You know as well as I do that a debt that is over seven years old is outlawedand that a debt has to be proven.  bankruptcy  stops all action unless the courts ok it and record on in their files. What do you work for a collection co?

hi you dont have to paid any bill over  yr old if you have made no payment on the bill during that time. it is outlaw and not owed

Received call from company with some strange name.  When answered they were very rude.

Don't have a clue who these people are.  Lady says she is trying to reach .(she used my last name) to verify an address on  (my street name).  call her at extension 3454.company name was Cadle company.

Would not tell me thier buiseness

800-827-0918 is a toll-free call-back number.  This Cadle company purchased my debt.  I (my ex-wife) owed the money, but I was not able to pay it.  They worked with me with a setlement and agreed to a lessor amount.  My wife ran up huge credit card bills then left me holding the bag.  

To those that send the Cease and Desist, they can't talk to you again, so their next communication will likely be through the court.

I was nice to them and they were nice to me.  The debt is now gone for less than what was owed.  My wife (wife's boyfrend) agreed to pay half of the settlement.

Got a call from a girl named Tereasa asking for my deceased mother. I thought it might be something she left behind oweing to a credit card company when I asked what company was calling about she said there were several accounts for her....wanted her social security number couldn't find it at the time so she said she would call at a later time (very rude and short with me through the whole call)

This is a company in Newton Falls, Ohio. The have about 14 company names they are associated with but go by the name of New Falls Corp. or The Cadle Co. They are parasites who specialize in collecting old debts. If you happen to be a victim of them trying to collect an old debt, here's what you do.  First look up their address on Google in Newton Falls, Ohio. Then send them a cease and desist letter telling them not to bother you anymore, that you want no further contact with them. If they still bother you, you can sue them. Also you can contact your state's attorney general and file a complaint. Learn about your writes under the Fair Debt Collections Act. You can get copies of the cease and desist letter free online. Be sure and send by certified mail, return receipt requested.  If your debt is beyond the statute of limitations, they will lose in court trying to sue you. Look up debt statute of limitations online for your type of debt and state of residence. The address of New Falls Corporation is 100 Center St., Newton Falls, Oh.  44444. I'm not a lawyer, just someone whose had experience dealing with these type of low lifes.

MY  homes were sold at short sale - supposedly all the debt was relinquished - how do I stop them from harassing my neighbors  -- they know nothing about my life.
I don't even know for sure - if this is what they are calling about and I do not intend to call back.

hello
I get calls from kristina - 800-827-0918 ext 3454 and she is now calling my neighbors.
How do I stop the calls?

Who the hell are these people!??!?!?! Just called me at 8 am Saturday morning under 'private number' with extension 3223 and said they were 'Buckeye Retirement'. What the heck is a retirement business doing collections? I don't think so....
Asked for my husband by name. Said he had 'business' with them. We've been together over 10 years. No memory of that!  Our credit is fine. What gives? The guy sounded all serious. There was another one talking in the background. Nice good morning! Until I get something in the mail, forget about it!

They started calling me about two months ago saying that I had a debt form 1990, the bank that they acquired the loan from foreclosed on my home and because they could not satisfy the loan amount, approximatively 2,500 they got a judgment on me. They now say I owe over 5,000 and are going after me for that ammount, I am not working right now due to a bone disorder. I do not have any assets so what can they do. Are they aloud to continue to harass me and my wife?

Usually, there are statutes of limitation on anything except murder. So I don't see how they can garnish anything that is 20 years old. That in it's self is against the law.  The onr that called me is saying they are grassy meadows and calls me by my first name and leaves me a messafe to call tina at ex. 225.  I don't answer my phone, and if they did try to take anything they would get fooled.  I don't have a bank account nor do I own a home or car. I am on disability (fixed income) and I am not afraid of them.  So they are just out of luck this time. I don't know what they think they have on me but I don't own anything worth taking.

Wants to speak about an 20 year old bill that has been finalized and closed by bank.  Very rude and threatening.

The Cadle Company
100 North Center St.
Newton Falls, OH 44444
1-888-GO CADLE
330-872-0918
http://www.cadleco.com/

Read this:

Surviving debt collection for the next few decades

Political Gateway - April 1st, 2009 - This article?s mission is to prepare you for possible nightmare debt collection problems in the next decade or two. It is important for you to read this whether you are having problems now or not.

What kind of debt am I talking about?
Your debt, for the purposes of this article, is mainly centered around car loans, mortgages, and unsecured credit. These are the items most likely to be involved in future issues for your family. This also concerns people who are not late and actually paid off debt or sold a house.

Debt process
2 things happen, you pay something off or you go into default. Paying off a debt is good, but it is not always recorded properly and can still go into a debt pool. A defaulted debt will go to a ?normal? collections process. Either way, eventually this non paid or mistakenly not recorded debt will end up in a debt pool.

Debt Pool
It is kind of like the internet, a big vast mysterious cloud full of old debt. Your old debts languish here until someone decides to buy them and attempt to collect the money owed.

Organized Criminal debt collectors
It is the debt pool that is the target of this article and the people who dwell there. These people may or may not be ?mafia? but you will find that they are very organized, attempt criminal acts in collections, and thus are ?organized criminals.?

Bankruptcy
Even bankrupted debt goes into that pool. On purpose or accident, who is to say, but you will get calls on it 10 to 20 years later. Especially if a judgment was ordered by the courts.

The ?Process? of your demise
The debt thrown into the debt pool is sketchy at best. Usually it is a photocopy of the original contract and some contact information. Usually the data will never include your payment history, any modifications, or even payoffs. Once it gets in the pool an attempt will be made to collect the debt sometime in the future.

This debt is never ending. It could be 15 to 20 years later and you will get a call from these ?guys? looking for the cash. Few of us keep records of payoffs or deals made with debtors for more than a year or so, and they use this against you as you can no longer prove you paid it or had a deal.

During this time, many lenders of secured and non secured debt are going bankrupt, selling your accounts to someone else, or being bought out by another company. In all that mess, your payoff will go missing, your written deal to pay less or be forgiven will disappear, and even your payment history will go missing.

All those messed up boxes and files get thrown into the debt pool. When they come a calling, do you have proof of all that happened to stop them from coming after you?

May sound easy
It may sound easy to have it all cleared up. A few phone calls, a fax or two of info. Or maybe you went bankrupt and can just send them the data? You could not be more wrong.

The best protection is to get everything in writing and keep copies of everything. Get a storage bin or a safety deposit box, or even store at a relatives. Keep at least two sets of EVERYTHING that you pay off or default on and any communications or payments.

In come the 'alleged' criminal debt collectors
Your first contact with them may be many years from now, but it will come. It will be a phone call or a letter. Once they contact you they will come after you fully armed with procedures to financially ruin you if need be to get the money. Even money you no longer owe.

To illustrate, look up on a search engine the term ?DANIEL CADLE? (in quotes) or ?Jan Schlichtmann? with it. THE CADLE COPANY and its thousands of front companies are all over America going after people like you and me. You will find information that is quite scary. Texas has an arrest warrant out for Cadle if he steps into the state. These people are bad. Just mention them to a bankruptcy lawyer and you will see fear cross their face.

This is just one of many companies that you cannot stop. Even if you fight them in court and win they will just bring another front company up and come after you again. Win a judgment against them? Sure, but the company you have the judgment in has no assets. Their lawyers will bury you fast and furious and it will cost you a fortune to stop them.

They will file a judgment against you. I suggest going to that courtroom with a lawyer. If there already is a judgment or if they win one in your case, you are now in real trouble. They will come after your wages, cars, bank accounts, any and all assets. You can bet your life on it. Bankruptcy? Unless you are going chapter 7 and have nothing in assets, you are gonna find it near impossible to stop them.

Remember that movie with John Travolta, ?A Civil Action?? His character Schlichtmann went bankrupt in the end. Years later, he received a payout from some later work he did on that same issue the movie was about. CADLE came after him. A ten year battle ensued. Word has it he got help from some Harvard lawyers. For ten years these lawyers battled this company. Eventually they went behind CADLE and bought the debt from the debt pool. Then CADLE still came after them.

Do you think you have a chance against them? This company is one of many, maybe all connected, that will do some bad things to get your debt. The old victims of CADLE website had horrible stories from people who were harassed and intimidated, all against the law, to get debt. In many cases debt that was not owed.

I do not owe anyone anything
You wish. You never know if something is not recorded properly or the final payment is registered correctly. An old debt you paid off from a collection agency may still be active. In ten years you will get a call or letter asking for the whole amount of the original loan.

Pay attention
Not paying attention to your mail can cause you to have some debt collectors with a court order at your door, with a tow truck, to take your cars for an old credit card debt from 15 years ago, that you paid off!

Protection
You can only protect yourself by keeping complete records and backups. Bankruptcy records too. Keep them all for as long as you live.

Why now?
Why bring this up now? This stuff has been going on for a while and the state attorney?s do little to stop it. Each is a nightmare, but it is a personal nightmare. Well, right now about 10 million people have issues with home mortgages. Millions laid off. It is getting bad for huge amounts of people right now.

This means, the future for these 'alleged' criminal debt collectors (Cadle is just one) is very bright. You can expect some job openings as they have about 20 million people?s records to go through for the next few decades. And just like Arnold?s character the ?Terminator? they will not stop until they get you. Ever. And with so many people in trouble, it looks to be a good decade or two for them.

Some thoughts
Always open mail. You will only receive one piece of paper that needs to be signed, that is usually the summons to go to court for the judgment against you. After that, they only have to send you a copy of any legal attempts they are doing (like going after wages or bank accounts or other assets).

A common thread seems to be a huge increase in letters from them that are junk, just ?pay us? stuff. Then slipped in that blizzard will be a letter saying you have 10 days to come before the judge or they can garnish your bank accounts. If you do not see that one letter, then you will first find out when your bank does a courtesy call to tell you 12,000 has been garnished. Good luck with that.

Always open the mail. If you see a collection company, look them up online right away. Or if you get a phone call from one, look them up online. The search results will usually be very helpful in finding out whether the collector is a regular and legit company. If you see a lot of bad stuff about the company, and lots of victims, you should probably think about a lawyer right away.

If you cannot go bankrupt to stop them (assuming they are really coming after you), then you should realize your assets may be taken from you. No bank account is safe. It would be wise to use a spouse?s accounts and make sure your name is not on them. This includes other assets too. They will not go away. If you have money, you can decide to fight them or pay them (even if you do not really owe anything). However, you will never see any money from them at court and agreeing to pay them usually gets you in more trouble as they will start going crazy with interest.

The judgment is the key, prevent that from happening and all they can do is illegal things to come after you. This is the best thing you can do. Most assets will be safe then, but you will still deal with intimidation and nightmare collections for a long time.

Write your state attorney general as soon as you hear from these people and they break any laws, or if they are going after debt you do not owe. Immediately. This will not really help, but if enough do it, it can cause the State Attorney to get off his or her fat a** and actually do something to help consumers from these scumbags. My guess is the SA will do nothing though.

Pray you never get a call or letter from Cadle. That is an omen of doom for you. You can win every battle, but you will lose the war unless you can afford 10s of thousands of dollars for litigation.

http://www.politicalgateway.com/news/read/173349

"Ed" called my cell phone and stated that it was very important that I call back to 800-827-0918 and extension # 3429.  It seems his company had purchased an illegal 2nd mortgage that my ex-husband took out, about seven years ago, when we were going through a divorce (forged signature and the whole bit...).  My attorney investigated and discovered that the wording shows the ex was solely responsible for the debt, he was required to pay it in full or obtain other security for the money due within a two year period and he died this past February.  Even with this information, this company is threatening me with foreclosure and a bad credit report if I don't surrender the house or pony up nearly $100,000.00.

These people keep calling my cell phone, I have told them over and over they have the wrong person, but they question me about who I am and if I know the person they are looking for. I have told them no over and over to stop calling me and they continue.

They buy Bank's write off and call home owners and threaten with foreclosure procedures. Make sure your Mortgage Company didn't get bailout money and then turned around and sold your loan for 5,000 or less to these sharks and they turn around and try to get 100,000 or more from you. 330-872-0918 or 888-462-2353

Cadles of Grassy Meadows called said they are a "mortagage Company" and when asked for the loan documents they told me that they didn't have to produce the documents. They brought our 2nd mortgage from GAMC and GAMC had received billions in Federal Bailout money, instead of helping us with our payments they sold the notes to this so called "Mortgage Company" and or "investment company" named Cadles of Grassy Meadows who is trying to get another 107,272 out of us. So they are "buying" Banks buyoff and now they are calling home owners threaten to foreclosure on their homes. The people are no good. They will do anything to make money.

cindy called from ext 3378 the phone number was 330-872-7876 but gave me the phone number 800-827-0918 to return the call. wants to talk about a bill from 13 years ago. bad thing is they will give your whole social security number out over the phone to try and get you to respond. this would be bad if the person on the other end of the line wanted to steal your ID. they will lie and decieve anyone just to get to  talk to the person on the other end of the phone they need to. the bill is off my credit report but if they speak to me it starts all over again the key is to never speak to them. this is a collection company that purchases old bank write offs. they legally cant start anything with you without your consent. if you answer the phone like the following you should be fine. hello, who is speaking and what is this in response to? never admit the name on the phone. thanks

Received a call from this number at 12:30 p.m. today while I was home for lunch.  Called said her name was Christine and ask for Joseph. She ask that Joseph return her call that she needed some information from him.  I returned the call at extension 3454 and spoke with Christine. I told her that I had received this call on my phone for Joseph and ask her what this was concerning and what company she was with.  She was very evasive and I had to ask her twice with what company she was representing.  She finally told me New Falls Corp. She ask if Joseph was there and when would be a good time to contact him.  I told her that if I saw Joseph I would give him the message.  When I got back to work I did an internet search for this phone number and it came back as unknown.

I also received call from male voice asking for person in my household.
Asked for details, he stated he needed to talk to the person. Left name of Ed from Kadle of grassy meadows.

Called my 90 yr old mother and asked her if she had my SS #..then he read the last 4 digits of a number to her asking if that was the last 4 digits on my SS# number Jeff Joseph was his name....I should call back " Or face the consequences "........

Caller called my house and wife answered. Ask for me by my first name, when she said I was not home he said My name is Mark Johnson from the Kadle Co. I need for him to call me back tomorrow and left this number 1-800-827-0918 Ext 3241. When she asked what this was about he said that he had to have my permission to speak about anything. When she asked what type of co. this was he said that it was an investment co. HAHA

Male says Hi (my first name) this is Brit calling from the cable company, call me back at 800 827 0918 my direct extension is 3336...........

3-10-2008 Officious-sounding male voice says, "It's very important that you return this call. (said 1-800# + Extension 3462) I will be here until 10pm; I will be here again from 1pm tomorrow." Hang up. No company name. No phone list on caller-ID.