They are a payday loan collection agency. They lie that they have court paper, ask them for the county and case number of the summons so your lawyer can locate the legal file. Then, tell them to get screwed when they cannot provide it. Also, ask them to call you back @ your work #(202) 326-2222 this is the number for the Federal Trade Commission that governs their industry... then laugh your a** off after you terminate the call...

855-703-6079 is a payday loan collection agency. they use loose terms that sound like they have court papers. they are full of crap, tell them if they have papers to serve them. give them no information!!!

I too have spoken to these bottom feeders . they did the same exact things to me . I have contacted the Texas AG office they are in the data base as shall I say " bad People " . I hope no one gets scammed and sends money ... The AG office said do not send any money at all .

GOT A CALL FROM A GUY BY THE NAME OF FRANK LAPIRIA STATING I OWED THEM MONEY. PHONE NUMBER 855-703-6079

Phantom Debt Collectors From India Harass Americans, Demand Money

By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012

Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.

The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.

"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."

Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.

Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.

He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."

At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.

"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."

After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.

"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.

ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.

Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.

"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."

A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.

"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."

Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.

Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.

"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."

"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."

William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially

"These guys really are the most visible villains in America today," he said. "They make a living scaring people."

Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.

"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.

Afterwards, he says he realized "how stupid I was."

"It just happened so fast," he said. "I got scared."

Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.

If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.

Merola said he would like to see anyone involved in the scam prosecuted aggressively.

"There's no place in society for these people," he said.

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=2

All from a hotmail account....Mr. Kay is who I spoke with same as the other callers. even called my job.    

           Kaden Asset Group LLC

                       
                                                                                                                     Phone: 855-703-6079
8/06/2011

Dear  , *********
                                            
Please be advised that our client has decided to offer you an opportunity to bring closure to your delinquent account with ABC Pay Day Loan.  This settlement as offered shall be in the total amount of             $ 595.00

                                        
Your (1st) payment in the amount of $50.00 will be due on or before,8/17/2012 and (2nd) payment in the amount of $ 247.50 will be due on or before 8/31/2012 , (3rd)  payment in the amount of $ 297.50 will be due on 9/28/2012, If you fail to comply with the above terms this office may, without further notice, declare the entire balance due and proceed accordingly. Upon clearance of funds the above referenced account will be considered satisfied, and your credit file will be updated, if applicable.

If you have any questions relative to the above referenced settlement, please do not hesitate to contact our office toll free at 1-855-703-6079 , Monday through Friday 8:00am ? 9:00pm EST.  Please refer to the file number indicated below.    

    Federal law requires we notify you that this communication is from a debt collector in an attempt to collect a debt and any information obtained will be used for that purpose.

Sincerely,

Kaden Asset Group LLC.
-------------------------------------------------------------------------------------------------------------------------------------------------------------------

SSN     ***-**-3525
Original Creditor:      ABC PayDay Loan
Account #:    422635
Balance:    $595.00
File No    48067625

My son has been getting multiple calls from the same number and same company with same techniques. Threatening to go to his parents house stating they are looking at his credit report and naming off all the places he has worked. Kind of creepy because they obviously are looking at accurate information as they were all places he worked.
State of California is very strict on these type of calls so I knew it was a scam since the guy was rude and threatening. I have told all my children that you do not give out ANY information to ANY one on the phone even if you do business with the company in person.
They better keep changing their information because before long they are going to do this to the wrong person....hopefully.

This same number 855-703-6079 keeps calling my exboyfriend and leaving voicemails about same s***. Get the Mr. Number app....its awesome and it prevents people like this from calling and u also are able to comment and register the number as spam and whether its high risk or low risk spammers.

I received this same call, but a cell number came up on caller ID, I googled it and it came up as a number from India.  I will not be calling them back.  This is very obviously a scam.  Beware.

well did you get served??  I got the same message from that #

This is who keeps calling my phone and asking me to verify my ss#.  This is not right!!!!

I also received threatening phone call from this company stating I was going to be served with court papers for a loan that I did not ever receive. He said Mr Steven Gibson would have them sbhow up at my work or home. Check both county and local court dockets and I was not ever listed. Will be contacting my own attorney for harassment and duress. I was so upset didn't even sleep that night.

received same message today.  Like Zen G. the message was from the same individual  (855)703-6079.... Mike Hernandez. Voice mail he left stated that he was a legal courier and will be sending someone to serve papers to me today at home. (Told me that I better be home.) If not home, then they would go to my place of employment and serve papers to any employee as a witness. i have no intent calling these morons back...... there day will be coming shortly. contacted local police dept, attorney generals office and informed them of this threat, then played message for them. state and local police dept stated they will be waiting for them when they arrive to my house, as well as my place of employment. they will be cuffed and prosecuted!

yes i got the same message from the same guy and saying all the same stuff. like to find these people and ream them a new a**.  if you look up consumer trade act it states that it is illegal to threat legal action or threat to have you put in jail.

got another call today.  this time it was "Victor Rondo".  gave me a deadline of tomorrow at 4:00 or he will notify the party that I refused to sign documents and then I will miss my court date and legal action will ensue.  what a crock!!!  No company name was given just the same old phone number.

Got the same phone call again. Same script message as stated above by all. This is a scam trying to get private information about you. Same threats. the script has changed  some but the veiled threats are thesame  This outfit wants to scam money immediately. Report them to the Better Business Bureau of your area.

This time not even a company name mentioned. The caller identified himself as Mike Hernandez. Yeah, right! How do these people live with themselves?

i have also rec'd calls like this.  it came up "unknown".  i listened to the message and it was Mr. Smith and was told to call 855-703-6079.  Same thing as above...going to serve me papers, blah blah blah.  I had a similar call a couple months ago, don't remember if it was the same phone number, but I told them to go ahead and bring the papers.  Even told them when I'd be home.  never saw a thing!

Today again I received another message.   The message referenced 855.703.6079 and a case number.   This time, though, the display number was a Dentist office in Buffalo, NY (716.568.7006).   I called the 855 number again, very angry and hostile.   Hung up on me.   I would really like to find out if this has anything to do with me directly or the previous owner of the cell number.  As far as I can tell, their threats are empty - seems to be the same voice but no one has ever come out to my work or my place of business.

I too have received calls from 855-703-6079 threatening to serve me and that they need to verify my information. What can we do stop this from happening. Christina Roberts keeps calling me.

I echo everything written previously. Same script, very aggressive behavior and refusal to give physical address. This number is tied to 408-970-0000. This 408 number is located in Santa Clara, CA. and is a landline. It is owned by a person named Sunil Agrawal. I obtained this information by simply "goggling" the number.  I am reporting this number and this name to the Better Business Bureau of Santa Clara,Ca. It appears that the name of the so-called company  is changed frequently, but it seems that it is the same outfit.

What did your legal say?

Get them prosecuted!!!!!! Dont you ever give out your information! Call the company you deal with directly and dont be fooled by those idiots!

I just received the same phone call and this is the third time they have called and I called back and was hung up on when I would not give him my SS # - he said his name was Julio Ortiz and that he already had my SS # and if I wasn't going to verify it then I must not be who I said I was.  I told him that I was not going to give him my SS# because he supposedly had it and he got pissed off and yelling and hung up on me.  I first told him that I had contacted the police and he said go ahead and contact whoever you want because we have lawyers.  They threatened to serve me at home and at work and that I had to have my ID on me at all times but if they know me why do I have to have that and same as above who gets a call first that you are being served?  Oh and I was going to be served today at home and if not there then at work by a "legal courier"???

Has anyone been served yet?

I received a call eerily similar to what everyone above received. I have contact the authorities in MN to report this.

I received a call from that same number 855-703-6079. The man told me that the company name is Kaden Asset Group. He asked me to verfiy my ss# and when I told him no he was very rude. When I asked to speak to Mr. Smith he told me that he did not know anyone by that name. He asked me for the case number and I gave it to him. When I would not give out my personal information he informed me that they would serve me court papers within 48 hours. I told him to do what he had to do and not to call me anymore. Well this morning I received another call from Mr. Smith and he was just as crazy as the first guy. I told him the same thing which was do what you have to do. And I asked him not to call me anymore. I did an internet search on Kaden Asset Group and found no real information. So what does that say? SCAM!

Received another call from Mr. Smith this morning from 855-703-6079 this time he called me at work first. He stated who he was and said that I would be served papers at my place of employement. I told him that I spoke to someone from his company yesterday and he was ready to go off on me. I told him that I was going to tell him the same thing I told the other man I spoke with yesterday and that is: do what they have to do! If you are going to serve me then have me served. I asked him to stop calling me at my place of employement and do not call me again. The crazy thing is who has ever receved a call before they were served court papers? Any company that you owe monies they will send you letters stating what you owe and tell you what the course of action will be if you don't pay. I beleive this is a scam. Beware of these people! I will report them to the Attroney General of Maryland today.

I just got a call at my place of work, he said the same thing that I was going to be served legal papers and if I wasn't home he was coming to my work to serve me. The phone number was 855-703-6079

I just received a call from 855-703-6079 a man refered to hisself as Alex Smith. He said that he would be serving me with papers in 48 hours and that I needed to have a valid ID. He first called my cell phone then he called my office. When he asked to speak to me and I said speaking he hung up the phone. When I called the number back the man that answer the phone asked me to verfiy my SS# and I told him no and he stated that he could not give me any information because they are a third party company and for me to wait to be served the court papers. He said the company name was Kaden Asset Group.

I received a call from someone.  The number was marked Private.   In the message, the man referenced a name and that he would be dropping off some paperwork and that this person was 'served'.   He also threatened to serve me at my place of work.   He gave me a file number and a phone number to call back and cancel the paperwork.   The number was 855-703-6079.   When I called back, chose option 2, it was the same voice that left the message on my cell.   He refused to give me any information about the company, who he was, what they do.   He wanted my number.   I refused and started asking questions.   I was hung up on.   I then called back and chose a random operator and got a message.   I called back again and tried option 2 again and got the same message.  

Do not give out any info on yourself, do not answer, just hangup and report the number.