CRG (Credit Recovery Group), PnL Agency LLC, All American Finace (3 different names for FTC and lawyers cannot locate them for service of peocess)

2222 S. Dobson Rd. Building 5 ste 503
Mesa AZ 85210

Patrick Nahass Jr. (Owner) - Uses the alias Patrick Ford

Beau Kawalski (Manager)- Uses the alias Beau Jones

Jeremy Beavers (Dialer & Closer)-Uses the aliad Jeremy Boxtedder when you call & John Bordsen when he calls you to allegedly serve you summons

Carrie Black-Cervoski (Dialer & Closer)-Uses the alias Carrie Wilson when you call & Nikki Cruz when she calls you to allegedly serve you summons

Ashley Black-Cervoski (Dialer & Closer)-Uses the aliad Ashley  Dover when you call & unable to locate her alias when she calls you to allegedly serve you summons

Brian Phillips- uses alias dustin marka when calling you

I am an attorney pursuing CRG (Credit Recovery Group), learned very quicky thay the name I had to use for this lawsuit was PnL Agency L.L.C. the reason the owner uses 3 names and does not provide physical address is to prevent anyone from locating him for lawsuits or F.T.C. shutting them down. For everyone's info these are valid debts, the ammounts are very wrong, we learned that the owner applies any figure that he feels necessary to make him more money generally the figure we notice applied to many of these purchased debt os approximately $750.00-$850.00 keep in mind this is completely illegal. So if they contact you please contact:

Arizona's States Attorny General

WWW.FTC.GOV

WWW.BBB.COM

and if you want to pursue them legally contact any attorney who deals with fraud companies or debt collection companiea. This is a very easy case as they violate about every FDCPA (Fair Debt Collection Practices Act) that exists so if the attorney you hire knows what he or she is doing its a guaranteed win.

No one gets a heads up they'll be served - the process server just shows up, unannounced.  Per the FDCPA (Fair Debt Collection Practices Act) you should not pay any caller who refuses to mail - do not accept email or fax - proof of debt/proof they can legally collect said debt.  Refusal to mail this documentation within five days of their initial call is a violation of federal law.  They are violating your privacy by disclosing your alleged debt to all and sundry at your work too.  And any "business" which wants only prepaid cards should be treated as a scam!

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
 If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

This same company is calling me at work threatening legal actions, on a 10 year old debt, they promised to stop calling me if I send them money but wont take a check they want walmart prepaid cards. I cant get them to stop calling me and telling anyone who answers the phone my business in regards to this debt, they to said they tried to serve me but I never got anything here at home.

The FTC doesn't want you to pay first and receive documentation later, but I suppose your little sting was the only way you would ever get a clear business name from these creeps. Hopefully what you have will lead to an address you can serve with a summons. In just your summary of events I'm reading a half dozen FDCPA violations.

I wouldn't worry too much about "group" versus "services". It's common for Corona-style thug agencies to use multiple aliases and for their owners to diffuse their lawbreaking among many business names.

Just received the say call you got. Keyed the number into the internet And your message popped up. This is a SCAM!!

Thanks for that info! Yeah, the slick scammers. There's CRS http://www.bbb.org/greenville/Business-Review ... lle-sc-15000536 that looks shady. You're right that, under that address are search results but nothing else to confirm a real company. This CRG may be more a FB, linkedin, online group of scammers. Yeah, the possibility of  scamming professionals within the professional scammers networks.

My husband got a call from his sister on 3/31/2014 & she stated a debt collector called her phone # asking for him. When his sister said she can pass along a message they told her that he has 2 hrs to call back in response to a debt he owns and after that they will no longer be able to negotiate the payoff amount & gave her a "case #". My husband called them back. Katie Simms at 855-213-3647 first told my husband they tried to serve him with legal documents but have been unable to find him. (we have lived in the same house for 8yrs & Im home all day) When he told her no one has ever attempted to serve him with anything she put him on hold & came back saying she was mistaken. She then told him what company & amount he owes and said they will settle for 1/2 the amount if paid by 4/25/2014 but if we dont the amount quadruples! He agreed to pay by that date. She then insisted he put a credit card "on file" (he gave her a walmart prepaid credit card with $1 on it) & told her to send all the info in the mail. 3 days later we got a 1 page letter with the heading CERTIFIED RECOVERY GROUP- 3410 La Sierra Ave F289 Riverside CA 92503 Ph- 855-213-3647
If you Google this there is a Business at that address with the name Certified Recovery SERVICES with a different ph#!! CRG is a scam & its a slick one!! DO NOT GIVE THEM MONEY!

Yes, CRG, interesting read http://skiptraceconsultant.wordpress.com/

} They asked me to fax the proof and they would close the account

You gave the correct answer. It's the agency's job to prove you owe. It's not your job to prove you don't. If they want your proof, they can see it attached as an exhibit to your motion to dismiss in that lawsuit they have no plans to file.

} you deserve to be in the SCUM SYSTEM SYSTEM

Is that a system found in "Uzbeki-beki-beki-beki-stan-stan"?

Another thug hides from his legal responsibility behind a phone line, and throws an ignorant fit when his employer's scripted lies are exposed. If you would only direct the same ire to what you see in a mirror each day. You all have such a selective definition of "scam". Much as you would believe otherwise, owing money on consumer debt is not a crime. Making illegal threats to collect it should be.

Only in your wet dreams would the FBI or any other part of the "United States Government" help you in your scheme of theft by deception. In fact, I can think of a few government agencies which might like to put your little fraud shop on ice.

I have records of hostile debt collectors in three states each using the acronym "CRG". If you're so sure what you're doing is right, you won't mind spelling out that full name for us.

Yes - amazingly obvious shill.  And busted to boot!

No - she thinks they're "kind hearted sweet people" because she probably works with them.  In other words, she's a shill and soooo obvious!

How do you fall the FBI Mr. Shill P.O.S.???

Stop making us laugh at your sorry excuse to shill. Obviously you have time on your hands to preach the moral hazards of being responsible for our debts. BTW if the FBI was really on the case of debt collecting would you not be already in jail for trying to scam people for their money already?

???

You said:
>>>stop being a scum bag and pay your bills and maybe you wouldnt have a problem.. <<<
A: I pay my bills and don't have any debts. Stop being a professional deadbeat extortion scammer and pay your debt to society.. preferably in the nearest prison.

>>>and have to warn your family and make them lie for you..  <<<
A: Of course everyone runs to the nearest relative and of course breaks arms and legs to accomplish making everyone lie. Thats more or less what loan sharks do, charge a arm and leg.   Must be a lot of hospital bills out there since according you scummers err.. scammers, everyone owes you a living.  Now I do think that once person A's relative arms and legs are broken, it might complicate things for them in turn to go to their relatives and repeat the process..  A whole lot of faulty thinking there shilly!

>>>collecting debt is not a scam.<<<
A. Really?  You must be joking! Seriously, a few real legal collectors even break the laws, and make the rest look bad as a result. Peoples should pay their debts, no one argues with that.. real ones that is and not some trumped up made up bill that is nothing but a extortion scam by  professional deadbeat scummers.. errr, scammers that are too lazy to work a real job.

>>>YOU not paying your debt is a SCAM!<<<
A. You owe me, and everyone else here, for reading this male cow bowel matter that you can't prove. Now pay up! Make the check payable to the FTC, FBI and IRS and spend 10 years in federal prison. Turn yourself in and become a honest person. When you get out, go get a real job, even dish washing is a real job.

>>>Stop stealing from the united states government.. <<<
A. Say what? Are you the IRS? Are you the Fed Government?  I don't think so. We pay our tax's as well as our bills. Speaking of thieves, do you pay your tax's from all the extorted money?  I'd bet not..   but thats typical of professional deadbeats that think the workers of the world need to support their worthless professional deadbeat scum errr.. scam behinds.  Go to jail, do not pass go, do not collect $200 here either!

>>>you deserve to be in the SCUM SYSTEM SYSTEM.<<<
A. Yes you do belong in the system, couldn't agree more on that. Its where all the professional deadbeat extortion scummers er scammers belong.

>>>im falling the FBI!<<<
A. Is this anything like falling a tree and do you holler: Look out below, falling FBI!  ?  If you meant calling, then I agree with MidNyte, they can use a good laugh!  Otherwise, we might have to call them to warn them of some raging lunatic with a chainsaw that wants falling FBI..

>>>good luck to you!<<<
A. And may you also break down in the middle of the freeway during rush hour!

Before I forget. What is the  Fabulous Board of Imaginations going to do?

Please prove to me that collection agencies information is always up to date. Guess what? You cannot prove this. Wanna know why? Because I have been issued phone numbers and ended up with calls for people I have never heard of. This proves that the debt collector is calling an outdated number.
So much for your theory.

Just so you know, I pay my bills.

You have to be kidding me.  Collection scams are abundant and rampant these days.  "Scavengers" and "bottom feeders" with time on their hands are using the internet to scare people into defrauding money from them. I consider them to be no better than a "thug" on a street corner. Get a life and a real job. If you were a valid (licensed) bill collector, you would not resort to posting on public forums.

Please give the FBI a call (fall???) about this and let us know the results.  They need a good laugh.  Then learn English.

The only scum posting on this thread is you scum master! How's beating on grandma and grandpa? Got your badge?

Your statement is completely false: Paying your bills will *not* stop calls from criminals who try to use fear and intimidation to extract money from innocent strangers.

Thanks for playing.

How do you know these people owe money?  Do you have proof?

stop being a scum bag and pay your bills and maybe you wouldnt have a problem.. and have to warn your family and make them lie for you.. collecting debt is not a scam. YOU not paying your debt is a SCAM! Stop stealing from the united states government.. you deserve to be in the SCUM SYSTEM SYSTEM. im falling the FBI! good luck to you!

I received a call saying my wife needed to call 855-213-3647 and was given a case number.  After calling the number I was told she was going to be a defendant in a law suit and she had already or would soon be served papers.  They had info on an account that she did owe money on. However, we paid this past debt off 3 years ago.  They emailed an offer letter to settle.  I called them the next day and told them the debt was paid off and I was sending them a dispute letter. They asked me to fax the proof and they would close the account, I declined and stated that the dispute letter was all they will receive from me, her response was "okay thank you."  Don't give any information they could use.  

My caller, as reported above, was "CRG".  Research shows at least 2 meanings for CRG=CONSUMER RESEARCH GROUP  or CREDIT REPAIR GROUP.  I imagine they have many other names and phone numbers, because they run lots of different kinds of scams besides Debt Collecting.  If there is a fraud invented, they will probably try it.

I get the same type of calls( and mail) all the time.  I just let it go to my answering machine. Now they are starting to call my family members around the U,S, and getting them upset. This one yesterday told my sister that there was a warrant out for my arrest. from the ------- County Sheriff's Dept.-they gave her the case number and their phone # 855-213-3647 ( same # in the messages above).  I called them and gave no info, but asked "what office or dept are you with?" He said( after trying to avoid the question for a few minutes) that "we are CRG- we handle legal papers". I asked "So, you  are not the Sheriff's Dept? He answered "No", and I hung up.  They already know my home phone and address and all about me, so there is no reason for them to call  my family like this, except for pure Harrasssment!  I'm guessing this is about an old debt that is no longer due. These people probably bought it in a bundle when Wall Street crooks were making billions doing that kind of thing, and they are still trying to squeeze out every penney. It is illegal for them to sue you or to threaten to arrest you,for a debt that is past the Statute of Limitations, and it should not continue to be reported to the Credit Bureaus, like Transamerica.  Many of us report these scams to the proper authorities, but nothing is ever done about the scammers. They just change phone # or locations or names and continue with their dirty tricks.  The best thing to do is DO NOT TALK TO THEM AT ALL!  Do not give them Any information. Tell your family and friends the same thing. If you answer the phone and it is the scammers, JUST HANG UP!!!  YOU ALSO NEED TO CHECK YOUR CREDIT BUREAU  REPORT AT LEAST EVERY YEAR AND CORRECT ANY ERRORS IN WRITING. You can get one free report from the official government site.

These people telling me they have to serve me court dates. I think it's PDL loan that I have paid off.
Call the attny General Office

Got a call from Lisa Collins saying she was from the local court system and need to meet to serve papers. No solid company info was given but a case number 53-00169 and phone number 855-213-3647.

I received this phone call from "Julie" this morning and reported it as fraud to the Federal Trade Commission, I would suggest everyone do the same. http://www.ftc.gov/. I'm also going to have my lawyer call them to see if that doesn't shame them or shake them up.