Actually just to clarify I'm a debt collector and we are allowed to call cell phones because barely anyone uses landlines anymore some people only have cell phones so some regulations have changed maybe you all need to look and do some research then speak as to why we do what we do we know fdcpa rules so we know what we can or can not say and do

Please give me a break. "Just following orders" is no excuse for lies, bullying, and jerking people around. It's not my job as an alleged debtor to shift my finances or my schedule to suit the changing whims and commission targets of some phone drone who can't do her job without breaking laws. I've no doubt a collector like this "will surely take your money" while giving grief to anyone smart enough to demand validation and a ban on phone calls.

I heard that Lin Potilo , owner of UCR, Regents, Impareial ect... was in Scottland puting his money in to the scottlands bank

I've been called since may of April 2013 by World Recovery Service for an old debt. They are calling my cell phone which violates the TCPA. Has anyone ever sued them and won money? I have about 8 pages of calls and a few phone messages they've left me. At $500 per call they are at about 50K based on my log not including attorney fee's. I'm just wondering if it's even worth it?

She's just doing what shes asked to do. I used to work for this company. They can take any payment arrangement they want, but they are trained to push for money good today, good for 7 weeks and good for a month. She can take your payment plan, but she's secretly not going to accept it because she wants bonus money on her paychecks. So they treat everyone the same, they cant accept what u can and are willing to do. Top end collections. In reality, they are not and can not do anything to you. If she didn't accept your payment plan then that's her fault for not setting up post dates to help clear her next month goal. They are trained in advanced negotiations to help put the payment plan they want in their lap to increase their income. Id just call back on the day you have the amount of money you need for a payment plan. Because then that collector will surely take your money that's clearing today and set you up on post dates to build his income.

I think United Credit Recovery is using a new name instead of American Debt Sales it looks like they are now using Dalothian Capital.  World Recovery Service collection agency may be using the name Windsor Law not instead of VHC Law.  http://www.godlikeproductions.com/forum1/message2361846/pg1

I need an answer about a surprising outcome this past Friday 6/28/13. I called this company after being denied a bank account because I owed Wells Fargo. The bank told me to call to pay this off. I called to try to set up about 4 payments for the balance of 380.00. I get paid on the 1st and 15th so I did not have any money for a payment on the 28th of June. I asked if my first payment can be July 2 the lady I talked to said her managers told her that they cannot accept a payment in July unless they get a payment for June.  there were 2 days left in June, duh!  what the H?  I live paycheck to paycheck I explained that I Could Not make a June payment as I did Not have money on my card.  the woman then told me that If I did Not make a payment for June I would be considered a Refusal to pay.  WTF?  I told the woman I was speaking with that I was going to report them and I started recording the call... do you think I can sue them?

So, if a creditor can't validate a debt:

   They are not allowed to collect the debt,

   They are not allowed to contact you about the debt, and

   They are also not allowed to report it under the Fair Credit Reporting Act (FCRA). Doing so is a violation of the FCRA, and the FCRA states that you can sue for $1,000 in damages for any violation of the Act.

The opinion letter from the FTC which clearly spells out that a collection agency CANNOT report a debt to the credit bureaus which has not been validated:

Having over draft protection means that the bank will COVER the check,  however, you HAVE to reimburse the bank their money PLUS their charge (which you agreed on when you checked the little box that said do you agree to these terms and conditions) So, if you had 200.00 in the bank you used your debit card or wrote a check for 200.10 the bank will pay the check but you have to pay the .10 plus prob 35.00 over draft fee.  So for the convenience of having over draft protection you end up paying the fees. And if you do NOT pay the first 35.10 you will be charged another 35.00 then if you just walk away from the bank without paying those fees you can be charged other fees.  By the time they send you to an attorney's office (and they will) you can owe up to over a 1000.00 for that .10

If you did not do anything wrong why were you sued?  


http://docs.justia.com/cases/federal/district ... .pdf?1346933468

Total garbage.  Len potillo still owes me 30 million for our joint venture.  I built the entire software infrastructure that these agencies operated from.  He spread false rumors about me going to jail when I shut down my infrastructure and he could no longer make money.  Come to think of it, the guy is so full of sh&& that he says just about anything to intimidate.  He did lose millions of dollars that he was intent on stealing when I shut my software off.  He should have paid his bills.  I did recently hear that Len potillo was looking at problems from creating millions of fraud affidavits in the name of us bank.  I do suspect that the person who referenced me in the above post was Len potillo or one of his people.  My name was remote and silent in the business and related to money the companies owed me in my dealings with potillo.  My name on a message board just screams potillo spreading more lies to cover his fraud.  Btw, I think potillo might be named soon in a mn Rico suit.  Hope life is well,  Colby sends his best.

Josh, when did the violations occur?  I only ask because younsau you sued in July.  July of 2011 or 2012?  I worked there and they went out of business in may of 2011.  The company was taken over by united credit  that continued to use the name imperial even though they were not.  You may look at trying to amend your  judgment to include the new owner.  They now go under the name world recovery service and are looking at an onslaught of lawsuits based on their activities.  If it was prior to may 2011, you sued the right company.  If the violations occurred after that, you should amend your suit to include the new owner. All you have to do is ask your attorney to get the payroll records from united credit for that period and you will see that united credit actually was collecting under a company name that was defunct.  Regent was banned in Colorado for not filing licensing paperwork in 2010.  They shut down shortly thereafter because they pretty much blew it in Colorado.  Imperial was opened in an attempt to keep things going.  They were listed as a scam within a week because they kept all of the same management as regent that had just closed.  The worst manager ther was Keith Peerson.  He was always a punk and on the verge of being out of control.  He completely lost it when he got his seventh DUI and united credit took over in may 2011.  He is still running everything for them.  I left a week after they started using the name world recovery because it had just gotten too ridiculous.  They had quit paying people their full bonus and started cutting pay when they took over in may of 2011.  When they switched over to the name world recovery they stole everyone's bonus.  I think some people said they got an attorney to try and get some of the money back.  You are not the only one who didn't get paid.  If you look to 2010 you will see that regent actually paid the judgments when they lost a case and they settled most complaints when a collector did something wrong.  I know this because they used to counsel the employee that messed up and show them how much it cost.  When united credit took over, they just didn't care because the judgment was not against them.  Hope this helps

Actually I work there, I make 12.00 an 10% of anything I collect over 12000.00 a month as of today I have collected 15600.00 and I still have  3 more days to collect. So, let's see 15600.00 - 12000.00 is 3600.00 and 10% of that is 360.00  added to my bonus from money grams which is 150.00 my pay for next month will be 510.00 plus 1920.00 equals 2430.00 Not bad for a month.  That is my average sometimes I make more!  So,  go ahead call me a bottom feeder, I have Blue Cross, 401K , retirement, paid holidays and paid time off. : )

Hello, Sharon is right!  And further more, I am paid 11.00 an hour plus 10% from anything over 10000.00 collected monthly.  ( i usually bring in 21,000.00  a month)  I usually average 2500,00 to 3500.00 a month. Not bad for sitting around on the computer and playing games.  : )

I actually paid this company once when it went by one of its other names D. Scott Cruthers & Associates or something like that. This company; Imperial Recovery Partners or Regent Asset Management Solutions had a lawsuit filed against them by me in July because of their gross violations of the laws in the state of Oregon and for violating the FDCPA. They also have cases filed against them in many other states. Colorado even barred them from collecting in their state. This company is absolutely one of the lowest there is of debt collectors. With the Charlie gentlemen below I would not doubt that they changed their name again since they have done it three times since I have had to deal with them. I have had two supposed debts with them; one from US bank which was legitimate and another bank they said I owed but the balance was wrong and they continued to call even when asked not to; they also completely ignored my lawsuit. When one of my assistants called to inform them of the general judgement filed against them the guy on the phone laughed and said I quite "Good luck ever getting that money" then hung up. That right there should show you how bad this company is when it does not even follow the rule of law and actually basically spits in face of the court system. This place should be shut down and its executives imprisoned.

SHILL ALERT

cwhitler@bglaw.com

If you would rather not talk on here you can e-mail me.
Thanks

Hey Charlie,

I was a victim of Imperial Recovery Partners and was seeing if you could give me more information on them, I'm a receptionist at a Law Firm & all this s*** happened at my work place, so I got a judgment against them, and would really appriciate all the information you can give me?

Your agency's federal duty is to "send the consumer a written notice" including dunning and the "mini Miranda" within five days of first contact. If your agency sends that letter to where the alleged debtor will never see it, you have not in fact fulfilled that duty. If this is done deliberately to prevent a consumer dispute, it is unfair and illegal practice, and a tactic similar to "sewer service" of legal briefs.

What's "pathetic" is the persistent tone of desperation in the collection trolls who keep returning to this thread to confuse and disrupt its readers.

JohnDoe / Boo / Mel:
Your own employer called you about your debt? Wouldn't it have been easier to just call yourself? Were you "sewed" with silk or nylon?

you're obviously a d***hit. i said we only have to send a letter to the last known address we have on file for you. which we did.

Wow. What a f*** hole! Who is this? Duprey? Peerson? Pippert? Which one? Which one of you scum buckets are sitting around the office, typing b***s*** rebuttals to actual concerns of people you guys are ripping off? This is Charlie Soncrant so you know I know what Im talking about! You guys are so deceptive, then sit around trying to make yourselves look good by downing people, just because they are concerned about a company who uses deceptive practices. I love how you won't state your real name. "I took off my mask. Let's see you take off yours."

There is no Terri Freeman. It's an automated call they send to everyone. They change the name up constantly and leave harassing messages. Then you people call back asking "I need to speak to Terri Freeman". By then, the collectors have already traced your number and know who you are and how much you owe. You're falling right into their game. Trust me on this, I used to work for the crooked mutherfuckers.

I hope I can say all this on here. First off, I am an ex employee of Regent Asset Management, aka Imperial Recovery Partners, which is now called Worldwide Recovery, located on 135th St in Kansas City, or Leawood, KS. (The border is somewhere right there so I don't know which). The person that is saying all this crap about debtors should pay their debt, this Journeyboy f**got, is no doubt one of the goons that runs the place. It's either Keith Peerson or Matt Duprey Sr. I'm here to tell you as one of the company's top collectors who made $33 an hour, they are full of s*** The company is crooked as they come. They ran around the office ripping everything on the wall that said Regent and forced everyone to call the company a different name when answering the phones, way before the company actually was re-named to avoid law suits. These people are making MAD CASH by using the most deceptive practices. Here's the kicker...after they use the employees to get the money by any means possible, and stack up a bunch of post dated payments, they find a reason to fire said employee just so they don't have to pay the employee residuals every month. Why should they when all they have to do is fire you, then pocket the money? I was put on a "special team" of 5 other top collectors. We were told to say whatever we had to because they knew we were good at what we did. They separated us from the rest of the office and gave the other employees a script to read. The script was very mean, and made the collectors appear to be a***oles. They will tell you they are going to "make a recommendation to the litigation department to move forward with further collection activities". This is a vague statement that sounds threatening, however, if they ever get called on it in court, you can't say they threatened litigation, technically they only said they would "make a recommendation". They don't even have a litigation department. I was told by Scatta, the owner, when they put together our team, and said they were expecting a few lawsuits from our team, but the money we collect from other people would justify a couple law suits. They eventually fired me for alleged "drug use" without making me do a drug test. They were looking at a lawsuit from me and a few others, backed up by the EEOC. So the company packed up, moved across town, and called themselves Worldwide Recovery to avoid the law suit. Even though every crooked c*** sucker that worked for Imperial/Regent also works for Worldwide Recovery. The head of Human Resources is a bi*** by the name of Berryl Pippert who is a single 40+ woman, who invites employees over to her house after hours for drinks and drug use and possible sexual encounters. I can post video and pics to prove it. You can Facebook Berryl Pippert and you can see for yourself the type of lowlife, no class people running the place. They also are notorious for collecting payment, then selling the debt to other companies as if they never received the payment. The management yells at the employees when they try to issue a "paid in full" letter to the debtor. The majority of the collectors that work for the company are non educated, bottom feeders of society who have nothing else to offer besides sitting on a phone, acting like an a***ole to people, while playing Angry Birds on their cell phones. These people are taught to talk a big game. Do not be fooled. Do not pay these people a dime, for they will surely sell your debt after you pay it off. And since I know the sorry a** b*****ds will be reading this, f*** you all. My name is Charlie Soncrant. I want you to know I did this to you! Thats why y'all ran denied even knowing who I was. Y'all are as crooked as they come. "Behold the stranger in the midst, for he has been sent here to destroy us all."

testing

look at all the debtors trying to avoid here debt by trying to find a lawsuit. BAAAHHahahahahah...pathetic

These people called me and I fell for it and started a payment plan only to find that I was being garnished for the same debt from a different company. I called Imperial Recovery partners, which is the one i started payment plans with and the one that all of y'all are referring too, and told them that i was being garnished by a different company for the same debt they are claiming to have and told them I no longer am going to pay them because i don't want to pay the same debt twice and am already being garnish. Anyway they were very rude and are a scam. DO NOT PAY THESE PEOPLE! IT IS A SCAM!! I cancelled my debt card and they managed to reopen it which is my banks fault and I had to close my account. Now when I try to call Imperial the number is unlisted and it seems as though they do not exist. Be careful and do research before setting payment plans with companies you are uncertain of

Actually Mr. Collector, you can call the job and speak with debtors UNLESS it has been specifically addressed that you are not allowed to receive calls at work. I think maybe you need to update yourself on the governing issues surrounding debt collections. When someone completes an application for a line of credit, it asks for your place of employment, and in most cases, your work number. That number isn't given just to verify employment, employment verification can been done with a check stub.

I actually was dumb enough to pay them for a debt that I knew i owed. Then I find out they did not pay it to the original creditor. I filed a complaint with the federal trade commission, and a report with the attorney general in my state to try and recover my 300 dollars. I don't have a lot of money, and it frosts me that these low lives take advantage of people. I have lost this money I could not afford to lose, and probably will never recover it.

Scammers are everywhere now doing every concievable white collar crime imaginable, why? because they can. after they cause the financial collapse of our nation we the people will declare open season on them, make a list of names and wait, there will be a day when you can hunt them down like the dogs they are. scam collectors beware. your day will come.