Hello I got an phone call and email from Helping Hand arbitration and paid the payments to Western Arbitrations now getting phone calls from another company...  So who Is the people.  Why, what do I do.....

I received the same letter from a company called western arbitration management. I googled the address. Nothing comes up for this company name. I wouldn't send them anything

Fake Names' Fran Sternberg, Sam Ross and Bradley Cushman. They'll send u fake emails from a yahoo acct, illegitimate BS

Western Arbitration Management, are u kidding me. I got a call on my cell phone via a private number. I never answer private calls. Some lady named Fran Sternberg left a message 'This message is intended for ..my name....I am calling regarding an arbitration, I'm a legal courier assigned to deliver some sealed legal docs,, to ur place of employment and ur manager is required to witnesss ur signature. Any ques, call us back at 866.371.4191 or 855.731.5136.  With case #.........., so I called, I get a greeting of 'how can I help u' not even a business name introduction. They have my ssn and driver lic #. I filed bankruptcy and all my debt is forgiven, esp an unsecured payday loan. I asked for a copy of the sealed docs which they agreed to EMAIL me, but that never happened other than getting fake looking letter that anyone can type up in 2 mins, offering a settlement amt to be paid today or papers will go to court. Contacted FTC right away and bankruptcy court. If they try me again, referring them to court.

Tell them to send it to you via snail mail.  Emails and faxes do not count.

Strz, from the looks of it,it LOOKS legitimate but from the track record of what I've seen on this site don't believe it. Just like the previous poster mike stated, they should've sent you an actual letter. An email, come on anyone can do that and claim to be a business, and out of curiosity I google map the address that is listed for "HELPING HANDS ARBITRATIONS" and what I get from the street view, it shows a pizza shop and probably some apartments over it...

342 South Elmwood
Buffalo, NY 14201

oh, and to top it all off, I received a call from a blocked number (knowing its them) and the lady stated on the message "This message is very important for the human resource department, were looking to receive documentation on (my name) on previous work history." Ok first of all why would they call my cell number, oh yah cause they don't have any of my work numbers and I assume they are trying to scare me into calling back. She didn't give a name or company name, she did state that she needed it to serve a subpoena. So much was wrong with that 30 second message.

Then you got scammed.

This is the littler that this company sent me via email.  It looks shady, can anyone comment if this seems like a real letter.  I am speaking to the FTC tomorrow abut this, but they are telling me they are going to have me arrested.  Can any one help, this is supposed to be a payday loan from 2 years ago?

HELPING HAND ARBITRATIONS
342 South Elmwood
Buffalo, NY 14201
May1, 2013

Chris Strzelecki
199 Pierce St
Somerset, NJ 08873

Original Creditor: ANASAZI GROUP LLC
Account Number: 169271831349
Balance:      $810.00

Dear Chris,    

Please be advised that the decision has been made to offer you an opportunity to bring a close to your delinquent account. The payment arrangement that has been extended to and agreed to by you consists of the following:  

$530.00 Due 5-30-2013


If you fail to comply with the above terms this office may, without further notice, declare the entire balance due and proceed accordingly.  Upon clearance of funds the above referenced account will be considered satisfied and documentation will be forwarded to remove the trade line from your credit report.

However, if you fail to contact this office we may consider additional remedies to recover the balance due.

You may contact this office toll free at 1-855-731-5136, Monday through Friday 9:00am-6:00pm EST.

Federal law requires we notify you that this is an attempt to collect a debt and any information obtained will be used for that purpose.

Sincerely,
John Bradley

i did the same thing but the came to my work to serve me cause i didnt respond back

Colleen I take you work with Law and Tiffany.  A legal court document is very clear as to the lawsuit being brought against you, Plantiff, about owned, court date, court location and of course it needed to be serviced to you.   You stated the document received had your banking information that makes no sense hence you must be employed by this collection agency putting this posting to make the collection process seem valid.  Better luck next time.

they are a debt collector trying to scare you make sure to file a complaint with the Federal Trade Commission (FTC) on line at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Robinson Girl make sure that you take the time and file a complaint online with the Federal Trade Commission (FTC) at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

BB the company name they left on my message was Western Arbitration Managment.  Everyone that hears from this number should file a complaint online with the Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

File a complaint online with the Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Theresa Kline with Western Arbitration Management.  During her message she  would mute the call so I could only hear a portion of her long message.  Of course this is to frighten you when she uses the term lawsuit case number.  It's a debt collector trying to collect on a very old debt.

haha they did that to me

HOW ARE THEY SCAMMERS..  cause i just paid them 776.00 on a loan i had 1 yr ago...

WRONG NAME

Just received several calls as well and called back to see who was calling. A woman answered "Hello? " She kept asking me who I was and I said no, I am calling you to find out who you are and why you are calling me. she said "Let me get you an attorney" The " Attorney" said it was about a check cashing my ex did 7-8 years ago for 200. I replied that all debts from the divorce were covered in a 2010 BK and she who claimed she was an attorney, refusing to give me a name or company and answering the phone simply as"hello". She immediately started screaming, as loud as she could, that "BK's chapter 7, 13, 14, blue, green white don't matter anything and that the debt had revisited me from the depths of hell and will never stop until I go to jail!" What? Who was this clown? Attorneys proudly identify themselves and their affiliates.  I calmly asked her name again and she said "I ain't givin you no name you know who I am" hysterical! I guess she better get familiar with hell because I don't know where else someone with this career is going to end up.

They are scammers.

Bottom line - if they did not send you a debt validation letter proving you owe the debt to them, then they are blowing smoke.  Some scammers also do send out fake summons too - so yes, please have your brother check over the paperwork they have sent.  You could actually check this yourself - call the court listed on the papers to make sure they DO have your name and case # on file for the date given.  If your name is not on their schedule, then someone's attempting to scam you.

Tiffany you and Law need to attend another meeting on your collection strategies.

This is a collection agency with first name of Cunningham.  BBB has rated them D.  They are trying to scam/scare you to pay off a VERY old debt which they can no longer sue you for.

hi mike very nice post i was told something a little different now dont quote me i never took out a payday loan
1..credit bureaus will not accept a payday loan on your credit report because its a short term loan they only do long term loans...mortgages legit credit card companies school loans car loans etc..etc..
2..there illegal in 12-18 states so they shouldnt be on your credit report if you live in one of the illegal states
3..the payday loan companies always sell your info thats why most of the time you get calls from those idiots in india
my neighbor had payday loans removed from his credit report with the info i just wrote
but either way these fools are trying to rip you off and if they get your banking info they will wipe out your bank account and your future deposits...if you believe you should pay these fools USE MONEY ORDERS..never send them  a check your banks name is on it and your account and routing number is on it and they will have a ball stealing your money

Let me explain how this works. It starts with a real debt that you probably defaulted on. In most cases it's a payday loan. The company that loaned it to you eventually writes it off as bad debt (this is why the rates and fees on payday loans are so high). They're no longer coming after you, but it's still on your credit record. Then a scammer like the one we're talking about here gets access to your credit report and figures they're going to make themselves a little cash. But they have no legitimate claim to it. That's why they call you instead of contacting you in writing. If they were even the tiniest bit legitimate, you'd hear from them through the mail first. Think about all the other bills you pay - when you're late on them, what happens? You get a letter reminding you. Then a week or so later, you get the phone call. A LEGITIMATE COLLECTOR NEVER CONTACTS YOU BY PHONE FIRST. Now if you're naive or scared enough to talk to these scammers, one of the first things they'll do is ask you to confirm your address. This is misdirection. They already know your address; they got it from the same place they got your phone number. But this allows them to continue pretending that they would have sent you a letter first, if only they had your address. THIS IS A LIE. DON'T FALL FOR IT. What will eventually happen during the course of your conversation, should you be confused enough to keep talking, is that they will get you to agree to pay your debt with them. Then they WILL send you an invoice, because they've got your word that you'll pay them. But guess what? IT'S NOT FOR REAL. IT WON'T SETTLE YOUR DEBT. THEY WILL NOT REPORT YOUR PAYMENT TO CREDIT AGENCIES. That debt will stay on your credit rating, and eventually some other leech will contact you about it. And there will be nothing you can do about the payment you made to the first leech, because you agreed, all on your own, to pay it. Don't fall for this stuff. Everyone feels bad about being in debt, and its that feeling these bottom feeders prey on. But they are not in it to help you fix things. They are in it to rip you off, and it only happens if you agree to it.

account info with bank info with my social security number and other personal information. the plaintiff is some lender for last year i was dealing with... alittle shaken by the calls so i just talked to my brother hes an attorney

It's illegal if it was legitimate, have you been provided with an address of plaintiff? They would have legal certified letters. You have not been informed of any hearing from a courthouse, correct? I've spoke with a friend in the Sheriffs dept and the number can't even be traced.

why don't you describe the Docs they sent you,  what their claim was and why you are going to court.
Give us a little insight on your situation.  What you consider acceptable docs,  may not be.   Advise.

i mean they sent me docs it might be legitimate it all seems accurate but im just going to go to court because they called my job.. is that even legal?

Obviously it's a scammer, they have no legitimate office. I gave them my address, I wish they'd come knock on my door. The dog would love some human flesh.