855-604-1109 was the phone number used Received a call regarding bank debt with threats of bank fraud and imprisonment.  Also contacted several family members with calls upsetting them beyond words.

my husband was called at work and we knew we had no debts so when I googled it of course it was a scam!!!! be careful

someone name carolyn walker calls from this number. I don't know how she has my info but she says I owes a payday loan company that I don't know about since 2006 this is so annoying she call at home late at night and on my job.

received a call from this number. it was on my caller ID 6 times today.  It is a total SCAM!  they are trying to get your banking or credit card information and then they continue to charge it untill its declined. DO NOT GIVE THEM ANY INFORMATION. Even though they use scare tactics like saying "we need you or your attorney to return the call"  These loosers from India need to stay there and learn a real trade, not learn broken english and a few butchered legal terms to try and scare the American Public out of what little money they do have. It was recommended to me to report this number to the police and thats just what I am going to do.

This Joker (Jack Glass)calls my place of employment daily.  He speaks such broken english that I actually asked him to spell what he was saying.  He is rude and I hang up on him.  Any advice out there how to handle this?

Caller was named Jimmy Richard. I also received a call from them a few weeks ago.  They happened to call me while I was driving, and did indeed give me the same "theft by deception" fright amongst other things.  Since I have used the Payday loans in the past I first thought that I might in fact owe money.  I asked the man if I could call him back once I got "where I could write down all of his information".  He said yes and asked me when i would call back.  I told him to give me an hour or so.  He then said something about the call was being recorded by the courthouse and if I did not call back that I would not have the opportunity to pay the debt back.

First of all, none of what he said made sense.  He could not give me the name of the alleged creditor, nor could he give me a phone number, no matter how much I persisted. He could not tell me the name of the county I was being served in, or the name of the courthouse.  I asked him about a court date and he said there was not one, I would be sent to jail immediately. OKAY...if you are served papers, doesn't it usually have a court date and location???  You do not get thrown in prison forgetting to pay a bill. Secondly, I know personally that if you are getting ready to be served papers, it's HIGHLY unlikely that you will be given a heads' up. I know this because my ex defaulted on a credit union loan and he was served papers. He was sent letters and calls day in and day out.  THey suddenly ctopped, but a month later a deputy sherrif pulled up in our driveway with papers for him!!! Even after the papers was served they still let him pay off the debt before the court date.

Once I got home, I googled the phone number on my caller ID and found this website.   I called my local law enforcement agency and reported the details.  The Indian man called back later that night, but I did not answer.  He has never called back to my knowledge.

To whomever posted this site: THANK YOU!!!  I might have been duped had I not found this site.

I Received 3 phone calls on Aug. 5, 2009. Two at my cell phone and one at my place of business. They spoke in heavy Indian accents and were very difficult to understand, especially as there was a lot of "call center" background noise. They had ALL of my personal information, including references and phone numbers, as well as my banking routing and account numbers. What tipped me off was the name of the company: Legal Restituting Division. They claimed I had committed "theft by deception" and claimed to be representing "First Advance". I checked my bank information for the time period they claimed this happened, (Dec. 2006) and found that I did indeed have a pay-day loan during that time, but have records of all payments made.
I believe this is a scam. Who else should I contact to report this?

I just got a recorded message on my voicemail at work from a man with a very thick accent but he did not leave a name.  The call was very threatening and disturbing noting that they had an extremely serious matter that needed my attention asap, and if I did not call back immediately, then I should contact my "regional attorney of records".  When I called back, I got a lady who identified herself as Carol Walker, even though she had a very thick Indian accent.  She told me that she was representing "1st Advance" and that I had received a payday loan deposited into my account around Dec., 2006.  Even though I am pretty sure that I had not taken out a payday loan with "1st Advance" at that time, I was not sure how she got this information so I was a little worried. She told me that they represented over 300 companies so it may not have been with "1st Advance" but one of their other companies. She said that I never repaid the loan back and that I was being taken to court for fraud and other legal issues.  When I asked her how much the loan was for how much was the total owed, she told me that the amount, which included the principle, late charges, interest and legal fees, totaled $829.00. She identified my personal information, i.e. bank account numbers, family reference names and contact info, etc. When I asked her to email me information about this issue, she would not respond to my request, but only to ask if I wanted to take care of this issue before they contacted my employers and file a claim against me with the court system.  Although I was scared and worried about the personal information that she had and what could happen, I told her to do whatever she needed to do and hung up.  I immediately Googled the number and now find out it was a scam.  Thank God for Google and other people sharing their experiences.  I truly hope they catch these crooks.

daneil bross called me again at 1220pm. he stated that he was going to take me to court. i asked him to please stop harrassing me and not call me any more.
he asked again if i was willing to go to court i asked him to please stop harrassing me.
he said he would see me in court.
i will now finish up the filing process with authorities.

When this "Daniel Bross" called for me at my work he spoke to my coworker and gave her my personal info as well as how i owed money. Who else is this joker calling and giving my info too?
This is really frustrating and if I can find him and his co horts...with the help of the authorities to shut him down I will do so.

every one that gets a scam call needs to be reporting it. that is the only way we'll be able to try to get a handle on this mess. report it to the bbb,federal trade commission, all three credit reporting companies. (if you call equifax they will put it through to the other two.)
you will also need to file a report with your local police dept.
i have contacted every one above and filed a report with the police. if they continue to call me i can have harrassment charges brought up against them.

they did call me again after i had left work. (3.45pm) he was persistant in talking to me. a co worker took the information from him and he said his name was daniel bross calling from ca. 1.858.384.9663

GOT ANOTHER CALL AGAIN FROM THIS NUMBER 858.384.9663
I ASKED POLITELY TO NOT CALL ME HERE AGAIN...
THEY STATED THAT GOD HELP ME NOW SINCE I WOULDNT GIVE THEM ANY INFORMATION.
I DO NOT LIKE BEING THREATENED CANT THE ATT GENERAL OR SOME ONE DO SOMETHING ABOUT THIS CRAP.

i recieved a call from this number at my work. they said they were processing me for criminal charges. that i had to pay 893.00 and then if i didnt i would be put in jail and taken to court.

i dont appreciate some one messing with me. nor getting my personal information.
they said they were from and affidavit company and they had my current checking account number and my old cell and current work number.
they would not give company name nor anything else. he stated his name was jimmy richards and i could hear laughter and broken english in back ground as well as the line cutting in and out.

DId you ever hear from them again.

I received a call from them yesterday, They told me I owed a Pay Day loan and that they where affidvate company confirming all the information, because they were planning to press charges against me in 5 days. She then said I could pay restitution to solve this debt. I told them I had to verfiy the debt that I have never taking a loan she told me it was 12/2006
she had all my information banking information. They are currently still answering the 858-384-9663 number. I wish the government could do somthing about this now. These people want to steal and ruin people's credit.
The have my DOB SS, and bank info. I have notified the credit agency but I am so worry that somewhere out in the world they have used all my personal information to create credit and ruin it. This is horrible we need a new credit check instead of using Social Security
I have filed a report with BBB FTC and I will call the Police Department to file a report this afternoon.
Please be aware.

They called my cell phone talking about I had an a account online from some American Finance that I got a loan for $854 and they transferred it to my bank account in 2006.  I didn't even have an account with a bank in 2006.  He sounded like he was in another country trying to get money from me.  I told him that i would contact my bank and have them to pull my file from 2006 and call him back.  He was threating me about taking my papers to the courthouse and filing an afidvat on the account.  I told him he can file all he wanted but he wasn't getting a cent from me, because I did have it.

http://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

http://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.

received a call today and they told me i owed a payday advance that i never applied for.called the san diego ploice dept and they told me i had to file a report in the state they called me in. i encourage everyone to go file a report with your local police department.

I just received a call today.  Called me at work first and then at home.  They stated I was being charged with (1) violation of federal banking regulations (2) theft by deception and (3) collateral check fraud.  They said I got an online payday loan from First Advance loan company in 12/2006 and I never paid it back.  I told them that I had never gotten an online payday loan and she stated that I needed to pay it back immediately.  They had my email address, SSN, and bank info.  I told them I would have to speak with my attorney and the lady with a strong accent stated I needed to call back no later than tomorrow and speak with Lisa Cooper.  They told me I owed $829 for loan principal, interest, late payment charges, and legal costs.  I freaked out and called my attorney friend who stated she would call them tomorrow and that she thinks it is a scam.  DON'T GIVE THEM ANY INFO!!!!!

they called me today..i told them to go to hell~

They started calling me today. They called me at work and left a message with my boss,and they just called me fifteen min ago. How do you report this people? All i know is that this phone number is based in San Diego, California. How do report it to the BBB?
Thanks in advance.

Do not send them anymore money.  It's a scam.  Report to BBB as soon as possible.

I recieved a call in March and they had all of my information.  I don't know where they got it. I did as they said and paid the amount that they "settled" on, then recieved another call last night, Monday, June 29, 2009 with the same thing.  Someone tell me what to do...thanks!

received a call on my cell phone and had them call my work number because I could not understand them, they had me in panic mode that I was being sent to court, etc, but cannot mail me anything.  they had my banking information, acct # and everything.  I told them i wanted something in writing.  I will let my bank know.

its a long known fake debt collector scam - the accents may even be phony.
They could also be associated with a NOW CLOSED Collection Agency in FL.  
They were closed for using these same tactics to collect old legally uncollectable debt

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1

Got call from that number and it is a SCAM!  Sounded like he was from another country working inside a call center. First, they called at work FIRST. No previous contact at any time.  No letters of any kind and no calls to home. He said that they are from Legal Restitution and that they have a "court affidavit" needing immediate payment.  When asked about the docket number, no answer.  He had no idea what one was. Then I asked him to mail the papers to my home address.  He said he couldn't because he needed to get it resolved immediately.

Do not give them any info!  Do not give them banking info!

I received a call from 858 384 9663.  what is this?