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 | Stop Breeding 2012-07-05 18:06:31 Debt Collector |
There is no law that states a person has to answer their door when someone comes to it. Nor is there a law that states a person has to answer their telephone when it rings. Neither is there a law that states that a person must return a telephone call if the calling party leaves a message!!!
Collection agencies only exist because people fall prey to their bullying tactics. If people would just stop paying them, the collection agencies would quickly go out of business. Yes collection agencies threaten to take legal action, however these are only threats. It costs the collection agency a lot of money to start litigation, and many collection agencies simply do not have the financial recourses to
follow through with the threat. Should the case ever get to the judge, the judge may or may not rule in favour of the collection agency, it is all dependant upon the ability of the defendant to pay. And if the judge does rule in favour of the collection agency, then the collection agency will get a judgement summons in their favour, and everything simply goes back to square one.
There is no debtor's jail in Canada, however I would strongly suggest that if a collection agency does commence litigation proceedings, then by all means comply with the request and follow-through with the instructions on the summons. Ignoring the summons will allow the collection agency to win by default, which is what the collection agency is hoping for, and the collection agency might get a Committal Order against the debtor which will allow the collection agency to have the debtor put in jail for 3 or 5 days, all at the expense of the collection agency I might add.
Collection agencies are NOT in the Litigation Business, they are in the Debt Collection Business. So if they threaten with "WE" might sue, "WE" will probably sue, then their threat is simply just a threat.
People should only be concerned if a Summons is received, and a Summons will cost the Collection Agency money up-front.
The Collection Agency will not file a summons if they do have the correct address of the debtor. So my advice would be to not provide the Collection Agency with any details whatsoever. Therefore it is best NOT to take their call or return their call!!!
Thank the lucky-stars for Caller ID and VoiceMail
Collection agencies only exist because people fall prey to their bullying tactics. If people would just stop paying them, the collection agencies would quickly go out of business. Yes collection agencies threaten to take legal action, however these are only threats. It costs the collection agency a lot of money to start litigation, and many collection agencies simply do not have the financial recourses to
follow through with the threat. Should the case ever get to the judge, the judge may or may not rule in favour of the collection agency, it is all dependant upon the ability of the defendant to pay. And if the judge does rule in favour of the collection agency, then the collection agency will get a judgement summons in their favour, and everything simply goes back to square one.
There is no debtor's jail in Canada, however I would strongly suggest that if a collection agency does commence litigation proceedings, then by all means comply with the request and follow-through with the instructions on the summons. Ignoring the summons will allow the collection agency to win by default, which is what the collection agency is hoping for, and the collection agency might get a Committal Order against the debtor which will allow the collection agency to have the debtor put in jail for 3 or 5 days, all at the expense of the collection agency I might add.
Collection agencies are NOT in the Litigation Business, they are in the Debt Collection Business. So if they threaten with "WE" might sue, "WE" will probably sue, then their threat is simply just a threat.
People should only be concerned if a Summons is received, and a Summons will cost the Collection Agency money up-front.
The Collection Agency will not file a summons if they do have the correct address of the debtor. So my advice would be to not provide the Collection Agency with any details whatsoever. Therefore it is best NOT to take their call or return their call!!!
Thank the lucky-stars for Caller ID and VoiceMail
| Stop Breeding 2012-07-05 16:25:09 Unknown |
To Mr. X - I hope you get cancer.
| mr x 2011-08-31 16:48:55 Unknown |
what kind of description of events is that, are you stupid or retarded?
| pvt 2011-06-06 21:01:42 Unknown |
Everyday 3 times or more/day I get this caller calling, when I answer it's a voice msg saying that this is a really important call to pls stay on the line and an agent will answer... I waited and waited...
Finally some guy answers with some ethenic voice asking for mr.x I told him who was calling and he needed to talk to mr.x.... so I hung up
Finally some guy answers with some ethenic voice asking for mr.x I told him who was calling and he needed to talk to mr.x.... so I hung up
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