855-822-1345
Alfalfa
Alfalfa
2014-04-24 12:32:45
Unknown
This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.
Jack Winter garden fl
Jack Winter garden fl
2014-04-24 12:25:27
Unknown
Ive got the same calls and after weeks of herassment. I turned the number over to local law enforcement after checking all public records under my name. County detectives said they have recived information about this scam.
Joe
Joe
2014-04-12 20:58:38
Debt Collector
Keep calling me at cell and home, Also call at work and roommate. I filled out a auto loan
last month. They got the info from loan dept. - i guess. They give you a file # and say
that they are filing a court document  against me.  They have no company address. When
you call them you go to a switch board. The operator said that she takes calls for 3 other
companies. They all sound very young and full of it.  
Elspeth
Elspeth
2014-04-10 20:23:45
Unknown
Please do print this thread up and give to your HR Dept and/or manager, so they are aware you're being harassed by scammers.  Your callers throw out all these legal terms to scare you into paying some bogus debt, debt that's already been paid, or even debt that is owed, but to another company. The fact they refuse to give you company name and address and a mailing address speaks volumes as to their legitimacy!

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
 If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
angie
angie
2014-04-10 20:17:11
Debt Collector
this 855-822-1345 number keeps calling my family who I haven't seen in years, my employment, and me.  they tell my family that they are going to arrest me, serve me with papers for a subpoena, they are placing a judgement on me. they never do serve SH*T! they even discussed my supposed debt with my relatives (FTC violation) . when I called back to address the issue I asked orally for them to stop harassing and to please give me the address to where they are at to mail correspondence they completely refused. they asked "WHY?!?!" I advised them that they were in Violation of the FTC and I was sending them written notice to cease all phone calls and they hung up on me repeatedly. when I called back they asked for me to stop calling . THEY ARE SCAMMERS!
Nana
Nana
2014-04-03 23:41:24
Unknown
Yes I got a call from this stupid b***h. Stating that a male person whom I don't even know was going to be served with a subpoena to my home.She then continues to run her mouth about this male that I could careless about. I said Lady what part did u not understand I just said I don't know this person. Oh my god she had diarrhea of mouth. Hello you dome b***h Learn the Laws of the united states first and then run your mouth. No one will ever call you to tell you that you are going to be served with a subpoena...!!!! What F**ken planet did you come from. (855) 822-1345 Lady the joke is on you. SHM
justin
justin
2014-03-28 19:21:01
Unknown
this number keeps calling everyone in my family. they say they have papers to serve me but the funny thing is why don't they serve the papers to me. The same guy just tells my family members to have me call them. DEBT COLLECTORS.
PEDRO
PEDRO
2014-03-24 18:49:44
Unknown
DONT PAY ATTENTION TO THIS SCAMMERS, THIS PEOPLE CALL YOU AND PRETEND TO BE LAW ENFORCEMENT TELLING YOU THAT YOU HAVE A COURT PENDING JUST BECAUSE THEY WANT YOU TO CALL THEM BACK.. BECAUSE THEY ARE DEBT COLLECTORS..DONT BE INTIMIDATED BY THIS F****RS..
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