I received a callf from Ron Avery at 855-289-9909 advising he will have me served at work and home if I don't pay him $1000 for an E-PayDay Loan defaulted from years ago. I advised him this debt was included in my bankruptcy and he is still pursuing. He advised I will be served papers from Los Angeles County Court at work and home if I do not send attorney Michael L. Gibson in Amherst, NY 14226 $100 payments each pay period via Money Graham. I have contacted my attorneys and they advise this collector is breaking Federal Laws trying to collect on a debt that has been cleared in bankruptcy court. DO NOT PAY THIS PERSON...THIS IS A SCAM OR IF NOT, STILL ILLEGAL AND YOU CAN SUE HIM FOR DAMAGES AND HARRASMENT. He will give you a pre-trial number, but if this is real, let him take you to court and be sure to file a complaint with the Federal Trade Commission, as he is violating more law than one. Also, he called my friends and threatened them as well, advising he is going to arrest me.

I been divorce for 25 years and this same guy Collin Ferguson called my ex-husband and he called my boss. I called him every name you could think of and my boss told him we were calling the police cause this was a place of business. Haven't heard from him anymore.

Business Name: Gibson, Michaels and Associates
3840 E Robinson Rd Ste 119
Amherst, NY 14228
Bus Phone: 855-837-7890

Filed the following complaint with our state's Attorney General's Office.  Suggest you do the same.

Explanation of complaint:
On Feb. 13 at about 8:30 a.m. Collin Ferguson called my wife, Petra, and said or implied that he was an officer and, specifically, that officers were on the way to our home with a search warrant for a woman named Cathleen Jones.   Petra was frightened and called me at my 90-year-old mother's apartment where I was giving her morning medications and breakfast.   I rushed home and found that Petra had three times tried to call the number they had given her (855) 336-3833 and was unable to find out who these people were or if they were indeed police officers.   When I arrived, I called the Jefferson County Sheriff's office and determined they were not officers and no warrant was issued.

I filed a complaint with the sheriff's office, incident # 12-0736, and a short time later spoke with Deputy Jason Avery.   His feeling was that Collin Ferguson had at a minimum skirted the law in impersonating a police officer and Deputy Avery called the number given by Ferguson and managed to speak to Ferguson.  Ferguson denied impersonating an officer or claiming to have a warrant.  However, Ferguson refused to give Deputy Avery his employer's name or location and claimed to be a process server.

I then called the Federal Trade Commission and filed a complaint with them.  Ref. No. 350-022-05 for violation of the Federal Debt Collections Act.  [Two specific violations:  Failing to identify the company when asked directly and "The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer."

Using the internet, I was able to find others who have been contacted by this company and individual with a similar ruse.  Some of these online postings claim loss and fraud so I am not convinced his company is other than a scam artist at work on older people.  At best, the individual, Ferguson, is guilty of violations of federal law.  At worst, impersonating a police officer and attempting a fraud.

"....after I place my credit card information on file....."


If you gave him your credit card number or bank account number call the bank and cancel it.  Quick, before the scammer spends all of your money.  The phone number is on your statement.

I got a call too after I place my credit card information on file Investigator Colin Ferguson called me and told me he couldn't accept my credit card payment and I would have to moneygram these funds to Michael L. Gibson, in Amhest, NY. I am not sure why he told me to do this but think that this is a scam to moneygram as Ferguson told me that this was going into the attorney's esquire account and I googled Michael L. Gibson and he is no attorney. So I will not be sending my funds and as for anyone that tells you to moneygram funds instead of using your credit card for payments is running a scam operation!

They called my blind mother in law and called us too. Only thing that is a link is our last name. I left a strong voicemail that if they call our number again we will pursue legal action.

They just called my sister and brother in-law stating that they were looking for me for fraud. He proceeded to cuss out my brother in-law and call him names and stated that he could be over there in 30 minutes and would have the swat team come there to get him. They have called the police because they are so scared!

Same thing happened to me ,but he said i had to do direct pay through Wal-Mart.he even said we can give him our tax return.the bad thing about it he said the pay-day loan was sent to a bank that was sold when he said we received the funds.It is scarry though that he knew my husbands social security number.

SAME scenario an Investigator Ferguson looking for my mother in law and going to issue a warrant to MY house??  I called back and he has me on eternal hold - seemed shady to me so I called the County where he said there was a summons issued gave them the "docket #" he left me and they had nothing on file.

this person claims to be Investigator Ferguson looking for someone in my family and he's going to issue a warrant at our address. I called the number back and Investigator Ferguson answered and he hung up on me. Now i'm going to have him investigated

I also received a call from the company. DO NOT GIVE THEM YOUR MONEY!!! I have looked all over for their so called company and could not locate whatsoever. I was so scared that it was "for real" that I gave them 250 to start payments and then they wanted $393 for the next three pay periods. I should have known better than to trust them. I fell sucker to their scam. Now I am fighting my bank to get my money back and I canceled out my debit card. They knew things about me and I have no idea how that is possible.

I did too Jas they called family who I don't even associate with Im waiting for a police officer to call me back

Received the same message.. Does anybody else receive this number? is this some kind of scam???

Called and left a message that he would issue a summons for fraud????