I recieved a call from this number claiming to be a debt collector for ten dollar pay day loan. the were wanting 1400 from me an saying I if I didnt pay them they were taking me to court. And they would tack on an extra 3000 an said they had a lawyer already set up for me. Do not pay they are scamming I talked to my lawyer and he told me not to give them anything.
Yeah they have called me a million times. I have a settled in full letter from MTE financial, which is ten dollar pay day loan but they are too stupid to correct their accounts. What idiots. They keep selling this account and I keep sending them proof that it's a done deal...Never take out a pay day loan...It's all scams
I was called before the close of busines and got an answering machine. They said to call the between those hours. I got no where. They threatend to flag my social and that I should call their Criminal Law Department. All paid my debt a year ago. This is definately a scam.
****Got an automated message. Called back and tt guy. Said my nephew opened up some internet loans with my name as a co-signer and forged my signature. At first I didn't believe him so I called my nephew. Dumb b*****d admitted to doing it without my permission. Boy was I pissed! This company is not a scam. In fact, had they not called me, this would have continued to really jack up my credit report which i just recently pulled. ***
Received this call before 5pm returned the call to see what kind of fool would place such an "urgent" call via recording. Returned the call before 5pm and reached another recording giving office hours as 9-5--DUH--it was before 5pm. This call was on my elderly mother's line and they only wanted to speak to her. I handle all of her affairs and everything is straight and on time. As an aside, I have a Bachelors degree in Criminal Justice and I am working on my Masters in Public Administration Criminal Justice Administration. Come and lets have a sit-down-face-to-face-talk with my lawyer present.
These cowardly-scum-of-the-earth and too-evil-to-be-called-people make me furious to chew nails and spit bullets.
You would be surprised how easy it is to get that information.
Just for example type your name and state into this site and see what pops up. It even checks and matches you to facebook and myspace and a bunch of other places on the web.
This is a very limited example of tools that collections agencies and other companies use to "Skip Trace" you.
Calling family members (god only knows how they obtained this info)-I have NO outstnding debt-SCAM SCAM SCAM. Calling the authorities.
I can buy your personal info over the internet. Ever hear of identity theft? Just because someone has your personal info doesn't mean the debt is yours or that they own the debt or legally represent the creditor
Always, always, always get wrtten validation, including supporting documents, before paying anyone claiming you owe money.
I FREEEEEKIN HATE BILL COLLECTORS. BUT I DID FINALLY PAY OFF THE LAST DEBT ON MY CREDIT REPORT. I'M FREE AT LAST!!! TO ALL YOU PEOPLE, JUST PAY IT....YOU KNOW IT'S YOURS. HOW ELSE WOULD THEY GET YOUR SSN# AND YOUR BANK ACCOUNT NUMBER AND ALL YOUR PERSONAL INFO???
Also on the recorded message they say, "Our law offices are open between the hours of 9 AM to 5 PM." I received a call from them at 6 PM. Come on!!! I agree, protect yourself, know your rights in regards to what you owe debt collectors. I will admit that I am behind on some bills, but I trying just all you folks. Don't be fool. Know your rights!
Just called this office. Found out that my idiot friend put my name on some financial documents that he's being pursued over. Glad they called cuz I had no idea. Not a scam.
I received the same message from shapiro and bannister, saying my ss# had been flagged and I could leave my name and case number and a liason would get back to me. Now that I have read other calls that are the same I see that it is a scam.
I had a very similar message. They advised that an Order of Civil Compliance was filed against me and I needed to contact Shapero and Bainster's criminal investigation unit within 24 hours because my SS number was also flagged and that the call was being recorded pursuant to Federal and State law. I agree anything serious will come via US mail or will come via process server. This is a scam.
Fake Debt Collectors and Collection Tactics
If consumers did not have enough to worry about having to deal with rising credit card interest rates, late fees and over-limit fees, zombie debt, and fervent bill collectors, now we have to worry about collectors calling about fake debt.
While many legitimate collection agencies follow the FDCPA, there are some collectors out there that are only running a scam operation and will be quick to use threats and scare tactics to get you to pay up quick. Their scams turn up in mailboxes, on the internet and through the telephone every day. Some collectors pose as national banks, government agencies (FBI, CIA), or even popular celebrity stars to gain personal information. These phony collectors may threaten to repossess your house, issue a warrant for your arrest, or even garnish your pay check, all of which are against the FDCPA rules. Some of which are even laughable (for example, there is no debtor?s prison in the United States).
Fake debt scammers rely on the fear and lack of knowledge about debt collection laws within the population. They also figure that a certain percentage of their calls will be received by individuals who may be carrying debt on credit cards anyway and may be susceptible to intimidation. When collectors use misleading statements and fail to provide identification, they are breaking the law. Never pay money to a possible thief. Keep cool when you hear from collectors to avoid this collection abuse.
Many times, people who took out payday loans online in the past are most susceptible. If you took a payday loan, be aware scammers may have access to your Social Security number and other personal information, and keep your guard up against such tactics.
Ironically, real "deadbeats" probably wouldn't fall for these scammers, since they have no intention of repaying their creditors anyway. But upright citizens may doubt themselves, thinking they've forgotten to pay a bill. Many times, the sums involved tend to be fairly small, so some people may be tempted to just pay the "bill" and "get it over with."
Ways to Protect Yourself Against Debt Collection Scams
Review your credit report frequently to find inaccuracies.
Be aware of your current creditors and how much you owe.
Ask creditors for identification before you provide any information over the telephone.
Reporting Fake Debt Collectors
If you ever receive a call from anyone identifying himself as a debt collector, the law requires that the debt collector provide you with identification, and that the debt collector refrain from making misleading and threatening statements.
You can report any problems you have to your state Attorney General?s office www.naag.org and the Federal Trade Commission www.ftc.gov. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.
Digital voice said, it was a case of "State and Federal law." Said they were from Shapero and Banister. Said I had 24 hours and SS number was "flagged." Sounds like a scam.
Anything that serious comes via certified U.S. mail. Reporting to local police.
A friend of mine just got a call from this number. We're trying to figure out who's the call coming from. I did a Google search and nothing is coming up under the so called business name left on the voicemail.