Your a funny one, do they pay you to come here and make these stupid comments? You are way out there is you think we dont know you are lying. Your collection company cannot do any of this you are stating happened. Moron.

Over the past three weeks all weekdays and Saturdays multiple hours during the day and after 9:00pm from Monday, January 30, 2010 until February 20, 2012, a common friend of ours? has been receiving calls from a male with an African-American speech inflection threatening an affidavit has been filed against my wife for writing bad checks and owing a 'Pay-Day' loan. The male refused to identify himself during his 20+ threatening and intimidating calls, only providing an account number and phone number (305-914-6728). My wife returned the phone call on February 17, 2012 during the afternoon to this unnamed individual in order to end the harassment to our friend, a third-party with no affiliation to any of these matters. The receiver of the call told my wife he represents WOOD FOREST (WOOD FOREST is a fictitious name), refused to give his name, told my wife he was dispatching the police to our house, said to my wife that its her 'a** is in a sling, lady!', demanded a payment of $900.00 over the phone, refused to provide an address and refused to send any documents via post to our address yet offered to email the information, before refusing to take the information and hanging-up on my wife. We remained in fear my wife was going to jail for fraudulent allegations. Fortunately, that never transpired. I began researching these individuals via the internet and calling the provided phone number during non-business hours. The answering service associated with the aforementioned phone number is associated with AMY GRANT, INVESTIGATIONS DEPARTMENT, SOUTH FLORIDA GROUP. Other associated numbers include: 305-964-9434 and 305-918-4670 and 786-528-0314. According to internet searches revealing the illegal, unethical and deleterious practices of this company, it appears other individuals associated with South Florida Group are: MICHAEL SHAW, BRIAN MERCER, CATHERINE STREIN, SAMANTHA TAYLOR, THOMAS PIERCE and JOHN MONTGOMERY, all of whom reportedly employed the same tactics with other citizens to extort monies either illegally or in direct violation of the FAIR DEBT COLLECTION PRACTICES ACT. Other additional phone numbers include: (866) 629-9947, (888) 472-6781, (888) 313-9572, Through further research, it appears South Florida Group is an affiliation of BRONSTEIN, SHAW & ASSOCIATES (888) 701-0360, aka JENKINS, SHAW & ASSOCIATES (877) 863-5647, aka BRONSTEIN, SHAW & ASSOCIATES, INC., 814 KENMORE AVENUE, BUFFALO NY 14216. The individuals appearing to be affiliated with these 'law groups' are: MR. JONES (877) 863-5647 x493, fax (716) 691-3939 and MR. MYERS (888) 701-0360 x475, fax (716) 873-2700, RENEE WILLIAMS (888) 701-0360 x473 and MR. STONE (716) 533-1569. It appears JOSEPH STONE aka JOSEPH MARLETTE (716) 533-1569 is the owner/CEO. From research, it appears Mr. Stone (aka Marlette), also, owns and runs collection agency: ICS (INTERSTATE CHECK SYSTEMS, INC., 15 HAZELWOOD DRIVE, #102, AMHERST NY 14226, (888) 358-1120, (888) 832-9845, (877) 230-2988, (716) 691-2472 and fax (716) 691-2440.) Reportedly, it appears ICS employees (RAY PADILLA, SHAWN MICHAELS and JIM DOUGLASS x335)utilize the same illegal collection tactics, and litigation and arrests alleging fraud in the State of New York exists regarding affiliates and constituents of ICS (according to some reports, this agency has been shut-down by governmental interventions.) It appears Interstate Check Systems is an entity of Northtown Capital & Associates. Northtown's web site is: http://www.northtowncap.com. Northtown's address and location is (same as Interstate Check Systems): 15 Hazelwood Drive, Suite 102, Amherst, NY 14228 - Phone: 888.358.1120 - Fax: 716.691.2122 Corporate filings found at: http://appsext8.dos.state.ny.us/corp_public/corpsearch.entity_search_entry Selected Entity Status Information Current Entity Name: INTERSTATE CHECK SYSTEMS INC. Initial DOS Filing Date: NOVEMBER 16, 2009 County: NIAGARA Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) INTERSTATE CHECK SYSTEMS INC. 3047 MAPLE ROAD NEWFANE, NEW YORK, 14108 Registered Agent SPIEGEL & UTRERA PA PC 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Current Entity Name: NORTHTOWN CAPITAL & ASSOCIATES INC. Initial DOS Filing Date: OCTOBER 23, 2009 County: ERIE Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) NORTHTOWN CAPITAL & ASSOCIATES INC. 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Registered Agent SPIEGEL & UTRERA P.A. P.C. 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Additional Corporate filings show: Selected Entity Status Information Current Entity Name: BRONSTEIN, SHAW & ASSOCIATES, INC. Initial DOS Filing Date: FEBRUARY 28, 2011 County: ERIE Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) BRONSTEIN, SHAW AND ASSOCIATES, INC. 814 KENMORE AVENUE BUFFALO, NEW YORK, 14216 Registered Agent SPIEGEL & UTRERA PA PC 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 This scam, perpetrated by these entities, is far-reaching and preys on those, such as my wife and I, who are attempting to find stable-footing, again, in life through responsible and reputable means. All of the aforementioned individuals and entities are, reportedly and experientially, are violating laws, complicit involvement in illegal scams, willfully and knowingly, thereby harming and injuring unsuspecting and innocent victims, such as my wife and I, by their intentional acts, aiding and abetting extortion through fraudulent practices and are in direct violation of the FAIR DEBT COLLECTION PRACTICES ACT. Contact the FTC if you are a victim (www.ftc.gov)

CONTACT THE FTC...(www.ftc.gov)
Over the past three weeks all weekdays and Saturdays multiple hours during the day and after 9:00pm from Monday, January 30, 2010 until February 20, 2012, a common friend of ours? has been receiving calls from a male with an African-American speech inflection threatening an affidavit has been filed against my wife for writing bad checks and owing a 'Pay-Day' loan. The male refused to identify himself during his 20+ threatening and intimidating calls, only providing an account number and phone number (305-914-6728). My wife returned the phone call on February 17, 2012 during the afternoon to this unnamed individual in order to end the harassment to our friend, a third-party with no affiliation to any of these matters. The receiver of the call told my wife he represents WOOD FOREST (WOOD FOREST is a fictitious name), refused to give his name, told my wife he was dispatching the police to our house, said to my wife that its her 'a** is in a sling, lady!', demanded a payment of $900.00 over the phone, refused to provide an address and refused to send any documents via post to our address yet offered to email the information, before refusing to take the information and hanging-up on my wife. We remained in fear my wife was going to jail for fraudulent allegations. Fortunately, that never transpired. I began researching these individuals via the internet and calling the provided phone number during non-business hours. The answering service associated with the aforementioned phone number is associated with AMY GRANT, INVESTIGATIONS DEPARTMENT, SOUTH FLORIDA GROUP. Other associated numbers include: 305-964-9434 and 305-918-4670 and 786-528-0314. According to internet searches revealing the illegal, unethical and deleterious practices of this company, it appears other individuals associated with South Florida Group are: MICHAEL SHAW, BRIAN MERCER, CATHERINE STREIN, SAMANTHA TAYLOR, THOMAS PIERCE and JOHN MONTGOMERY, all of whom reportedly employed the same tactics with other citizens to extort monies either illegally or in direct violation of the FAIR DEBT COLLECTION PRACTICES ACT. Other additional phone numbers include: (866) 629-9947, (888) 472-6781, (888) 313-9572, Through further research, it appears South Florida Group is an affiliation of BRONSTEIN, SHAW & ASSOCIATES (888) 701-0360, aka JENKINS, SHAW & ASSOCIATES (877) 863-5647, aka BRONSTEIN, SHAW & ASSOCIATES, INC., 814 KENMORE AVENUE, BUFFALO NY 14216. The individuals appearing to be affiliated with these 'law groups' are: MR. JONES (877) 863-5647 x493, fax (716) 691-3939 and MR. MYERS (888) 701-0360 x475, fax (716) 873-2700, RENEE WILLIAMS (888) 701-0360 x473 and MR. STONE (716) 533-1569. It appears JOSEPH STONE aka JOSEPH MARLETTE (716) 533-1569 is the owner/CEO. From research, it appears Mr. Stone (aka Marlette), also, owns and runs collection agency: ICS (INTERSTATE CHECK SYSTEMS, INC., 15 HAZELWOOD DRIVE, #102, AMHERST NY 14226, (888) 358-1120, (888) 832-9845, (877) 230-2988, (716) 691-2472 and fax (716) 691-2440.) Reportedly, it appears ICS employees (RAY PADILLA, SHAWN MICHAELS and JIM DOUGLASS x335)utilize the same illegal collection tactics, and litigation and arrests alleging fraud in the State of New York exists regarding affiliates and constituents of ICS (according to some reports, this agency has been shut-down by governmental interventions.) It appears Interstate Check Systems is an entity of Northtown Capital & Associates. Northtown's web site is: http://www.northtowncap.com. Northtown's address and location is (same as Interstate Check Systems): 15 Hazelwood Drive, Suite 102, Amherst, NY 14228 - Phone: 888.358.1120 - Fax: 716.691.2122 Corporate filings found at: http://appsext8.dos.state.ny.us/corp_public/corpsearch.entity_search_entry Selected Entity Status Information Current Entity Name: INTERSTATE CHECK SYSTEMS INC. Initial DOS Filing Date: NOVEMBER 16, 2009 County: NIAGARA Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) INTERSTATE CHECK SYSTEMS INC. 3047 MAPLE ROAD NEWFANE, NEW YORK, 14108 Registered Agent SPIEGEL & UTRERA PA PC 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Current Entity Name: NORTHTOWN CAPITAL & ASSOCIATES INC. Initial DOS Filing Date: OCTOBER 23, 2009 County: ERIE Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) NORTHTOWN CAPITAL & ASSOCIATES INC. 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Registered Agent SPIEGEL & UTRERA P.A. P.C. 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 Additional Corporate filings show: Selected Entity Status Information Current Entity Name: BRONSTEIN, SHAW & ASSOCIATES, INC. Initial DOS Filing Date: FEBRUARY 28, 2011 County: ERIE Jurisdiction: NEW YORK Entity Type: DOMESTIC BUSINESS CORPORATION Current Entity Status: ACTIVE Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity) BRONSTEIN, SHAW AND ASSOCIATES, INC. 814 KENMORE AVENUE BUFFALO, NEW YORK, 14216 Registered Agent SPIEGEL & UTRERA PA PC 1 MAIDEN LANE 5TH FLOOR NEW YORK, NEW YORK, 10038 This scam, perpetrated by these entities, is far-reaching and preys on those, such as my wife and I, who are attempting to find stable-footing, again, in life through responsible and reputable means. All of the aforementioned individuals and entities are, reportedly and experientially, are violating laws, complicit involvement in illegal scams, willfully and knowingly, thereby harming and injuring unsuspecting and innocent victims, such as my wife and I, by their intentional acts, aiding and abetting extortion through fraudulent practices and are in direct violation of the FAIR DEBT COLLECTION PRACTICES ACT.

lol! You sound stupid posting your so called "low suit". Haha! A creditor has more than 5 days to answer a validation of debt dumb a**. Go try lying somewhere else, I can tell you are a professional debtor. You know you owe the $$ yet you refuse to pay for it. Probably still working and all, not one of the unfortunate that can't pay, just don't want too. Your a lowlife get real and stop jipping companies loser. Any lawyer can tell you a company has more than 5 days so try again with your bs lies.

You people need to learn the collection business practices before you go saying fraud this and fraud that. Little does your little mind know, the original creditor is NOT the one whom sells the account, that is what they have a broker for. And if you had any sense about the practice you'd know that not only is your account sold once, its sold on numerous occasions once again by a BROKER! That is why their is a paper trail as stated by one of these professional debtors earlier. It's called when the account is sold the original creditor only has the name of the co they sold/placed the file with. They then attempt to collect on it from you dead beat debtors and are unable to which causes them to then resell the account which once again is done through a BROKER. You people need to get a clue and smarten up and stop being such losers and pay your bills. It's quite disgusting how debtors are and they have the nerve and audacity to talk s*** about collectors. The only bottom feeders are you scumbags who cheat people out of $$. So what you lost your job, it doesn't mean when you go back to work then you ignore your bills because their old, take responsibility your an adult not a damn child. I'd be ashamed to have any of you ever as a son/daughter it's embarrassing

For all of j wondering of this company is really an attorneys office or not. They are not! They are a collection agency. They may actually have some type of debt of yours but do not let them fool u into believing they will sue u or garnish ur wages because they can't. I did a lot of research and I contacted everyone I could to see what I could do. They violated the FDCPA and I sued them. They paid my attorneys fees, the debt was taken off my credit and I got a nice check for compensation. I'm not saying its ok to not pay ur debt because its not but don't let ppl scare u. Do some research. I learned my lesson though, I will definitely take care of my debt because I don't want just anybody having that type of important information about me. I hope this helps.

I do know what you mean I did receive my letter that I had paid it off it was ICS on top of the letter head I guess where MR. Goldstien is in the legal department theres different departments there I guess and Mr. Gldstien works in the legal/ law department thats what I was told all I know is they did send me the letter like they said they would so I am letting you know that myself personally didn't have any problems with them so maybe that may give you a bit more reassurace since you seem like you wanna take care of this matter with all the investigaqting i don't blame you one bit so many scams out there its crazy well I hope I was a little bit more help for you.....

it's interstate check systems they are a collection agency claiming they are a legal office THEY ARE NOT! Beware of them I've found several complaints against them.

THESE GUYS ARE NOT COLLECTORS AT ALL!!!! THEY ARE CRIMINALS...THEY CALLED ME AND TOLD ME THEY WERE INVESTIGATORS FROM __________ COUNTY THAT I LIVE IN.  THEY HAD MY DL# AND SS# AND TOLD LED ME TO BELIEVE I DID SOMETHING WRONG.  I REALIZED I'VE NEVER BROKEN THE LAW AND THEY FINALLY TOLD ME IT WAS ABOUT A DEBT I OWE TO ABC CO.  I DID NOT GIVE THEM MY CC# IN THE END BECAUSE NEITHER PERSON COULD EVEN VERIFY THEIR ADDRESS WHICH RAISED A RED FLAG TO ME.  I CALLED ABC COMPANY AND THEY NEVER EVEN GAVE MY DEBT TO AN "ICS IN AMHURST, NY".  THEY TOOK A FRAUD REPORT FROM ME AND SAID THEY ARE BEING INVESTIGATED BY THE COMPANY AND NY PD.  DO NOT TALK WITH THEM AT ALL....THEY WILL BE IN JAIL SOON!!!!!!!!

north town capital and i.c.s supposed to be the sister agency i pissed them off my self....... i called the federal trade commision in washington dc now i have a low suit agaisnt them because thay didnt answer my 5 day debt validation plus thay treaten to take me to court have my wages garnished thats aginst the law thay broke it 2 times thay can say that and i also got phone tranescrips from verizon wireless oops got them try that

I have received several calls in the last few days at work requested they contact me at home.  I spoke to Rachel she asked for my home number at that point I decided to hang up after telling them not to call me at work again.  She called back asking a co-worker for our fax number which was given to her and she sent an employee verification form on me exposing my social security number to everyone where I work which was startling that a company would do that.  Then she called back again over the next few days and I told her to again call me at home she is like since you don't want to talk to me you will be served at work I said okay and hung up.  Who are these people?

the people that are defending this company on other websites all work for them.
they are not lawyers. they are bottom feeding scum debt collectors and nothing more.
most of these things cannot be collected on. further, most internet "loans" are not permitted in some states and CANNOT be collected on. that's the stupidity of the loan company. further, this company is not licensed to collect in most states. bottom feeders. period. it's really laughable. what's more humorous are the threats and comments left that you will be put in jail. no. in the US debtor's prisons are out of fashion. they can try to get money by intimidation tactics but, most likely, they will not take you to court because you would then be able to present your evidence of their unlawful practices.
so really, ics..? come take me to jail. i dare you.
the best thing to do... ignore them! DO NOT CALL THEM AND NEVER PROVIDE FINANCIAL OR PERSONAL INFORMATION TO THEM!!!
even when you google them adds for internet payday loans pop up. that is mostly what they collect on and most of those loans, unless licensed in your state, have no bearing.

by the way, they usually call my phone from a number showing 0000000000. legit, isn't it? ha.

sounds like the only one working for them is you, carebear!

I had received various calls from these people back in September 2010 claiming (at that time) that they were an attorney's office.  The woman I spoke to was not only rude but demanded my debit card number in order to pay back an alleged payday loan I had defaulted on.  When I requested she send me a copy of the contract I supposedly signed as well as proof they ICS legitimately now owned this supposed debt, she refused stating they had already sent me all this to an address I hadn't lived at in over four years.  I filed a complaint with the Attorney General's office in California and received a letter from the Attorney General's Office with a response from ICS stating they would close the case and not be contacting me further.  (This was in October 2010.)  I assumed this case was closed based on their response to the Attorney General.  Then last week I received a voicemail from a Mr. Brown stating, again, that unless I called him back and resolved this issue, they would be forwarding an affidavit to San Diego County and take me to court.  I immediately filed a follow-up response with the Attorney General's office.  They are taking this matter very seriously and responded to me stating they would (again) be contacting ICS.  Today, I received another voicemail from a Robert Bryson with ICS.  When I tried to call back I got no answer.  I have absolutely no problem repaying any debt I may have but since I have no idea what they are referring to, I refuse to pay unless I am provided, by law in writing, proof of said debt.

Lying loser, you are an employee of ICS.  Case closed

lOUISE.....LOUISE PARKER FROM SCUM AGENCY ICS.
YOU ARE GOING TO GET YOURS!

Here is the info I have found on the company.
1. This company has changed company names several times. They have gone by Check Recovery Systems, Check Administrative Services, Check and credit recovery Inc, and Northtown Capitol.
2. Owners are associated with Jason Jakubec, and Tobias Boyland. Both have criminal records and Tobias was featured on Dateline and has been shut down for running the same type of orginization.
3.This company has a solid F rating with the BBB and has three lawsuits pending against them.
4. Company has several FTCPA violations for abuse of the fair debt reporting act and for making threats and misrepresentation which is illegal.
If they contact you send them a request in writing and ask for the validation of said debt or cease to decist. Report them to the attorney general in NY, the FDCPA, the FBI ICS fraud unit, and search under consumer advocacy attorneys who will sue them for their illegal practices.

Also the attorneys will handle the case for free and you can SUE them for harassment and illegal debt practices. Don't let these thugs get away with breaking the law

I got a call also from that same number and when I read your reply I wanted to do a bit more investigating myself.  I have relatives whom lets say can find out ANYTHING so I asked them to please do me a favor so they did.  See now it wasn't me who owed them it was my son.  Well anyhow I did find out that this number is nothing to do with the ISC they have a different owner and all they are under an Mr. Goldstein there so it is different I even spoke to him and he even assured me that we are not that ICS that people are bad mouthing I had the business looked up and it did come back different so I thought I would want to let you know that Melissa because it did seem like you were curious any other questions you may have don't hesitate to ask. Again my name is Marlena.

Called my cell.

They called me today and left me a voicemail stating that unless i called back today they would submit the case against me for check fraud. Which the only checks i write of have ever written have been to my landlord...bogus company...They also stated that they had faxed over an employment verification to my HR dept...so i sent them a Cease and decist letter back by fax and via mail. hopefully that will work...anywho...here is their information taken from the Employment Verification sheet..

Interstate Check System, INC
15 Hazelwood Drive Suite 102
Amherst, NY 14228
Phone: (877)230-2988
Fax: (716)691-2440

they called and asked for someone i didn't know and then just started saying names.  i kind of got the feeling they were fishing to see if i knew someone...anyone they were looking for.  very unprofessional!!!

A Jim Douglass ext 335 had the nerve to call my parents house and say that my mom was a person of interest for somthing I had done supposably a civil suit IDK a bunck od S%^&

My husband just got the second call from these people today (Sat. April 17) under a different number that they called from on Feb. 5. We did contact the attorney general office of our state and lodged a complaint tonight. I urge anyone who has gotten a call from them to do the same. I understand from other posts that this is a debt collection agency. They again told us that there was some sort of check fraud that my husband was involved in and if we didn't call back on Monday April 19 we would be served papers. They did mention that they had my husband's social security number but since I will not call them back, I don't know if this is true or not. If others have called, do they actually have your SS number or did they just say they did? I do wonder how they got our number. Others have posted that this was collection agency for a loan. The only loan we have ever taken out was from our hometown bank and if there was anything on our credit report when bank was in the process of giving us loan, we should have gotten info about it. I do urge people to report these callers. Strength in numbers:) I understand some people have actually given them money. Why would  people give them money if you don't owe it in the first place?

yes you should contact them back it my be some serious s**t===but if u choose not 2 it my come back on u in the future=== twice as worst====

My husbands grandmother received a call first, in which I returned the phone call.  I spoke to a Ray Padilla who I told and my husband that he had the wrong Elizabeth.  Oh by the way, I am from San Antonio, TEXAS. Ray explained he was working for the attorney general regarding a check n go cash advance from 2006.  I then got a call from Shawn Michaels (who happens to be the name of a wrestler in the WWE), my husband asked for an autograph but he declined...he also was told to that he had the wrong person and that HOW was my husbands grandmother involved in a debt to ME when my husband was not my husband when the debt happened.  We tried to close the case but Shawn Michaels is still investigating...whatever!!!

Yea I had mr jim douglas call my cell.. he sounded bogus but I was the stupid one not call him back... 7 days later the county issued me a summons.. now I have to pay 6 times the amount or they'll garnish my wages...All OVER A loan from cash central .. bullSh*t.

I just reported these people the the Attorney Generals office. They told me if they ended the call without a payment of $250 or my credit card number that they were gonna garnish my wages for up to 40% & I could do 5yrs in jail for bad checks. #1 I didn't write any bad checks, it was a loan that was paid back & I am looking at the proof as I type this. The guy I spoke to told me his name was Marcus Rush. That's a negative. Marcus Rush is a college football player & a fictional name used in the Robotech series. For Kitty Kat or whoever to tell people to grow up...PLEASE!!!! They are ripping people off & ripped her off as well. She says pay your debt but yet she didn't pay hers until she was threatened. The loan was for $300 & they want me to pay $2100 AND the loan was already paid back. Since Kitty Kat has money to just throw around, how about coming & pay some of my bills for me. Thanks Bill for all the info. I'm actually finding more on them now.

i got an email from them stating what i owe. well the letterhead states ics, inc out of amherst, ny.

i got a call from 888-832-9915 which is ics,inc. they told me i owed $$. they knew ss#, work #, and email address. got an email from a Jen Jakubec saying i owed this money. called the company i originally owed and did a paper trail to see where these debts got sold to.  came up with northtown capital called that number and ics,inc. answered. questioned customer service rep and she claimed she had never heard of them. then when i asked her where this office was located she got pissed and said do you want to settle this debt or not. so i hung up