Will you please learn how to spell? It gives me a headache reading your post. It's obvious to everyone here that you work for one of these companies from how passionate you are about it. It's also obvious how uneducated you are, which makes you completely uncredible and nobosy takes you seriously. Stealing from people will eventually come back around to you.
Yes I to consulted with a attorney, and he told me that even if i did do it the statute of limitations is up after 3 years and it does not start everytime your loan is sold to another collection agency. Everytime I get a call from these people the date of the original loan has changed and the amount of the check has changed. I have filed a harrasement charge against the number and the person who called me today with HPD. He refused to tell me where he was calling from and really what the call was regarding said he was not wanting to collect any money wanted to verify all of my personal information and where I work. of course I did not tell him where I work. I also have reprted this number again to the Federal Trade Commision, they already have several complaints against them. Be careful and double check all of the information they are giving you. They can not threaten to arrest you or take your home or come to your home and get you that is against the law. So who is the criminal really???
These freaks are insane when they get rude at first and end up saying Have a nice day or God Bless You. Talk about Bi Polar disorder.
Icing on the fail cake -- OMG I laughed so hard! I'll bet that epic fail cake has brown icing, and I don't mean chocolate! (OK that was gross, I know!)
Reading that was a "waist of time."
"GET A LIVE A JOB".... "YOUSELFS"... we're talking Rhodes scholar here.
"I GOT MINES"... coal? gold? land?
And the icing on the fail cake: the "McDonald's Defense"! "DID YOU SEE THE THINGS THAT THEY SAY ABOUT WALMART,KAMART,SEARS,SAVE-A-LOT,AND MUCH BUT I GUESS THEY ARE SCAMERS TOOOOOO."
I guess many boiler rooms don't have caps lock keys on their computers :-)
Get a working caps lock key.
You must work for this company.
That person with same name called me too that I have to appear in court about a bad check I have no bad checks & I didn't reply to her she left a voicemail
THESE ARE THE RUDEST PEOPLE I HAVE EVER SPOKEN TO.
This number has been calling me for several years. I have their phone number and the dates they have called. They have the wrong name and number and I have told them this several times over the past several years.
When I called to complain, they said I "have no idea what I am talking about," said, I "am wasting their time," and they hung up on me. They are very rude!
Also, I asked to speak to their supervisor, and they lied about that.
If anyone is interested in a class action lawsuit against this company, please let me know.
i can tell from you post u r one of them this is discusting what these companies do . even for people who may have a loan or bill to pay other scammers get there info and use it illegally . u and these companies shoud be ashamed of what they do can u look at you self your kids knowing what your doing?
THIS IS B***S*** THAT LAW OFFICE HELP ME OUT ON MY CASE AND I CALLED UP THE COMPANY THAT I OWED AND THEY TOLD ME THE ATTY. OFFICE THAT I CALLED HAS MY CASE I CALLED THEM UP AND TOOK CARE OF WHAT I NEEDED TO PAY SOOOOO ALL THIS S*** ABOUT THEY ARE A SCAM. NOT TRUE AND TO YOU THAT PUT THIS POST ON HERE IF YOU DO WORK FOR A LAW FIRM THEY YOU WOULD KNOW WHAT YOU DID AND WHY ARE YOU NOT TRYING TO TAKE CARE OF IT YOU ARE THE SCAM. DOING SOMETHING YOU KNOW YOU DID AND DONT WANT TO PAY IT BACK YOU SHOULD TELL THE LAW FIRM THAT YOU WORK FOR . YOU ARE THE SCAM AND THEY SHOULD WATCH YOU IN THE OFFICE. YOU PEOPLE HAVE NOTHING ELSE BETTER TO DO WITH YOUR TIME. CONTINUE WORKING AT THAT NONE LAW FIRM YOU WORK FOR. OR DO YOU WORK FROM HOME DONT MAKE A BAD NAME FOR THEM PAY WHAT YOU OWE ITS NOT THAT HARD. GET A LIFE
you people are a f****ng waist of time the people who you are talking about are very nice help me out so that i would not have to pay more money. the bottom line is people that dont like something or what the hear then wont to write all this b***s*** about them. pay your f****ng bills and then you would not have to worry about whos calling you. the scam is US AS DEBTORS . we know what we did and who we owe then when its time to pay everyone else is the scam not the person who did it . YEA RIGHT . YOU ALL NEED TO GET A LIVE A JOB OR GO BACK TO SCHOOL. DO SOMETHING WITH YOUSELFS ALL THIS S*** YOU PUT ON HERE WHEN THE PEOPLE ARE JUST TRYING TO HELP IF YOU DONT WANT THERE HELP DONT CALL . WHY EVEN CALL TO ARGUE WITH THEM. AND WHEN ITS SOMETHING THAT YOU CANT HANDLE THEN YOU COME ON THE NET. GET A F****NG LIFE BECAUSE I GOT MINES. OH AND BY THE WAY DID YOU SEE THE THINGS THAT THEY SAY ABOUT WALMART,KAMART,SEARS,SAVE-A-LOT,AND MUCH BUT I GUESS THEY ARE SCAMERS TOOOOOO. YEA RIGHT YOU PEOPLE ARE A JOKE AND NEED SOMETHING ELSE TO DO WITH YOUR TIME NOW KISS THERE ASSSSSSSSSSSS WITH YOU LIPS AND ALL YOUR POSTS. TO ALL THAT DO HAVE A LIFE HAVE A GREAT DAY .
I just called this number back. They had called my mother and grandmother, both elderly, in Florida. This is total fraud. When I first returned the call, the answering machine had the name of a law firm that did not match the name of the firm when a woman immediately called me back. They are screening their calls, by the way. I work for a law firm and know this is all threats and fraud, and most definitely violated the FDCPA. I asked for their office address (so I can send a cease and desist letter) and the woman immediately became abusive and rude. I asked for their firm name, she said it really fast and hung up on me. Do not be scared. I even asked her to what law enforcement agency she was going to call to report me for "check fraud". She became very rude and did not answer. Report them to your state's Attorney General immediately.
today i got a call from a woman named Marie Miller looking for someone that doesnt live here. she has called me before about him. i told her they didnt live here. i dont know what to believe so if there is a next time i will refuse to talk to them. i have found caller ID to be nice. If I dont know the number they are wasting there time calling my number.
I also heard, not that I would ever do such things, but to have fun with the scaming caller. For example act like your a pizza shop and tell them the specials of the day. if they are asking for a person for example say well its kind of crowded here but would you like to try the bread sticks on sale for 4.99? Be a salesman to them. Turn it around and make there day suck.Be sure to act like your busy and talk right over top of them. You can act like another marketer like they are and try to make them buy something like 2 years of fishing life magazine or you have just gotten rid of that old out house and now have a indoor bathroom and your just exploding inside to tell just anyone because you cant control your excitement . act lonely and shoot the breeze and complement them on everything you can like there voice, there style, and them knowing your number . ask them there favorite colors and what they are doing after work, how was your weekend ? then tell them how much you enjoy going to confession . My personal favorite is act like you cant hear and your about 96 yrs old and your on the john and your out of toilet paper but your not all that upset about it. My barber like it when they have to read a page to you to ask them to repeat it again.
Bottom line is they are taking your time that you will never get back. they are the the school yard bully in most cases with there threats. I am a glass is half full kind of person , I prefer to make faces at the lion on the other side of the safety glass. Just like that bully in the school yard sometimes you have to say "your not going to take my milk money today ". I will not go quietly into the night. but dont ever do such things...
This is a credit collection scam trying to say they have a warrant for my social security number.
I hope you are not responding to my post. First of all why would you borrow money from me I am not a bank. Secondly, why would you send me postdated check? I fell for this company because of the way they talked to me, they sounded legit. It is frustrating for me as I was in accounting firm for almost twenty years so even tho I may sound stupid because of what had happened to me but I know how do handle banking and accounting. I really don't need your wise comments.
Thank you for the advice.
William is a lying scammer shill. Public defender? Hahahahahahaha!!!
LIAR, LIAR, PANTS ON FIRE. Your post is full of LIES. Bounced payday loan checks are NO LONGER treated as criminal events by the courts because they were written as part of a requirement for a LOAN. Bad debt is handled by the CIVIL courts, NOT the criminal courts, and there is NO JAIL in civil courts. The FDCPA forbids deception in debt collection, shilling and telling lies are deception, you are breaking the law.
The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. Any 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector, i.e., ownership is irrelevant and debt buyers must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.
ok... i too received a call from them saying they were going to come to my job and do the same thing....... when i call the first time and made payment arrangements they were mathis yeates and a**. call back the second time my the answering machine saying a total diffrent law firm. i don't no what in the to think!!!!
someone help me out
your right and wrong
I can see how yes your right on that report being correct...people calling with accents obviously arent from the USA...ON THE OTHER HAND WHEN I RECEIVED A CALL IT WAS AN AMERICAN LADY, AND I DID TAKE out A PAYDAY LOAN...THE THING IS NOW ATTORNEYS CAN PURCHASE AND LITIGATE ON BAD DEBT, AND THERE IS A LOOP WHOLE FOR THEM....SINCE THE LOAN HAS WENT THREW COLLECTIONS AND HAS BEEN DEEMED UNCOLLECTIABLE ATTORNEYS CAN GO AFTER THE CHECK OR ACH DRAFT WHICH IS THE SAME THING AS WRITING A CHECK, AND HAVE TO BE IN ACCORDANCE TO YOUR STATE LAWS SOURROUNNDING THE WRITING OF BAD CHECKS. WRITING BAD CHECKS IS ILLEGAL, AND WRITING A CHECK ON A CLOSED OR INSUFICIENT ACCCOUNT CONSTITUTES THE INTENT TO DEFRAUD.... THATS WHY IT NOW BECOMES A CRIMINAL CASE, AND IF THE CHECK IS OVER THE MISDEMEANOR AMOUNT A WARRANT COULD BE ISSUED. TYPICALLY THEY WILL HAVE SOMEBODY SERVE YOU A COURT SUMMONS AT YOUR HOME OR WORK PLACE, IF THEY CANNOT LOCATE YOU THE LAST RESORT IS HAVING A BENCH WARRANT ISSUED TO HAVE YOU APPEAR ON THE CHARGES. IT VARIES IN EACH STATE FINES,AND ECT... SO ID SAY IF ITS AN INDIAN ACCENT HANG UP...AND IF ITS AN AMERICAN MOST LIKELY THEY ARE LEGIT, AND REALLY THE BOTTOM LINE IS IF YOU KNOW YOU DID IT, DONT LOOK FOR AN ESCAPE GOAT NOT TO PAY, IF YOU TOOK OUT THE LOAN AND WROTE A CHECK OR AUTHRIZED AN ACH DRAFT TO CLEAR YOUR ACCOUNT TO PAY IT BACK AND IT DIDNT CLEAR OR CHECK WAS BAD, THEN YES YOU CAN FACE CHARGES. FYI
I too can confirm this is a scam. No legit company will call and never send anything in writing or refuse to. I also followed up with the actual company that I do owe money to and they confirmed as well that they don't deal with this "law firm" and neither do any of their debt collection companies that they actually do work with. I'm all for paying off what I owe but to the actual companies. These people are scum!!
file with your local attoney general and follow up with a phone call to your local prosecutor
how very odd you must be working for the company to say all that cause after i got off the phone with the prosecutor and attonrey general and my attorney i realized it is just a big old scam and first off a lawyer doesnt call you to say you are getting arrested and to save yourself embarrasement turn yourself in it doesnt go down like that and you cant be arrested for owing a debt and i f am in the middle of a bankruptcy proceeding anyway so my attorney was on top of this call asap just dont ffall form fake scams they claimed they werent asking for money but could turn me over to a company rep who may be able to save me from any problems if i just did something today.Perhaps it was a different company that you owed other than the one they talked about
Believe me this number is a scam and not a real law firm
i received a call from them this morning telling me i was going to be arrested by the end of the day over a pay day loan in whchi i had given my bank permission to take out an ach and then closed my account they said they had called the attorney generals office and they were aware and i would be charged so i asked for Mr Allens bar number and he hung up on me. He also said i should turn myself into the police by the end of the day i called the prosecutor and they told me they dont prosecute achs only bad checks and they were not aware of anything concerning me at alll so the fact is this company is bogus and is not a law firme and is just seeking to locate people how they can they wanted to talk to a manager about me and said they could get me fired also. BS
THEY CALLED ME ASKING ME FOR A PAYMENT PLAN IN 24 HOURS OR I CAN GO TO JAIL...I TOLD THEM TO GIVE ME A WEEK AND HE TOLD ME TO ASK TO FAMIKLY OR FRIENDS FOR THE MONEY AND I GAVE MY DEBIT CARD NUMBER AND THEY TOOK 320 AND A PAYMENT PLAN FOR 180 WEEKLY.....BUT THEY DONT WANT TO SEND ME PAPERS.....OR EMAILS. JUST WHEN I GET DONE WITH MY PAYMENTS.
Robert is fed up with it!
This number keeps calling, threatening to be sheriffs office, to be part of the FBI and much others for a bill they will not say what it concerns. They have been doing it under 4 different numbers. This call did not mention a name, just that it is from the Shirley Hills from a law office that will be delivering papers to my home or work. It is a constant scam that wont quit. Usually they claim to be Kauffman, Burnstein with the rudest attitudes. I know for sure that it is a scam since the new law says that bill collectors, and so forth must list their phone number. Today it said out of range. The other numbers they have called from; after I tell them I know it is a scam, threaten to call my lawyer, and so forth; they hang up. I have called back and the number conveniently does not exist.
is the fair trade commission on the legalities of it!
http://www.bbb.org/atlanta/business-reviews/c ... 0752/complaints
says the Phone: (678) 894-0621 under the same name is not associated with the BBC company and has many complaints.
from the FTC showing how to make complaints to help others!
866-967-0140 / 8669670140 1/3,6788940621 - who calls me from 678-894-0621? 1/2, 855-205-4910 / 8552054910 1/2,
+1 678-894-0621 | +1 6788940621 Phone Number Reports +1 678-894-0611 +1 678-894-2772 +1 678-894-2779 +1 678-894-2982
Caller Name: Agent Braodax (Get Owner's Name and Address)
Caller Location: USA
- More numbers used for this scam.
This is Spokeo reporting it is a scam, and telemarketer http://www.spokeo.com/678-894-telemarketers
This type of call is so familiar to me from so many times:
9 Aug 2012
Phantom Debt Collectors From India Harass Americans, Demand Money
By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012
Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.
The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.
"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."
Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.
Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.
He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."
At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.
"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."
After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.
"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.
ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.
Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.
"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."
A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.
"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."
Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.
Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.
"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."
"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."
William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially
"These guys really are the most visible villains in America today," he said. "They make a living scaring people."
Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.
"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.
Afterwards, he says he realized "how stupid I was."
"It just happened so fast," he said. "I got scared."
Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.
If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.
Merola said he would like to see anyone involved in the scam prosecuted aggressively.
"There's no place in society for these people," he said.
Kat replies to Karlin
24 Aug 2012
If you put these on your debit card you can go to the bank, have them look up the payments and see what this place is, they can do a charge back to you for the payments made. If they don't you can take them to court!
23 Jul 2012
I just got a call from this supposed law firm listed below telling me that my husband was going to be picked up and arrested within the hour, so I spoke to someone immediately and they informed me it was regarding a loan from 2007 with Advance America. Being in the legal field for 17 years, I gave them a piece of my mind, they didn't disclose that they were recording me, which is required under federal law, and threatened to have my husband arrested because of my demeanor towards them. I am reporting them as well as Advance America to the Better Business Bureau!
Caller: Mathis James & Associates
Call Type: Debt Collector
This was the only one who looked like it was not a scam, but to me, it is just something to think about:
William replies to dealing
27 Jun 2012
Well i wish i didnt come on here and listen to yall saying it was a scam. I too got a call from them and after them telling me they would contact my county and this and that i decided to do some research, well i googled the number and it brought me here. I seen a few comments and said aww heck with it just another scam!! the only thing that did worrie me was i knew i did do some buisness with a company who advanced me funds a few years back named Advanced America and never paid but never the less still payed no attention even though i knew i never resolved it. After not caring for a few week i got something in my mail from my county with a court date and thank god i received it because i was informed at my court proceeding by my public defander that if i would missed it they could have issued a bench warrant for missing my court date!!! anyways when it was all said and done the court mediator told me i owed 1786.97 for a 560.00 loan because of court cost and litigation fees and penalties... im on a payment plan with the court and they also could garnish my wages, i just glad it didnt go any farther then that... it's being handled but i wish i would of just took the offer they gave me because it would of saved me probably $1,000 and my time i had to take off work to appear twice... my only advice would be if you know you done it just pay it , it might be more cost effective to paying it and if you do just ask for a paid in full letter so you have proof you took care of it so nothing can pop up inn the future. Alot of the time is what happens (this is what i was told by my Public defender) is attorney purchase and litigate on bad debt and when they have the chain of title its out of the original creditor's hands they cant even except a payment, it has to go threw a laywers firm, or legal processing center, or collection agecncy...
Here is another place to report them. http://www.ripoffreport.com/
These scams need to be stopped immediately!
This time they called was on 8-23-12 at 11:11 am.