Dead air

What has "paying our bills" got to do with your employer being charged with FRAUD and banned from the debt collection business in NY State? Not a damn thing.

Maybe YOU should learn from this....SHILL.

Debt Collector Threatened Active Duty Military, NY AG Says
by Don Petersen on March 7, 2011

On February 18, 2011, New York Attorney General Eric T. Schneiderman announced that Stephanie Lowinger, plead guilty to Scheme to Defraud in the 2nd Degree, a Misdemeanor. Ms. Lowinger is also permanently banned from conducting any debt collection activities in New York State.

The New York Attorney General?s Office stated that their investigation found that:

?Lowinger specifically targeted military personnel, referring to their alleged debts as ?special accounts.? Investigators discovered Lowinger said that if payment was not made immediately, the active duty family member would be arrested by the military police and would face a dishonorable discharge.?

The New York Attorney General described additional misconduct besides preying on our service men and women. According to the New York Attorney General :

?Lowinger and her debt collectors falsely claimed to be lawyers, harassed consumers through repeated calls and abusive language, inflated the amount allegedly owned by debtor and levied unauthorized charges on the credit card accounts of consumers.?

The New York Attorney General explained that the debt collection agencies that Ms. Lowinger owned and operated were Neiman, Rona & Associates, formerly Morgan Stone & Associates and later known as Gordon, Cappolli and Associates. All of these debt collection companies were based in the Buffalo, New York metro area.

http://www.fdcpa.me/active-duty-military-threaten/

Maybe pay your debts and they can sue you you should learn that.

Give it up, Stephanie (or Donna or whoever you are). You're not fooling anyone.

I did pay my debt... to the actual company that owns it. Meanwhile, Lowinger's company has been exposed as the scam that it is, and shut down. See here: http://www.buffalonews.com/city/article346103.ece

if youdon't owe debts why do u care so much???? you want to be a REAL  friend help her pay her bill , and find a hobby or something

pay your f****ng bill and they wont f****n be sweatin you if u were a BILL PAYER  you wouldnt haver to waste your time BLOGGING

her hun try this number they changed ther name,the address is 2211 sheridon dr tonawanda ny ther number is n716-748-7762

nope they moved to 2211 sheridon drive in tonawanda under a new name

Hate to tell you this, but you've been scammed. See here:
http://www.ag.ny.gov/media_center/2010/sep/sep27a_10.html

I have been paying nieman, rona & Assoc for months. Tried to call and set up my last payment and the number has been disconnected. What do I do now. Is part of my bill paid or is all this money lost. If I call the original company to get info are they going to try and collect what I just paid through me again. I'm at a loss. please help

She made a BIG mistake targeting military personnel. Cuomo has filed charges against her and she is due in court next week. Read about it here.

http://www.wivb.com/dpp/news/erie/Cuomo-Debt-collectors-target-military

Not sure who they really are, but I am suing them and the people they use to launder the money.  I am using my lawyer www.justiceintexas.com
They threatened to put me in jail for the last time.  This will be fun!!!!

no they dident they still are open have the same old accounts and are still at 255 great arro drive in buffalo ny.oh and the owners address stephanie lowinger is 60 anderson st buffalo ny

you f****d stephanie dient you.your oviously retared for puting her nick name on the internet.shes not taken anyones s*** becuse shes beening screwed investigated shut down.and she dosent help no one she bounces employe checks or dosent pay them all of ther check.you p**sy wooped fool

According to Erie County court records, Stephanie Lowinger has a new business name; it's Gordon Cappolli & Associates. The address I found is 255 Great Arrow, Suite 4, Buffalo, NY 14216. The person I talked to at the NY Attorney General's office said this was a common tactic of hers -- changing her business name when the complaint volume got too high. I'm posting this in several places to make sure she doesn't get away with it.

NEIMAN RONA ASSOC SOLD ALL THE ACCTS AND CLOSED  THE DOORS

when you call 1-877-6991 you get a vm that says you have reached neimen rona and asso all reps are busy please leve a msg after the tone---but really they changed ther name and number---scamers

neimen rona and asso are scams they reasently changed there name to gordan copally and asso and changed both ther 1800 #s the cllectors not attorneys! are scum scamers--the owner stephanie lowinger is the biggest one report her if you get a call from theses people they all use fake names so be carfull.the addres is 255 great arrow drive buffalo ny

To everyone out there that owes a debt-

These so-called ATTORNEY'S are not who they say they are. It is illegal for an ATTORNEY to call and harrass a person!!! Please look at your state Attorney General website and read over the information regarding LOANS. There is really nothing these guys can do but run their mouths. Also, the STATE BAR says harrassment is ILLEGAL. Next time one of theses idiots calls you, get their FIRST and LAST NAME along with their ID#. You can check on them with their state bar and attorney general as well RECORD YOUR CONVERSATIONS- SOME states allow this without them even knowing it- TEXAS IS ONE THAT does allow recording. File a claim against this company and the person's calling and harrassing you. Contact a REAL ATTORNEY- they can represent you for a fair price. You need a paper trail, so make it count!!! I personally do not owe a debt, but a friend wanted me to do some research. In the state of TEXAS, they can't do anything, not even garnish wages. The only way to accomplish that is to owe the IRS or a GOVERNMAENT STUDENT LOAN. Please protect yourselves!! Also, do not stress on it either, these idiots are a bunch of uneducated liars!!!!

My dad got a phone call from these people also! I have never used my dad's home number for anything! I googled the number and company before I called them, so I already knew what to expect. I'm wondering, does the company only have about 10 employees (although they call all over the U.S.)? Manyof the names posted throughout this site are the same peopleI talked to when I decided to call.

Avenue books is the address they use. That is how they cover up where they are. They are being investigated by the NY Attorney General. They will not be around too much longer.

These b*****ds called me for my son and said he got a credit card and had done check fraud. I told him I wasn't giving him any information. He was very rude and trying to scare me. I told my son, he called and the guy was extremely rude and threatened him. He then asked if this was his SS# and birth date . When my son said "no" and unknowingly submitted the correct info, the jerk William Levine (so he said his name was) sain "ok, have a good day". Now these a***oles have his info. My son has contacted the SS office, police and BBB. He was told to contact the Government. The moment these people use his number - wham! It's traced and tracked and bye bye Identity thieves! It is now a Federal issue. Major jail time! Go ahead...use his number a** wipes!

the address that you gave comes up as:

Avenue Book Exchange!!!!!!  On multiple search engines...please, if you are going to post something check the stuff out first....

the problem is they refuse to send anything by mail.....their excuse?  They state, that since the loan was completed online, they do not have to send a letter of validation by us mail.  All I asked for was a letter of validation, and then I would have no problem paying a legitimate debt.
How did you get their address?  They would not give me an address, name of the attorney or a state bar number.
It is not sitting here complaining, it is simply stating facts to make other consumers aware of the phone calls and tatics this so-called company is using to collect debts.  Some people are unaware of laws that they are protected by. I, in fact, was unaware of how to handle something like this until I got multiple calls and threats from them.
And if they dont abide by the law? Then what?  They won't abide when asked for a letter of validation so what makes you think that they are legitimate?  That is the point of this forum, to make consumers aware.

I have read several of these messages. Personally have not recieved calls, Please look at the FTC web site for bill collection practices. There are laws that pertain to the agency as well as the person who owes the bill. Please review and if they are not following report them. Also report them to the NY state district attorneys office 716-853-8400. Also send a cease and dis letter to the foloow address: 1211 Hertel Ave. Buffalo, Ny 14216. Also you can fax it to 1-877-447-0112. Please remeber that if this is a valid debt you will need to pay. I understand that they are doing a job, and people do try to get out of paying. Once you have recieved a debt validation letter the federal collection laws are very clear that they can proceed with further actions. The BBB really does not do much. So if the statments above are correct no need to complain on a forum. Follow through with the law as if they are a legit company they will as well.

This call is from NRA and they also call from a number that comes up PRIVATE 719466-4282.  They have been calling for several months but never leave a msg, 2 weeks ago they left a message and it ends up they are looking for my ex-husband who has never lived at this address nor has he ever had this phone number.  I live in one state and he lives in another.  I called them back and gave them what little info I had on his whereabouts and asked where they got my number from since it's not even listed under the same name and they told me their investigators look for any name matches and just start calling.  They promised me they would take my number off their records and not bother me again.  Guess what they are still doing it and again I've called to tell them to leave me alone, haven't seen him since 2001 and he won't show his face in my state since he is also a deadbeat dad and has warrants for his arrest.

calls constantly

I'm glad you feel the need to accuse everyone of being criminals that give out their SSN.  Funny thing that someone can get your SSN very easily without you even giving it out....maybe that is why some people sound surprised when a rude SOB is calling and making threats over the telephone.  I was actually told that the government was coming after me and my family for a debt that I have never had, but low and behold they had my SSN.  Didn't have my correct spelling of my name, but had my SSN and DL#.  Now who is the criminal.  They proceeded to tell me what I could do sexually if I didn't want anyone to come after me.  I am really glad you feel the need to go off - makes me feel so much better that you are accusing me of being a criminal when I am having to deal with people like the ones that called and the likes of you.  What a great world we live in!

I just recieved a phone call from this company. The two phone numbers that i have are 1-877-291-3896, as well as 1-877-218-6991. The first person I spoke with was really rude, and when I asked what this was about I was surprised. Needless to say I asked for all information in regards to the case they stated they had against me. After I was hund up on three times, I contacted my attorney. Long story short I have all the bank statements as well as a requested from the payday lender showing that my account was payed in full. I understand that mistakes happen, but the rude threating behavior unaccepatable. All info has been sent by attorney to them, as well as cashnet at the requested addresses. If they would speak to people as if they were humans, and not animals I believe they would get further. I have asked my attorney to look into there practices as a collection agency. I live in califonria and there threat that i had committed wire fraud, as well as check fraud, and the crazy charges that were added. They would be best served to know the laws of the state you are collecting from. Unfortunately for them the bill was paid the conversation were monitiored as I am hearing impaired and all conversations go through a relay system. So all there threats were documented. All over a debit that was already paid. I guess I will finish this statement with there line of Good luck.  If you have paid your debit and have proof of payment please contact your attorney general, as well as FTC, BBB . There are laws that protect people from collection agencys that practice poor ethics.