I fell for their scam. I ran into this website after agreeing to pay but after reading the comments, I have cancelled my credit card that they were taking out 100.00 a month. Luckly I have only made one payment and the credit card company is trying to get the money back. They threatened my with arresting me and having me thrown in jail. I reported it to our local police department and they gave me a website to report the to the federal goverment. The website to report them is www.ic3.gov.

Got the same call.  They called my parents and my in-laws.  I have never had a payday loan.  Tried to convince me that it was real and a loan may have changed hands or charged off to collectuons.  They said if I didn't pay over the phone I would be sued.

ADS called me too about a payday loan.  Stating I didn't pay it.  So I told them I will callback today.  They were not happy when I told them I'm getting records to show it was paid.  Worst when I started questioning them for information they hung up on me and so I called back and someone claimed to be the owner and it was the guy who hung up on me saying he was someone else.  He hung up when i ask for the supposed case#.  A bunch of jokes that messed with the wrong guy.

They contacted me too last week and got really defensive when I started questioning them.

By law they have to send you the information through the mail.  They have not done that.  If it is even real.  They need to prove that it is you that borrowed the money, that you are obligated to pay it, (there is a statute of limitations,) and that they have the right to collect it.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm

You should sue them for deceptive practices, violating the FDCPA.  They'll have to pay you and your lawyer.

This so called company has called me too. They say that my county has criminal charges against me and that they need to speak to me. This is a scam and will always be. I have never heard of a law firm calling and making threats like this. This is uncalled for and I will not put up with it AT ALL!!!!!!!!

i recieved a call they left a voice message a"paul" with the same cb # he states they are going to sue me and he wants me to call so i can get the info on my court date and go over the case with him? funny,he left the name law office of ADS and associates, when i googled it, nothing came up, some other company that had a web page that did not look legit, it had an address in chicago il and looked extremley suspect. anyway so i found a bunch of complaints against this #, also the caller id showed a howard pervis. i work for a bank in the legal department funny enough, and i know these people are violating a bunch of laws.
1. Any collector let alone a representative of a law office CANNOT leave a message in detail, it is against the law, they cannot leave a message saying they are suing you or taking any sort of legal action against you, all they can say is the companys name, hours of op. and the call back #.
2.when i called the # back it said we are busy or away from our desk this is AD Services,,,,, another violation, the product brand (i.e company's name) has to be left in full on a voicemail, so it the name of the company is XYZ Law office, the voice mail MUST say XYZ Law office.
3.I am also a law student and my exhusband is/was a cop, WHEN IN THE HELL have you heard of a "law" offices calling you? no, everything is done in writing,. they send an offical from the courthouse to serve you with papers with a court date and the law office information. about a year after we divorced he never paid one of our credit cards, a guy came to my home, served me, the next day i called the law office, made payment arrangments, got that in writing, then settled the account, ALSO THEY SENT THAT IN WRITTING.
4. THIS COMPANY IS B.S PLAIN AND SIMPLE, I WILL BET MONEY IF YOU SAY YOU HAVE CONTACTED YOUR ATTORNEY AND ARE RECORDING THE CALL AND ASK ALL THEIR INFO, THEY WILL GET IRATE,SWEAR OR HANG UP (WHICH IS ALSO VIOLATING OF CONSUMER RIGHTS) SO PLEASE DONOT FALL FOR THEIR BS. DONT GIVE UP YOUR INFO, CALL YOUR AG OFFICE, FILE COMPLAINTS, THREATEN TO SUE THEM, ASK THEY SEND THINGS IN WRITTING, THEY ARE SUING YOU AND THEY ARE LEGT\IT THEY WILL HAVE YOUR PERSONAL INFO, TRUST ME IF ITS LEGIT THEY HAVE YOUR INFO THEY WILL NOT BE CALLING YOU!!!!!!!!!!!!!!!!!!!.

I was contacted by this company, told that it was a legal matter from back in 2008 for a payday loan that I never paid back. They said they would serve me papers to my residence, but since I was calling them back they would reduce the amount I owed them from $1375 (total with all court costs) to $600 which was supposedly the loan amount. I said that I wanted to see something in writing as this is now an issue from 4 years ago and I've never been contacted about this before now. The "investigator" then put me on hold and another man got on the line. Supposedly an attorney, he was going to put through the cease and assist order, stopping papers being served, if I was going to pay right that second. I said I wanted something in writing and he said he would email me something. I did receive the email stating that I had until Sept. 14th to make the payment for the reduced amount. The phone calls started back again, over and over again, all afternoon. I finally answered the phone and was spoken to very harshly. I was told by the original man that called me (the investigator) that I've received the email so what's the hold up? Why am I being so difficult and so on. I told him he was harassing me with the calls and that I didn't appreciate it. He said, fine then, pay or don't pay, I don't care. Good luck if you don't cause you'll need it.

The company's name is Access Data Services, Inc. in Amherst, NY - same phone number as the one listed in posts above. Not sure if this is real or a scam.

The number they call me from is 888-523-5281 but the number they want me to call them back on is 877-576-5441 x 316.
Anyone else have the same experience?

Hirsh Mohindra, 35, 121 Ashton Drive, Burr Ridge
owns to Comfort Suites hotel in Romeoville, IL.
I am a patron who was hurt on his property and he is refusing to notify insurance if he even has it!

Who can I call about these harrassing debt collectors?  They keep threating to serve me and making calls at all times and asking me for my address.

Maybe some of you didnt have the loans, or didnt know you had the loans, but it definetly is not a scam. the loan i owed for was way back from 2006, from a cash advance place from when my ex was in the military. we would have to give them a new check every 2 weeks to pay back what we had borrowed the previous pay period and to borrow more back because the fees were sooooooo frigan much. I dont know how it is for every one else but it is considered bouncing a check. I dont know if they can really sue or arrest you for it, but the debt was real for us. my ex paid it when they called me, better to be safe than sorry we figured,we know we really did take the loan. over and over again. so glad they are making these stupid cash advance/check cashing places illegal in most states now. THATS what rips people off, not the people trying to get back the money.
877-558-7946 thats the number we got a call from. and no, i am not one of these heartless people. just sayin, maybe some of you dont remember taking the loans, and you probably wont go to jail for it, but if u borrowed it you should at east pay back the amount you recieve

thank you for that info.I have been doing the same thing in the state of R.I.They are scammers.The people who say they have been served papers are the scammers themselves,to make them look credible.I tried to get written documentatio of this so called debt I owe and they hung up.They are so rude,but I don't let them scare me.Thank u.I have several recorder messages they left and I am going to the AG'S office to file a complaint.I already filed with the FTC.JUSTICE WILL PREVAIL.

they are:
CHM Capital Group, LLC
2224 W. Touhy, Unit 1E
Chicago, IL 60630
Phone: (877) 576-5441
Email: info@chmcapital.com
owned by :
Hirsh Mohindra, 35, 121 Ashton Drive, Burr Ridge
1-312-670-6788
agent is :
Ian L Erdos
Category: Professional Services Lawyers Lawyers  [Edit]

500 W Madison Street
Chicago, IL 60661
Neighborhood: Near West Side

(312) 372-9592

This company called my parents house I haven't lived there in almost 10 years saying they had crimal papers to serve me and they have charges filed against me that I needed to call them back so they could get my address to serve me. I called back they asked my name and who I worked for and as soon as I told them I work for our sheriff's department they hung up on me.

So I got a call from this CHM group.  Also known as CHM Capital, CHM Mitigation, CHM Collections.  They are in Bolingbrook, IL.  A guy named "Larry Johnson" claiming to be a process server for CHM the firm handling my "claim" left my sister a message saying I had to call them back at 877-509-0417.  So I called them and was told that a process server was ready to serve criminal papers on me for a payday loan with MyCashNow from 2003.  Few problems with their story:

1. I never took out a Payday loan.
2. They said I took it while living in Killeen, TX.  I've never even been to Texas.  I've  lived in NC since 1979 which is a HUGE problem for them because...
3. NC Attorney General Roy Cooper is the most vicious destroyer of Payday lenders in America.  So I contacted his office.  If these guys think they have ANY ability at all to get a day in court to collect on a payday loan made after 2001 in NC they have lost their minds.  In fact the Attorney Generals office is sending them a cease and desist letter for their collection attempts on an illegal, unsubstantiated loan.  They already have many addresses on file for these fly-by-night scammers.  They claim to be out of Chicago in some calls.  CHM is the well know acronym for the Chicago History Museum.  

Furthermore, I was informed they broke state and federal collections laws when they threatened criminal action.  They said I would be charged with check fraud.  And I recorded my conversations with them which I am handing over to the NC Attorney Generals office who told me there is no such thing as check fraud in NC without a check being written.  Direct deposit for a loan can't constitute check fraud.  This violated the Fair Debt Collections act and a few state laws.  Debt is a civil matter, not a criminal matter.  No one has gone to jail for a debt in the US since the Civil War.

As of tonight CHM called my office number and left a message for Steve Hayes with a case number stating the the "hold" they had put on the process server for the case had expired and if "Steven Hayes" did not want to go to court he would call them to settle.  Another problem for CHM, I'm not Steven Hayes.  They can't even keep the records of who their calling straight.

Few legal facts I was provided by the NC Attorney Generals office:  If payday lending is illegal in your state, as it is in NC, then any loan contract entered into is illegal and non-binding, even for the principal.  Also bogus is any claim that the contract of the loan is bound by the laws of (fill in your state or country).  There are almost no states where you are bound by contract law outside of the state where you reside or are physically present upon entering the contract.

When you search for information on this group you will see many comments claiming "they're for real... I got served papers and had to go court...costing me $1500..." or even as low as "....$700".

What a crock of $h1t!  Are they really willing to pay $1500 to a lawyer to appear for them for a $1500 award in court?  Right.  All these guys are probably employees of this scam crew prowling these posts to improve the scare ratings.  I'll believe it when I see it because I'm in experiment mode now.  Under instruction from the AG's office I am not talking to them again.  I hope they do serve me a summons to appear in court for a bogus illegal payday loan claim.  If they even find a way to get this in a NC courthouse I will have the power of the law, prosecutors and the courts squarely behind me in a counter suit.  They ready to go to court in NC to admit they broke state law and made an illegal loan as an unlicensed lender?  God I hope so.

this company hascalled me three or four times trying to contact my dads ex. some guy claiming to be a police officer. i know hes not cause he hangs up on me every time i ask for his commanding officers number. this is definitely a scam in my opinion

I got one call today from "CHM Remediation Services" They had my fathers name and they had charges filed aginst him and a summons for him to appear in court. And that my father had given my name as a reference to them. They wanted me to have my father contact them at their #877-558-7946 they even gave a case # and at the end of the call said they said "I now consider _____ _____ offically notified!" What a convincing SCAM. I called my father and let him know what's going on, and not to call them. What a joke.

FRAUD SCAM FRAUD SCAM
CHM Remediation Services
877-558-7946
FRAUD SCAM FRAUD SCAM

This is a scam. They do have real info on you, but they claim to be CHM Capital Group, which there is no such business. I told them to I wanted WRITTEN proof of this debt. They said they are "going green" and will only email it. I googled the address that is on this extremely generic, typed out notice, and it's to a 3 bedroom apartment... not an office. Whatever you do... DO NOT take their threats seriously. I have done a lot of research on these people. It is fraud.

this 877-576-5441 called my sister looking for me..  told her they needed to speak with me n that charges have been filed on me n they were suing me.. my husband told me not to worry about it that it was a scam...  just trying to find out if it is a scam

did you go to court

Got a call from them, they were process server's.  They gave me court documents with a must appear court date on it.  Waiting to go to court next month.

Stating they are going to arrest me  Called my husbands ex wife of 25 years ago  Dont know how they even connected it

Just got a call from this number saying there were charges against me.   Anyone hear anything  back from them

MY SON RECEIVED A CALL SAYING THAT SOMEONE WAS BRINGING CHARGES AGAINST ME AND THEY NEEDED TO FIND ME TO SERVE ME WITH PAPERS TO APPEAR IN COURT.  THIS IS ALL BULL AND IT HAD BETTER STOP......

just recieved a threatning message about someone suing me. it a bunch of bull ive recieved many messages with the same area code for different reasons all scams.