I know everyone needs a job in this economy but really what is the hiring criteria at CCA or (any number of them out there), I can only think it would be someone capable of programming the auto dialer and being a first rate POS. So how's business Beep Boop?

Every state DOES NOT require that both parties know they are being recorded. Furthermore, the woman who taped the L.A. Clippers owner did not reveal to him that he was being recorded, and she got in no trouble at all, So by all means, record the conversations!!!

Maybe if businesses paid decent wages, we COULD pay our debts. I'll bet YOU don't get paid enough, c***.

Don't call somebody a "loser" if you can't properly use "their" and "there."

The more you morons post on here under different anonymous names in response to ALL these people just PROVES your NOT anything more than another lying, lazy, fecal sucking, waste of DNA. Good news is I've got a Masters in IT Security, tracing your bogus number to a physical address isn't hard. Think I'll pass it along to the Gun Toting Redneck chap. Have a nice day!

If you're a legit debt collector then post your WV, KY, and OH business license numbers on here? While your at it you should list your complete Business address so EVERYONE can use Google Earth to see your not a lying piece of fecal matter!  Did I mention I work for the Federal Dept of Corrections? My bad, guess those imaginary student loans you "claim" I owe were completely overlooked by my employer? Oh wait a sec, they were paid off 11years ago!

I'll be more than happy to hand deliver my "debt" to you. What's your address?

They are legit and collect student loan debts HUH?! Are you smoking crack! I don't have student loan debt so obviously you're either a liar or way too gullible......or one of the P.O.S. thieves!

Quoting laws you obviously know NOTHING about! As long as 1 party knows the conversation is being recorded it IS legal AND admissible in ANY court! Same as ANY voicemail or text message you LYING schmuck!

CCA employee u really need to get a clue and learn the "laws" your Ignorant a*** is regurgitating about! By LAW you cannot harass anyone you want about debts others have! Not to mention you CANNOT collect debts from people in any state you are NOT licensed to business in! Everyone seeing your number listed on this page and every other website knows you're a crook/scammer/THIEF! A legitimate debt collection agency is required BY LAW to identify whom they are, their business address, and the original company the debt was incurred with. You're just a P.O.S.  crook looking to rip people off so you're LAZY a*** doesn'thave to WORK!

F ck YOu  -Now you dont know what were talking about , Reed the quotes, Stuped

very illegal calls and perhaps the same people following me.

BeepBoopBeep - Not true. SOME states require both parties be made aware of any recording process, but not all. In fact, once you disclose that you're recording the conversation, no state requires that the other party do so.

harassing me

I graduated and I owe but I'm having a hard time finding a job right now. They expect 400 per month! I think the school you graduate from should assist in finding graduates jobs. The colleges are getting richer and the students who graduate get poorer.

Your letter is typical of those who currently (or formerly) work for the company and try to make people who complain about the process feel bad. You state that people who owe the loans aren't doing themselves or the economy for their fellow tax payer a favor by not paying the loans back. What about the people they call who've never had a loan? Or when the company calls someone's house looking for a person whoi supposedly owes money on a loan and despite the fact that htey've been told the person doesn't live there or that they don't know the person, the company continues to call on a daily basis. What about those who do owe money who call and attempt to make payment arrangements in good faith, only to be belittled and harrassed because the company want more? It so obvious that you are a typical troll on the fourm trying to stir up trouble, so do yourself, the economy, and this fellow tax payer a favor and get educated on facts, not spewing your typical troll-type garbage.

Your post is quite correct. However, I don't think that Jenn meant that the immediate family was liable for any debt, purely that generations in the future would be picking up the tab. More importantly, Jenns' post is nearly 6 years old, so she is unlikely to see your response. I know - I'm being pedantic, but just wanted to make that point!

First of all, you are ignorant one. Not only do you have your facts incorrect, you apparently cannot construct a proper sentence either. You're passing judgement on people by saying they are ignorant or deadbeats because they're having trouble paying back their student loans. Some people have fallen on hard times. Others may have been paying their loans but lost their jobs. You have no right to judge someone whose situation  you knowabsolutely nothing about. There, but for the grace of God go you, remember that. Also, if you are the only one whose name appears on the loan, you are the only one whose responsible for it. It has nothing to do with your kids, grandkids, sisters, brothers or any other family member. The government cannot make a family member pay for another family member's bill. If my brother defaults on a student loan, it will have NO affect on my ability to obtain a loan because we are two different people and loan approval is based on income and one's own credit history, not the history of someone else in the family. It's one thing when a CA calls to attempt to collect on a legitimate bill..I hav no problem with that. But when they call and consistently harrass people on a bill that is not theirs or calls someone's home looking for a person and continue to call even though they've been told that the person doesn't live there or that they have the wrong person, that's a problem. They have, at that point, violated the FDCPA. Next time you want to come on a forum, make sure you have your facts straight.

F*** you a***ole

These people are bogus!!!  I never had a student loan, and I'm a senior citizen, and they still keep calling, but don't have the guts to leave a message.  
They are bogus!!!

Looking for someone who went to school in the area years ago but moved after dropping out. Might be collection agency but will not tell who they are. Info on the phone number might refer back to EOS CCA, Inc. http://en.wikipedia.org/wiki/EOS_CCA

Called for some lady that used to live in the apt downstairs in the same building but moved years ago (four or five years ago). I'm guessing this was a contact number from a student loan but when people leave the state/area after leaving school or getting asked to leave a school they don't leave a forwarding address for student loans so they are lost in the system forever. Banks can't get money from people who can't get jobs so maybe the education system's collection department can't find them either. My guess is to google them but many poor women might have just gotten married so the name might have changed. People or companies shouldn't loan money to people who don't have jobs or who can't get jobs.

Call SSA and see if there is a way to run a record with your son's SSN.
Register phones and cell phones at www.donotcall.gov
Don't know if that will help eliminate that call or not. If needed, might have to
change phone numbers. Good luck!

They only give a name and the person they are trying to contact (not me) saying it is important they try to locate "her".

My sons phone is getting calls from that number. He is 12the phone number was mine for 7 years before it became his. Yet we are getting calls for a a Mrs. Sweeny. Which we know who Mrs. Sweeny is she's my brother in laws ex wifes sister. However the Sweeney's have no contact with our family and we have no idea how my/my sons number was given.

What is this company trying to collect?

Could Mrs. Sweeny have tried to steal one of our identitys? (Which I wouldn't doubt there not the beat of people)

Should I be worried?

Tried to call them but I press two and its just silent is that suppose to br being on hold or are they closed...

Yea I actually don't have any outstanding student loans or other debt and they were ASKING for SSN info and DOB info. If they truly are collecting for a legit debt they should already have that info. They are also burdened with having to PROVE debt validity. If they never send anything by mail to confirm debt and show proof you are not obligated to pay whether you owe or not. These people are SCAMMERS. Don't give out any info. Don't offer to pay anything int they prove you owe it. Educate yourself on FCDPA laws!!

you can't garnish SSI or SSDI - how could you not know that?

What happens if u send money and its a scam...

I was about to launch roughly the same reply that Chris provided, and am glad to be spared the trouble. I would only add to the writ of execution plan that I would invite an ENG crew from WCVB-TV to watch all the collection office assets being wheeled into a Ryder truck.

You'd asserted that "it only matters whether they can show" legal compliance. Well, the plaintiff is supposed to drive the bus in court, not the defendant. The FDCPA is a strict liability statute, meaning in part that the attempt or threat to cause harm which it covers is as bad as actually causing it. The Supreme Court took away much of the collection industry's "bona fide error" wiggle room a long time ago. A plaintiff who keeps good records is a winning plaintiff. It's pretty hard to defeat a consumer claim when evidence is enshrined in a recorded phone call, a printed letter, or contemporaneous notes rolled into an affidavit.

But let's not bury the lead, your claim that FDCPA litigation "is an expensive endeavour". (British spelling) Your "principled" action was played well enough to win. Your lawyer thus gets paid by the *loser*, not by you the winner. FDCPA says so, and it's not a suggestion but a hard rule. Weren't you told that? Isn't that the selling point of every half-baked consumer lawyer on the bar? I don't know where you're getting a four-figure "out-of-pocket cost" for a post-judgment motion, either. If that's for the attorney, you should just put that on the defendant's tab. Oh, and you have another boon coming if you ever got around to filing a very obvious FCRA case for bogus credit report tradelines. So yeah, this IS getting expensive ... for your opponent.

You also said EOS chose "to not appear in court, to lose". So that meant what, a default judgment? If no defense was offered, EOS could not "show they complied with" anything, not even a summons. How did it take two years to get from there to a DJ? Did you embroider your complaint on a bedsheet? Did your process server hitchhike cross-country to Norwell, Mass?

I have extreme difficulty believing your counsel would let your judgment go cold when, if s/he operated per the norm, you paid a retainer ranging from zero dollars to the amount of a court filing fee and nothing else since. In other words, worked on contingency ... another common selling point. Any other litigant would be pretty happy with your outcome, given that the losing party is too well exposed not to pay up in time.

Ohhh, but your grousing leads to the actual theme, underlined way at the end when you scold everyone to avoid self delusion and simply "figure out how to pay". Today's Moral: "Don't bother enforcing your rights when a known lawbreaker denies them, because even when you win you will lose."

There's a word for people like you. Give it a second, it will come.
- Defeatist? hmm, yeah ....
- Pessimist? what an optimist calls a realist? getting cold ...
- Misleading? ooop, getting warm ...
- Shill? THERE it is! I'll go with that one, until proven wrong.

somebody left a message claiming to be looking for a name I never had of and want me to call back to the number left