This company is a scam.  They collect on payday loans that are already ILLEGAL in many states.  Report them IMMEDIATELY to your Attorney Generals office,

I just recieved the same kind of phone call from this same place. Ricky Jones is the guy calling me again. He has a very foriegn accent and you can not understand him. He gets very upset when you tell him you can not understand him. He said that I was going to be arrested and thrown in jail where I belong since I had debt. He called 5 times and left me two voicemails on my phone at work and on my cell phone. When he calls me back I am going to tell him I have reported him to the FBI and my attorney. I don't know why these people act this way but it is ridicolous how many times they call you at your place of work.

Hi Guys I started to receive calls from this same claimed company with the same threats to me, my family and everyhting. I have reported this to the FBI, Federal Trade Commision and the Consumer Protection Division in my state as well as where the phone number was calling from. This is FRAUD. The number I was called on was 206-209-0823  2062990823  ( Seattle Washington) from a Harry, Gary Watson and a John Phillip. All claimed I had taken out a loan from American Advanced Cash Advance for $300 that was never paid back. They had all of my information, ( which is very scary). They contacted my references I have used on past applications and claimed they would take them to court as well. Do not confirm any information with these people, REPORT THEM !

The phone number they gave me to call them is 209-920-4602

I got called about a month ago from a man with a Middle Eastern accent from "United Processing Legal Department" saying that i had a lawsuit against me from Advanced America. Which who i owed money. So they have most of my information. They even called my cousin to get ahold of me. The man said his name was Alan Scott (sounds Arab to me) and he said i would be arrested if i didnt pay 2 payments of $350. Well i paid them. Today i got a call from Advanced America saying that i still owe them $500 and that they never sold my balance to a collection agency or anything. United Processing Legal Department is a fraud scam. Do not give these people any information!! Hang up if they call you!!

Recieved a call from Mark Brown & then spoke w/John Mackwan after asking for the physical address they refused also called from 954-486-7901 and 213-986-4858. Informed them that I have contacted the sheriff's office regarding their calls and that they cannot call me @ my place of employment violating the Fair Credit Act if they continue I will see legal action against them. Asked for address so my attorney can correspond and was denied.

I got a call today from them thinking what I did I do wrong. He said Im officer Jamie Lawson form United Legal Investigation. the number was 732.759.6216 they called my work and told someone here the same thing about me and I dont think thats right that they can do that. How do I get them into trouble?

I been receiving phone calls from two numbers 732-312-5536 and 646-213-1090 from an officer ricky jones.  he is saying that he will be seeing me in court if I do not pay him the supposely $795 that I owe him for a 2007 payday loan.  Now when I questioned him the name of the company he does not want to give it and only gave me Midland Marketing Group.  today that he called and left a voice mail he is now saying United Legal Process Division.  he is also is telling me that I will have to pay 15000 and 2 years in jail.  It is scary becuase this person is very pushy and aggresive.  the first time he called I got scared and told him that I was going to pay, so he wanted me to do a letter saying that I was very very sorry for committing fraud and include my full name and social security number.  I am not sure what else to do, any advice or help??

I received a call yesterday from "Rick". He called my brother at work several times threatening and saying I owed money for a payday loan. I called Rick so that he would stop pursuing my brother. I called the company and collection company for the payday loan. It had been paid. I made sure nothong was outstanding and asked them who Nick was and gave the 702 number. He is not an employee and I was told not to give out any information! He did threaten to have papers served on me. And his accent was very thick. More Armenina sounding than Indian. I know he is not a collections agent. He did not identify his company, United Processing Legal Dept. He had no toll free number; and told me to call him in half an hour. How do I stop this blatant harassment?

I just got a call from these people.  The person spoke too fast to be understood, but the gist was that he had gotten my name and phone number from a credit application filled out by my brother-in-law and that, because I was a reference I was legally liable for his failure to pay some unspecified bill.  He was going to give me until 2:30 EST to pay or he would draw up warrants for my arrest as well as the arrest of my sister and brother-in-law.

When I told him that I had no idea what he was talking about but that his legal threats were meaningless, he hung up.  However, I then received a completely unintelligible voice mail, presumably from the same folk.

The number used was 1-702-932-8996.

It's a scam.  All their threats are false and illegal.

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724

i JUST RECEVIED ONE AS WELL FROM OFFICER WHATEVER SAYING THEY WERE COMING TO MY JOB TO ARESST ME  702-932-8996

I received the same call last week.  The name is now Officer Jeff Anderson.  And the other guy, I think the same one, is Officer Ronnie Mackland.  The number now is 1-702-932-8996

they have threatened me also now the new name is officer martin( steve martin)
NUMBER NOW S 908-244-2001 STATING ABOUT A PAYDAY LOAN FROM 2005 NOW YOU
KNOW THAT IS NOT REAL CALL ME TELLING ME THEY WILL ARREST ME THEY HAVE A CASE WHEN THEY CALL AGAIN I WILL BE TELLING THEM I HAVE A CASE ALSO AND OTHER PEOPLE THEY HAVE BEEN CALLING

An "Officer Will Buxton" with a heavy Indian accent left a threatening message on my WORK voicemail saying that my Social Security number (which he had and which was correct) is listed as being involved in fraudulent activity and that "I should know what happens to people who commit fraud.  The same thing that I did to 'them' will happen to me."  Also, that I need to call him back 'immediately' and maybe they could help me.

I left a voicemail for him.  If he calls back, I'm going to tell him that I've contacted the police and the State's Attorney General Office.  Bunch of scammers.

yeah this guy called officer nick keeps on calling me and actually went as far as to threaten me with bodily harm!!?!these guys are hacks and after that i tried to call back to get the name of the co, they pretended like they were a McDonalds like that would throw me off the trail...216.920.0512

Threatening to send police to my work and home...Said they would see me behind bars. Called me at 6am in the morning.

I just received a very vague voicemail message from some guy named Steve martin (He had a very heavy indian accent, and I could barely understand him)He told me that he was calling me in regards to a legal issue and was having a police offer sent to my home or the office where I work. When I asked him what this was regarding. I specifically asked for a company, account number and amount that I supposedly owed. He told me that it did not matter. He was calling the police now to come have me picked up.

He then left me another VM message saying that the police are on their way and he wished me luck.

My boyfriend then called them back to try and get some info. They answered the phone as "hello" and would not even say what business they were working for. My boyfriend then asked what kind of business calls people, threatens them and does not even provide any information? I have no idea what kind of scma these people are running. I am not comfortable with them having my home address and the name of my employer. They asked me to verify that info 3 times on the call.

I recieved a call from Daniel White. He said he was from United Processing Legal Department. Hed said I will be arrested. I was so scared. I told him I didnt have the money and he said he would give me until monday to pay $500 from a $250 loan I took out in February but want able to pay back. Monday came and he called and called. I then contacted a policeman and he said it sounds like a scam. He called me back Tuesday and I told him about my conversation with the policeman and he said he was downloading my file and he will see me in court. I will have to pay $5000 for court fees and hung up. I didnt call him back and I havent heard from him since. Well, its only been 2 days. Do anyone think I will go to court or do you think I scared him off when I told him I had already spoken with a policeman?

I receieved a voice mail from a gentleman claiming his name is Don Jackson. He stated that I needed to have my attorney to contact him or he was sending my information to the state prosecutors for prosecution. I panicked when I heard the voicemail and immediatley called this gentleman back. He was VERY VERY ugly to me. He told me at 9:09 am I had until 10:00 am to get $ 3150.00 wired to him. I explained that I was a single mother and could not come up with that type of money.... This gentelman turned into a total dick! He started screaming at me saying that if I did not have the money to him he was going to have the feds come and pick me up..... I hung up the phone and started to cry.... I discussed with my manager what had just taken place and she advised me to contact an attorney. I was able to locate a attorney in NC.... he stated that these people have no grounds for criminal charges, he also stated that this company is not even licensed to do Business in the State of NC. So... when the Habib called me back from United Processing Legal Department I requested that he fax over to me the contract that were supposidly signed and a copy for my records of what the money that I was paying for.... he got very upset when I questioned him, he stated that he was not going to send any paperwork over to me until I sent the money.... I requested again that he stop yelling at me which only infruated him further and he started screaming that he was going to make sure that I couldn't get another job for the next three years and that he was going to contact my employer. I Hung up!!!! I called my attorney and my attorney told me to document everything that this habib was saying. My attorney assured me again that there was nothing that this man could do. While I was out of the office for a breif period this Don Jackson phoned my place of employment.... and got really really ugly with my Office Manager..... in turn she gave him a ear full back. I have not heard from Habib again... we will just have to wait and see what happens

No, they CANNOT have you arrested! Threatening to do so is a blatant violation of the FDCPA!

§ 807.  False or misleading representations  [15 USC 1692e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

(2) The false representation of --

(A) the character, amount, or legal status of any debt; or

(B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.

(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.

(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.

(6) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to --

(A) lose any claim or defense to payment of the debt; or

(B) become subject to any practice prohibited by this title.

(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.

(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.

(12) The false representation or implication that accounts have been turned over to innocent purchasers for value.

(13) The false representation or implication that documents are legal process.

(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.

(15) The false representation or implication that documents are not legal process forms or do not require action by the consumer.

(16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 603(f) of this Act.


File a complaint against these people NOW, with the FTC and your States' Attorney Generals' Offices.

https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

Also go to Budd Hibbs' website. He has a wealth of information and resources available to help you deal with these low-lifes:

http://www.budhibbs.com/

so WHAT DID THEY DO TO YOU? THEY SAID THEY WILL HAVE ME ARRESTED!! CAN THEY DO THAT?

I have also had a lot of annoying calls from these people. They calim the were going to send me to jail for not paying a loan.

This is another number for U.P.D or United Processing Legal Dept., or they sometimes say United Processing Investigations. They are a bunch of foreign scammers trying to get you to send them money. They make threats about sending agents to your home and work and many other scare tactics. If you get a call from them call your states attorney general and turn them in, you may also need to contact your states Office of Financial Institutions. They also used the phone number 305-433-8364 with me about 2 months ago.