Dyin' ain't much of a living, boy. Scum like you deserve to starve. Your whole worthless scamming family, too. Clean up the gene pool. Every "guru" who uses Prosper is a scammer, plain and simple.

Continuous calls without saying a word.

i get lots of calls from this number, i dial back and it always says costumer servies please wait, and thats it, i wanna know whos calling me

This number belongs to Prosper Learning Center based out of Provo, Utah.  Here's their website:  http://www.prosperlearning.com/

I asked them never to call me again and the operator asked, "Well, don't you want to know more about our services?"  Told her, "No" because I never requested them to contact me with information in the first place.  About a year ago, I bought and promptly returned John Beck's infomercial scam program and his company and other affiliates have been blowing up my phone ever since - even though I have told them to remove my number from their calling list.

Hello I use to be a rep for prosper learning and I use to call you all from that number. We are sorry but it is not our fault that we keep calling. We have an automatic dialer that will call you without us even knowing that. So please take some time out and think that we have to make a living too. And if it means calling you or not eating. I will be calling you everyday! lol

I fell into this fraud. At the time -- two years ago -- I was contracted as a newly credentialed special ed teacher and also had hopes of building a web-based business from home. My contracted position as an untenured teacher was funding the loan for the "tuition" I agreed to pay to Prosper Learning. The "access" I had to their learning center and my six 45-minute coaching sessions -- of which I only had five -- was information I could have obtained online for free. initially, my son -- a computer programmer -- was upset with me for falling into that scam. Later he joked how I could have given him the money instead.  

Well, shortly after getting my non-reelect notice from the school district -- going through major budget crunches -- I also lost a home to foreclosure. I was not about to pay for "educational" services that I was not able to fund through a more legitimate source of income. I explained my hardship to the Prosper Learning collectors and even offered to settle the $5,000 loan with an upfront payment of $1,000 -- in the sheer interest of restoring my formerly excellent credit scores. Any suggestions?

Nevertheless, they made it nearly impossible for me to talk with anyone who was interested in settling my  account. They continue threatening me with reporting me to the credit bureau. I imagine that my account has already changed hands a number of times to various collectors who might have had more had they agreed to settle when I was willing to pay. Currently my legitimate school loans are in deferrment with a low interest rate. I refuse to pay another cent to Prosper Learning for their fraudulent activities. However, I would like to restore my credit ratings for future reference.

How the scam works:

Prosper obtains contracts from various vendors (Real Estate Investing, E-Commerce, Stock Market Investing, Entrepreneurship & Personal Finance)  for the right to sell their educational products. They also let the vendors know that they will be contacting buyers and present them with their own coaching program.

After you purchase the vendors information, Prosper contacts you, not as Prosper Learning, but as that vendor's success team. They then state that they are looking for a few select motivated individuals to obtain success stories. The wording is stated in such a way that it infers that the program will be free.

When you talk to them, they will constantly refer back to the vendor and implying that they will coach you on the methods you have just purchased.

If you are impressed with the vendors information, it is a simple matter of just continuing to let you know that they are an educational provider for that vendor. That infers that they will be teaching you that program.

At this point, your guard is down. The promises are made and the transaction takes place.

After agreeing to thousands of dollars and going through the so-called mentoring program, you find out that it did not even cover one-tenth of the information contained in the vendor's product that probably cost less than $100.

The coaches/mentors are merely trainers that stick to the pitiful training manual supplied to you and will not go off topic. They are only interested in how well you understood the basic information that comes from the training manual.
They will not give you any advice or review any of your work.

This type of sales tactic is fraudulent and is covered under Section 5 of the FTC Act ? "Unfair or Deceptive Acts or Practices". The FTC's legal branch has the authority to rescind a contract.

We will all need to file a complaint for the FTC to take action. Please pass this information on to as many websites as possible.

https://www.ftccomplaintassistant.gov/

Did not leave a message.Call me twice today !

Did not leave a message.

Hung up on my cell phone.