If they called you and harassed you, you're not the only one. They are a collector:

BONNEVILLE COLLECTIONS 2627 WASHINGTON BL, OGDEN, UT 84401
801-621-7880

- Unfortunately many collectors think they have to harass the debtor to get paid. I guess they think it's better to become friends with a bear by poking it with a sharp stick vs. giving it honey.

- For tips and strategies on how to deal with tough collectors or to settle debts go to: www.creditcleaners.net/debt_negotiation.html ie: settling a debt for 50-60%.

- Keep in mind that the government sets rules for collectors to abide by. So if they start showing you their teeth and snarling at you, read up on your consumer rights at www.CreditCleaners.Net go to the link "Fair Debt Collection Act" bottom left, you will probably realize that many creditors and collectors violate many of the rules of collection.

- FYI, if the creditor harasses you, file a complaint at FTC and with your state Attorney General and Better Business Bureau. Best wishes to you.

Surprise, you're the unlucky recipient of a collectors call, your collector is below:

BONNEVILLE COLLECTIONS 2627 WASHINGTON BL, OGDEN, UT 84401
801-621-7880

Before you go calling them or talking to them, prepare yourself, read up on your consumer rights at www.CreditCleaners.Net go to the link "Fair Debt Collection Act" bottom left. By being prepared, you might realize that you don't have to take the collectors threats, you have rights.

If you want to learn about tips and strategies on how to deal with tough collectors or to settle debts go to: www.creditcleaners.net/debt_negotiation.html
You also might learn how to settle a debt for 50-60% of the balance.

Good luck with them. Although collectors bark loud, they won't bite, but when they get done with you, it might feel like they bite.