They ask for someone else

This person Ida now harassing me everyday.

Calling for unknown reason

I don't even have accounts with these companies!

It is. A real Debt Collector is not supposed to talk to anyone but the person listed on the debt. It falls under "Block Parties" as in the article below:  

A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
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http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I think it is illegal for them to call your neighbors. That is invasion of privacy. I think I would talk to a lawyer. If your going for a bankruptcy that lawyer may be able to put some pressure on them.

Reads like spam to me. And was there any 'fee' to help you? NEVER pay someone who says they can fix your credit. All they will do is make you poorer. Any problems on your credit report can be fixed by you. Every year you can get your credit report for free, & there are forms to fill out if there is an error.

First Source Advantage
205 Bryant Woods S.
Amherst, NY 14228

Collection Agency for American Express.
AmEx screwed up my bill, couldn't get their s*** straight, but they helped me straighten it out.

Tell them not to call you anymore, they might initiate other avenues but they won't call you again

I've gotten these calls before.  The operator is ALWAYS looking for personal information that should never be legally given out.  His accent was thick and definitely foreign, and he refused- several times- to tell me what the call was about.  This is obviously a scam that I will report to the authorities...

Do not call!

I don't know why they called me and ask about a person that i know i dont even know how they got my number
so keep looking for those guys and i think thats wrong they keep calling other ppl

THEY CALLED NUMEROUS TIMES ASKING FOR SOMEONE WHO DOESN'T LIVE HERE. TOLD THEM THAT & ONCE AGAIN THEY SAID THEY'LL GET THIS NBR OFF THE LIST! THAT'S BS!!! THEY ARE SUCH LIARS!!!!  HE ALSO THREATENED ME BY SAYING THAT THIS IS A RECORDED MSG.

These A**holes have called 3 times in a row. We are a bankruptcy law firm and they called regarding one of our clients debts on their Amex account. I told them yesterday they could speak with the attorney on the case next week because he is on trial but they still keep calling. Claiming its an important call. I know who you are already

The number that came up on the caller id was 877-426-5514

Nisha called and asked for my boss by name.  She said she was calling from American Express and it was very important.  However, she gave a reference number (rather than a card number).  IO am sure she is from one of the bottom feeding (a/k/a debt purchasers)

They called our land line yesterday (October 10, 2011) while I was at work.  My wife answered the phone and the person said they were Nisha and gave my wife a license number of 20102748 and a reference number of 39017-41623 in regards to us contacting our neighbor across the street about something "very urgent".  The company name they gave my wife was "First Financial Advantage".  The caller ID on our phone said the call was coming from 222-222-3520 which sounds like a faked caller ID.  They said to have our neighbor call them back at 877-426-5514.  Sounds like our neighbor is having financial problems paying on their debts and they are hoping a neighbor will get them tricked into calling these creeps back.

I tried calling the number back to tell them never to call our number again (we are on the "do not call" registry) but when I said that they immediatly hung up the phone.  The ring-back tone didn't sound like something you'd hear in the USA so I suspect its some call center in India or Africa.

This number just called me asking for neighbor to call them back too. I'm no constitutional expert, but this seems to me like a violation of privacy under the first amendment.

Any ideas who calls from this number?

Got one too!  Neesha!  Yah like thats her real name.

Someone named Neesha....????  Said it's Very Very important.  No information at all.. Who the heck are these annoying people

I keep ge
tting calls  from th

is number. I have told them that I am in financial distress and would pay when I am able. I have sent money but they keep calling
Me.very tired of it. I thought that if you pay something, they cant do anything.

This belongs to Discover Card/First Source Advantage.  I'm a few months behind and have told them they'll get paid when I can pay them.  They even called my neighbor looking for me and gave them a reference number to deliver an "important message."  I am aware of my responsibility to pay the debt, however some things hav happened which have made me unable to right now.