} There needs to be a law put into place for these types of businesses.

Yes, it's such a shame Congress never thought to draft and pass a law which governs the behavior of collection agencies, one which gives victimized citizens the right to sue their corporate tormentors at little or no cost, oh, maybe like 35 years ago .....

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

We're so happy you "now feel comfortable" with being jerked around and lied to about the amount and nature of that alleged debt you never got validated. I also "would advise answering the phone" with a recorder rolling and a notebook handy to collect yet more evidence of federal violations. That way the "legal situation" will be properly focused on how these thugs are going to pay *you* for denying your rights.

When I ask Admin to scrub this thread for shills, I wonder if a tag on your cute little update "will boeooo [sic] the result".

If false threats of litigation and arrest, hostile insults, abusive language, and lies are your idea of "playing a little rough", it's a wonder you made it to retirement without being named as an FDCPA defendant yourself.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

1909303 7019
david carter

They are trying to scam me for $1152.08, and I may be on the hook with my credit card company for 800+ dollars already.

IF anybody knows anything about a company called RM Funding -based in California *supposedly*
1042 N Mountain ave suite, B140
Upland, CA  91786
Phone: 909-440-6347
Contact: Mike Martinez, Director of Operations.

From what I can tell they have been misrepresenting themselves to thousands of people about so called debts to be collected. All the phone numbers and addresses they give are all false, not to mention plenty of people are being scammed from them.

Other names I have found:

hamptonandwest.com / stantonassociates.info / American Asset Group.


Entity Name:    RPA & ASSOCIATES, INC.
Entity Number:    C3458393
Date Filed:    03/02/2012
Status:    ACTIVE
Jurisdiction:    CALIFORNIA
Entity Address:    1831 E GROVE CTR ST #25
Entity City, State, Zip:    WEST COVINA CA 91791
Agent for Service of Process:    RENE JAVIER IRAETA PALACIOS
Agent Address:    1831 E GROVE CTR ST #25
Agent City, State, Zip:    WEST COVINA CA 91791

these people are a joke! they intimidate you into thinking they are out looking for you to serve papers and that you will serve jail time for bank fraud if you don't pay via credit card THAT day. if you ask me, i think they buy old debts that were settled for less than original amount and if they collect the difference, they get it. don't fall for this people!

I had a very similar situation to "Dissapointed,"  I had one payment go through, now realized they lied to me, filed complaints with the CA district attorney's office and the FTC and canceled my card the payment came from.  Sent an email to the "administration" email, letting them know I know they lied and filed complaints.  Got two voicemails from this dude, one each two days in a row, just saying he needed to talk to me immediately to resolve the issue.  Not planning on talking to him.  Will the FTC/district attorney's complaints do anything?

These peeps might be a bunch of washed up collectors..but they're definitely not attorneys! I could not stop laughing when the the retard that answered said, "Let me connect you to our civil litigation department."

Beware!  These people are not legitimate.  They are in violation of the federal FDCPA and the California Rosenthal Act.   They wrongfully told me about an alleged debt owed by my adult son.  When I asked for a court case number in response to their efforts to schedule service of a summons, they couldn't give me one.  I checked the court, and there is no action on file.  I told them that I'm a real collection attorney, and (miraculously) they ceased calling my cell phone.  

If you want to make sure you're dealing with a real attorney, you can confirm via the State Bar website at http://members.calbar.ca.gov/fal/MemberSearch/QuickSearch

Retired Bill Collector, you work for them, don't you?

UPDATE: i have since gone through the chain of command and found these guys to be legit. I'm not sure if the court talk was justa scheme to make me pay but i now feel comfortable with getting this debt resolved.i owed $1156.22 and these guys (in 4 days) increased the amount to $2510. Anyways, no worries to those getting calls from them and i would advise answering the phone or else legal situations will  boeooo the result. Thanks to those who responded, much appreciated.

To Disappointed - You should call your bank and try to stop the payment, maybe shut down your card if you have to.  Look on your credit report and see who you owe money to and contact them directly!

I got the same phone call, there are a lot of collectors whom I'm told buy old debts and they don't know if a person has filed bankrupt or paid it off or what!

There needs to be a law put into place for these types of businesses.

Disappointed - Call your bank and try to stop the payment.  Look on your credit report and see who you owe money to and contact them directly!

I TOO RECEIVED A CALL FROM THESE FOLKS. I MYSELF HAVE BEEN A COLLECTOR AND I WILL BE THE 1ST TO ADMIT, THESE GUYS ARE RUTHLESS BUT I HAVE DONE MY HOMEWORK AND THESE GUYS ARE LEGIT THEY ARE JUST PLAYING A LITTLE ROUGH. THE 1ST THING YOU HAVE TO FIND OUT IF THEY ACTUALLY OWN THE DEBT OR IF THEY ARE WORKING FOR A COMPANY TO COLLECT. IF NEITHER ONE OF THESE QUESTIONS ARE ANSWERED THEY ARE A SCAM. I HAVE DONE THE CHAIN OF TITLE AND HAS STOPPED AT RM FUNDING. I JUST CAME ON HERE TRYING TO FIND ANOTHER PHONE NUMBER TO THAT COMPANY AND SO NO ONE HERE REALLY KNOWS WHAT THEY ARE DOING, ANYHOW DONT MEAN ANY OFFENSE JUST BEING HONEST. THEY ARE ON BEHALF OF RM FUNDING. THESE GUYS ARE REAL WAKE UP! I JUST WANT TO SEE IF I CAN DEAL WITH THE OWNERS OF THE ACCOUNT TO GET A SUPER LOW SETTLEMENT SINCE I AM CLEANING MY CREDIT. THE PROBLEM IS THAT I CANT GET A PHONE NUMBER FOR THE OWNERS OF THE DEBT IT SEEMS I HAVE TO DEAL WITH THIS COLLECTION AGENCY OR LAW FIRM OR WHATEVER THE HELL THEY ARE. FYI SINCE I TOLD THEM I WAS IN THE BUSINESS YEARS AGO THEY HAVE BEEN COOL WITH ME I JUST WANT TO PAY AS LESS AS POSSIBLE. LOL

I too have fallen under the knife with this phone number, address, and email. I was speaking with an agent by the name of David Carter, EXT 7019. He had all my information, as well as my old US Bank account number, so I believed him to be real. Mr. Carter stated that I also owed $1500 back in 2009, which today came to $2510, and will morethanlikely become a balance of over $5000 in legal fees if this were to go to court. He told me that I can settle out of court for 50% of the $2510 but it needed to be immediate or I can be approved for 6 payments of $418. I accepted the plan of 6 months and gave him my credit card information. I was working while this conversation took place and had no way to verify anything at that time. The $200 payment came out immediately but was drawn from a company called RPA & Associates, Inc. This business is NOT who he claimed to work for (Hampton & West). I am very disappointed as I'm going through a phase in my life where I'm working hard to pay back debts and was relieved when he said we could settle this out of court. My issue is how does one retrieve SSN and the exact Checking Acct # that I had debt due on? Also, I received an email from David, which was FULL of typos and sketchy terminology, with detailed case information but I can't look up the case number because Nebraska makes you subscribe to a service ($50/month) in order to look anything up. I'm truely at a loss of words atm.

I have received 5 calls from this number in the last 2 days.  He calls himself Mr Jones at extension7020.  He is a bully and said I owed $1500.  This is definitely some sort of scam.  He said he is collecting a debt for US Bank.  He said He didnt want me to miss my court date and I could settle it out of court.  He said he was seizing my property and bank accounts as well as garnishing my wages.  He is very mean rude aggressive Today he called and knew my address.  So why the heck havent i ever received a bill?  Because I dont owe them anything!  I spoke with US Bank and she has no record of any debts in my name.I cant wait to see what happens next...... 2/26/13

The address above comes back to a ups store. Clearly it's just a mail drop lol I've been f****ng with Ron via a proxy phone now for a few days lol I love wasting junk collectors time !!!!!

I talked to a Anthony Figueroa  yesterday he said I was going to have to show up in court or I could settle out of court. He said the law firm is called hampton & west, they do not show up on line. I checked with the BBB they are not on there either. They emailed me papers to sign. Their address on there is 154 w. foothill blvd suite A335, Upland,CA 91786. Also they included administration@hamptonandwest.com when you type that in a warning comes up that said it was a phishing website. They are a collection agency not a law firm, I didn't sign anything. They shouldn't be allowed to do that.

It's a debt collection. And they are rude as you know what... Ron Jones is most arrogant man I've ever talk too... He called me an idiot because i question the name of company n ask for the Bar number for the lawyer he refuse n disrespected me verbally n hung up... They claim they are a lawyer office but they are trying to collect on old debts illegally. Just remember they are not allow to threaten using legal action. They can not collect on a debt that's older than 5yrs old. I would talk them but only to get info get the date of debt n how much n straight tell them "refuse to pay" n remove your number...
Fukk RON JONES! N Renee with ur fake as$ alias names! Illegal as$ company

Did you just speak to someone today? I have been trying to get ahold of them & they are not answering. I have looked througout here and it seems these people may be a scam.

Spoke with Renee threatening saying they are going to send out a sheriff or process server told them do what they gotta do weeks have passed by still haven't received anything i called the number This guy Ron Jones says hes from a Law Firm wouldn't let me speak with anyone else says hes a manager asked for a bar number refused to give it i clearly told him who i was he still refused cursing at me i terminated the call. Totally against FDCPA regulations THIS IS AN ATTEMPT TO COLLECT A DEBT THEY ARE NOT A LAW FIRM YOU WILL NOT GET SERVED BY A SHERIFF my father is a detective for San Diego County Sheriff he has looked up my name and clearly they cant not have a sheriff serve us.