This is your second response to an old post. Bored much??  (Hint, it's spelled "tried".)

HAVE you tryid to spell...for goodness sakes.

Folks, don't answer the phone...let it go to VM. They will stop sooner or later. This is junk debt buyers. Let them send you proof you owe the debt and also your original sig to the debt they claim you owe.

Learn how to spell and stop coming here to scare people.

I worked for Atlantic Credit and Finance, and I worked with  Christine.. Maybe if you payed you bill she wouldnt have harassed you at your work..

bottom line, dont avoid us and we'll play nice. until then, it's on our terms

They are very bad If you owe a credit card and pay it make sure that you get a pay off letter because they will screw you and state that it was never paid!!!!!!!!!!!!!!!!!!!!!!!!!!

This number is attached to a company called Atlantic Credit and Finance.  Although I had to call it back to find that out.  They have called my residential number that has been an Unlisted number for 4 years now, numerous times, and when I answer, the system stays on the line, nobody says anything, then it hangs up on me.  It's very annoying.  I am on the phone with the company as I type this.  I spoke with an operator, and told her that the number that she's listed at keeps calling my house, and then hanging up on me, she said, "Oh, please hold" and put me on hold.  I have yet to speak to anyone else and feel as though I will be on hold permanently!  Extremely unprofessional, to say the least.

These people keep calling after being told that there is nobody by the name they are looking for at this number for the past 3 years

These people have been calling me also, and when I answer they hang up which is RUDE!!  They call several times during the night and my caller ID records the phone number. I want to complaine.I also have an unlisted phone number.

yes they have been calling me too with all the same stuff a couple of months ago and I actually spoke with someone it was for someone I don't know and have had my number for several years they quit calling for a couple of months and now they're back at it but this time there is no one and when I call them back they put me on hold. I'm going to complain to the State Attorney General and the BBB I hope this resloves it.

I got a call from Carter Phillips at 1.800.888.9419 x7435.  My finances were in such a bad way, when I started receiving unemployment, I began returning phone calls for the debt I owed to get some of the vendors paid off and off my back - understanding and not having a problem with paying whatever I owe.

I ended up paying 2 equal payments of $255.26 each 4/15/09 and 5/22/09 and was to get an email confirming zero balance on my account and what it was originally for and never received it.  It might be legitimate, but how do I find out?

Please advise.  Carter was very nice, by the way.

These people have been calling me and asking for my brother. he has never had my phone number. I have excellent credit and so does he and we neither one owe any money to collections.
i looked it up on ripoffreport.com and it is a scam. They try to collect debts you do not owe and pocket the $.
Do not give these people your money especially if you need it to pay real debts you owe!
Call the BBB and the state attorney in your state so that they get sut down.
By the way when I called them back they made up some crap about a server down and said they can't tell me what their company does so don't try calling them to get them to stop.
What out and tell your family and friends!

na claims that they want to help lower your credit card interst..I said do not call me and the man responded "we will call you tomorrow" and hung up on me.

They left a mysterious message. It sounds like a debt collector threatening legal action right off the bat. They better sure as hell do it because if they don't, that's violation of the FDCPA.

Your idiotic message is moot.  It matters NOT if the person owes the debt or not, there are FEDERAL LAWS stating what the debt collector can and cannot do.  If they are in violation of these laws, the debt collector deserves to pay and be admonished.

You are so NOT RIGHT and are completely missing the point.  It is one thing to complain about the unsavory and illegal practices that debt collectors use, including this company, and a completely separate thing about paying the debt that they owe.  

And, if a person does use CCC's or the like, the CCC's make arrangements with the debtor and they are supposed to stop harassing.  But they don't...

I am going to assume, from your message here that you are a bill collector.  Sucks to be you, especially if you are one who practices illegal tactics, harasses people when you know you are bending the rules.  

You are a complete moron and

Atlantic Finance has been calling me incessantly on my work cell phone and our office phone (while I was in a meeting with my supervisor). Then Chris the bill collector wouldn't shut up so I could get back to my meeting. So I agreed to call them later on my break. I contacted them and talked to a female who informed me that they were suing me. I explained to her that my husband has been laid off, out of work, and any money we have goes to support our children. She insisted that I needed to find some way to settle before this went to court.I told her "whatever....you can't squeeze blood out of a turnip". she then accused me of cursing at her and asked if this is "how I handle all of my business"????? And they wonder why people don't answer their calls or call them back. They are a horrible. Then she starts talking to someone else in the background and says...."yeah, I'm on the phone with her. You wanna talk to her"? Very unprofessional people!!!!!

They called and called wanting me to go give a message to the neighbor.

Finally I said I would, but I told the guy to hold. I went grocery shopping.

Guess what, when I got back, the Atlantic Credit and Finance guy was still waiting on the phone.

He asked what happened, and I said, well, the neighbor was busy.

He said is that all, I said yes.

He said well, you wasted my time, I told him, sorry, you asked me, I don't control the neighbor.

how ever many times the law allows someone to call it dont make it right, the law isnt always right, collection agencies are ripping off people charging way more thant what was actually spent. i believe you should pay what is owed not 200 percent interest on top of that people go through hard times where they cant always pay these debts, and its people like you that arent even human that dont understand that. you prob miserable and ugly and thats why your like that im sorry for you.

Atlantic Credit & Finance
3353 Orange Ave.
Roanoke, Virginia 24012
Phone: (540) 772-7800
Fax: (540) 772-7895
Web Address: www.atlanticcreditfinance.com

HEAD DEBT COLLECTORS:

Richard E. Woolwine, III CEO

Kelly Woolwine, CFO

Other Offices:  8830 Stanford Blvd., Suite 404
Columbia, MD 21045
Fax: (410) 312-4960

This organization generates a lot of complaints . Standard lies, threats, intimidation, etc.

CEO Richard Woolwine certainly keeps his attorneys busy defending his employees collection tactics. I bet they have a changing room full of orange jump suits to be worn home at night.

This is yet another agency that gives the entire industry a BAD name. AC&F is why we have federal laws regulating debt collectors, these are REALLY bad people!

Woolwine's goons like to threaten legal actions, like wage garnishment and judgments. The ONLY lawsuits they see are one's filed against Atlantic Credit & Finance for violations of the Fair Debt Collection Practices Act. Atlantic is a stereo-typical BAD collection agency, that lies, cheats, threatens and harasses consumers out of money. They CAN be stopped by simply hanging up on them and using the FREE Cease-Comm letter.

The best way to stop this type of operation is to cut off their lifeblood and deny them any income.

http://www.budhibbs.com/collectorpages/atlantic_credit_finance.htm

This person calls my house every day several times a day between this number and another number 540-772-7800 (I believe)

Right now I am out of work, which I had no intentions of being out of work and I can't pay the full amount which they want.  They are demanding and hostile.  It is such a shame, I even asked if I could go on a payment plan.

No we are not paying .... now go f*** yourself...

You must work for the collection agency, you can't even spell.....

They keep calling my 11 yr old on her cellphone.

wtf! no need for that bs about tell  US to PAY UP! u must be from that company! NEVER need to hound maybe if there werent such DICKS about we WOULD pay up! so mr or ms SHUT THE f UP!!!

HERE IS ANOTHER NUM:
1-650-583-9399

Yeah you better watch out in here, the agency's set up people in these kind of places to get info that you wouldn't normally give out.     Beware what you write!!

IM GLAD  YOPU WON YOUR CASE. THESE COLLECTION AGENCIES NEED  TO  HAVE   BETTER TACK.

I RECIEVED  SEVERAL CALLS  FROM THIS #  STATING  THEY WERE  FROM RICHMOND  VIRGINA . I  ASKED SEVERAL  TIMES  NOT TO CALL THE  # THAT  IT WAS A CELL PHONE  SHE SAID  THAT #  WAS  GIVEN TO THEM  AND  BECAME IRATE  WITH ME  AGAIN  I ASKED HER  NOT TO CALL   AND  HU .

HARASSING UNWANTED CALLS...REPEATED REQUESTS TO STOP CALLING HAVE BEEN IGNORED.  OVER 1000 HARASSING CALLS FROM 8:00 IN THE MORNING UNTIL 9:00
AT MIGHT.  
ATLANTIC CREDIT AND FINANCE TOOK ME TO COURT TWICE ...I WON BOTH TIMES.
THEY ARE STILL HARASSING ME 1-800-888-9419
THIS NUMBER CALLS AND GIVES ME ANOTHER NUMBER TO CALL.
1-859-283-3677 CALLS...TELLS ME TO CALL 1-866-609-8298
1-800-208-2500 ALSO CALLS TO HARASS
WHEN IS THE FTC GOING TO DO SOMETHING ABOUT THESE MORONS HARASSING?
WE WANT THESE CALLS STOPPED NOW.

THESE MORONS LEAVE A NUMBER TO CALL!?  HOW SMART IS THAT!

ON THE CALLER ID IT SAYS UNKNOWN BUT THEY LEFT A NUMBER TO CALL ON THE VOICE MAIL.  1-800-888-9419.  THEY HAVE BEEN CALLING FROM 8:00 IN THE MORNING UNTIL 9:00 AT NIGHT.  OVER 1000 HARASSING PHONE CALLS FROM THIS NUMBER FOR THE PAST 3 OR 4 MONTHS.  REQUESTING THEM TO STOP CALLING REPEATEDLY, BUT THE CALLS GET WORSE.

I WANT THE CALLS STOPPED.  THERE IS NO SINCE IN THIS TYPE OF UNWANTED HARASSMENT.  I AM ON SSIDI.

Who wrote this? You must work for ACF. Not everyone that is behind on bills used their credit cards with no intention of  paying them back. it must be nice to live in a world whre no one loses their jobs. Don't be such a jerk.

I know these people are just doing their jobs, but it's honestly pathetic. I had that stupid 000-000-0000 number call me (no joke) every two minutes. I know I'm not the only one in debt. And, there's no getting through to them whatsoever. Pay the whole thing or die. There's no other choice. I tried making a deal with Atlantic Credit asking them if I could pay $50 a month (my total debt is only about $400), and they said no they must have the entire $400. I only work part-time and cannot get another job (I've been applying, but haven't gotten any responses). So, how do they expect me to pay that when my paychecks aren't even that much?