The called asking for me. Then they said they were calling for a personal important business matter but needed to verify my birthday. That I did though I was hesitant. After that, she asked to verify my address and I refused I said I already verified my birthday that unless she gives me more info I will not move forward I don't know her. She said "at this time I am terminating the call have a great day"
You call ME and you can't tell me who you are but I have to disclose to you my info?

AMERICREDIT Collections.  Trying to collect on SKELETON DEBT.  They wanted my wife to pay for  her x-husbands loan from 1981.  Do these collection agents honestly think that people are that stupid?

Lol they've taken me off their list at least 10 times.  They ask for Rudy Banuelos or Ann Evans and have been doing so for three years.  I've had the number for 8 years. Never heard of either of these people.  I tried being nice, my husband was not so nice...he's pretty tired of the calls at 8 AM on Saturdays.

I called them back and had no problem getting off their list. Guess its just up to who you get to answer the call. Just keep calling them back until you get someone that can help you.

they keep calling me and asking for someone that must have had this phone # before me.
very annoying

I am being called over a bill that is almost 10 years old.  In prior years I tried to settle this.  I was never met with a resonable person.

Now this new collection company is trying to reserect this and it should remain dead and burried.  The guy would not give me a mailing address or a company name,  I am calling to this number again and going to see if they identify themselves,  "Van Credit Corporation"  The answering system they have starts too soon.

The person who calls never identify the type of debit or collector company. Shows a very rude behavior.

Debt collector that didn't identify what the debt was from. I'm caught up on my student loans so its not for that.

Collecting old debt for Americredit

Calling from Van Rue for debt collection

Pre-recorded call seeking someone I do not know. I have had the same phone number for 22 years and these call just started about 6 months ago.

I just got my phone number Nov 2009.  The calls from this number never stopped.  They trying to get a hold of a person I never new.  They final answer one time when I remained on the phone but would not tell me who they were or what company they were.  very rude on the phone too. What do you do?

Van Ru is a collection agency that usually collects on old student loans.

They are also using this number    1-877-719-0713

Called trying to collect a debt from someone else.  This is my cell phone number, and it is registered with the National do Not Call Directory.

do not call 406-492-6522 if you can not identify whose calling

I have asked these people to not call me on my job.  They continue to harass and call anyway.  My employers are very strict and if this continues my job will be in jeopardy.

This collection compnay is located in Largo, Illinois and their automated system calls me everyday. I choose option one hoping to speak with a reasonable person to take me off their list, but I am placed on hold in excess of an hour. I was able to get someone on the phone today and was called a retard and hung up on. They seem to enjoy being pranksters. I called back and asked to speak to their legal department and they quickly agreed to remove my number. The attitude was the same, these are not nice people. Probably trailer park trash that can't get a real job.

I got a call and they asked for someone in the HR or Employment Department and I transfered the phone to the Administrator and she found no one on the phone , I came here to check the number that I got a call from and found them to be a scam ... Oh my God how they are trying to call from many numbers to disturb us

Just to show how illegal their business is.... That first call I reported was at 8:53am. They called again, AFTER BEING INFORMED of the cease comm, at 10:00 am. That's 2 violations.

It is the Van Ru Credit Corp representing AmeriCredit. They called several times AFTER I sent them a Certified Cease Communication letter. The calls are sometimes outside the limits for normal business hours. Regardless, violation of a cease comm is against the law and I will report them.

nasty

Appears to be Van Ru Credit Agency, generates an automated message stating that they are from said agency, that they have an "important message" for so-and-so and that you are to bring them to the phone.  Goes on to say some other things about "be sure you are in a place where you can take the call privately..." and so forth.  Asks for a return call at the same number if you are said person.

They've tried calling a number of times now and now that I know who it is, I will be sending them a letter to cease all telephone communication with me, as I am not the person they seek.

Phone rings but nobody is on the line.  No messeges left either.

Send the cease communications letter you will find under the dealing with debt collectors link.  You need to specify that THEY ARE CALLING THE WRONG NUMBER - send it certified mail return receipt.  KEEP A LOG OF ALL CALLS, DATE, TIME PERSON YOU SPOKE TO ETC.  RECORD THE CALLS

REPORT THEM

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

I have told this person , that the person they are looking for does not live here I donot know the person but they continue to call everyday all day what do I do