They called me about 12 times a day for 4 days never left a message. Caller ID shown me who had called. You add that to the fact that I told them that, I wouldn't answer the phone, because I have 2 types of hearing problems. But that doesn't stop them from constantly harassing me by phone a lot.

It is not a bogus address.

I am an old lady and I keep my credit good , and I get several calls a day and I answered once, voice mail to call, not giving any inormation on who or what this call was about. They need to get their information correct before calling just any number. Thank God for caller id, I just ignor the calls...............

Naturally "the people would not work with" you. It's much simpler to work you over like they're rolling a street bum for pocket change, especially since it's evident you've offered no resistance. By all accounts "their office policy" regarding treatment of alleged debtors is against the law and gives you leverage. But you'd rather continue in the role of victim. Bend over quietly and don't come back here in 2013 with more complaints.

I keep getting calls from this number but they only leaving recordings. and never say who they are calling for.
They say they calling from the Jacob law group.
Call everyday several times daily.

JUST BECAUSE THEY SAY THEY ARE LAWYERS OR REPRESENT A LAW FIRM DOESN'T MEAN THEY ARE HONEST. LAWYERS GO TO PRISON ALL THE TIME! And NOT for a visit

The address that Jacob Law Grp filed w/ the bar assoc. is Bogus 2623 W. Oxford Loop, Oxford, MS it looks like a transmission repair shop

The people would not work with me.  They filed papers to garnish my wages wich will start at the end of this month.  I have called them and asked it is anyway possible to wait until after the first of the year and their reply was that was against their office policy.

Just got this call, and let it go to voicemail. A woman identifying herself as Angela Tucker is looking for someone (Janice Badgley) whose calls I have been getting for more than a year. She identified herself as working for Jacobs Law Group. I've been tracking these calls, and I intend to take it up with the BBB and FTC anytime someone calls looking for Janice Badgley. This has been my phone number for more than 10 years, and it's a violation of my privacy to circulate my phone number under a different person's name.

Your husband is so hard to find that he could not be reached at your home? Jacob did not already have his personal contact data and his credit report showing his current employment before hassling you at the wrong PoE? Somehow I doubt it, and such false skip tracing is illegal. I also doubt Jacob will stop calling the wrong numbers until he either emerges to "surrender" or the agency is told in print to knock it off.

The courts and the collection industry have been confused for years regarding what to say in phone messages and when to say it. Per the FDCPA, a collector must make ''meaningful disclosure'' of its identity yet respect the privacy of whoever is named on a debt account. Those two mandates are frequently mutually exclusive.

You were right that giving you, a third party, a "mini Miranda" disclosure meant for someone else -- whose name you were given -- harms that other person. At the same time, if you did happen to be the alleged debtor, that disclosure was *required* in a first contact. Stupid and confusing, you say? Yes, and that's one reason the FDCPA, which just turned 35 years last week, badly needs reform.

Maybe this time you won't hand off your job of ceasing the calls to the triple-B, which has absolutely no legal power to defend your rights or enforce your will. A simple half page letter sent straight to the collector's door will either shut them up the same day or trigger a lawsuit from you if it's ignored. Send a ''cease communication'' notice via USPS Certified with return card. This is the method promoted by the FTC and many consumer watchdogs.

Are you sure that was a "summons", naming you as Defendant and a creditor as Plaintiff, and providing a docket number you could verify with a court clerk? I ask because a straight dunning letter is required to advise that you have 30 days to send a written dispute, whereas a lot of court jurisdictions set 20 days as a deadline to respond to a civil complaint.

} It seems like if you are making the effort to pay then they should be willing to accept what I can pay.

You need to stop relying on your uninformed assumptions of what things should "seem like". These are debt collectors, not customer service reps. They want your money, not your excuses. You were foolish enough to "set up payment arrangements" without even bothering to make them validate their claim. They are running the show now, not you. You miss a payment, they will gleefully use that lapse against you to extort higher and faster payments. UNTIL YOU FIGHT BACK the collection agency will continue to control you!

} they took it to court in April

It's my original question again. You were served a civil complaint? They won a judgment? You stupidly signed a stipulated judgment? Frankly I think you're confused about civil procedure, and Jacob has done a great job of helping you stay confused. It's very possible you were flatly lied to about the debt claim, your legal position, and/or your available options. You might want to review every call you took and every mailed notice and run a reality check against what your state laws and the FDCPA have to say about how you've been treated thus far. Then determine if you still feel like paying people who are probably jerking you around.

} this company really needs a check on how it does business

You can provide that lesson yourself in the form of a summons and complaint. The FDCPA provides limited shelter to "not me" cases like yourself, but it does say that no person is to be abused or harassed by debt collectors.

That willfully ignorant rep was playing the usual premise that you were lying to protect the mystery woman, and you could be "broken" like a criminal suspect if he only interrogated you enough. He threatened to keep calling until he gets an answer he wants. He used the phrase "legal office" to imply that you could be sued. All of that is illegal and gives you a cause of action. Don't wait until Spring to file suit or you'll be in danger of passing your SoL on the claims.

This number called my job looking for my husband. And i advised them they had a bus. and he doesnt work here. hopefully they quit calling thanks for the imput.

they called twice left a message , when i call back answering machine picks up, fowarded these calls and more info , will not say who the debtor is etc., to my state consumer credit bearu , it seems they have alot of complaints from this number

These people call and state they are with Jacob's Law Group and they are a debt collector and it is important for so and so to call us back immediately, this is an attempt to collect a debt. The calls are not for myself but I reported them to the BBB because I was under the impression that debt collectors could not identify themselves unless speaking directly to the debtor, because the company did not owe me anything the BBB let them know and closed my ticket. They didn't call for a few weeks and once again I'm getting calls for someone else and they are identifying themselves on my voicemail as a debt collector for this person and they are attempting to collect a debt.

They started calling our number last Thursday 12th trying to reach someone named Christy? Actually, they were trying to reach Christy's Family. About a debt, she owes... They have called every day now since and left messages on our answering service even though we told them we do not know her and to stop calling us.

You are the one that is a bum.  The collections people from this firm are asking for at leat 3x the amount of money owed and they want it paid on their terms.  If it was a fair amount, of course an attempt to pay would be made.  I have been offering to pay directly out of my checking account into their company for over 1 year and they have refused, because they are GREETY, and the more time that goes by, the more they want to collect.  You probably know so much about collecting welfare because you are probably on it.

This # calls all the time & say nothing!!!!! Just sits there!!! I am sick & tired of this & have better things to do. Think I might get a whistle!!!!! :)

The number that is calling me is 662-238-2868.  I received a summoms from this group stating I needed to contact them within 30 days.  I did contact them and set up payment arrangements.  I started paying in February however had a problem paying in June and asked them if it was anyway possible to start back in July.  Now they are saying  they want the money for June before they can accept my monthly payments again.  If I had the money I would have paid them.  They are threating to garnish my salary if I don't pay the June payment.   The thing I don't understand is that I paid on time from February to May then I received a letter advising that I had to pay the full amount because they  took it to court in April.  They also, advised me that interest was being applied which I was not told about.  It seems like if you are making the effort to pay  then they should be willing to accept what I can pay.

Military member here, called me during duty hours while at work. I'm working outside of our offices a lot doing random duties when I'm not deployed so I am required to answer every call that comes to my phone just in case its the office or someone working in it requiring my assistance or info on a new formation/meeting. I get a call from this random number and answer, a man on the line asked me if I was some woman then I told him no and I don't know who he is talking about. I said if this is not something concerning me then I have to go since I am on duty. He continues to ask me questions and I told him, "Sorry I can not help you.", then he tells me to take down a message and pass it to this woman. I told him again, "Sorry, I can not help you I have to go.". His tone took a rude turn and he told me again he was from a legal office and I have to take down this message and they will proceed to call me every day in an attempt to threaten me by annoying me. At this point I just hung up on him.

I understand debt collectors have a hard job, but I was being as polite as possible and trying to let this man go, this company really needs a check on how it does business since they don't really care about who they inconvenience or disrespect. It was especially funny since he kept saying that I must live with her when I live in a barracks and don't even own a credit card nor have debt.

Called me at work, and continue to robo-call even after admitting that they were not looking for me. Still getting calls! The managers are rude and un-helpful.

We don't normally answer these because we don't recognize the number.  they've been calling for a couple weeks now almost every day.  My husband has called back twice and told them not to call after receiving 7 calls one day.  They quit for a few days and now I've had 5 calls today.  I answered with "what do you want" and it was a message saying it was important to call Jacobs law firm.  I hung up.

There is no single answer. SoL is determined both by state law and by one of four account categories. SoL periods range anywhere from three to fifteen years. The SoL sets a ''shot clock'' for litigation to collect on an account, a clock which devious collectors try to trick people into winding back. The clock begins to run typically when a debtor defaults. At times the actual date is not so easy to determine.

"The Truth" was slightly wrong in March. A debt account can be collected or litigated either until the end of human time or it's discharged by court order. Expired SoL provides a killer defense which the alleged debtor must raise if sued. The threat of suit over sufficiently aged debt creates a FDCPA violation, thus another defense or a cause of action if the alleged debtor wants to be a plaintiff.

further reading
http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml
http://www.cardreport.com/laws/statute-of-limitations.html
http://www.carreonandassociates.com/articles/sol.htm

what is the statue of limitations on debt?

Just received a call today from the BS Group- asked me if I knew a Rio Hr....I said No, the guy said, you don't know anyone by that name, I said No, he said Are you sure you don't know anyone by that name, I said No with a pissed off tone, he said we won't call you again. A**les

These people call all the time. When I tell them I am not who they are trying to reach they get a smart a** attitude and call me a liar. I told the last one that "People who live in glass house's should not throw stones !"

Ok people, just pay up.

I can't wait to start working as a Debt Collector. LOL

just another bottom feeder

A woman from this number called asking for my brother-in-law.  Its some type of collection agency or something because he apparently has some debts.  The woman was very polite when I told her we don't have any info on him - haven't heard from him in years.  She did not identify herself or her company.  Even if I had info, I wouldn't give it because she was not forthcoming either.