I just received a call from this number.  I want to know the same thing.  They have also called my relative's house.

They called my husbands cell about 3 weeks ago from a 314 #. I called them back. Answered the phone PA Enforcement. I spoke with one of their agents who was very rude when I was asking for information on the debt. I told him that I know my rights to have it in wrtiting. He said we have no rights at this point. Nothing has come of it at this point. I then had them call my work harassing me there from a 347#. I told them that they are a scam and that they have been reported. I haven't heard anything else from them. Today they called my cell looking for my husband from 913-674-5035 which is a totally new number and left the call back number of 800-403-7550 and the name PA Enforcement. They don't give up. I have reported them but to no avail. This number is listed out of Atchinson Kansas. They keep getting new numbers so that you can trace them

I got the same call at my place of work!, telling me they have to set up an appt at my place of WORK! and I have a civil complaint filed against me. I cant understand how they would get this information!

Any thoughts?

I do not believe this company to be scammers.  I have never had a payday loan but did find out recently that there were several attempts to take one out in my name.  I have an account with lifelock and it appears they were successful.   However, I am concerned because PA Enforcement keeps calling.  Received another call today saying basically that they received insufficient funds and that they would be working with local authorities to file against me.  They try to get me to send them a police report to prove I was the victim of ID theft.  I asked them why they had not sent me something in writing but the truth is they have the wrong address because whoever stole my identity had the wrong address one similiar to my old address but wrong.  I don't want to give them my correct address or send them the police report because I certainly don't want to give them any info they don't alreadly have.  However, I know I can't expect them to send me anything if they don't have the address.  I did talk to the police and they said they will not serve a summons if they have the wrong address and really I don't think the address they have even exists.  My husband says not to send the police report and I tend to agree can anyone think of a reason the report would benefit scammers?

800-403-7550 belongs to a group of drug dealers posing as a law firm to launder debt collection money.

Do not be fooled by their lies, they cannot sue anyone or take legal actions.

They are criminals out of jail, trying to make money to buy more drugs.

Do not be victimized by these criminals, they will soon be back in prison.

these people have called me claiming they are the cops.and they can arrest me for a cash loan i got from Cash Net.usa.calling all the time,changing their names.claiming they can file felony charges against me,detain me,and get my license suspended.i borrowed 500.00.and they were informed of a payment arrangement.cash net..Cashnet.usa then hit my bank account 24 times,trying too get the 500.oo back.so i have too pay the bank almost 800.00.they call you from all different numbers.they lie and say they can put you in jail for a payday loan.Erica Jones,Ron Perlman or thats the names i got.then i had too set up a payment plan over the phone,and they turned around and added a another payment,on too the agreement.i borrowed 500.00 and i have too pay for all the damages they caused too my account,and now i owe them 756.00.wow

These people are running a scam.  They use different names, fake addresses, and fake names.    They try to get cash from unsuspecting victims.  They were sued and lost in Ohio, but they have learned that it is too expensive for them to harrass you too much (htey are losing their time because there is no way they can get money from you if you are not as naive as they think you are)  and now they have switched to email to run their internet scams.   Shame on Sandra Law  (not her real name, I bet)

Ever since I paid off some of the old things on my credit report - every creditor who "owned" what I paid off have started calling me at home & work being very forceful and rude.

So I now I have to send each of them a cease & desist contact letter and proof of debt request letter - which I CC to the MN BBB and all three credit reporting agencies.

I think its sick that the past owners of an account can keep the account "open" on your credit report after they have sold it to another company!

I called PA Enforcement agency and told the person who answer to "suck my @#%*" They are not legit! Tell your employer that they are searching for your personal info. (ID Theft). Never engage these a** hole or anyone else seeking to harass you...speak your mind and have a good laugh while they're talking. Now that's pissing them off.

I called PA Enforcement agency and told the person who answer to "suck my @#%*" They are not legit! Tell your employer that they are searching for your personal info. (ID Theft). Never engage these a** hole or anyone else seeking to harass you...speak your mind and have a good laugh while they're talking. Now that's pissing them off.

I called PA Enforcement agency and told the person who answer to "suck my @#%*" They are not legit! Tell your employer that they are searching for your personal info. (ID Theft). Never engage these a** hole or anyone else seeking to harass you...speak your mind and have a good laugh while they're talking. Now that's pissing them off.

This ?#%@ sent me a fax to my work place, addressed to Human Resource Department wanting information about my salary, supervisor home address and home number.  When I called the 800 number on the "form" I spoke to an Officer Erica Jones who then told me to speak to this Officer Ron Furman in Texas.  He was saying that they had sent the Human Resource Department a request for my personal information and by looks of it I made pretty money, so if was the case, which I did not believe because all government employees signed a form not to release any information to anyone, but I let him speak then I told him I had go since I was at work and I had doctor's waiting to schedule surgeries, he had the #$!%@ to tell me to put him on hold, which I did.  Then he calls back from a 614 area code and tells me to call him back to another area code (210).  I did not call and so far I have had a call from them.

This Sandra law is computer generated it's funny that they are based in canada there is another company that called a while ago CCR associates , and PMI associates  in new york the buisness is some Post box  with a few addresses attaced. don't pay them a dime. They are under a bunch of names just changing them. with the same crap. from canada as well. I sent the a cease and desist letter. Also sent information to attorney general.
look under 800 notes web site you will find the other information on them i just gave out.
unless they send it in writting they can go take a crap in the woods.
BY LAW YOU HAVE THE WRITE TO HAVE ANY DEBT IN WRITTING. you do not have to pay them anything to get that information.
you can not be arrested for any money debt in the Us it's illegal.

I also received a call last night at my place of employment after business hours from a Special Investigator Clifton Davis, extension 110 that says I had from 11am to 3pm, last chance to settle before civil claim was filed against me for $2200 and I'd need to hire an attorney. Who are these people?? If I owe you, why are you calling me at work? Don't you know my home address and phone number? Where are the legal documents that you've mailed to me?

I also got a call last night, at my place of employment after business hours stating that he was special investigator Clifton Davis ext 110 and he had a civil lawsuit against me and I had to call him between 11am and 3pm or he was filing claim against me for $2200 and I'd need to hire an attorney.

Just got a call from them with a message that said they had information on legal action against me.  Hmm...really last time I checked when someone took legal action against you, you are either served in person or at least sent a certified letter etc.  Im pretty sure that claiming they are taking "legal action" or there was current "legal action" against you, is against FTC rules and regulations unless in fact that is what they were doing....though its rarely the case.  Oh and when you speak with any of these companies always tell them you are recording the call as well not only is it annoying but it also generally makes them mind their p's and q's.

how funny, they couldn't even manage to spell liens correctly on their website that "under construction". this is the contact info at the bottom of "thier website".

720 King ST W Suite 151 Toronto ON, M5V 3S5 | sandra.law@paenforcement.com | 888-971-0002 |

send letters or better yet file a claim w/the BBB. They will stop once they know they've been reported.

These people called and left a voice message on the main line here at my place of work. I want to know how the hell they got my information and what the hell do they want!!!

Tried calling them back... Recording that played sounded something like PA Enforcement. Recording continued mentioning if you're calling about a garnishment or lien on your bank account to press whatever option or to hold for an enforcement agent. The woman that eventually answered the line would not provide any information unless I gave her any information. The one piece of information I did find out was that they do have a website but I was unable to find it via a Google search with the limited information I have on this group.

unknown number calling

I called PA Enforcement agency and told the person who answer to "suck my @#%*" They are not legit! Tell your employer that they are searching for your personal info. (ID Theft). Never engage these a** hole or anyone else seeking to harass you...speak your mind and have a good laugh while they're talking. Now that's pissing them off.

Are these the same scammers as "Hansen Law"?

And that bi*** Marla keeps calling my work place, tells whoever a nasty lie, and then hangs up. She told them this morning I was going to jail because they had a warrant for my arrest. What a joke these guys are. Jodi Phoenix still sends me threatening emails all day. I asked for their mailing address and of course got nothing. I asked her to send me official documentation by regular mail and got nothing. I called the number back from the caller ID yesterday - 301-791-9666 and got a man who answered. When I asked what company it was he got all bent out of shape and nasty on the phone. All they do is harrass. We should all harrass them. Bet they couldn't handle the call load! :)

They called my job and home and harrass me all day long.  Is there any way I could sue them for harrassment and defaming my character.

They called my work today with a recorded message that one of my co-worker took saying that that they were from PA enforcement and that they had a notice of legal action against me and provided a case number.One of the last time the Guy called he told me that he was going to call my boss and tell them what a deadbeat and a criminal I am. I let my boss know and he did call her but she told him it was none of her business and referred him back to me. When he called he said he was going to send the local law enforcement agency into my work. When i told him that i needed something in writing showing the original creditor and his full name and address so that i could send a cease and desist notice he got really mad and told me i needed to just quit being a deadbeat and get out my wallet and pay them and then he hung up on me

Yep. Pay Day Loan Yes is a ripoff and bunch of criminals committing fraud. They also use the name First National. They have been reported to the FTC and Attorney General's office in Kentucky. The call and harass individuals. The goal is to get money. They way they go about it is to harass and harass until you can't take any more and pay them. It's called blackmail and fraud. These guys are idiots. The woman tried to tell me she was an attorney. I asked her several questions that she couldn't answer so she got mad, threatening and hund up the phone. She is not very smart when questioned. They cannot provide any solid legal documentation regarding loans. Their primary weapon of choice is to call or send emails. The website does not list an office address for obvious reasons. The 800 number will get you nowhere. Tim Atkins and Jodi Phoenix are apparently two of the persons in collections who lie and harass to get what they want.

I have received several phone calls from this place...who also poses as BMG (Bahamas Management Grou0p) and PA Enforcement....The girls name this time is Rachel Mayers...also recieved several messages from another guy....I have sent the letter to their office per the letter I recieved from them, claiming i owe money for a payday loan over the internet I took out several years ago.  They said the payday loan company gets money from this group (like they are the underwriter).  I have spoken to the internet loan companies and was told they do not lend w/ them and DO NOT give them info.  They are a scam!!!!  They have also told my neighbor (which I have not talked to since we just moved in approximatley 2 years ago) that I put her down as a job reference to get more info on me....she said it sounded hoakie, since they used her maiden name and she has been married for over 5 years...public info is where they are getting the info!!!

Some more info on PA enforcement

http://www.collectorsexposed.com/forum/index.php?/topic/3284-pa-enforcement/


Appears to be an illegal debt collection scammers

1) Never assume they have a VALID DEBT OR LEGAL RIGHT TO COLLECT
 
2) Debt collectors MUST FOLLOW your STATE laws regarding licensing.  Check your Secretary of State for licensing requirements for ANY collection agency that contacts you

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx


Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

they called me today syig that im fixing to hve a civial suite against me if i dont y a certain amount by debit card by 4 pm today

These people called my landlord; tried to frighten her.  These people are scams.