called again this time on 5-12-08 and don't know who they are won't leave msg. Isn't this illegal ?

answered the call, they said thank you for calling a representative will be with you shortly. we hung up

when answered...no reply....they hang up

I have no debt.  I work for a City's taxing authority so am crazy about making sure everything is always paid in full and on time.  Throughout my entire adult life (paying my own credit cards) I have been like that.  I also have my credit score report which is just plain awesome from recently as well.  Resurgent calls at ALL hours of the day and when I told them to stop calling that said they would just continue to call.  They wouldn't even identify themselves on the phone, the providence of caller ID on your TV screen.  They are a disgusting, creepy company, do not even talk to them or provide any additional information.

Calls me several times a day and when I answer and say "Hello?" whoever is on the line just sits there and never answers me.  It is extremely annoying.

They called here for my son, who does't live here anymore.  Wanted his phone number, which I didn't give them!  Glad I didn't now that I'm reading all of this!  Wanted him to call Ms. Sweet at 1-877-478-3818 ext. 2387 when I heard from him!

Info from the rip off report-

There appears to be no scrouples or limits that the Pinnacle collection agency is willing to adhere to. However, instead of arguing with the peons on the phone, it figures we should take our message directly to the president:

If you do have ANY beef with Pinnacle, perhaps you should write and express yourself directly to its PRESIDENT:
Donald E. Garcia
531D E Gabrielle Lane
Orange, CA 92867

Those HARASSED by Pinnacle Financial Group may not be content having an lost-cause debate with one of the many low-level individuals from Pinnacle's four call-centers. But then... why speak to rank-and-file when you can take your case straight to the top?

Okay, if Donald Garcia dodges you at the address above, you can always try to reach him at one of his other regular jobs: the American Cancer Society (as chairman of the fundraising and sponsorship committee), the YMCA (member of the Executive Board of Directors of the YMCA of Orange County), or as a representative of "Woodrow Wilson International Center for Scholars"(wilsoncenter dot org). However, do try to be discrete... I doubt any of the above would be happy about the day-to-day harassing collection practices of Mr. Garcia's Pinnacle agency. Also, if by chance you reach a female sounding voice when calling Mr. Garcia on the phone at home in Orange County, CA, it will probably be his wife Barbara L. Garcia and is not the Donald, himself -- be polite when asking for Donald.

Donald E. Garcia -- BIO (From SourceWatch)
Donald Garcia "is chief executive officer and president of Pinnacle Financial Group. Prior to this, Mr. Garcia was president of the National Association of Professional Insurance and Financial Advisors of Orange County and president of the Walnut Valley Chamber of Commerce. He was co-chairman of the National Latino Coalition, Por Mi Futuro in Washington, D.C. and a member of the Executive Board of the Alliance of Central County. Mr. Garcia is currently a member of the Executive Board of Directors of the YMCA of Orange County and was chairman of the Fundraising and Sponsorship Committee, American Cancer Society." [1]

He is a trustee of the Woodrow Wilson Center.

Who said "an eye for an eye?"... does that apply for phone calls, too?

Keeps calling says debt collector asking for Terry Wolf. Never heard of this person. My phone number has been the same for 15 years. How to stop this??

LVNV Funding, LLC

DBA/ Resurgent Capital Services, LP

Dba/ Alegis Group, LLC

Aka/ Sherman Financial Group, LLC

aka/Pinnacle Financial Group



Fka/ Sherman Acquisitions

Aka/FNBM, LLC

Aka/Ascent Card Services

Aka/Ventus Capital Services

Aka/Performance Recovery Group

Aka/Receivables Management Solutions





Don't Fall for Resurgent Capital Credit Card Scam  ...»  more.



SUE ARGENTIERI IS A LIAR! DOCUMENT

SIGNOR LIES ON AFFIDAVITS,

COMMITS PERJURY?  (SEE BELOW)



Bank of America Building

200 Meeting St., Suite #206

Charleston, SC 29401-3187
  15 South Main Street, #600

Greenville, SC 29601




 (Caution: Phone numbers are disconnected on a regular basis)

Phone: 888-665-0374        864-678-8421        877-264-5884



Fax:     888-546-7697             864-370-4998

(Phones ring at Resurgent Capital, Greenville, SC)



Kevin Branigan, Charleston, SC, Officer
Leslie Gutierre, Charleston, SC, Officer
Scott Silver, Charleston, SC, Officer



Websites:

http://www.lvnvfunding.com/

http://www.rcap.com/

http://www.resurgent.com/



--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

SUE ARGENTIERI IS A LIAR!

Anyone receiving court papers with affidavits by Sue Argentieri are warned her affidavits may be false, bogus, full of hearsay and perjury.  Sue claims to have knowledge on accounts by stating she has care, custody and control of all records concerning account of...

Sue's a LIAR!

She's employed by LVNV Funding - they acquired the account after charge off.  Her statements are hearsay and blatantly false, yet they plead as true in court filings.  This is just another example of lying and using the courts to extort money from consumers.  Sue Argentieri should face criminal prosecution for lying on court papers.

To see how these organizations are structured go to:
http://settlementscams.com/debtcollector.pdf
All of these bottom-feeders started from the same mold, Sherman/Alegis out of Houston was originally started by Frank S. Russo, Tony M. Ettinger, Thomas E. Upton, Samuel Bergman and Richard Dunn all of Houston, Texas. They purchased old debts for pennies, and then set up collection agencies to collect on them at inflated prices.

As with most bottom-feeders, they have had to resort to placing all accounts on consumer credit reports, inflate the balances and demand settlements. Alegis became Sherman, which became LVNV and now Resurgent and Ventus are all in the bottom-feeder business. They do file lawsuits, most with bogus affidavits and pleadings. They use under-educated employees such as Allison Moon of Greenville, SC to sign affidavits where she lies about the authenticity of accounts (see ?Allison Moon is a Liar? below) in their attempts to give credibility to their bogus pleadings. The problem with liars like Allison B. Moon is she makes statements known to be false. Her swearing is nothing more than hearsay and an attempt to defraud consumers out of monies they may not legally owe, not to mention the fraud she and her organizations bring into the courts. Consumers dealing with these bogus filings and affidavits are urged to challenge their validity in order to avoid becoming another victim to their scam and being ripped off.

You are further urged to go after these bottom-feeders for the lies they place on your credit reports. Under provisions of the federal law, the Fair Credit Reporting Act (FCRA) any item placed upon your credit bureau reports MUST be ?accurate.? In my experience, I doubt anything placed by a bottom-feeder could ever meet the legitimacy of that test. Consumers are urged to dispute any LVNV, Sherman, Alegis, Resurgent, Ventus account with the credit bureaus and make demand upon the organizations and their owners to abide by the law. They receive a fat check to lie about things that cause you misery, higher interest rates, credit denials and in most cases, don?t have the required documentation that would meet the definition of ?accurate.? All of these owners, board members, attorneys and employees can and should be held strictly responsible when that information does NOT meet the legal definition, as stated by law.

The reason the Allison B. Moons of this industry are getting away with this is because no one is going after her. That can easily change if enough consumers decide they are fed up at being taken advantage of and strike back at these bogus filings, pleadings and credit bureau placements.  

We need to heed the lessons of ENRON and make sure that Allison B. Moon is held accountable when she breaks the law.  



CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.


File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

would somebody sue these b*****ds ?

I hope you're not being sarcastic as it is not hard with the technology available in the market to monitor someone's cell phone usage and auto dial when their line is engaged you could double check with any PI and they would tell you.

You all should also know that they operate under different company names (ex. NCO financial or Pinnacle financial) to harass you more, force you to pay, and lessen your chances of going after them for their illegal practices.

Yeah thats right james it is no coincidence i used to work at one of these places and we had a big red light that started flashing when somebody we were monitoring started using their cell phone like "James is on the cell phone now" and we would call him right away so we could interrupt their call and it really put the pressure on.

Those PIRATES call my cell phone everytime am on the other line.

This is NOT a coincidence or a one or two times thing nor is it legal as they are monitoring the cell phone usage activities so more abuse could be done in order to pressure you pay.

The Feds should take actions against those Thugs.

I just got a call from them, they left a message. they are a company called Pinnacle Financial Group.

COLLECTION AGENCY "PINNACLE FINANCIAL". IF YOU OWE SOME MONEY TO SOMEBODY, DON'T PAY IT TO THIS COLLECTION AGENCY. THEY ARE RIPP OFF, BECAUSE THEY HAVE HIGHER AMOUNT OF MONEY THAN YOU REALLY OWE AND THEY WONT REMOVE IT FROM YOUR CREDIT HISTORY. SIMPLY TELL THEM THAT YOU WONT DEAL WITH THEM EVER, BECAUASE YOU DON'T TRUST THEM.

Received call didn't answer. Dont answer unless i know the number...

these people call here for someone that does not live here and how did they get my phone number. I have several that come in here and as I get them I will report them now that I found a site to do so at. When you ask politely for them not to call anymore they hang up on you.

Received call from this number, did not answer. When I called back, was in queue, heard message that a Pinnacle Financial Group representative would be with me shortly. PFG is a collection agency.

don't know who it is and wish they stop calling me i'm on the don't call list and they still call here stop calling me

Calls and leaves no message, found on caller ID....Who are they?

keep getting these annoying phone calls from this number. Never leaves a message and doesnt answer you when you answer the phone. and they call during my work hours.

1-877-478-3818

Pinnacle Financial Group

Got this call from 877-478-3818 at my work number.

keeps calling my cell phone. no answers

I got a call from this # for someone I do not know and they swore up and down that they talked to this person last Saturday morning at 10am the 19th which is not true as this unknown person is not nor has he ever lived here. I am a widow and there is no men living at this address.I have caller ID and this # just showed up today and not the 19th.

keeps calling my cell phone. Leave no message or hangs up on me when i answer,

Asking for someone I have no knowledge about.