NCO go stick a snake up your stinking a***s! Man stink like hell. HA!HA!HA!

haha! funny!

NCO goes eat some poops and poop in your pants..

Guys,

You can NOT hide your number when you are calling an 800 phone number.

The reason is that they are paying for the call so *67 will not work.

Please keep this in mind.

Use a disposible phone.

GTH

If you were giving them a taste of their own medicine, use gmail to call their toll-free number. Sign up for gmail, and you'll be able to call via gmail. Don't use your home or cell phone. Your phone number will show up automatically when you dial their toll free number as previously stated by "Fedup". .

Fedup states, "When you call an 800 (or 877, 866, etc) number the owner of the number gets the ANI (Automatic Number Identification) which is not "Caller ID".  You cannot block ANI by dialing *67 before a call.  As the 800 number owner is paying for the call, they get the info so they can a) route the call to the appropriate call center and b) know what the call will cost if they still pay by distance.

If you don't want them to get your number, call it from a pay phone." End quote.

Great point! Couldn't have said it better myself.

More power to you! Also log a complaint with your local state Attorney General and FTC.

From website: http://www.creditclean.com/cease-desist-letter.htm

Stop The Collection Calls
Collection Agency Cease & Desist Letter
Stop Them From Calling!
Collection Agency Names & Addresses

Use the following letter to stop Collection Agencies from contacting you by phone
It's the law!

Send the letter via certified mail with a return receipt request. Obtain PS Forms #PS3800 & PS3811 from your local Post Office. Keep a copy of the letter for your files. Send out the letter within thirty days of the first contact by the collection agency or collection attorney.  Any attorney who is collecting has to follow the same rules and regulations as any other collection agency so don't be intimidated because the collector happens to be an attorney.  As long as the company calling collects two or more debts per year these rules apply. The collection agency or attorney are allowed (under law) to contact you one time, after receipt of the letter, to notify you or their intent. The intent should be to stop calling you.  Debt buyers (pond scum) are subject to the law in spite of their assertions that since they bought the debt, they are not the collector. WRONG!!! Any company trying to collect from you and was not the original creditor is a collection agency and as such a debt collector, subject to the law. Send the letter, it's legal and it works!

(You must send this letter via Certified Mail and with a Return Receipt this proves the letter was sent and received by the company when you get the return receipt back)
(Make your letter as close to the one below as possible)

Date:  use today's date

Your Name
Your Address
Your State and Zip
DO NOT put a telephone number



Obnoxious Collection Agency/Law Firm
154 Jerk Street
Somewhere, State  44444



Re: Obnoxious Collection Agency Account # 33333

Dear Debt Collector;


This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act FDCPA, to cease all communication with me in regard to the above referenced debt or debts.

If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement of the FDCPA, the States Attorney General's office, The American Collectors Association, local State Bar Association and Illegal Practices of Law Association.

I have decided that I do not want to work with your collection agency or for that matter any collection agency under any circumstances. I will contact the original creditor to resolve this matter directly, as circumstances warrant.  By sending this letter it is my intension to stop all your calls and collection activity from this day forth.

You are also notified that should any adverse information be placed against my credit reports as a result of this notice that appropriate actions will be taken. Please give this very important matter the utmost attention.  


Sincerely,



______________________________         date: __________________
Your Name Goes Here

Certified Mail # ________________________________________________________

NOTE:  Have you ever read the information that all collection agencies must add to each collection notice?  Well below is one you can add to your cease and desist letter.  We hope this cease and desist letter will give you some relief and good luck.

Collection Agency Notice:   This is an attempt to make a debt collector obey the law.  Any information obtained, will be used for that purpose.  All my phone numbers will be monitored and tape recorded for my protection starting  from the date I have signed above.

Here's their information.  Have some fun.  Tie up their numbers and call for pizza, Chinese food, and anything else you want.  Maybe you can ask to speak to your cousin Earl from Mississippi.  

NCO Financial Systems
507 Prudential Road
Horsham, Pennsylvania  19044-2308
215-441-3000
215-441-3923
866-287-2543
www.ncogroup.com

What's up my financial allies who also get seemingly harrassed over nothing.  These guys are horrible jerks just looking to steal as much as I can imagine they dream of doing to some poor old couple or single mother, you get the picture etc......everyday.  Bottom line is, don't let them get to you or give you anxiety.  If you do make the mistake of picking up the phone though pretend to wanna work with them if you feel like having some fun.  You can say some of that stuff the previous commenters were saying they did.  My favorite is asking them what level of due dilligence they perform when putting these properties for sales?  Have fun with the thieves.

sign up for free mortgage quotes and leave this number as the contact number.

I get calls from this outfit at least3 or 4 times a week. Sometimes I am to call a Noelle Lucas back or Nicole Lucas the voice is the same so I am assuming that the person calling is really Sam Smith. Sometimes they want me to call Karen. I just ignore them as the SOL is in play so there is nothing they can do but harress me. I can play that game as well as the next guy.

Harrassed by NCO over a debt that is not legitimate.  Each time I call them they insist I give them my phone number, which I refuse to do because it is unlisted, I offer to give them their reference number and they say without my home phone number they cannot deal with my call.

I started to receive a call a day from them. I never answer and usually I'm not home. They leave a RECORDED message that they are NCO and by law they must inform me that they are a debt collection agency! I know for a FACT that I do not owe anyone anything. And if I did, wouldn't I receive a statement or something in the mail to try to collect it??

We have received countless calls from this number. After reading this blog an realising this company is bothering other people I decided to follow the advice and call them back. I got the message from the lady at the other end that'This call is being recorded for quality assurance purposes'. I then asked if she wouls hold while I set my recorder going so I could also record the conversation.
The reply was ' I will not hold anything while you record! Have a great day and goodbye'. So hopefully thats the end of that one!

They called my wife's cell phone daily for a week and left messages to call "Ed Blanchard".  I did so and after waiting a long time and getting hung up on once, I reached someone who said she would remove my number when I told her the person she was looking for was unknown to me.  She may have mispronounced the last name - if so, she was relative fishing: calling everyone with the same last name hoping to strike paydirt.

Here we go again with this bogus collection. When wil you get the message I never had a debt in my life time if Ican't pay in cash I don't get it. So stop calling me

My 91 year old mother keeps getting calls from this number. They say she owes money from a loan my sister had, yet they don't have my sisters last name. My sister nor my mother have any outstanding loans. I am afraid to call to get names and details because I don't want to start getting calls myself. My mother is horribly upset and doesn't answer the phone any more. This is worry some at her age. Being 91, she doesn't remember if they said the name of the company. It is harassment at this point. Can anyone give me advice on what to do?

I told them that I was recording the call for "quality assurance" and they HUNG UP.

thay are nasty scumbags, crimminals!!
someone should do something about them!!!

Another recorded call from "Nick Lucas" at 800-685-4343. No other identification - business id or reason for call.  Had several of these calls in the last few months, but fortunately my home phone is only there to hook up my computer so the ringer is rarely on.

I don't know any "Nick Lucas" and though I do have some outstanding debts, all of those notifications were sent by mail.  glad to see this is yet another bogus company trying to take advantage of these financial hard times.

Received two messages on phone.do not owe anyone,,,so there is to assume
this company has their wires crossed or  my  ex...... is in trouble  again and has referenced my name .

I work for a company in Nebraska that has a very similar phone number as this NCO Company.  At the beginning of each month, we receive a number of calls from angry people either stating they have called the correct (redial from caller id) or get a royal chewing out for calling the person and then get hung up on before we can tell the caller they have dialed the incorrect number.  I just received a phone call from a business in Vermont stating approximately the same information I just gave you regarding phone calls for 800-685-4343.  Their 8-- number is also close to NCO's number.

Please do what ever you can to stop the incorrect calls from this company as it costs our companies money and we don't appreciate calls from angry people getting calls from NCO.

Thank you.

This number came up on my caller ID without a name attached to it, and I refused to answer a number I don't recognize. Figure if its important, they can leave a message. Also assumed it was a debt collector call since most of these 800 numbers ae.

Uh oh. I've only had this number for two weeks and now in addition to FRS harassing me for someone that I've never heard of, now I have the WORST of the worst zombie debt collectors harassing me! I wonder how much debt this "Pamela" person that these agencies are looking for had. I will file another complaint with the FTC. This is absolutely ridiculous!

THIS SCAMBAGS ARE JUST PLAIN CRIMINALS! THE BEST THING IS NOT TO PICK UP THE PHONE OR TRY TO BLOCK THOSE NUMBERS.

We have asked this NCO to stop calling at least 4 times and have been told our number was removed.  But still they call and leave a meassage no one is ever there if you answer.  We have no business with these people.

This Debt collection company does no research to cross reference the erroneous phone number
given on a bad debt by some kid.  Shame on the businesses that did not do there homework prior to
extending credit and shame on the Credit Collection company for not doing there homework.  A simple
cross reference database can verify Name, Phone Number, Address and Family members.  Instead,
these lazy, shady, cheap & unethical companies infringe on my rights by calling the fictitious number rather
than doing there own research.  This is harrasment & slander to infer that I have bad debt.  Also invasion of privacy.  The manager using the false name of Karen Anderson is a hideous manager and vile.  She gives
this industry & others of her type a bad name.  This is a violation of the Telecommunications Act to call a number "Fishing" when previous attempts to collect show the number is incorrect.

These people are calling a wrong number but still they call every day and several times a day. The other day they called 7 times. These calls are to a very sick lady. I have no peace in my own home.

These junkies need to see the type of justice they threaten,where are the police when we need them.