If a debt collector sells an account to another firm, does the judgements, etc. follow with the new collectors? Mine was sold and almost had it paid in full. I don't understand why they would have sold the account so close to pay off?

This same f**d up number called me and left me three voicemails! I called back and some bitchy lady kept insisting that I ask my mother about a "Sandra Lopez" and I insisted back that my family and I don't know anyone by that name. She said that someone was gonna be by my house in the morning to check our ID's! When I asked her how she got the names of the people in my house she replied with "Sandra listed them as her next of kin, I didn't just pull them out of a hat." Super rude! Never answering this number again! Thank you, everyone for posting. So glad to be assured that this is a total scam!

This number called me because they couldn't get in touch with son.  They told me that if he didn't call them back they would proceed.  When I asked for information who, where they from and what the matter was about, the lady on the phone became very agitated.  I asked how did she get my phone number and she couldn't answer that either.  That's when I knew I was being PUNKED!  These people are complete idiots...!

these people call me night & day.They have called my son & my son`s in-laws.Won`t leave name or # What they are doing is harassment I am a widow on SS. I don't know how to stop this.

I have received several calls from this number telling me that they are going to serve some legal papers. They have my phone number and someone else address. This needs to stop.

*They don't garnished credit card debt in the states of North Carolina, South Carolina, Texas, and Pennsylvania is what I meant to say.
My mistake, again.

*with what company she was with.
my mistake.

I just got a call from this number yesterday. The woman was very rude, and she got even worse when I asked where she was located and with what company she was located. She refused to give me any information, and she also told me that I would have my wages garnished, even though one cannot have their wages garnished in my state.

The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. Any 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector, i.e., ownership is irrelevant and debt buyers must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

My friend got this call. I am so appalled by this! Where is everyone from that is getting these calls and why the hell would some creep do this? This is beyond a prank call and it's not funny...

Calls from this number are going to my son who has the same name as I do they could not provide any info on me was interested in getting my full name and other important information. They told my son it was a legal matter., so he forwarded the info to me

my father got a phone call from an unknown number asking him if he lived at his address and if he would be home from a certain time so they could serve him with papers and they gave him this number to call back and they never showed up he is worried now that there is a court date that he is going to miss can anyone give any insight on this company?? well i am sure it is a scam but he is worried!!

If you google Stephanie Mcnabb who is the one calling you'll find many entries stating this is a SCAM!!! Even if she is a debt collector she's has broken many laws that fall under FDC. Do NOT give this woman any personal info. She threatened to subpeona me through my father. Not even possible. She tries to bully the info out of you. When you question who she is she gets nasty and hangs up. Report any number she calls from.

I got several threats with a sUbpoena from this number not sure what to do or how they got my information

Did they threaten with a subpeona?

Don't take any calls from these liars posing as a legal firm.  They have purchased debt from another company and try to use scare tactics.  Stephanie McNabb is a psychotic bi*** and tries to act so superior.  Any company that won't give you their address is a SCAM.