which is run out of Panama for some reason..).
It's fun for me to ponder aloud (or in type as it were!)the piece bit by bit:
"Rookie Attorney Kathryn A. Neuheisel.."
-How long do you need to be practicing law before you're no longer a Rookie? Seems a lil disingenuous to me. To my knowledge she's been practicing law for about 20 years.
"collecting  lying and ripping off consumers"
-We'll see. Read on.
"This woman needs to go into another area of law because her apparent lack of FDCPA knowledge makes me wonder how she EVER got licensed"
-I'm thinking the "license fairy" isn't the one that gave it to her. But in the bloggers defense I can't prove it.
"they recently lost a BIG case for violating collection laws that cost them nearly $100,000" By "recently"
-I guess they mean FOUR YEARS AGO. Again with the disingenuousness. Look folks, every industry has it's rogue employees. Heck we've all worked with them at one time or another. Collections is no exception. NLF in no way tolerates abusive collections.
"Between the ego's of the Neuheisel and the ignorance of Harvego, consumers are warned that this 'train-wreck' is headed into obscurity".
-How is it that somone who has never met these people is speaking on their "egos"? Headed into obscurity? They're expanding. Perhaps fortune telling isn't this persons field of expertise.
"they usually manufacture documents in-house to validate their claims."
-Not sure what they're even referring to here but I can only imagine they're referring to the letter NLF sends people who are confused by the buying and selling of their debt. It's actually just a courtesy. True validation is something NLF will get from the original creditor.
"They hope you will not show up in court, so they can get a default judgment"
-Why not? If a person is so seriously irresponsible as to not show up for their own law suit then wow. Just WOW. I can tell you for certain that the only people who get sued for debt are those that could've paid but simply refused. There's no profit in suing the destitute.
"The truth is, most of these frivolous lawsuits can easily be won by consumers"
-Don't kid yourself. We're talking about CONTRACTUAL OBLIGATIONS here. These weren't IOUs scribbled on napkins.
"utilize the professionals at: www.naca.net"
-Certainly better than taking B.H. other advice. Even better yet? You feel someone was inappropriate with you? NLF has a self policing system in it's own compliance staff.
"Typical of what untrained lawyers"
-What does that even mean? You have to pass a bar exam to practice law.
"allowing their collection goons to lie, intimidate and threaten honest, hard-working consumers"
-NLFs FDCPA test is one of the most rigorous in the industry. It's also one of the most self policing collection companies in the industry. NLFs standards are more restrictive than the FDCPA, state laws and even the ACA. In fact NLF sacrifices much in profits for the sake of a low complaint rate. Furthermore it's clear that B.H. has never had to collect a delinquent debt from anybody or he'd understand what it's really like to be lied to, intimidated, and threatened on a daily basis.
"Neuheisel is yet another example of wasted law licenses and how low organizations must stoop to find lawyers that can collect debts."
-What do they have against the collection industry? Again, read on...
"Stay far away from them"
-Exactly how does one pay their bills, repair their credit and avoid potential legal action by thumbing their nose at they people they owe? Seems like irresponsible advice to me.
"you have the ability to legally tape their phone conversations."
-You DO have the legal right to do this! Now, who needs to brush up on the law?
"Then, you may want to have them call you and break the law"
-Good luck with that one considering NLFs compliance staff is constantly on the prowl! LOL
"and you thought that lawyers were smart"
-Again, BAR exam.
So what is B.H.s problem with the collection industry? Well, nobody knows for sure. There are rumors of a personal tragedy that resulted in B.H. falling behind financially. Rumors of a bill collector or bill collectors saying or doing something inappropriate to B.H.. If that's the case then I certainly do sympathize. What is certain, however is that B.H. declared war on the collection industry. And I do mean the ENTIRE industry. This is evidenced by the fact that no collection company escapes their "avoid at all cost" list.
Caller ID: 800-366-3510

just pulled this off another site.

Neuheisel Law Firm, PC *****'Con-America'
64 E. Broadway, #245
Tempe, Arizona 85282
2233 Watt Ave. #245
Sacramento, CA 95825

Web Address: www.neuheisel.com

Bud Says...

Head Debt Collectors:                                                                 Richard G. Neuheisel, AZ                                                                     Katherine A. Neuheisel, AZ                                                                          Deborah S. Harvego, CA

***** A CON-AMERICA DEBT COLLECTOR *****

Rookie Attorney Kathryn A. Neuheisel and daddy Attorney Richard Neuheisel are now on-board as a new 'Con-America' (CACH ) franchisee for the Tempe area.

Deborah S. Hervego is the (lawyer?) collecting  lying and ripping off consumers in Sacramento, CA.with her incredible lack of FDCPA knowledge.This woman needs to go into another area of law because her apparent lack of FDCPA knowledge makes me wonder how she EVER got licensed.

They must not be real good at debt collection law because they recently lost a BIG case for violating collection laws that cost them nearly $100,000. Way to go on the training sessions Kathryn & Richard...bet you were sleeping through them.

Between the ego's of the Neuheisel and the ignorance of Harvego, consumers are warned that this 'train-wreck' is headed into obscurity. Like all 'Con-America' lawsuits that are filed, they usually manufacture documents in-house to validate their claims. They hope you will not show up in court, so they can get a default judgment. The truth is, most of these frivolous lawsuits can easily be won by consumers. I always recommend that you utilize the professionals at: www.naca.net who are no match for these poorly trained and egotistical  neophytes.
                       
Typical of what untrained lawyers, who are desperate for a paycheck can do, by allowing their collection goons to lie, intimidate and threaten honest, hard-working consumers for money that they may not even owe.

Neuheisel is yet another example of wasted law licenses and how low organizations must stoop to find lawyers that can collect debts. Stay far away from them UNLESS you have the ability to legally tape their phone conversations. Then, you may want to have them call you and break the law. Who knows, you could be their next lawsuit in a federal court and receive an even bigger award than they just lost. (and you thought that lawyers were smart)

http://www.budhibbs.com/debtcollectorpages/neuheisel_law_firm.htm

YEAH RIGHT!! YOU EXPECT ANYONE TO BELIEVE THIS CRAP.I GUARANTEE U WORK FOR THESE GOONS.

You'd be amazed at how many debt collections deals can be achieved from basic human communication

Got a call from this number.  Again and again.  Guy left message saying he was "Chris Bolden" or some such.  I was at work at the hospital and they called again and again.  My patient said, "Do you need to take that? It must be an emergency."  Glad the mobile was on vibrate.  I called back and explained to this lady they have a wrong number.  She kept asking, "Well... do you know So-and-So?  Do you have another contact number for her?  Are you SURE you don't know her?" She acted like I was scamming her.  Then she tells me they can't take my number off just yet; she has to contact her supervisor.  I just thought I'd let them know they didn't have the right number.  I feel sorry for folks who owe money.  Debt collectors are tenacious.  I'm grateful I only deal with the wrong numbers.

I have an account with these guys and as a collector myself I can tell you not only are these guys not like some of the places I've worked (ie aggressive, shadey etc) it's practically a joke how by the book and easy going they are. I've worked for some scummy collection agencies so I knew to immediately check them out on the internet before I called them and they have practically nothing as far as complaints compared to some of the places I've worked at. Go to the better business bureau website and check them out. I think they had like 3 complaints where as some of the places I've worked had dozens if not hundreds. And if you take into consideration the fact that some people are going to complain just because they're angry about their debt situation then I wonder if they've even had a legitimate complaint. I can't believe I'm writing a good review about a collection company lol. I'm only  here cuz I forget who it is when they call and I google their number :P


PS: Notes, I happen to know for a fact (again I'm a collector) they don't own your debt. They merely represent a company that owns your debt. If they did own your debt they'd probably have even more leverage against you so they don't have any reason to lie about it. As a matter of fact any company that
tells you they do own your debt and doesn't is breaking the law. Their appearance on your credit report was most likely an inquery which happens anytime a company requests a credit report
on a consumer or debtor.

HSBC (Best Buy) sold my account to this sleezy debt collector.  Both men I talked to were jerks.  They tried to tell me that my account wasn't sold to them but I just pulled my credit report this morning and saw that it was.  I even told him this and quoted what my credit report said.  He didn't have a good comeback for that one.  Wouldn't even consider a 50% settlement.  I guess they want even less because as time goes on the 50% I can pay is going down.

Looks like the still have there rogue employees and can not the get rid of them. If people could pay the debt don't you think they'd pick up the phone. You are praying on the destitute mr or mrs DoTheTightThing. You all at NLF just haven't scrapped enough crap off your face to recognize that fact.

Calls all day into the late evening

First of I'd like to thank whoever pasted the B.H. blog here because now I'm finally gonna get to say all of the things about it that I know B.H. would ever post on their website (which is run out of Panama for some reason..).
It's fun for me to ponder aloud (or in type as it were!)the piece bit by bit:
"Rookie Attorney Kathryn A. Neuheisel.."
-How long do you need to be practicing law before you're no longer a Rookie? Seems a lil disingenuous to me. To my knowledge she's been practicing law for about 20 years.
"collecting  lying and ripping off consumers"
-We'll see. Read on.
"This woman needs to go into another area of law because her apparent lack of FDCPA knowledge makes me wonder how she EVER got licensed"
-I'm thinking the "license fairy" isn't the one that gave it to her. But in the bloggers defense I can't prove it.
"they recently lost a BIG case for violating collection laws that cost them nearly $100,000" By "recently"
-I guess they mean FOUR YEARS AGO. Again with the disingenuousness. Look folks, every industry has it's rogue employees. Heck we've all worked with them at one time or another. Collections is no exception. NLF in no way tolerates abusive collections.
"Between the ego's of the Neuheisel and the ignorance of Harvego, consumers are warned that this 'train-wreck' is headed into obscurity".
-How is it that somone who has never met these people is speaking on their "egos"? Headed into obscurity? They're expanding. Perhaps fortune telling isn't this persons field of expertise.
"they usually manufacture documents in-house to validate their claims."
-Not sure what they're even referring to here but I can only imagine they're referring to the letter NLF sends people who are confused by the buying and selling of their debt. It's actually just a courtesy. True validation is something NLF will get from the original creditor.
"They hope you will not show up in court, so they can get a default judgment"
-Why not? If a person is so seriously irresponsible as to not show up for their own law suit then wow. Just WOW. I can tell you for certain that the only people who get sued for debt are those that could've paid but simply refused. There's no profit in suing the destitute.
"The truth is, most of these frivolous lawsuits can easily be won by consumers"
-Don't kid yourself. We're talking about CONTRACTUAL OBLIGATIONS here. These weren't IOUs scribbled on napkins.
"utilize the professionals at: www.naca.net"
-Certainly better than taking B.H. other advice. Even better yet? You feel someone was inappropriate with you? NLF has a self policing system in it's own compliance staff.
"Typical of what untrained lawyers"
-What does that even mean? You have to pass a bar exam to practice law.
"allowing their collection goons to lie, intimidate and threaten honest, hard-working consumers"
-NLFs FDCPA test is one of the most rigorous in the industry. It's also one of the most self policing collection companies in the industry. NLFs standards are more restrictive than the FDCPA, state laws and even the ACA. In fact NLF sacrifices much in profits for the sake of a low complaint rate. Furthermore it's clear that B.H. has never had to collect a delinquent debt from anybody or he'd understand what it's really like to be lied to, intimidated, and threatened on a daily basis.
"Neuheisel is yet another example of wasted law licenses and how low organizations must stoop to find lawyers that can collect debts."
-What do they have against the collection industry? Again, read on...
"Stay far away from them"
-Exactly how does one pay their bills, repair their credit and avoid potential legal action by thumbing their nose at they people they owe? Seems like irresponsible advice to me.
"you have the ability to legally tape their phone conversations."
-You DO have the legal right to do this! Now, who needs to brush up on the law?
"Then, you may want to have them call you and break the law"
-Good luck with that one considering NLFs compliance staff is constantly on the prowl! LOL
"and you thought that lawyers were smart"
-Again, BAR exam.
So what is B.H.s problem with the collection industry? Well, nobody knows for sure. There are rumors of a personal tragedy that resulted in B.H. falling behind financially. Rumors of a bill collector or bill collectors saying or doing something inappropriate to B.H.. If that's the case then I certainly do sympathize. What is certain, however is that B.H. declared war on the collection industry. And I do mean the ENTIRE industry. This is evidenced by the fact that no collection company escapes their "avoid at all cost" list.

This phone number 800-366-3510 is listed to Neuheisel Law Firm.  Their a legit law firm.  I followed instructed on this website.  I recorded 4 different conversation with 2 collectors and 2 supervisors.  Not one broke any laws and told me all the correct information.  They told me that this would move into a judgement and they were willing to set-up payment arrangements, but I didn't listen and ignored the calls.  2 months later, I received a judgement and ended up setting high monthly payments.  When at first, the Law Firm offered a much lower one, before the actual judgment.  Not only do I have to pay more on a monthly basis, but I Have a judgement on my credit report.  This website did more damage, than help me.  Thanks alot!!!

Constantly calling, claiming that my account shows fraudulent action and that I must pay them immediately. Checking my credit report, however, shows no fraud; they're the fraud. They read off an incorrect social security number and then tried to get me to say my actual social security number. They somehow got hold of my credit card number and read that off to me. Ignore all calls from this phone number.

Neuheisel Law Firm, PC *****'Con-America'
64 E. Broadway, #245
Tempe, Arizona 85282
2233 Watt Ave. #245
Sacramento, CA 95825

Web Address: www.neuheisel.com

Bud Says...

Head Debt Collectors:                                                                 Richard G. Neuheisel, AZ                                                                     Katherine A. Neuheisel, AZ                                                                          Deborah S. Harvego, CA

***** A CON-AMERICA DEBT COLLECTOR *****

Rookie Attorney Kathryn A. Neuheisel and daddy Attorney Richard Neuheisel are now on-board as a new 'Con-America' (CACH ) franchisee for the Tempe area.

Deborah S. Hervego is the (lawyer?) collecting  lying and ripping off consumers in Sacramento, CA.with her incredible lack of FDCPA knowledge.This woman needs to go into another area of law because her apparent lack of FDCPA knowledge makes me wonder how she EVER got licensed.

They must not be real good at debt collection law because they recently lost a BIG case for violating collection laws that cost them nearly $100,000. Way to go on the training sessions Kathryn & Richard...bet you were sleeping through them.

Between the ego's of the Neuheisel and the ignorance of Harvego, consumers are warned that this 'train-wreck' is headed into obscurity. Like all 'Con-America' lawsuits that are filed, they usually manufacture documents in-house to validate their claims. They hope you will not show up in court, so they can get a default judgment. The truth is, most of these frivolous lawsuits can easily be won by consumers. I always recommend that you utilize the professionals at: www.naca.net who are no match for these poorly trained and egotistical  neophytes.
                         
Typical of what untrained lawyers, who are desperate for a paycheck can do, by allowing their collection goons to lie, intimidate and threaten honest, hard-working consumers for money that they may not even owe.

Neuheisel is yet another example of wasted law licenses and how low organizations must stoop to find lawyers that can collect debts. Stay far away from them UNLESS you have the ability to legally tape their phone conversations. Then, you may want to have them call you and break the law. Who knows, you could be their next lawsuit in a federal court and receive an even bigger award than they just lost. (and you thought that lawyers were smart)

http://www.budhibbs.com/debtcollectorpages/neuheisel_law_firm.htm