So you gave this person money and they 'closed everything up' for you.... Did you verify that the debt was real? & It was supposedly for a deceased person? Hoo boy. I think you have been had by this 'extremely professional person'.

i RECEIVED A CALL FROM ON MY CELL FROM 877-631-4362 - NO MESSAGE WAS LEFT, SO NO CALLBACK WAS MADE.

AFTER WORK, MY 81 YR YOUNG MOTHER CALLED ME TO SAY SHE RECEIVED A CALL AT HER HOME FROM 877-631-4362 AND  'RAY MCDONALD'  FROM AAA URGENTLY NEEDS ME TO CALL HIM 'IMMEDIATELY'.  HE REPEATED IT HAD SOMETHING TO DO WITH MY AAA ACCOUNT AND IT WAS 'IMPERATIVE' THAT I CALL HIM 'NOW'.  MY MOTHER WAS MORE THAN A BIT AGITATED AND WORRIED ABOUT ME AND WHY AAA WAS NEEDING AN IMMEDIATE PHONECALL.

MY AAA REP IS LOCAL, NO 877 UMBER NEEDED. I CALLED MY TRUE AAA REP AND WHEN HE WAS TOLD THIS, HE STATED HE WAS LEGALLY GOING TO GO AFTER RAY MCDONALD FOR MISIDENTIFYING HIMSELF AS HAVING ANYTHING TO DO WITH AAA AND FOR FRAUD.

I called them back at the number 877-631-4362, Very rude very shady

He tried to get smart with me too, but I have dealt with creditors for my elderly father and know what to list for and his tome, attitude and information was incorrect.  The number he called me from was 208-366-8349 out of Glenns Ferry, Idaho

there are laws preventing this.  Look them up on line for this harassment and file the proper paperwork.  If this continues then he will have to pay fines.

who is this company?

who is this company?

who is this company?

Got a call from this company. Never heard of them and do not know what this is regarding. Very annoying.

I'm a victim too, what I did is submitting them to FBI, everyone, let's do the same, submit them! I'm sure FBI have other priorities, but when too many people complain about a company, FBI will have to start investigating, because FBI is now overwhelmed, it's become a problem for FBI too, and they have to stop it! This is the only way to stop them from harming more people!!!
The logic is pretty simple here:
They harass you ==> You turn around "harass" FBI ==> FBI turn around "harass" them ==> you will be in peace;-)

Where are you?  In Texas, they cannot take your house unless they have a lien on it and they cannot get a lien unless the debt is for improvements to the house.  Don't know about the state you are in.

Been receiving calls from a number that shows as SKYPE. The area code is a local one. So, I called it back. The boy started calling me by my name. He then told me I had an outstanding debt with Menards. I told him it was paid off years ago and had proof. He said..."You say you paid off a debt that I have a file on?" I said yes.He told me to fax or mail it to him. I told him to give me his info but to mail it to me as I never received anything in writing. He started to chew me out. I told him we can take care of it through the mail by sending me paperwork and he kept trying to chew me out. I hung up on the punk and haven't received a call since. Been about a week now.

I believe this company is now trying a NEW tactic, they send you a 'Settlement Check' written on Bremer Bank in St Cloud, MN.

The address JC Christensen is now using is Settlement Account Class Administrator P.O. Box 667 Sauk Rapids, MN 56379.

Check is void after 60 days, so you deposit it into your checking account, and then they have YOUR account information and can drain it.

I have been unable to verify this is a legit Class Action Suit Settlement Check, and do not want to kick the hornet's nest in MN!

If anyone has any additional information,please respond to this post!

Thank you in advance.

RealInIT

Umm.  Ok.

Got a call on my Cell Phone from 786-350-3247  saying it's from JC Christianson & Associates.
I did'nt answer, but the female left a "retarded immature sound" on my answering machine.  (Sounded like she yelled "Pay Up" ).
I called the number back but only got an answering service that won't allow you to leave a message!!

I am SICK of "money-hungry" SCAM ARTISTS !

Have been calling for a over a week now - all hours of the day and night, weekends included - 866-836-7031 - tried to call back and phone is always busy - just going to keep letting them call now that I found out it is a scam - highly annoying though

Live in the Atlanta area.  They have gotten slick and use local numbers.  Guy called, tried to be friendly, asked for me and the voice sounded familiar so I answered.  It was from J. Christian and the local number is:  404-496-5768>  Tried to get smart, but I told him you are not a legal company and had better not call me anymore and hung up.

Started calling ma at work someone named Mr.Rudden.Started telling me to watch what I say because this was being recorded.Then he calls me from his own phone.So if I miss his call, I'll call him on his own cell.Then I'll record his bs

We've ignored these automated messages fior weeks when I finally decided it was enough. Just call back. 866 numbers are toll free. I called the number on my caller I'd, not the one they leave in the message. A nice lady only asked for my name and phone number they'd been calling. it turns out another person had used our number. When I said I did not know the person, they apologized and said they'd take our number off the list.

j c christian and associates continue to call my 12 year old daughters cell phone looking for some person we have never heard of.  After a few calls, I (mom) answer for her and inform them that this is a 12 year olds cell phone, and ask that they remove this number from this other persons account.  They assure me that we will receive no more calls from them.  Yah right!  2 days later, guess who's calling!  She only has 200 talk minutes.  She buys $10.00 text cards each month and uses her phone to text.  Her minutes are supposed to be saved for emergencies.(These minutes are not renewed every  month, this is a Virgin Mobile track phone.)  Between  the 3-4 collection agencies calling her, they have used up half of these!  After a couple of times of asking them to remove our number from their account, I started asking for a supervisor when they called.  They WILL NOT transfer me to a supervisor!  They continue to beat around the bush.  They insist that whatever I want to talk to a supervisor about, they can help me with.  I am soooo sick of this crap!  I am a very patient person, but it's time to stop!  There's got to be a way to stop people you don't even know from harassing you!  Especially when they don't even know you, don't even want to talk to you, yet they continue to call you!!!

they just call and hang up.  Number that shows up is 1-320-534-4314.  I don't know these people.  I have no debt.

My mother passed away about 7 months ago and had a decent sum of debt, but even before she passed all of the proprety, house and car were in my name and none of the credit accounts were associated with me at all.

I just started getting calls from these people a couple days ago but I have gotten a call at around 2PM each day telling me that it's important estate blah blah and to call them.

Don't trust any of these calls, like a previous poster said they just want you to give them whatever you will because that's how they get their money, from stupid people that hand out their information.

It's always a message that starts in the middle of call back number. I can't call back, so I don't. They have identified themselves as JC Cristian to MY FATHER who lives in a different state and has NEVER CO-SIGNED on a loan for me. We have no communal credit or debts.

they call every morning giving nothing but there names asking for my senior disabled mother and when I call back they say jcc associates and wont quite calling and this isn't even my mom's number How can we stop this call?

THE ANSWERING MACHINE PICKED IT UP  AND I SAVED THE MESSAGE....

MESAGE AND I QUOTE "I HAVE AN IMPORTANT MESSAGE FROM JC CHRISTIAN CENTER OR SENATE....AND ASSOCIATES...THEIR NUMBER IS 1 866 836 7831."

SEPTEMBER 15. 2009  11:00 A.M.

I recieved a call from a very professional woman named Jeanie about my fathers estate. She offered settlement and we closed everything up in about a week. Not sure why all the scam talk here but i thought they handled things great.

they try to call from a service that FAKES there number. you see a number that they want you too see. JC Christian Center is who they are. I have checked in to them. they are very decicive, but ca pull a FAKE one me.

Very rude and obnoxious man by the name of "Joe" called to say that my deceased father owes a debt from 1996 in the amount of 1600.00 he will only give his first name, no address and told my mother that she had 24 hours to send half of the money and they would settle. My mother hung up on him and he immediately called back with more harrassment again stating that she had 24 hours to take care of this matter. He asked alot of questions concerning ownership of vehicles, house, etc. and eventually told her that he knew she had a credit card and needed to take care of this matter immediately by using her credit card. I have tried calling this number and only get an automated voice message. Is there a way that I can get this company to stop calling my mother?

WTH--

Stay OFF the phone!

J.C. Christensen & Associates (JCC) is NOT a "debt consolidation firm". They are a third party debt collection firm, and they want access to your banking account in order to drain it, leaving you with NO recourse.

Array Services Group
CareCall, ProSource, JCC 215 North Benton Drive
Sauk Rapids, MN 56379
877-27-ARRAY
(877-272-7729)
contactus@arraysg.com

They have also been linked to Resurgent Capital Services/aka/LVNV Funding, a junk debt buyer:

http://www.ripoffreport.com/reports/0/222/RipOff0222644.htm

LVNV Funding, LLC,DBA/ Resurgent Capital Services, LP
Dba/ Alegis Group, LLC
Aka/ Sherman Financial Group, LLC
aka/Pinnacle Financial Group
Fka/ Sherman Acquisitions
Aka/FNBM, LLC
Aka/Ascent Card Services
Aka/Ventus Capital Services
Aka/Performance Recovery Group
Aka/Receivables Management Solutions

Don't Fall for Resurgent Capital Credit Card Scam

http://budhibbs.com/sucker.htm

Bank of America Building
200 Meeting St., Suite #206
Charleston, SC 29401-3187
 
15 South Main Street, #600
Greenville, SC 29601

(Caution: Phone numbers are disconnected on a regular basis)

Phone: 888-665-0374        
      864-678-8421        
      877-264-5884

Fax:   888-546-7697            
      864-370-4998

(Phones ring at Resurgent Capital, Greenville, SC)

Kevin Branigan, Charleston, SC, Officer
Leslie Gutierre, Charleston, SC, Officer
Scott Silver, Charleston, SC, Officer

Websites:

http://www.lvnvfunding.com/
http://www.rcap.com/
http://www.resurgent.com/

SUE ARGENTIERI IS A LIAR!

Anyone receiving court papers with affidavits by Sue Argentieri are warned her affidavits may be false, bogus, full of hearsay and perjury.  Sue claims to have knowledge on accounts by stating she has care, custody and control of all records concerning account of...

Sue's a LIAR!

She's employed by LVNV Funding - they acquired the account after charge off.  Her statements are hearsay and blatantly false, yet they plead as true in court filings.  This is just another example of lying and using the courts to extort money from consumers.  Sue Argentieri should face criminal prosecution for lying on court papers.

To see how these organizations are structured go to:
http://settlementscams.com/debtcollector.pdf
All of these bottom-feeders started from the same mold, Sherman/Alegis out of Houston was originally started by Frank S. Russo, Tony M. Ettinger, Thomas E. Upton, Samuel Bergman and Richard Dunn all of Houston, Texas. They purchased old debts for pennies, and then set up collection agencies to collect on them at inflated prices.

As with most bottom-feeders, they have had to resort to placing all accounts on consumer credit reports, inflate the balances and demand settlements. Alegis became Sherman, which became LVNV and now Resurgent and Ventus are all in the bottom-feeder business. They do file lawsuits, most with bogus affidavits and pleadings. They use under-educated employees such as Allison Moon of Greenville, SC to sign affidavits where she lies about the authenticity of accounts (see ?Allison Moon is a Liar? below) in their attempts to give credibility to their bogus pleadings. The problem with liars like Allison B. Moon is she makes statements known to be false. Her swearing is nothing more than hearsay and an attempt to defraud consumers out of monies they may not legally owe, not to mention the fraud she and her organizations bring into the courts. Consumers dealing with these bogus filings and affidavits are urged to challenge their validity in order to avoid becoming another victim to their scam and being ripped off.

You are further urged to go after these bottom-feeders for the lies they place on your credit reports. Under provisions of the federal law, the Fair Credit Reporting Act (FCRA) any item placed upon your credit bureau reports MUST be ?accurate.? In my experience, I doubt anything placed by a bottom-feeder could ever meet the legitimacy of that test. Consumers are urged to dispute any LVNV, Sherman, Alegis, Resurgent, Ventus account with the credit bureaus and make demand upon the organizations and their owners to abide by the law. They receive a fat check to lie about things that cause you misery, higher interest rates, credit denials and in most cases, don?t have the required documentation that would meet the definition of ?accurate.? All of these owners, board members, attorneys and employees can and should be held strictly responsible when that information does NOT meet the legal definition, as stated by law.

The reason the Allison B. Moons of this industry are getting away with this is because no one is going after her. That can easily change if enough consumers decide they are fed up at being taken advantage of and strike back at these bogus filings, pleadings and credit bureau placements.  

We need to heed the lessons of ENRON and make sure that Allison B. Moon is held accountable when she breaks the law.  

http://budhibbs.com/collectorpages/LVNV.htm

Send them this letter demanding validation of this alledged debt VIA certified mail and request a return receipt:

Today's Date

Your Name
Your Address

Collector's Name
Collector's Address

VIA CERTIFIED MAIL

Dear {insert name of collector or company},

I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) because I do not believe I owe what you say I owe.

This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:

(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

I respectfully request that you provide me with the following information:

(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) Provide a verification or copy of any judgment (if applicable);
(4) Proof that you are licensed to collect debts in (insert name of your state).

Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:

Because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
you cannot add interest or fees except those allowed by the original contract or state law.

You do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the FDCPA.

Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.

I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.

Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.

Signature here
Your Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html

yeah i just got a call from JC Christian and associates saying that they have my file there and i need to call them immediately. i called back, and it was about my credit card debt and they said they can help save like $1000 off my debt and pay it off within a few months; all he needs is my account #. i told em that i cant give that to them at this moment, just to see what they would say, and he kept asking me if he can have a account/checking # so he can automatically take the money out of my account every month. i was thinking, why would they ask that kind of information so hastly? and if they were a legit credit consultation company, wouldnt they offer me more information on how i would go about fixing my credit/debt and how can i be sure that my money actually goes towards my credit card debt? i think these guys r scammers and im definately not gonna give them a call back.