8555416978 does in fact belong to American Express, Business Services Division. Please call any phone number at American Express, including the one on the back of your card, and simply ask to be transferred to the employee that leaves you a message. All customer service employees, globally, can see other employees and their direct phone number, email, etc.

Scam! Claims that she is Lindsey Michaels from American Express. Amex confirmed that it is a fraud. Phone 855 541 6978

My Father received a phone call out of the blue, telling him to have me contact Cohen & Associates or they would have a bench warrant issued in my name for a bad check. He told them I haven't lived in Florida for over 5 years and would have me contact them. When I did so, all I got was an answering machine. They called me back the next day using a different number (855-515-3522) saying they have a debt I owe from a payday loan. I don't have any payday loans and I asked them to forward me any documentation stating who the original debt was owed to, their address and contact information. He said they would do so and hung up. A week went by and still no information was received. Then I got another phone call from a different person asking if I had received the summons sent to my address. Again, I explained the situation and told them I had not received the summons or the documentation they were supposed to email. He said he had my email misspelled and would have it re-sent. I told him I would wait for his paperwork and have my attorney go over the documents.

How do these companies threaten to put you in jail or have a bench warrant issued in your name for failure to appear on bogus charges (defrauding an institution with bad checks)? Has anyone on here ever been arrested or gone through the court proceedings with these people? I'm out of state but would gladly come back to sue the heck out of this company

Now they are calling people and telling them they won a Mercedes and 500,000  and that they will have
someone deliver a check to your home.  They want your info over the phone  My mom called me and ask
me about this scam.  I told her do not talk to the people or tell them anything.

Sorry for the spelling errors, I was using my Nook.  Anyways, after reading all of these, I called the phone number again, the same woman answered as before, answering "Investigator Walker".  I asked what the name of her company was, and she said well who is this?  I said I just need the name of your company, she got very angry and yelled "who the hell is this"!  I said well your the investigator figure it out!  I told her I was returning a call from a "Jay wilcox" and she said she had noone in the office with that name.   I also called from a blocked number so they can't call me back.  This was the same woman who answered the first time, and couldn't find me by the case number "Jay Wilcox" had given me, and it took her 5 times of spelling the three letter last name I used to have that was associated with this "case".  I almost feel like calling her over and over and telling her I'm a process server suiing them for scamming, until they get as annoyed as we all are, but I don't have time for that.  Might have my nine year old do it later, because that is about the brain level of these people.

I have been harrasses by this jay wilcox guy for a couple of months as well as my parents. First je told me i owed for a payday loan in 2009. He had my old last name and a bank account i never had banked with. I said why would i take out a loan with the wrong last name and told hom ibe neber had a us bank account and ive never had a payday loan and its not on my credit report. I informed him that i filed bankruptcy and gave him my lawyers info. He said he looked it up and my bankruptcy had not been discharged yet so he would have me arrested!  I said well im looking at my discharge paperwork now dumbass. Then i called myblawyer and she is pursuing this issue of harrassment with him. Also when i did call i spoke to a woman who couldnt find me by the case number.

they took my money Could not get thougjt It the pits

888-342-0623 Ben Baez Vanderbilt and Associates

Repeated calls to my cell saying there is a 'pending civil lawsuit against Cecilia (indistinguishable last name) and that i must call back immediately.

Oh I called!

Told the scammers to remove my number and i filed a complaint with the FCC.

Wow, all that??? I think you need some help. I can give you a number to an instution for you to go ahead and get there quick, cuz it seems to me, you need to be locked up for the protection of everyone around you. You know, I just enjoy positive people like yourself!!!!!!!!!!!!!!! Hay how do you like me now????????????

Lol they have done it again! so much heat on this name, they changed company names AGAIN! Now they are Buchanon Capital Mgmt. Scam scam scam.

This company is a SCAM. Do Not even waste Ur time with them. They wont be in business much longer.

You liar you owe you pay according to book of Matthew

Got two calls. Left voice mails. From what I've read, it sounds like it would be a waste of time.

Just got a call today; stupid me gave them the last 4 of my SS... they want to collect on an 18 year old debt (for a health club this is out of business) ... Told them I'll contact my lawyers before I go even further and hung-up.  The address they had on file was from 18 years ago and the number they called was my moms number (it's a new one; not sure how they got it).

Is there a follow up? What is the outcome?

Got a call saying that I got a credit card from 1998-2004 now the wont to collect 4534 dollars saying it was a 19% interest on it send them 953 dollars I ask them for they information they say no they need a transation from a visa or debit to clear it hell know dont follow this informatin its a scam

My spouse got a call from this "Levine Choen and Associates" company also. I have contacted the Florida Bar Assocation, no such company licensed to practice law in the State of Florida. I personnaly contacted them and asked for a address to send a letter requesting "Validation" of the debt, they said we do not give out our address due to the nature of our business. I explained why I needed the address again, the individual stated "I'm not going to spell this out for you and hung up". I have since contacted the Texas Attorney General's Office, (filed a official complaint), opened a case with our local police department, am currently in the process of filing a comlaint with the Florida Office of Financial Regulation and have also found out that the same lanuguage used by these individual's to my spouse was repeated over and over agin in previous blogs on this site. Imagine that. Also, for anyone else, check your states' Statue of Limitations on debt's. For Texas it is 4 years. The debt they are calling about is over 13 years old, so PLEASE, PLEASE take us to court! You won't like the check you have to write to us after it's all over and done with.

So sick of these people scamming everyone they possibly can. They have harassed us waaay to long. We received the same calls from a FAKE "process servers office." We did our research and found the following info. They also have 3 or 4 other fake collection agencies in the same area but we have not found the info for them. rest assured when we do, you will have it. Hope it helps.

Thurston & Associates: 5720 Old Cheney Hwy. Orlando Florida 32807.
Owner: Tom Wilson.
18135 CORALWOOD LN
GROVELAND FL 34736
407-558-9855

Co-Owner: Merrill T Miller.
107 WALTON HEATH DR
ORLANDO FL 32828
407-488-5217


Business plan:
Use a fake "Process server" to call and scare consumers into thinking they are going to be served the next day. When you call the number they give you, you are actually calling the same office that called you. If you listen close enough you can hear them in the back ground as we did.
A collector will then try and collect on the debt, even if it is out of statue of limitations. It is against the law for them to threaten/act as if/say, they are going to/can/will take you to court if the debt is beyond statute of limitations. The statute of limitations begins on the last activity on your account.

P-L-E-A-S-E
Copy this link and paste it into your browser and be aware of your state laws.
http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml

If you have already made arrangements with this SCAM company, it's not to late. Whether you made the arrangement with your checking account or credit card, you can dispute the monies with your bank/c.c. company for up to 90 days..... DO NOT BECOME A VICTIM LIKE WE DID!

They scammed us out of almost $1,200 a few months back and we were still able to get the money back.

VERY soon they will be put down. They just don't know it.
We recorded the call for our own good but was advised it cannot be used in court if we sue them. Your call will probably sound the same.

SCAMMER: You have been named a defendant in a civil lawsuit regarding your ***** account. The amount your being taken to court for is $*,***. We are not a collection agency. We buy peoples debts to take them to court. Did you receive the letter we sent you 43 days ago?
If you would have received the letter would you have tried to handle this without going to court? Let me speak to my director to see if I can get some interest taken off.
Then your put on hold.
SCAMMER: Did you receive a summons or just the phone call?
You can either settle for $*,*** , or make monthly payments towards $ *,***

DON'T FALL FOR IT.
The only way to stop these scammers is if enough of us complain.
Here is the info to do just that.
To mail complaint, type this into your browser;
http://www.flofr.com/Consumer/Forms/OFR-CCA-103.pdf

To call in the complaint.
Director of operations Daniel Waters direct line.
Office of Finance & Regulation.
407-245-0606.

After reading your post I am inclined to wonder if they may have gotten my information from my last business trip.  My calls from these maggots did not start until after my trip to Orlando.  It is a curious coincidence.

These creeps have been not only calling me, but calling my neighbors as well.  When I called back, I spoke to a "Stephen Richards" who was very rude and would not give me any information about what the supposed debt was unless I gave him my SS#.  Long story short he hung up on me when I explained to him that what he was doing is illegal and that a complaint was filed with my state attorney general.  I have had no more calls from them either.

I get phone from this number and I don!t know, who they are and what they looking.

If you're "not dumb", why can't you spell "you're" correctly?

nice try ;)

These scammers think that we, as consumers are dumb. It is so OBVIOUS that "Melissa" and "Attorney" commented on her "case"... LISTEN GUYS. POSTING COMMENTS TO MAKE YOURSELVES LOOK LEGIT IS NOT GONNA WORK ANYMORE. Over 150 comments on your company showing how much of a scam your are cannot be forgotten because of one person says you were successful.

GIVE IT UP.

WE KNOW WHAT YOUR UP TO.

I just recieved a call from these scammers, do not give them any info or call from your cell number. Don't be scared just ignore them. Inform your family members about these calls and especially your parents.

BUT WHEN YOU HAVE NO JUDGEMENT AGANIST YOU AND HAVE NO CLUE WHO THERE TALKING TO. PLUS BEING NASTY TO PEOPLE WHO HAVE NOTHING TO DO WITH IT THATS BAD .

THIS COMPANY CALLED MY MOTHER TELL HER THEY WERE GOING TO SERVE HER TO APPEAR IN COURT. ON MY BEHALF DO TO I DIDNT PAY A CREDIT CARD BILL WELL I CALLED THESE PEOPLE UP TO FIND OUT WHATS GOING. AND TO FIND OUT WHY THEY ARE SO NASTY AND DISRESPECTFUL WHEN I CALLED GAVE THIS GUY THIS NUMBER THEY GAVE MY MOM AND THEY NEVER ASKED MY NAME OR ANOTHER INFORMATION. THIS SOUNDS LIKE A SCAM TO ME BEAWARE

Melissa,

It sounds like you have had a judgement placed against you followed by a bank levy. When debt buyers call you and tell you they will pursue you in the courts, your first instinct is usually to ignore them or believe the debtors on this site informing you that you shouldn't be worried. These agencies exist to make profits, and they would not make any unless they use the legal process to recover your debts. Many debt buyers have hired me in the past to pursue debtors like yourself. When there are too many unsuccessful attempts to serve you with the summons, the court process goes on without you. At this point the judge can decide which method of payment is best. His options are taking the money from you, garnishing your wages, or putting a lien on your property. As you can see, this particular judge chose to award the judgement via bank levy. Soon you will receive the bill for the court costs and attorney fees. This should be a lesson to anyone who is being pursued for an old debt.

I KEPT GETTING NOTES ON MY DOOR FROM MY NEIBORS AND WHEN I CALLED BACK I WAS TOLD THEY ARE LAWYERS FOR COLLECTIONS.  WAS NEVER ABLE TO GET A HOLD OF THIS GINA WOMAN, BUT YESTERDAY I HAD $1468 MISSING OUT OF MY BANK ACCOUNT AND FOUND OUT THEY TOOK IT WITHOUT MY PERMISSION.  I CANNOT BELIEVE THESE PEOPLE CAN ACTUALLY GO INTO MY BANK AND PULL MONEY OUT.  I CALLED MY BANK AND THEY TOLD ME I HAVE TO GO TO A HEARING TO GET IT BACK BECAUSE THEY SENT THEM SOME KIND OF PAPERWORK? DOES ANYONE KNOW WHAT THIS MEANS?  I DONT HAVE MONEY FOR A LAWYER TO HELP ME WITH THIS.  IS THERE ANY FREE LEGAL HELP FOR THIS KIND OF STUFF OUT THERE THAT ANYONE KNOWS ABOUT?  SORRY ABOUT ALL CAPS, MY COMPUTER DOES NOT WORK WITHOUT THE CAP LOCKS ON

Coincidentally, my 74 year old grandfather, former magistrate of the US District Court, received a cold call from a supposedly PROCESS SERVER who sounded like she was on malicious drugs. Two days later they called again, threatening to send an officer for the second time to serve a court summons.  So at work, this is what I found out:

Owner's name:                                      MERRILL T MILLER
Manager's name:                                   RICHARD PUGH
Company's name: (subject to change)     LEVINE, COHEN, AND ASSOCIATES
Company's Address: (subject to change) 5734 OLD CHENEY HWY ORLANDO, FL 32807
                                                          AND 6 NEIGHBOR OFFICES IN A SHOPPING CENTER
Company's phone number: (subject to change) 855-541-2795

COMPANY HAS BEEN IN ORLANDO SINCE AUGUST 2010
COLLECTOR'S / STAFF NAMES AND LAST NAMES ARE FABRICATED
ALL ACCOUNTS ARE OUTSIDE OF STATUE OF LIMITATIONS
ALL AMOUNTS ARE DELIBERATELY INFLATED BY THE COLLECTOR FOR $1000
NO PROCESS SERVER
NO COURT FILES
NO CHAIN OF TITLE OF THE DEBT
NO ORIGINAL CONTRACT WITH SIGNATURE
VIOLATES THE FAIR DEBT COLLECTION PRACTICES ACT 100%

TRUTHFULLY YOU DID SIGN A CONTRACT FOR A CREDIT CORPORATION AND NEVER SATISFIED THE ACCOUNT, THIS IS WHY THEY HAVE YOUR NAME, LAST NAME, ADDRESS AND SOCIAL SECURITY NUMBER. HOWEVER, VIOLATION OF THE FAIR DEBT COLLECTIONS PRACTICES ACT (FDCPA) MAKES THEM ILLEGAL TO COLLECT ON ANYTHING OUTSIDE THE STATUE OF LIMITATIONS, AS WELL AS THEIR USAGE OF WORDS SUCH AS GARNISHMENT, AND/OR "SCARE TACTICS" REFERRING TO COURT, LITIGATION, OR CIVIL LAWSUITS FOR A DEBT. THEY ARE NOT A THIRD PARTY COLLECTION AGENCY, OR A LAW FIRM. THEY HAVE NO RIGHTS TO COLLECT.